SBI Personal Loan in Hyderabad

SBI Personal Loan Hyderabad Interest Rate

ParticularsDetails
Interest Rate10.75% - 15.15%
Loan amountMinimum - ₹24,000 in metro & urban areas, ₹10,000 in rural areas
Maximum - ₹15,00,000
TenureUp to 5 years
Processing Fee1% - 3% of the loan amount + GST

Eligibility Criteria

The eligibility criteria to apply for a personal loan at State Bank of India in Hyderabad is as follows:

  • Salaried individual of good quality corporate, self- employed engineer, doctor, architect, chartered accountant, MBA with minimum 2 years standing
  • Central and state Government
  • Quasi-Government
  • Central PSUs
  • Profit making State PSUs
  • Educational Institutions of National Repute
  • Selected Corporates
  • Pensioners

EMI Calculator

So now that you have decided to avail a personal loan from SBI, it is also important for you to know the EMIs of the same. Yes, many people usually don’t pay attention towards the loan repayment, especially the EMIs. It is important for you to know about your monthly installments so that you can plan your monthly expenses accordingly. So, this is here an EMI calculator comes into the picture, allowing you to know your monthly installments in the best way. Talking about an SBI personal loan EMI calculator, this smart device by taking into consideration the loan amount, tenure and interest rate gives you the exact calculations of your EMIs, interest outgo and total amount payable. Let’s just have a better understanding of the same, by looking at an example below.

Suppose, Aniket Gupta, a 30- year-old Manager by profession is looking to avail a personal loan of ₹2,00,000. The best thing is that SBI has agreed to offer him the same loan amount at an interest rate of 12% for a tenure of 5 years. But before saying yes for a loan, Aniket wants to be fully sure about the same, hence has used an EMI calculator for the same to know his monthly installments and interest outgo.So, let’s find out in the table below the EMI and interest outgo of Aniket.

Table Showing EMI, Interest Outgo, and Total Repayment Amount

Loan AmountInterest RateTenureMonthly InstalmentTotal Interest AmountTotal Amount
₹ 2,00,00012%1₹ 17,770₹ 13,237₹ 2,13,237
₹ 2,00,00012%2₹ 9415₹ 25,953₹ 2,25,953
₹ 2,00,00012%3₹ 6643₹ 39,143₹ 2,39,143
₹ 2,00,00012%4₹ 5267₹ 52,805₹ 2,52,805
₹ 2,00,00012%5₹ 4449₹ 66,933₹ 2,66,933

EMI, Total Interest Outgo, Total Repayment (Interest + Principal)

YearPrincipalInterestBalance Amount
1₹ 31,058₹ 22,329₹ 1,68,941
2₹ 34,996₹ 18,390₹ 1,33,944
3₹ 39,435₹ 13,951₹ 94,509
4₹ 44,436₹ 8950₹ 50,072
5₹ 50,116₹ 3314₹ 0

So, as you can clearly see, how this time-saving tool functions and eases the burden by letting you know your monthly installments in the best way.

Documents Checklist

The documentation needed to apply for a personal loan at SBI is as follows:

  • Latest Photograph
  • Photo Identity of the applicant & the guarantor
  • Residence Proof of the Applicant & Guarantor
  • Income Proof – Salary slips for last 3 months, ITR/ Form 16 for last 3 years (for salaried)

You may also read Personal Loan Hyderabad

SBI Branches with IFSC Codes in Hyderabad

The branch address, IFSC Code, MICR Code and customer care details of State Bank of India branches located in Hyderabad are mentioned in the table below:

Branch NameComplete AddressIFSC CodeMICR CodeContact Number
Service Branch, Hyderabad

Dist Hyderabad Andhra Pradesh 500029SBIN0008983500002001040-232427, 23242792
Hyderabad Main

Bank Street, Koti, Hyderabad, Andhra Pradesh 500095
SBIN0000847500002002040-24756848, 24756786
Abid Road, Hyderabad

3rd Floor, Ner Suryalok , D No 5 - 9 - 300, Gunfoundry Hyderabad , Pin - 500001
SBIN0008617500002003040-23296844
Agapura, Hyderabad

H No.5 - 7 - 214 Street No.3 Agapura Hyderabad 500001SBIN0001979500002004040-27883146
Aliabad, Hyderabad

20 - 6 - 479 By 1, Opp. Clock Tower, Shah Ali Banda, HyderabadSBIN0008024500002005040-24524157
Barkatpura, Hyderabad
3 - 4 - 769, YRS Residency, Barkatpura Chaman, Hyderabad, Ap , Pin - 500027SBIN0007641500002009040 27563888
Begum Bazar1st Floor, Balapur X Roads, Meerpet, Hyderabad 500079 , Rangareddy Dist, A PSBIN0003184500002011040 24606830
ChandrayanaguttaKanchanbagh Cross Rd, Chandrayanagutta, Hyderabad, A.P. 500058SBIN0003026500002012040-24341546, 040-24340417, 040-24340162
Chandulal Baradari, Hyderabad
Industrial Estate, Road No 1, Bahadurpura, Hyderabad
SBIN0003256500002013040-24473450
Charminar, HyderabadH.No.22 - 7 - 110 To 115, II Floor, 142 - 146, SYG Shopping Complex, Pathergatti, 500002
SBIN0001879500002014040-24524590, 040-24565305
Chirag Ali Lane, Hyderabad
5 - 8 - 512, Abids Shopping Centre, Jagdish Shopping Centre Hyderabad , Andhra Pradesh , Pin - 500001SBIN000352950000201523202298
Amberpet, Hyderabad

