The card makes an instant impression by giving you 8,000 reward points at the very start before allowing you to earn more of that owing to its accelerated reward structure. Apart from the rewards, there are movie ticket vouchers and eye-catching travel benefits up for grabs. So, what are you waiting for? Come and read on RBL Bank Platinum Maxima Credit Card.
Credit Card
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To,TransUnion CIBIL Limited[Formerly known as Credit Information Bureau (India) Limited]One Indiabulls building ,Unit No 1901 – 1905,19th Floor, Tower 2A-2B, Jupiter Mill compound,Senapati Bapat Marg, Lower Parel, Mumbai 400 013
Sub: Grant of Consent
Dear Sirs,
In connection with submission of the application for my credit information offered by CIBIL (“Consumer Credit Information”) through Wishfin and delivery of the Consumer Credit Information to the Company, I hereby acknowledge and agree to the following:
- The Company is my lawfully appointed agent and he / it has agreed to be my agent for the purposes, including, without limitation, to receive the Consumer Credit Information from TUCL on my behalf and use it in the manner consistent with the Agreement entered into between the Company and TUCL, and the Company has granted its consent for being appointed for the aforesaid purpose.
- I grant my unconditional consent to the Company to receive the Consumer Credit Information from TUCL on my behalf and use it in the manner consistent with the consistent with the Agreement entered into between the Company and TUCL, as the case may be, and the Company has granted its consent for being appointed for the aforesaid purpose. I hereby represent and acknowledge that: (a) I have carefully read the terms and conditions of the Agreement entered into between the Company and TUCL understood the same; or (b) the Terms of Understanding in relation to the use of the Consumer Credit Information has been agreed between me and the Company.
- I hereby expressly grant unconditional consent to, and direct, TUCL to deliver and / or transfer my Consumer Credit Information to the Company on my behalf.
- I shall not hold TUCL responsible or liable for any loss, claim, liability, or damage of any kind resulting from, arising out of, or in any way related to: (a) delivery of my Consumer Credit Information to the Company ; (b) any use, modification or disclosure by the Company of the contents, in whole or in part, of my Consumer Credit Information , whether authorized or not; (c) any breach of confidentiality or privacy in relation to delivery of my Consumer Credit Information to the Company ; (d) for any use made by the Company which is contrary to the Agreement entered into between the Company and TUCL.
- I acknowledge and accept that: (a) TUCL has not made any promises or representations to me in order to induce me to provide my Consumer Credit Information or seek any consent or authorization in this regard; and (b) the implementation of the Agreement between TUCL and the Company is solely the responsibility of the Company
- I agree that I may be required to record my consent / provide instructions electronically and in all such cases I understand that by clicking on the "I Accept" button below, I am providing "written instructions" to Wishfin authorizing Wishfin to obtain my Consumer Credit Information from my personal credit profile from TransUnion CIBIL LIMITED, [formerly known as Credit Information Bureau (India) Limited]]. I further authorize Wishfin to obtain such information solely to confirm my identity and display my Consumer Credit Information to me. Further in all such cases “By checking this box and clicking on the ‘Authorize button, I agree to the terms and conditions, acknowledge receipt of TUCL privacy policy and agree to its terms, and confirm my authorization for Wishfin to obtain my Consumer Credit Information .
- I understand that in order to deliver the product to me, I hereby authorize Wishfin, to obtain my Consumer Credit Information from TUCL.
- By submitting this registration form, I understand that I am providing express written instructions for Wishfin to request and receive information about me from third parties, including but not limited to a copy of my consumer credit report and score from consumer reporting agencies, at any time for so long as I have an active Wishfin account. I further authorize Wishfin to retain a copy of my information for use in accordance with [Wishfin’s] Terms of Use and Privacy Policy.
- I UNDERSTAND THAT THE PRODUCT IS PROVIDED ON AN “AS-IS”, “AS AVAILABLE” BASIS AND TUCL EXPRESSLY DISCLAIMS ALL WARRANTIES, INCLUDING THE WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.
