SBI Guwahati - Main Branch Address, Rates Dec 2023, IFSC Code

SBI Guwahati

About State Bank of India (SBI)

State Bank of India is the largest and one of the oldest bank in India. The bank has its roots in the colonial India and was established in the year 1806. It is the well- established government-owned bank. It was nationalised by the Indian government in 1955. After being nationalised the bank extended its network throughout the country. The bank has a total number of 18,354 branches spread even in the remotest corner of the nation. The head office of the bank is located in Mumbai city. The State Bank of India is the banker to every Indian. More than 95% of the country’s population has an account in the bank.Through its extensive presence, the bank extends quality banking products and services to all. It has designed multiple products and schemes to provide a correct remedy for all financial grievances. The plans and policies of the bank are made keeping in mind the needs of all sections of society. The aim of the bank is to deliver customer-oriented services and help them attain their financial goals. It has received several awards and praises for providing worthy services.The bank won National Awards for excellence in MSE Enterprise and for lending to Micro Enterprise. It even won ”The Best Bank” award and ” Best Home Loan Provider Award” in 2008.

Address of SBI Branches in Guwahati

The complete address, IFSC Code, MICR Code and customer care details of State Bank of India branches located in Guwahati are mentioned in the table below:

Branch NameComplete AddressIFSC CodeMICR CodeContact Number
Guwahati Main
Pan Bazar Guwahati, Assam 781001SBIN00000787810020020361-2605446, 2543576, 2635829
New Guwahati

Bamunimaidam, Guwahati, Kamrup, Assam
SBIN00002217810020031800 425 3800

N.F. Rly. Complex, Maligaon, Guwahati, Kamrup, Assam, Pin 781011
SBIN00002297810020040361-2673710, 2672430
South Guwahati

G.S.Road, Guwahati, Kamrup, Assam, Pin 781007
A T Road

Guwhatti Dist Kamrup, Assam 781001SBIN00015187810020060361-2547550/ 2607892
Fancy Bazar

SRCB Road, Bulbul Market Fancy Bazar Guwahati Assam 781001SBIN00037757810020080361-2545736, 0361-2547210
Guwahati Refinery Complex

Guwahati, Kamrup, Assam , Pin - 781020
West Guwahati

West Guwahati, A.T. Road, Guwahati, Bharalumukh, Dist. Kamrup, State AssamSBIN00068787810020100361-2518787, 0361-2607510, 0361-2518787
Gita Nagar

ZOO - Narangi Road Guwhatti, Kamrup, Assam , Pin - 781021SBIN00072027810020110361-2417741
Guwahati Medical College

Statfed Building, Bhangagarh Guwahati Kamrup, Assam, PIN - 781005
SBIN00077007810020120361-2529387, 2461310
Guwahati Airport

Guwahati Airport Borjhar, Amrup, Assam 781015SBIN00037767810020130361-2842440

PO Udayan Bihar Guwahati Dist Kamrup, Assam 781171
SBIN00020937810020140361-2642337, 2643057, 0361-2643057
Guwahati University

Guwahati University Campus Pin 781014SBIN00020607810020150361-2570510, 0361-2673823, 0361-2570510
Silpukhuri Evening Branch

P.O. Silpukhuri , Guwahati , Dist Kamrup, Assam , Pin - 781003SBIN00056067810020160361-2664122 0361-2666002

P.O. Noonmati, Guwahati, Assam, Dist Kamrup, Assam, Pin - 781026SBIN00082657810020170361-2550688

M C Road, Chenikuthi, Dist Kamrup, AssamSBIN00079767810020190361-2664056
Pandu Port
Guwahati Shillong, Kamrup, Assam , Pin - 781012SBIN00078157810020200361-2571248
Kalipur Bhutnath

Guwhatti , Kamrup, Assam 781009 , Pin - 781009SBIN00099127810020210361-2545079
Vinoba Nagar

P.O. Gopinathnagar, Guwahati - 16 , Guwahati Kamrup, Assam , Pin - 781018SBIN00091507810020220361-2490037
PBB Ganeshguri

Dr R P Road Lohit Ojha Complex 1st Floor Ganeshguri Guwahati Assam , Pin - 781006SBIN00041347810020240361-2227420
CB Guwahati

Beekay Tower , 2nd Floor, Ganesh Guri , Guwhati , Pin - 781006SBIN00044187810020280361-2231745
Beltola, Guwahati , Beltola , Pin - 781029SBIN00044197810020299435065017

Dispur Kahilipara, Main Road, Jatia , Guwhati , Pin - 781006SBIN00044207810020300361-2381001, 2381002
Hatigaon Charali

Meherban Path, Hatigaon Sijubari Road, Guwahati 781038SBIN00051627810020320361-2234421
RACPC Guwahati

