SBI Home Loan in Kochi

About SBI Home Loan in Kochi

SBI home loans are one of the most demanding home loans in India with one of the lowest interest rates on loans. There is easy documentation involved in the process and you can get instant approval for your loan. To apply at Kochi branch, check eligibility now and other important details.

It is also important to note that SBI has recently merged with its five associate banks namely State Bank of Mysore (SBM), State Bank of Travancore (SBT), State Bank of Bikaner and Jaipur (SBBJ), State Bank of Hyderabad (SBH) and State Bank of Patiala (SBP) on 1st April 2017.

Apply for SBI Home Loan

SBI Home Loan Kochi at a Glance

ParticularsDetails
Interest Rate8.75% - 9.35%
Loan amountCustomized
TenureUp to 30 years
Processing Fee0

Eligibility Criteria

The eligibility criteria for State Bank of India (SBI) home loan is as follows:

  • Minimum age of the applicant should be 18 years
  • Maximum age of the applicant should be 70 years at the time of repayment

Documents Required

The documents checklist for a home loan and get instant approval at SBI is as follows:

For Applicants:

  • Completed loan application
  • 3 Passport size photographs
  • Proof of identity (photocopies of Voters ID card/ Passport/ Driving license/ IT PAN card)
  • Proof of residence (photocopies of recent Telephone Bills/ Electricity Bill/
  • Property tax receipt/ Passport/ Voters ID card)
  • Proof of business address for non-salaried individuals
  • Statement of Bank Account/ Pass Book for last six months
  • Signature identification from present bankers
  • Personal Assets and Liabilities statement

For Guarantor:

  • Personal Assets and Liabilities Statement
  • 2 passport size photographs
  • Proof of identification as above
  • Proof of residence as above
  • Proof of business address as above
  • Signature identification from his/her present bankers

Additional Documents for Salaried:

  • Original Salary Certificate from employer
  • TDS certificate on Form 16 or copy of IT Returns for last two financial years, duly acknowledged by IT Deptt.

Additional Documents for Professionals/ Self- Employed/ Other IT assesses:

  • Acknowledged copies of three years I.T. returns/ Assessment Orders
  • Photocopies of challans evidencing payment of Advance Income Tax

For more information, read Home Loan Kochi

Address of SBI Branches in Kochi

The branch address, IFSC Code, MICR Code and customer care details of State Bank of India branches located in Kochi are mentioned in the table below:

Branch NameComplete AddressIFSC CodeMICR CodeContact Number
RCPC - Ernakulam

State Bank Of India, Regional Business Office - II ( SU ), LHO Annexe - II, Shanmugham Road, Cochin, Dist: Ernakulam - 682031SBIN0013824NON-MICR0484-2361318, 2352079
Kochi Shipyard

P.B. No. 1655, Perumanur, M.G. Road Pin- 682015SBIN00032296820020040484-2354786
NRI, Kochi

Deepa Theatre Bldg, M.G. Rd., NRI Kochi, Ernakulam, KeralaSBIN00065616820020081800 425 3800
Perumanoor

Parambi Estate, Perumanoor, Ernakulam, State Kerala, Pin 682015SBIN00086606820020120484-2359038
Vyttila, Kochi

29 1288, B - Cummins Building Vyttilla Junction, National Highway, Kochi , Pin - 682019
SBIN00086946820020130484-2302365, 2303521
Cepz Kakkanad

Ernakulam, Kerala, Pin 682030SBIN00094856820020150484-2413185
Kochi

Calvetty Rd, Fort Cochin, Ernakulam, KeralaSBIN00008266820020181800 425 3800
Overseas Branch, KochiDist Ernakulam, Kerala 682003SBIN00009676820020190484-2666210
Panayapalli, Kochi

Post Bag No. 280, XII By 1052, Panyapally, Kochi, Dist Ernakulam, 682002SBIN00022506820020200484-2227433
Kochi Port Trust

North End, Willingdon Island, Cochin Port Trust, Ernakulam, KeralaSBIN00063676820020211800 425 3800
Ambalamedu

Near Factcd Main Gate Via Tripurith Ura, AmbalameduSBIN00011086820020270484-2720337
Infopark Branch, Kochi

Npol Compound Kakkanad Ernakulam Kerala 682037SBIN00103166820020370484-2572013
High Court Of Kerala

High Court Complex, Ground Floor, Ernakulam, Kochi, Kerala 682031SBIN00105646820020420484-2392790
Kochi Refineries

Kochi Refineries Compound, Ambalamedu, Ernakulam District, Kerala 682303SBIN00105676820020430484-2822910
Perumbavoor

Mullapalli Bldgs., Alwayemannar Road, Pin 682542SBIN00086616820020540484-2523198
Ernakulam

Plot No. 40/9043/ B, 1st Floor, YMCA Junction, Chittor Road, Ernakulam - 682035SBIN00304736820050020484-2367999
Smart City

Smart City , Heera Cyber Views, Infopark -edachira Road, Thengode P.O., Kochi. Kerala -682030SBIN0015789 NON-MICR0484-2372683
Chakkaraparambu

Bldg No. 33/644 C, Govt High School Road, Vennala Po , Kochi. Kerala - 682028
SBIN0016072 NON-MICR9497717566
Kadavanthra

No 57314 A Naveen Arcaderavindran Road Kadavanthtra Post Ernakulam Kerala 682020SBIN0018059 NON-MICR9496251777
Kathrikadavu

Grand Baykattakkara Jnkaloor Kadavanthra Road Kaloorcochin 17 Ernakulam Kerala 682017SBIN0018060 NON-MICR9447515599
Panampilly Nagar

Door No 395173 A KC Abraham Master Road Panampilly Nagar Kochi Distt. Ernakulam Kerala 682036SBIN0018061NON-MICR9446574742
Ponekkara

Athekkedath Complex Poysha Road Ponekkara Distt Ernakulam Kerala 682041SBIN0018168NON-MICR9497714779
Sbiintouch Lite, Padamugal

No. Xi673b1, Sbiintouch Lite, Padamugal Kakkanad, Noel House, Posttrikkakara, Ernakulam 682021SBIN0019011NON-MICR9447339953
Desom

Kunnumpuram, Post Desom, Dist. Ernakulam, Kerala- 683102SBIN0018621NON-MICR9446460517
Koothattukulam

Valiyakulangara Towers, Koothattukulam, Dist. Ernakulam, Kerala- 686662SBIN0018636NON-MICR8547853359
SBI intouch Edappally

Metro Pillar Arcade, Edapally, Ernakulam. Kerala- 682024
SBIN0019128NON-MICR9446881369

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HDFC Bank11.25% - 21.50%
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IndusInd Bank10.99% - 16.00%
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RBL13.00% - 18.00%
Standard Chartered Bank12.00% - 17.00%
Tata Capital10.99% - 18.00%
Home Loan Interest Rates December 2018
State Bank of India/SBI8.75% - 9.35%
HDFC8.80% - 9.70%
Bank of Baroda8.65% - 9.65%
LIC Housing8.85% - 9.05%
PNB Housing Finance9.00% - 13.00%
ICICI Bank9.10% - 9.35%
Axis Bank8.85% - 9.10%
Citibank9.00% - 9.85%
Indiabulls Housing Finance Limited8.80% - 11.05%
Kotak Bank8.90% - 8.75%
DHFL9.05% - 9.95%
Reliance Home Finance8.75% - 14.00%