SBI Home Loan in Chennai

About SBI Home Loan in Chennai

SBI merger has been a big achievement in the banking industry and also for its customers. As a lender, SBI has been one of the most demanding when it comes to home loans. The reason is quite clear as the interest rate offered by SBI is presently the lowest along with the NO processing fee. You can compare the interest rates offered by top banks on this loan and see the difference.

The housing loan offered by State Bank of India (SBI) is available at fixed and floating rates. However, the floating rate is considered to be more beneficial as it is also lower as compared to the fixed rate. Thus, with the lower rate at SBI, you can pay low EMI on your home loan. To apply now for this loan at the nearest bank branch in Chennai, check eligibility now and documentation needed to apply for this loan. You also have the option to apply online through Wishfin which is an online portal helping in making the process quicker and simpler for you.

Apply for SBI Home Loan

SBI Home Loan Chennai at a Glance

ParticularsDetails
Interest Rate8.45% - 9.00%
Loan amountCustomized
TenureUp to 30 years
Processing Fee0

Address of SBI Branches in Chennai

The branch address, IFSC Code, MICR Code and SBI customer care number in Chennai are mentioned in the table below:

Branch NameComplete AddressIFSC CodeMICR CodeContact Number
Collectorate Road, Tiruvannamalai

Rayar Naidu Complex, 15 Polur Road, Tiruvannamalai 606601SBIN00129342440020999442218204
LHO, Chennai

Circle Top House, Aparna Complex, 16 College Lane ChennaiSBIN000397260000200028214293/ 28214785/ 28214617/ 28214618
Service Branch Chennai

Whites Road ChennaiSBIN0008443600002001044-28515627, 28522638, 28521849, 28522738
Adyar

No. 5 First Cross Street, Kasturba Nagar, Adyar, Chennai 600020SBIN0001115600002002044-24416780, 24403578
Alwarpet, Chennai

241, TTK Road Alwarpet Chennai, 600018SBIN0002190600002003044-24992397 24988145
Aminjikarai

Post Bag No. 5402, 22, Sathurudden Sahib Street, ChennaiSBIN0003273600002004044-26640149, 044-26641257
Anna Nagar, Chennai

1st Floor, AG - 1, Shanti Colony, Anna Nagar, Chennai, Chennai City, 600040SBIN0002196600002005044-26211539
Anna Nagar West ChennaiY211, 2nd Avenue, Chennai, Pin 600040SBIN0003870600002006044-26215712, 044-26200247
Annasalai

P.B. No. 342103 A, Anna Salai, Chennai, Tamil Nadu, Pin 600002SBIN0000878600002007044-28603201
Arumbakkam

NO. 9, Muniathinam Street Ayyavoo Naidu Colony, Chennai City Pincode - 600029SBIN0006495600002008044-23632387, 044-23631326
Ashok Nagar

1 Housing Board Shop Comp Ashok Ngr Chennai T.N.
SBIN0001857600002009044-24892148, 23713330
Ayanavaram, Chennai

317, Konnur High Road, Opp. Ramanuja Nagar, Chennai, Chennai City, 600023SBIN0002202600002010044-26450981 044-26602792
C I T Nagar

1 North Rd, West CIT Ngr, Chennai, TN
SBIN00033076000020111800 425 3800
Chetput, Chennai

No.17, M.C. Nichols Road, Chennai Chennai City, 600031SBIN0001852600002012044-28363489
Chinthadripet, Chennai

24 , Arunachalam Street, Ist Floor Chinthadripet , Chennai Tamilnadu , Pin - 600002SBIN0005380600002013044-28418248
Commercial Branch, Chennai

Bombay Mutual Bldg., 232, Nsc Bose Road, Chennai 600001SBIN0007347600002014044-25342140, 044-25340975
Elephant Gate, Chennai

15, Ekambareswarar Street, Chennai, Chennai City, Tamilnadu , Pin - 600003SBIN0003308600002016044-25330801, 044-25358556
Gopalapuram

238 Avvai Shunmugam Sal - , Gopalapuram Distt. Chennai, Tamil Nadu 600086SBIN0000962600002017044-28351663, 28351015
IIT, Madras
IIT Campus, IIT, Chennai, Tamil NaduSBIN0001055600002018 044-22570247, 22579354
Jawahar Nagar, Chennai

B - 58, 70 Feet Road, Chennai Jawahar Nagar Chennai, Chennai City Pincode - 600082SBIN0007582600002019044-25500983
K K Nagar

207, Ramaswamy Road, K.k.nagar, Chennai, Tamil Nadu, Pin - 6000078SBIN0007625600002020044-24843134
Kilpauk, Chennai22, Taylors Road Kilpauk Chennai, 600010SBIN0001853600002021044-26448348
Kodambakkam

Ambiga Complex, 32 Arcot Road, Distt. Chennai, Tamil Nadu 600024SBIN0001444600002022044-24849964, 24849965
Kottur