C.B. Tower, G.N.B. Road Silpukhuri GuwahatiSBIN00044887810020330361-2730811

G.S. Road, Guwahati, Dist Kamrup, Assam - 781022SBIN00103277810020350361-2235878
Assam Engineering College
Jalukbari, Guwahati Kamrup, Assam Pin 781014SBIN00106707810020380361-2673455
Fancy Bazar Traders

Akshay Plaza (2nd Floor), M. G. Road, Fancy Bazar, Guwahati - 781001SBIN0013246NON-MICR0361-2735701

Regalia Complex, MRD Road, Bamunimaidan, Guwahati - 781021SBIN0013248NON-MICR0361-2550124, 2250019
IIT, Guwahati

IIT Campus, Amingaon, North Guwahati, Guwahati, Kamrup District, Assam - 781039SBIN0014262NON-MICR
Zonal Inspection Office, Guwahati

3rd Floor, Bakshish Plaza, Lokhra Road, Kalapahar Colony Bazar, Guwahati- 781018SBIN0015482NON-MICR
PBB Lachit Nagar

Lachit Nagar Main Road, Near Sainik Bhawan Rest House, Dist.; Kamrup Metro, Assam:781007SBIN0014255NON-MICR9435340798
Barbari Vip Road

Barbari Chariali, Vip Road, Guwahati, Distt.kamrup Metro. Assam-781035SBIN0015768 NON-MICR

Main Bazar Road, Salbari, PO Salbari, Distt. Kamrup. Assam-781318SBIN0018557NON-MICR
Administrative Office, Guwahati

GS Road , Bhangagarh Guwahati 781005
SBIN00062077810021500361-2529850, 2529020,
OAD, LHO Guwahati

Dist, Kamrup, Metropolitan State , Assam Pincode , 781009SBIN00069397810029980361-2237631
Fund Settlement Link Office, Guwahati

AT Road, Bharalumukh Guwahati 9, Kamrup Assam
SBIN00089147810029990361-2237648, 2237649

Opposite Guwahati Psychiatric Hospital, Bagharbori, Guwahati - 781037SBIN0013292 NON-MICR
G S Road

Christian Basti, G S Road, Guwahati - 781 005SBIN0012259 NON-MICR

Products Offered by SBI in Guwahati

The State Bank of India offers a wide range of products under the category of loan and investments. The loan products offered by the bank include home loan, personal loan, car loan, education loan, business loan, loan against property and gold loan. It even proffers investment products such as fixed deposits. The details, eligibility criteria, rate of interest and tenure of various loan and investment products offered by the bank are given in the table below: 

Basic Details of State Bank of India Products

Product NameEligibility CriteriaAmount Interest RateProcessing FeeTenure
Home Loan Minimum age of the applicant should be 18 years and not more than 70 years at the time of repayment.Up to ₹ 10 crores9.15% - 11.30%Minimum - ₹ 1,000 to ₹ 10,000 Up to 30 years
Personal LoanEligible segments - Salaried individual of good quality corporate, self- employed engineer, doctor, architect, chartered accountant, MBA with minimum 2 years standing
Central and state Government
Central PSUs
Profit making State PSUs
Educational Institutions of National Repute
Selected Corporates
Minimum - ₹ 24,000 in metro & urban areas, ₹ 10,000 in rural areas
Maximum - ₹ 15,00,000
11.00% - 14.00%1% - 3% of the loan amount + GSTUp to 5 years
Car LoanRegular employee of State / Central Government, Public Sector Undertaking, Private Company or a reputed establishment with minimum annual income of ₹ 2,50,000.

Professionals, self-employed, businessmen, proprietary/partnership firms who are income tax assesses with net profit or gross taxable income of ₹ 4,00,000 per annum

Person engaged in agricultural and allied activities with minimum net annual income of ₹ 4,00,000
Maximum - Up to 85% of on-road price7.20% - 7.90%For new car- ₹ 1,000
Pre-owned - ₹ 450 to ₹ 9,100 + GST
Maximum - 7 years
Loan Against PropertyAn employee or
a professional, self-employed or an income tax assesses or NRIs (Who has residential property or commercial properties in his own name or in the name of spouse/children/parent/sibling)

Minimum net monthly income of the individual should be ₹ 25,000 or ₹ 3,00,000 per annum

The maximum age shouldn’t exceed 70 years at the time of repayment
Minimum - ₹ 10 lacs
Maximum - ₹ 7.5 crores
9.45% - 11% p.a.1% of the loan + GST
Maximum - ₹ 50,000 + GST
Minimum - 5 years
Maximum - 15 years
Business LoanBusiness units engaged in trading, manufacturing and servicesUp to ₹ 20 croresAs per the bank norms1% of the loan amount15 years
Gold LoanThe age of the applicant should be 21 years and aboveMinimum - ₹ 10,000
Maximum - ₹ 20 lacs
0.10150.50% of the loan amount + GSTUp to 30 months
Education LoanIndian Nationals for pursuing higher education in India or abroad where admission has been secured
For studies in India - maximum ₹10 lacs

