RBL Bank Platinum Maxima Credit Card

The card makes an instant impression by giving you 8,000 reward points at the very start before allowing you to earn more of that owing to its accelerated reward structure. Apart from the rewards, there are movie ticket vouchers and eye-catching travel benefits up for grabs. So, what are you waiting for? Come and read on RBL Bank Platinum Maxima Credit Card.

RBL Platinum Maxima Rewards Offers December 2019

If you sign in to this card, the following rewards are going to be applicable.

• Get 8,000 reward points after paying the joining fee and purchasing via a card within 30 days of its issuance
• Earn 2 reward points on every ₹100 spent on all your purchases
• When you spend the same on dining, fuel, utility bill, entertainment and international purchases, 10 reward points would get credited @5X rewards
• 10,000 reward points to be credited after spending ₹2 lakhs or more in a year
• Earn additional 10,000 bonus reward points on achieving an annual spend of ₹3.5 lakhs

Entertainment, Travel & Other Exciting Offers December 2019

• Grab a complimentary movie ticket free up to ₹200 per month on purchasing 2 or more tickets at BookMyShow. You need to choose RBL Bank Buy 1 Get 1 Offer under Offers/Discounts section at BookMyShow’s mobile App or website.
• Enjoy 2 complimentary visits every calendar quarter to all major domestic airport lounges via MasterCard Program

Fees & Charges

• First-year fee – ₹2,000
• Fee from second year onward – ₹2,000
• Add-on-card fee – NIL
• Finance charges on retail purchases and cash withdrawal – 3.5% per month if the outstanding balance is not paid in full
• Cash advance fee – 2.5% of the cash withdrawal amount, subject to a minimum of ₹300
• Late payment fee – 15% of the total due, subject to a minimum and maximum of ₹350 and ₹1,000, respectively
• Over limit penalty – ₹600
• Duplicate statement fee – ₹100
• Card replacement fee – ₹200
• ECS bounce charges – ₹500
• Cash payment fee – ₹100

Note – All these fees and charges bear 18% goods and services tax (GST) also.

RBL Bank Platinum Maxima Card Credit Limit

It’s not unusual to be bothered about the credit limit you are likely to get on Maxima card. The credit limit decides greatly the extent of shopping you can have with the card. Well, it can’t be told as to how much a limit you would get. However, your income, repayment potential and credit score would give a brief idea of the limit. To grab a higher credit limit offer, it’s imperative to have a credit score past 750, besides earning reasonably more to convince RBL bank about your repayment capabilities.

Documents Needed to Apply for RBL Bank Platinum Maxima Credit Card

You must submit the following documents to ensure you get an approval to your credit card application without any hassle.

Identity Proof – Copy of PAN Card/Passport/Aadhaar/Voter ID/Driving License
Residence Proof – Copy of Passport/Voter ID/Driving License/Aadhaar/Utility Bill
Income Proof – Latest Salary Slips or Form 16 for Salaried, ITR for Self-employed

How to Apply for RBL Bank Platinum Maxima Credit Card Online at Wishfin?

Wishfin, a leading online marketplace for credit cards, loans and other products, provides you with an opportunity to apply for the said RBL Bank Credit Card. All you need is to mention a few personal and professional details online before submitting the application. Thereafter, Wishfin executives will contact you and forward your application to RBL Bank, which would give an approval when the details entered in the application form are true.