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- Convert the high Transactions into EMIs through MoCash Credit Card.
- Earn Reward Points and Redeem them for buying the e-vouchers of the various brands.
- Go through the Fees, Payment Options, and Documents require to Apply for the Credit Card.
Almost every individual go for a credit card to enjoy the various discount and cashback offers. But in the RBL Bank MoCash Credit Card, you can take a loan from the MoCash mobile application. The funds are transferred directly into your bank account. These funds can be used in the case of an emergency or buying something special. On the other hand, you can enjoy discounts on movie tickets and fuel surcharge. You also have the opportunity to earn reward points on the various other transactions. So, go through all the features of this credit card and make the optimum use of it.
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Table of Contents
- 1 Benefits of Using the RBL Bank MoCash Credit Card
- 2 MoCash Credit Card Fee, Payment Options and Eligibility
Benefits of Using the RBL Bank MoCash Credit Card
There are various privileges of this credit card that will help you to save some extra money from your regular expenses. Go through all of them and know how to use them efficiently.
Advance from MoCash
Get the money as a credit from the MoCash application into your bank account. You can take this facility anytime you want and the amount of loan will be credited in your account.
- Download the RBL MoCash Application and determine your credit limit within 3 minutes.
- The interest is only charged on the amount that you borrow.
- This service is available 24×7 so you can take the loan as per your needs.
- You have the option to choose the tenure for the repayment of the credit amount.
- Convert the heavy transactions into EMIs using the MoCash App.
Earn Some Reward Points
- On the Successful Activation of the Credit Card earn a welcome bonus of 2000 Reward Points.
- Spend ₹100 on the offline transaction and earn 1 Reward Points on Each.
- On the Online transactions of every ₹100 earn 2 reward points.
- Enjoy Shopping with a voucher of ₹1000 earned after spending ₹1 Lac using the card.
Terms and Conditions
- No Reward Points will be earned on the fuel transactions.
- The Credit Card has to be activated within 30 days in order to earn the welcome reward points.
Buy E-Vouchers Using the Reward Points
|Reward Points Required||Brand Name||Worth of the e-Voucher||Product Code|
|40 Hundred Reward Points||Baskin Robin||e-voucher worth ₹1000||BRV1000|
|42 Hundred Reward Points||Costa Coffee||e-voucher worth ₹1000||CCV1000|
|80 Hundred Reward Points||TGI Fridays||e-voucher worth ₹2000||TGIFV2000|
|40 Hundred Reward Points||Mainland China||e-voucher worth ₹1000||MCV1000|
|57 Hundred Reward Points||Pizza Hut||e-voucher worth ₹1500||PHV1500|
|89 Hundred Reward Points||Amazon Gift Card||e-voucher worth ₹2000||AMZ2000|
|4750 Reward Points||Spencer||e-voucher worth ₹1000||Spencers1000|
- Book the movie tickets from BookMyShow and get a flat discount of 10%.
Terms and Conditions
- This discount is only allowed 15 times in a year.
- You have to book the ticket either from the BookMyShow website or App.
Fuel Surcharge Waiver
- Waive off the fuel surcharge up to ₹100 every month.
Terms and Conditions
- This discount will be only allowed on the transactions of ₹500 and above.
- The maximum limit for the discount is ₹4000.
Credit Limit of RBL Bank MoCash Credit Card
The RBL Bank has not specified the credit limit of this card. It totally relies on the income of the applicant. If the applicant is earning good and he has a regular income then there are the chances of getting a high credit limit. On the other hand, the RBL Bank also checks the credit history of the individual. If the individual has a good repayment track then the credit limits are usually high on the RBL Bank Credit Card.
MoCash Credit Card Fee, Payment Options and Eligibility
Before applying for the RBL MoCash Credit Card, you must go through the fees and other charges of the credit card. You must also check documents that the RBL Bank needs to issue the credit card.
Fee and Charges
|Joining Fees||₹500 Plus applicable taxes|
|Annual Renewal Fees||₹500 Plus Applicable Taxes|
|Transact ₹1 Lac or More in the Previous Year||Annual Renewal Fee- NIL|
|Add-On Card Fee||NIL|
|Finance Charges||Up to 3.50% Per Month or 42% Per Annum|
|Cash Transaction Fee||2.5% of the Cash with a minimum of ₹300|
|Late Payment Fee||15% of the Due with a Minimum of ₹50 and a maximum of ₹1000|
|Over limit Charges||₹600|
|Cash Payment Charge||₹250|
Eligibility Criteria and Documents
- The individual must be a citizen of India.
- The individual must have appropriate income so that he can make RBL Credit Card Payment.
- PAN Card, Aadhar Card, Driving Licence for the Identity proof.
- Telephone Bill, Electricity Bill, Passport, Voter I.D. Card for the Residential Proof.
- Salary Slips, Income Tax Return Documents, Form 16 for the Income Proof.
RBL Bank MoCash Credit Card Payment
You have the various options for clearing the bill of RBL Bank MoCash Credit Card. Use any method of payment as all of them are safe and easy to use.
- Use the UPI Payment method for clearing the bill.
- Try RBL Net Banking for faster payments.
- National Electronic Fund Transfer option is also available to clear the credit card dues from other banks.
- Cheque and Cash Payments can also be used for the payment.
- RBL Mobile application would be an easy option for clearing the outstanding credit card dues.