Studies abroad - maximum ₹ 20 lacs
9.35% - 10.75% p.a.No processing fee15 years
Fixed DepositAn individual either solely or jointly
A minor jointly with a major
Private Traders
Partnerships Firms
Societies & Corporates
-2.90% - 6.20%-7 days to 10 years

Documents Required

The list of documents required to avail the benefit of the financial products are given below:

Product NameDocuments
Home Loan For Applicants:
Completed loan application
3 Passport size photographs
Proof of identify (photocopies of Voters ID card/ Passport/ Driving
licence/ IT PAN card)
Proof of residence (photocopies of recent Telephone Bills/ Electricity Bill/
Property tax receipt/ Passport/ Voters ID card)
Proof of business address for non-salaried individuals
Statement of Bank Account/ Pass Book for last six months
Signature identification from present bankers
Personal Assets and Liabilities statement

For Guarantor:
Personal Assets and Liabilities Statement
2 passport size photographs
Proof of identification as above
Proof of residence as above
Proof of business address as above
Signature identification from his/her present bankers

Additional Documents for Salaried:
Original Salary Certificate from employer
TDS certificate on Form 16 or copy of IT Returns for last two financial years, duly acknowledged by IT Deptt.

Additional Documents for Professionals/ Self- Employed/ Other IT assesses:
Acknowledged copies of three years I.T. returns/ Assessment Orders
Photocopies of challans evidencing payment of Advance Income Tax
Personal LoanLatest Photograph, Photo Identity & Residence Proof of the Applicant & Guarantor
Income Proof - Salary slips for last 3 months, ITR/ Form 16 for last 3 years (for salaried)
Car LoanStatement of bank account for last 6 months
2 passport size photographs
Proof of Identity : (Copy of any one) Passport/ PAN Card/ Voters ID card/ Driving License etc.
Address Proof : (Copy of any one) Ration card/Driving License/Voters ID card/ Passport / Telephone Bill/ Electricity bill/Life Insurance policy
Income Proof: Latest Salary Slip, Form 16/ ITR for last 2 years, I.T. Returns or Form 16 for the last 2 years, Audited Balance sheet, P&L statement for 2 years, Shop & establishment act certificate / sales tax certificate / SSI registered certificate / copy of partnership ( non- salaried)
Loan Against PropertyApplication form
Financial Statements in case limit is over Rs.10.00 Lakh
Copy of Sales Tax / VAT / any other Tax Registration if applicable
Details of Property offered along with the latest valuation
For existing business, statement of accounts maintained with other Banks
Business LoanProof of Identity: Voter’s ID Card/ Passport/ Driving License/ PAN Card/ Signature identification from present bankers of proprietor, partner of director (if a company)

Proof of residence: Recent telephone bills, electricity bill, property tax receipt /Passport/ Voter’s ID Card of Proprietor, partner of Director (if a company)

Proof of business Address
Panchayat Licence
Actual - Past 3 years Balance Sheet, Estimated - Current Year Balance Sheet, Projected - Next Year Balance Sheet

CMA form
Copy of Sales tax / VAT /any other Tax Registration
Memorandum and articles of association of the Company/ Partnership Deed of partners etc.
Assets and liabilities statement of promoters and guarantors along with latest income tax returns
Project Report
Plan / Estimate / Invoices
Rent Agreement (if business premises on rent) and clearance from pollution control board if applicable
Power Allocation
SSI / MSME registration if applicable
Projected balance sheets for the next two years in case of working capital limits and for the period of the loan in case of term loan (for all cases of Rs.2 lakhs and above)

Photocopies of lease deeds/ title deeds of all the properties being offered as primary and collateral securities
Gold LoanApplication Form for Gold Loans
Two copies of photograph of the borrower(s)
Proof of Identity - Passport/ PAN Card/ Voters ID card/ Driving License etc.
Proof of Address - Ration card/Driving License/Voters ID card/Passport /Telephone Bill/ Electricity bill/Life Insurance policy
Education Loan Letter of admission
Completely filled in Loan Application Form
2 passport size photographs
Statement of cost of study
PAN Card of the student and Parent/ Guardian
AADHAR Card of the student and Parent/ Guardian
Proof of identity (Driving Licence/Passport/Aadhar/ any photo identity)
Proof of residence (Driving Licence/Passport/Electricity bill/Telephone bill)
Student/Co-borrower/ guarantor's bank account statement for last 6 months
IT return/ IT assessment order, of previous 2 years of Parent/ Guardian/ other co-borrower (if IT Payee)
Brief statement of assets & liabilities of Parent/ Guardian/ other co-borrower
Proof of income (i.e. salary slips/ Form 16) Parent/ Guardian/ other co-borrower
Fixed DepositProof of Identity - Passport, Voter ID card, Driving license, PAN card, Government department ID card
Proof of Residence - Bank account statement, Latest electricity bill, Latest mobile/telephone bill, Latest credit card statement, Existing house lease agreement

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