Punjab & Sind Bank Personal Loan in Patna

About Punjab & Sind Bank Personal Loan Patna

Get instant delivery of finances to fulfill all your personal obligations. Be it regarding for marriage purposes, for pursuing higher education, for medical treatment or simply a vacation, for meeting out any unforeseen circumstances. Don’t let the paucity of funds to obstruct the progress of realizing your dreams? Consider Punjab & Sind Bank Personal Loan Patna where you may get disbursement of personal loans directly in your bank account within hours.

Punjab & Sind Bank Personal Loan Patna at a glance

ParticularsDetails
Interest Rate12.80% - 14.05%
Loan AmountFor Salaried Class:

Up-to 18 times monthly net salary/1.5 times of Net Annual Income or ₹ 3 lacs, whichever is less
For Pensioner:
(a) Pensioners upto the age of 65 years - Up-to 15 times monthly net pension or ₹ 3lacs, whichever is less.
b) For Pensioners above the age of 65 years and upto the age of 70 years - Up-to 10 times monthly net pension or ₹ 1 Lac, whichever is less.
TenureUpto 5 years
Processing FeeOne-Time:
1.0% of the loan amount.
Pre-payment ChargesMinimum prepayment charges

Eligibility Criteria

The borrowers need to fulfill the following eligibility criteria while applying for Punjab & Sind Bank Personal Loan:

  • Salaried class employees and pensioners are eligible to apply for personal loan.

  • The minimum age limit of the borrower should be 21 years whereas the maximum age limit for salaried class Government/PSU employees should be 60 years, for salaried class private employees should be 65 years and for pensioners should be 70 years.

  • The guarantee for the personal loan stands from the Third party/ mutual guarantee/ guarantee of spouse/ Major son.

Documents Required

The salaried employees as well as pensioners need to produce the following documents while applying for personal loan.

  • Identity Proof- PAN Card/Voter ID/Driving License/Aadhar Card/Passport

  • Address Proof- Utility bill/Passport/Aadhar card/Voter ID

  • Income Proof– Latest Salary Slip/ ITR/Form-16

  • Bank Statement– Last 3-6 Month Bank Statement

To know more details, visit Personal Loan Patna

Address of Punjab & Sind Bank Branches in Patna

Branch NameComplete AddressIFSCMICRContact Number
Fraser Road , Patna42, Fraser Road, PatnaPSIB00001748000230022221850
Patna CityHazi Ganj, Patna City, Bihar - 800008 PSIB0000286NON-MICR0612 2616059
Patna Central SchoolPatna Central School, Sudarshan Vihar, Jangpura, Patna, Bihar - 800020 PSIB00007828000230040612-2380039
R.K.Avenue, Patna, Bihar 92 - A, Block - B, R.K. Avenue, Rajendra Nagar, Patna, Bihar Pin 800016PSIB0020941NON-MICR0612 2674978

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