RBL Bank MoCash Credit Card

Highlights

  • Convert the high Transactions into EMIs through MoCash Credit Card.
  • Earn Reward Points and Redeem them for buying the e-vouchers of the various brands.
  • Go through the Fees, Payment Options, and Documents require to Apply for the Credit Card.

Almost every individual go for a credit card to enjoy the various discount and cashback offers. But in the RBL Bank MoCash Credit Card, you can take a loan from the MoCash mobile application. The funds are transferred directly into your bank account. These funds can be used in the case of an emergency or buying something special. On the other hand, you can enjoy discounts on movie tickets and fuel surcharge. You also have the opportunity to earn reward points on the various other transactions. So, go through all the features of this credit card and make the optimum use of it.

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    Benefits of Using the RBL Bank MoCash Credit Card

    There are various privileges of this credit card that will help you to save some extra money from your regular expenses. Go through all of them and know how to use them efficiently.

    Advance from MoCash

    Get the money as a credit from the MoCash application into your bank account. You can take this facility anytime you want and the amount of loan will be credited in your account.

    • Download the RBL MoCash Application and determine your credit limit within 3 minutes.
    • The interest is only charged on the amount that you borrow.
    • This service is available 24×7 so you can take the loan as per your needs.
    • You have the option to choose the tenure for the repayment of the credit amount.
    • Convert the heavy transactions into EMIs using the MoCash App.

    Earn Some Reward Points

    • On the Successful Activation of the Credit Card earn a welcome bonus of 2000 Reward Points.
    • Spend ₹100 on the offline transaction and earn 1 Reward Points on Each.
    • On the Online transactions of every ₹100 earn 2 reward points.
    • Enjoy Shopping with a voucher of ₹1000 earned after spending ₹1 Lac using the card.

    Terms and Conditions

    • No Reward Points will be earned on the fuel transactions.
    • The Credit Card has to be activated within 30 days in order to earn the welcome reward points.

    Buy E-Vouchers Using the Reward Points

    Reward Points RequiredBrand NameWorth of the e-VoucherProduct Code
    40 Hundred Reward PointsBaskin Robine-voucher worth ₹1000BRV1000
    42 Hundred Reward PointsCosta Coffeee-voucher worth ₹1000CCV1000
    80 Hundred Reward PointsTGI Fridayse-voucher worth ₹2000TGIFV2000
    40 Hundred Reward PointsMainland Chinae-voucher worth ₹1000MCV1000
    57 Hundred Reward PointsPizza Hute-voucher worth ₹1500PHV1500
    89 Hundred Reward PointsAmazon Gift Carde-voucher worth ₹2000AMZ2000
    4750 Reward PointsSpencere-voucher worth ₹1000Spencers1000

    Movies Discounts

    • Book the movie tickets from BookMyShow and get a flat discount of 10%.

    Terms and Conditions

    • This discount is only allowed 15 times in a year.
    • You have to book the ticket either from the BookMyShow website or App.

    Fuel Surcharge Waiver

    • Waive off the fuel surcharge up to ₹100 every month.

    Terms and Conditions

    • This discount will be only allowed on the transactions of ₹500 and above.
    • The maximum limit for the discount is ₹4000.

    Credit Limit of RBL Bank MoCash Credit Card

    The RBL Bank has not specified the credit limit of this card. It totally relies on the income of the applicant. If the applicant is earning good and he has a regular income then there are the chances of getting a high credit limit. On the other hand, the RBL Bank also checks the credit history of the individual. If the individual has a good repayment track then the credit limits are usually high on the RBL Bank Credit Card.

    MoCash Credit Card Fee, Payment Options and Eligibility

    Before applying for the RBL MoCash Credit Card, you must go through the fees and other charges of the credit card. You must also check documents that the RBL Bank needs to issue the credit card.

    Fee and Charges

    ParticularsCharges
    Joining Fees₹500 Plus applicable taxes
    Annual Renewal Fees₹500 Plus Applicable Taxes
    Transact ₹1 Lac or More in the Previous YearAnnual Renewal Fee- NIL
    Add-On Card FeeNIL
    Finance ChargesUp to 3.50% Per Month or 42% Per Annum
    Cash Transaction Fee2.5% of the Cash with a minimum of ₹300
    Late Payment Fee15% of the Due with a Minimum of ₹50 and a maximum of ₹1000
    Over limit Charges₹600
    Cash Payment Charge₹250

    Eligibility Criteria and Documents

    • The individual must be a citizen of India.
    • The individual must have appropriate income so that he can make RBL Credit Card Payment.
    • PAN Card, Aadhar Card, Driving Licence for the Identity proof.
    • Telephone Bill, Electricity Bill, Passport, Voter I.D. Card for the Residential Proof.
    • Salary Slips, Income Tax Return Documents, Form 16 for the Income Proof.

    RBL Bank MoCash Credit Card Payment

    You have the various options for clearing the bill of RBL Bank MoCash Credit Card. Use any method of payment as all of them are safe and easy to use.

    • Use the UPI Payment method for clearing the bill.
    • Try RBL Net Banking for faster payments.
    • National Electronic Fund Transfer option is also available to clear the credit card dues from other banks.
    • Cheque and Cash Payments can also be used for the payment.
    • RBL Mobile application would be an easy option for clearing the outstanding credit card dues.

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