RBL Bank Practo Plus Credit Card


  • Get Access to the Airport Lounge twice a year through RBL Bank Practo Plus Credit Card.
  • Measure your and your family’s health using Practo Application.
  • Have a Monthly Checkup and get the 24X7 Availability of the doctor’s consultation.

Nowadays the medical expenses are the major concern of the individual. So, in order to cut those expenses, you can use the RBL Bank Practo Plus Credit Card. It has a lot of offers on booking appoints and taking medical help from the Practo Application. You can easily keep an eye on your health and improve it regularly. This credit card will make you the Practo plus Member so that you can take various health services from Practo. 24×7 Doctor assistance is available for you and for your family. You can also have a health checkup including lab tests and doctor consultation. There are many other features of this credit card that you will get to know.

Credit Card

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    Professional Details

    Personal Details

    Benefits of RBL Bank Practo Plus Credit Card

    • Enjoy 2 Complimentary Airport Lounge access in a year.
    • Spend ₹100 and earn 1 HealthCash.
    • 1 HealthCash is equal to ₹1 and it is redeemable at the Practo Health Services.
    • Consult your health with the Family Doctor.
    • 24X7 availability of Doctor Consultation for you and for your family members.
    • Having Qualified Doctors who keep the records of your family history.
    • Connect to the doctor through chat, call or a video call within 2 minutes.
    • This service is available for 24 hours and 7  days.
    • All the consultation between you and the doctor is kept confidential.

    Terms and Conditions

    • The doctors and the patients are only allowed to access the consultation.
    • There are no reward points on the expenditure through this credit card.
    • This credit card doesn’t include any fuel surcharge benefits.

    Health Checkup Facility

    You can have a health checkup of your family as well. Always monitor your health and the health of your loved ones. The facilities for the checkup are mentioned below.

    • Pickup of the sample from the home of the cardholder.
    • Get the Reports of the test in 24 hours.
    • CAP, NABL, Accredited Labs are covered.

    Profiles Included in the Test

    • Thyroid Profile
    • Vitamin Profile
    • Blood Counts
    • Diabetes
    • Iron Deficiency Profile

    Terms and Conditions

    • You have to use the services within 3 months of the card issuance date.
    • All these facilities are available on the Practo Application that can be accessed through RBL Bank Credit Card.

    Advantage of the Practo Health Application

    • Get the Appointment of your Family Doctor in seconds.
    • Get the Medicines delivered at your doorstep.
    • There is also an option to chat with the doctor in case of an emergency.
    • Set up the health reminders for taking the medicines on time.
    • Maintain your health history and measure the improvement.
    • Read the tips and blogs related to health improvement.

    RBL Bank Practo Plus Credit Card Fee

    Joining Fees₹2000
    Fee for the Add-On CardNIL
    Finance ChargesUp to 42% Per Annum or 3.50% Per Month
    Cash Transaction Fee2.5% of the Cash with a minimum of ₹300
    Late Payment Fee15% of the Outstanding with a Minimum of ₹50 and a maximum of ₹1000
    Overlimit Charges₹600
    Cash Payment Charge₹250

    Payment Options for RBL Bank Practo Credit Card

    There are many individuals who hold more than two credit cards and it becomes really difficult for them to remember the due date for paying the bills of all the credit cards. Therefore RBL Bank has the facility of clearing the credit card dues through NACH. This facility will debit the bill amount of your credit card from your bank account. But you have to maintain sufficient balance in your bank account. There are some other options as well that will help you to clear the credit card dues.

    • Pay the credit card Bill using the UPI Payment option.
    • Pay the bill from another bank using the  National Electronic Fund transfer.
    • RBL Net banking Facility will also help to pay the Practo Plus Credit Card dues.
    • RBL Mobile Application will also clear the dues of your Credit Card.
    • Use the Cash and Cheque Mode for the payment of the RBL Credit card at branches.

    Credit Limit of this Credit Card

    You must be eager to know the credit limit of this credit card. But there is no such specified credit limit of this card. The limit of the credit card totally depends on your Cibil score and your income. If you are having a good credit score and handsome earning then you’ll get a high credit limit. An average salary and low Cibil score will restrict your credit limit. So, the credit limit wholly depends on the Cibil Score and Income of the individual.

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