SBI Personal Loan in Chennai

SBI Personal Loan Chennai Interest Rate

ParticularsDetails
Interest Rate10.95% - 15.35%
Loan amountMinimum - ₹24,000 in metro & urban areas, ₹10,000 in rural areas
Maximum - ₹15,00,000
TenureUp to 5 years
Processing Fee1% - 3% of the loan amount + GST

SBI Branches in Chennai with IFSC Codes

The branch address, IFSC Code, MICR Code and customer care details of State Bank of India branches located in Chennai are mentioned in the table below:

Branch NameComplete AddressIFSC CodeMICR CodeContact Number
MICR Cheque Processing Centre

Jeevan Sudha, 42 C.J.L. Nehru road , Dist Kolkata State West Bengal Pin 700071SBIN0004269700002000033-22830006, 22830008
Service Branch , Kolkata

Jeevan Deep, 6 And 7th Floor, 1 Middleton Street, Distt Kolkata, W B 700001SBIN0008554700002001033-22811071
Alipore

24 By 1 Alipore Road T Kolkata West Bengal 700027SBIN0000004700002002033-24798631
Amherst Street

1 B, Mahendra Srimani, Kolkata, West BengalSBIN00018007000020031 1800 425 3800
B. K. Paul Avenue

104 By 2, B.K. Paul Avenue, Distt. Kolkata, West Bengal 700005SBIN0001767700002005033-25307889
Baghajatin Bzr.

1 A Ashok Road, Kolkata, West Bengal, Pin 700084SBIN0006789700002006033-24622890
Bagh Bazar

2 A, Girish Avenue, Calcutta, West Bengal, West Bengal 700003SBIN0001652700002007033-25551133
Bagmari

P 36, C.I.T. Scheme, MVII. Hs. XII, Calcutta Pin - 700054SBIN0003682700002008033-23557342
Bagri Market

23 BRRB Road Distt Kolkata West Bengal 700001SBIN0001748700002009033-22131771
Ballygunge Rly. Stn.
54 Ekdalia Rd Kolkata West BengalSBIN0003951700002011 033-25549030, 25307886
Belgachia Duttabagan Milk Colony

64 By 1 By 46 A Belgachia Road Distt Kolkata West Bengal 700037SBIN0005367700002013033-25565393/ 25323740
Beliaghata

25, Beliaghata Main Road, Calcutta Pin-700010SBIN0001798700002014033-23506382 033-23552559
B B Gangully Street

Gunadhar Babu Lane Distt. Kolkata West Bengal 700012SBIN0006788700002015033 - 22361614
Bhowanipore

6 By 1, Ramesh Mitra Road, Distt. Kolkata, West Bengal 700025SBIN000004070000201624752440/ 24545623/ 24860029
Bhupen Bose Avenue

49 A, Shyambazar Street, Distt. Kolkata, West Bengal 700004SBIN00067647000020171800 425 3800
Kolkata Main

Samriddhi Bhawan, 1 Strand Road, Kolkata 700001SBIN0000001700002021033 22487602 / 22130491 / 22488599
Calcutta University

College Street, Kolkata, W. B., Pin 700073SBIN00077667000020221800 425 3800
Chetla

19, Chetla Central Road, Kolkata, W.B., Pin 700027SBIN0003691700002024033-24799769
C R Avenue

150, Chittaranjan Avenue, Kolkata West Bengal 700073SBIN0007406700002025033-22199222
Chowringhee

38 B Jawarlal Nehru Road Distt Kolkata West Bengal 700071SBIN0001054700002026033-22885203, 22262371
College Street Matket, Kolkata
223, Bidhan Sarani, Calcutta 700006, BengalSBIN0005723700002027033-22198201, 033-22198024
Cossipore

62 By 1, Kashinath Dutta, Road, Distt. Kolkata, West Bengal 700036SBIN0002043700002028033-25578100
Dhakuria

12 And 14 E Garaiahat Road South Distt Kolkata West Bengal 700031
SBIN0001405700002030033 - 24730666
Elgin Road

91 B Chowringhee Road Distt Kolkata West Bengal 700020SBIN0001768700002031033- 22236448 / 22231237 / 22235291
Elliot Road, Kolkata

54, Rafi Ahmed Kidwai Road, Calcutta, West Bengal 700016SBIN0001792700002032033-22294762
Entally

34 Girish Ch. Bose Road, Distt. Kolkata, West Bengal 700014SBIN00018307000020331800 425 3800
Esplanade

9 B, Sidhu Kanhu Dahar, Distt. Kolkata, West Bengal, 700069
SBIN0001971700002034033-22480410/ 22308686/ 22308670
Fort William

St. Geroges Gate, Distt. Kolkata West Bengal 700021SBIN0001597700002035033-22480552
Garcha