No.4, Dhandayuthapani, Chennai City, Tamil Nadu 600085SBIN0001669600002023044-24474962, 24470747
Chennai Main

84 Rajaji Salai, Chennai, Tamil Nadu 600001SBIN0000800600002025044-25220141
Madras University

University Bldgs, Chepauk, Chennai Chennai, 600005SBIN0002234600002026044-25361444
Mahalingapuram, Chennai
12, Lady Madhawan Road Chennai City Pincode - 600034SBIN0007105600002027044-28171386
Mandaveli

Post Box No.3105, 48, Venkatakrishna Iyer Road, Chennai, 600028SBIN0001854600002028044-24939514
Mannady, Chennai

31, Stringers Street, Mannady Chennai City, Tamil Nadu 600108SBIN0001682600002029044-25385161, 25384514
Mint Terminus, Chennai
21, Mint Street Mint Terminus Chennai, Tamil Nadu 600079SBIN0001476600002030044-25201068
Mylapore

46 By1, Luz Church Rd, Chennai
SBIN00009656000020311800 425 3800
Valluvarkottam

No.1, Balaji Avenue, 6b, Tirumalai Pillai Road, Chennai, 600017SBIN0002244600002033044-28343336
Nungambakkam

6 Uthamar Gandhi Rd Nungambakkam Chennai TNSBIN0001176600002034044-28250069/ 2826715028213585 /28272392
PWD Complex, Chennai
P.B. NO.153 Chepauk, Chennai City Pincode - 600005SBIN0006489600002036044-28546778
Perambur

110 Madhavaram High Rd., Perambur, Chennai, TN, 600007SBIN0002256600002038044-25584195, 044-25581812, 044-25585445
Anna University

AU College Campus Sardar Patel Rd Guindy Chennai TNSBIN0006463600002039044-22351353, 22200016
Periamet Chennai

144, Vepery High Road, Chennai Chennai Chennai City, 600003SBIN0002257600002040044-25389805, 25389541
Purasawalkam

271, Purasawalkam High Rd, Purasawalkam, Chennai, 600007SBIN0001515600002041044-26401756, 044-26401755, 044-26425321
R A Puram Chennai

19, III Cross Road, Chennai, New No.12, Raja Annamalaipuram Chennai City, 600028SBIN0001855600002042044-24330801
Royapettah

213, Royapettah High Road, Chennai City, Tamil Nadu 600014SBIN0001793600002043044- 28111887
Royapuram, Chennai

Post Box No 553, No.178 Mannarswamy Koil Street, Royapuram Chennai, 600013SBIN0002265600002044044-25951944
Saidapet Bazar, Chennai
14 - 15 Jeenis Road Saidapet Chennai City, 600015SBIN0002266600002046044-24331051, 24363114, 24355916
Sant Home

9 DE Monte Street, Santhome High Road, Santhome , Chennai , Pin - 600004
SBIN0005797600002048044-24942169
Siruthozhil Chennai

320, Valluvar, Kottam High Road, Nungambakkam, Chennai, Pin 600034
SBIN0006616600002050 044-28221624 044-28211664
Sowcarpet, Chennai

31, Bunder Street, Chennai Govindappa Naicken St.chennai City, Tamil Nadu 600001SBIN0001017600002051044-25369584

SBI Home Loan Eligibility

The eligibility criteria for a home loan at State Bank of India is as follows:

  • Minimum age of the applicant should be 18 years
  • Maximum age of the applicant should be 70 years at the time of repayment

Documents Required for SBI Home Loan

The documentation needed to apply for a home loan at SBI is as follows:

For Applicants:

  • Completed loan application
  • 3 Passport size photographs
  • Proof of identity (photocopies of Voters ID card/ Passport/ Driving license/ IT PAN card)
  • Proof of residence (photocopies of recent Telephone Bills/ Electricity Bill/
  • Property tax receipt/ Passport/ Voters ID card)
  • Proof of business address for non-salaried individuals
  • Statement of Bank Account/ Pass Book for last six months
  • Signature identification from present bankers
  • Personal Assets and Liabilities statement

For Guarantor:

  • Personal Assets and Liabilities Statement
  • 2 passport size photographs
  • Proof of identification as above
  • Proof of residence as above
  • Proof of business address as above
  • Signature identification from his/her present bankers

Additional Documents for Salaried:

  • Original Salary Certificate from employer
  • TDS certificate on Form 16 or copy of IT Returns for last two financial years, duly acknowledged by IT Deptt.

Additional Documents for Professionals/ Self- Employed/ Other IT assesses:

  • Acknowledged copies of three years I.T. returns/ Assessment Orders
  • Photocopies of challans evidencing payment of Advance Income Tax

For more information, read Home Loan Chennai

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Home Loan Interest Rates August 2018
State Bank of India/SBI8.45% - 9.00%
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Axis Bank8.50% - 8.85%
Citibank8.85% - 9.65%
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DHFL9.05% - 9.95%
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