- I shall not sue or otherwise make or present any demand or claim, and I irrevocably, unconditionally and entirely release, waive and forever discharge TUCL , its officers, directors, employees, agents, licensees, affiliates, successors and assigns, jointly and individually (hereinafter “Releasee”), from any and all manner of liabilities, claims, demands, losses, claims, suits, costs and expenses (including court costs and reasonable attorney fees) (“Losses”), whatsoever, in law or equity, whether known or unknown, which I ever had, now have, or in the future may have against the Releasee with respect to the submission of my Consumer Credit Information and / or my decision to provide TUCL L with the authority to deliver my Consumer Credit Information to the Wishfin . I agree to defend, indemnify, and hold harmless the Releasee from and against any and all Losses resulting from claims made against TUCL L by third parties arising from and in connection with this letter.
- I agree that the terms of this confirmation letter shall be governed by the laws of India and shall be subject to the exclusive jurisdiction of the courts located in Mumbai in regard to any dispute arising hereof. TUCL is entitled to assign its rights hereunder to any third person without taking my prior written consent.
Yours faithfully,
Name :____________________________Address : ____________________________Date : ____________________________
RBL Platinum Maxima Rewards Offers March 2020
If you sign in to this card, the following rewards are going to be applicable.
- Get 8,000 reward points after paying the joining fee and purchasing via a card within 30 days of its issuance
- Earn 2 reward points on every ₹100 spent on all your purchases
- When you spend the same on dining, fuel, utility bill, entertainment and international purchases, 10 reward points would get credited @5X rewards
- 10,000 reward points to be credited after spending ₹2 lakhs or more in a year
- Earn additional 10,000 bonus reward points on achieving an annual spend of ₹3.5 lakhs
Entertainment, Travel & Other Exciting Offers March 2020
- Grab a complimentary movie ticket free up to ₹200 per month on purchasing 2 or more tickets at BookMyShow. You need to choose RBL Bank Buy 1 Get 1 Offer under Offers/Discounts section at BookMyShow’s mobile App or website.
- Enjoy 2 complimentary visits every calendar quarter to all major domestic airport lounges via MasterCard Program
Fees & Charges
- First-year fee – ₹2,000
- Fee from second year onward – ₹2,000
- Add-on-card fee – NIL
- Finance charges on retail purchases and cash withdrawal – 3.5% per month if the outstanding balance is not paid in full
- Cash advance fee – 2.5% of the cash withdrawal amount, subject to a minimum of ₹300
- Late payment fee – 15% of the total due, subject to a minimum and maximum of ₹350 and ₹1,000, respectively
- Over limit penalty – ₹600
- Duplicate statement fee – ₹100
- Card replacement fee – ₹200
- ECS bounce charges – ₹500
- Cash payment fee – ₹100
Note – All these fees and charges bear 18% goods and services tax (GST) also.
RBL Bank Platinum Maxima Card Credit Limit
It’s not unusual to be bothered about the credit limit you are likely to get on Maxima card. The credit limit decides greatly the extent of shopping you can have with the card. Well, it can’t be told as to how much a limit you would get. However, your income, repayment potential and credit score would give a brief idea of the limit. To grab a higher credit limit offer, it’s imperative to have a credit score past 750, besides earning reasonably more to convince RBL bank about your repayment capabilities.
Documents Needed to Apply for RBL Bank Platinum Maxima Credit Card
You must submit the following documents to ensure you get an approval to your credit card application without any hassle.
Identity Proof – Copy of PAN Card/Passport/Aadhaar/Voter ID/Driving License
Residence Proof – Copy of Passport/Voter ID/Driving License/Aadhaar/Utility Bill
Income Proof – Latest Salary Slips or Form 16 for Salaried, ITR for Self-employed
How to Apply for RBL Bank Platinum Maxima Credit Card Online at Wishfin?
Wishfin, a leading online marketplace for credit cards, loans and other products, provides you with an opportunity to apply for the said RBL Bank Credit Card. All you need is to mention a few personal and professional details online before submitting the application. Thereafter, Wishfin executives will contact you and forward your application to RBL Bank, which would give an approval when the details entered in the application form are true.