51 By B, Garcha Road, Distt. Kolkata, West Bengal 700019SBIN0003692700002036033-24754778/ 24619593
Garia

283 A NSC Bose Road Distt Kolkata West Bengal 700047SBIN00053687000020371800 425 3800
Gariahat Civic Centre

510 Joshpur Park, Distt. Kolkata West Bengal 700068
SBIN00078267000020381800 425 3800
Gokhale Road

Institution Of Engineering Bldg, 8, Gokhale Rd, Kolkata
SBIN00020627000020391800 425 3800
Goabagan

33, Sahitya Parishad St, Plot No. 6, Kolkata, West Bengal
SBIN0004773700002040033-25330089
Grey Street Extn. Branch

196 A G, Arabinda Sarani, Kolkata, West Bengal, Pin 700004
SBIN0001750700002042033-25545212
Harish Mukherjee Road

102 B, Harish Mukherjee Road, Kolkata, West Bengal 700025
SBIN0003961700002043 033-24552140

SBI Personal Loan Contact Number

Just dial 1800 425 3800 from your mobile or landline number so as to be in touch with the customer care executives of the bank. These professionals with their relevant experience and in-depth knowledge solve all your queries, complaints and concerns in the best way.

Eligibility Criteria

The eligibility criteria to apply for a personal loan at State Bank of India in Chennai is as follows:

  • Salaried individual of good quality corporate, self- employed engineer, doctor, architect, chartered accountant, MBA with minimum 2 years standing
  • Central and state Government
  • Quasi-Government
  • Central PSUs
  • Profit making State PSUs
  • Educational Institutions of National Repute
  • Selected Corporates
  • Pensioners

SBI Personal Loan EMI Calculator

When it comes to a personal loan, how can an EMI Calculator be missed? Yes, this smart and time-saving tool with its simple algorithm and fastest functioning allows you to know the exact amount of monthly installments you need to pay to the bank. You can know about your EMIs, Interest Outgo and Total Amount Payable in the easiest manner online. This tool by taking into consideration the tenure, interest rate and loan amount gives you the exact values within few seconds so that you can take a calculative decision in the future.

To give you better clarity on the same, just take a look at the table below to know about the calculations on a loan amount of ₹4 Lakh, taken for a tenure of 5 years at an interest rate of 14.57% per annum.

Table Showing EMI, Interest Outgo, and Total Repayment Amount

Loan AmountInterest RateTenureMonthly InstalmentTotal Interest AmountTotal Amount
₹ 4,00,00014.57%1₹ 36,022₹ 32,267₹ 4,32,267
₹ 4,00,00014.57%2₹ 19,313₹ 63,513₹ 4,63,513
₹ 4,00,00014.57%3₹ 13,782₹ 96,154₹ 4,96,154
₹ 4,00,00014.57%4₹ 11,045₹ 1,30,175₹ 5,30,175
₹ 4,00,00014.57%5₹ 9426₹ 1,65,556₹ 5,65,556

EMI, Total Interest Outgo, Total Repayment (Interest + Principal)

YearPrincipalInterestBalance Amount
1₹ 58,645₹ 54,466₹ 3,41,355
2₹ 67,783₹ 45,327₹ 2,73,571
3₹ 78,347₹ 34,764₹ 1,95,224
4₹ 90,556₹ 22,555₹ 1,04,667
5₹ 1,04,780₹ 8443₹ 0

Documents Required to Apply

The documentation needed to apply for a personal loan at SBI is as follows:

  • Latest Photograph
  • Photo Identity of the applicant & the guarantor
  • Residence Proof of the Applicant & Guarantor
  • Income Proof – Salary slips for last 3 months, ITR/ Form 16 for last 3 years (for salaried)

You may also read Personal Loan Chennai

About SBI Personal Loan in Chennai

When it comes to personal loans, a borrower looks for a lender that can provide a loan amount which is higher and the rate which is lower. In this segment, SBI personal loans fits in very well since the loan amount is more and the rates offered are one of the lowest interest rates on personal loans. SBI offers personal loans under two categories namely SBI Xpress Credit Personal Loan and SBI Pension/Jai Jawan Pension Loan. The interest rates on both these schemes are affordable. You may also note that on 1st April 2017, SBI announced its merger with its five associate banks namely State Bank of Mysore (SBM), State Bank of Travancore (SBT), State Bank of Bikaner and Jaipur (SBBJ), State Bank of Hyderabad (SBH) and State Bank of Patiala (SBP).

If you have been looking for a bank that can lend you money without digging a hole in your pocket, State Bank of India is the best place for you. So, to apply at Chennai bank branch, have a look at the eligibility criteria, interest rates and documentation needed to apply for this loan.

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EMI Calculator