Amberpet Shivam Road Hyderabad, Andhra Pradesh , Pin - 500013SBIN0003605500002006040-27422784, 27424764, 040-2742476
Barkas, Hyderabad

Barkas, Keshogari Post, Hyderabad, A.P. , Pin - 500005SBIN0007110500002008040-24400200
EDI BazarP.O. Saidabad, D.No.17 - 1 - 182 By 15, I S Sadan X Roads Santhosh Nagar, HyderabadSBIN0008026500002016040-24331833
Gowliguda, Hyderabad
Post Bag No.6, Road No. 2, Jambhag Road Opp. Telephone Exchange, Hyderabad, 500012SBIN0002724500002017040-24618833
MJJ Road, HyderabadLatha Talkies Complex, Nampally, Hyderabad , Pin - 500001SBIN0005894500002018040-23200515, 23201806, 040-23202537
Osmangunj, Hyderabad

Osmanganj M.G. Road, Sherja Gate Hyderabad, Andhra Pradesh 500195SBIN0001342500002031040-24732029 040-24601194
Parishrama Bhawan, Hyderabad

Apidc Bldg, Basheer Bagh Road Hyderabad, Hyderabad, 500029SBIN0002769500002032040-23212215
PBB Red Hills, Hyderabad

Post Bag No.11, H.No. 11 - 5 - 460 By 1, Hyderabad, 500004SBIN0002790500002033040-23393722
SBI Saifabad, Hyderabad

Haca Bhavan, Opp. To Assembly Saifabad, Hyderabad, A.P., Pin - 500004SBIN0007315500002034040-23244464, 040-23233462
Shamshergunj, Hyderabad

Post Bag No.3, Hyderabad Andhra Pradesh 500053SBIN0001765500002035040- 24380633
Vidyanagar, Hyderabad

No.12 - 10 - 586, Vidyanagar, Hyderabad, Andhra Pradesh , Pin - 500044SBIN0003608500002036040-27664669
Isamia Bazar, Hyderabad

Opp. Moti Market, Koti, Hyderabad, A.P., 500027 , Pin - 500027SBIN0005895500002020040-24650583
Karvan, Hyderabad

Near Tappachabutra, Police Station, Hyderabad, A.P. , Pin - 500067SBIN0007640500002021040-24825048
Khairatabad, Hyderabad

Progressive Towers, Hyderabad, Khairatabad Hyderabad , Andhra Pradesh , Pin - 500004SBIN0003606500002023040-23390434
King Koti, Hyderabad

Door No.4 - 1 - 1227, King Kothi Hyderabad, A.P. , Pin - 500001SBIN0007109500002024040-23212894
Langar House, Hyderabad

Golkonda Post Hyderabad , Andhra Pradesh 500008 , Pin - 500008SBIN0003609500002025040-27513928
MIR Alam Mandi, Hyderabad

H.N. 22 - 3 - 373, Near MIR Chowk Police Stn, Mir Alam Mandi , Hyderabad, Andhra Pradesh , Pin - 500002 SBIN0004904500002026040-24523081
Narayanaguda, Hyderabad

P.B. No.3, Himayatnagar P.O. D No 3 - 4 - 646 Opp.Deepak Mahal, HyderabadSBIN0003086500002027040-27563965
Secunderabad

1 - 1 - 78 Patny Circle, Adj. General Post Office, Distt. Hyderabad, Ap 500003SBIN0000916500002037040-7847156, 27847157
Balkampet

Sanjeevareddy Nagar Main Road Hyderabad , Andhra Pradesh 500038 , Pin - 500038SBIN0003607500002038040-23706975
Balanagar

Narsapur Cross Rd., Ward No.16, Balanagar, Hyderabad, RangareddySBIN0006854500002039040-23879889
Bhel R&D Complex, Hyderabad

Ferozguda, Bowenpally Post, Hyderabad , Pin - 500011SBIN0006300500002040040-27751737
Hal Campus Balanagar

G 22, Hal Campus, Hyderabad, Rangareddy, Andhra Pradesh, Pin 500042SBIN0001676500002044040-23875991
Hyderabad Airport, Hyderabad

Rajiv Gandhi Terminal Airport Begumpet Hyderabad, 500016SBIN0002727500002045040-27900813, 27905237
New Mallepally, Hyderabad

Vijaynagar Colony, Hyderabad, Pin - 500457SBIN0008027500002028040-23340230
Old Malakpet, Hyderabad
Near Nalgonda Cross Road, HyderabadSBIN0008023500002030040-24529001, 040-24417189

SBI Personal Loan Contact Number

In order to be in touch with the executives anytime you want, all you need to do is just dial the helpline numbers, i.e. 1800 11 2211, 1800 425 3800 or 080-26599990. These toll-free numbers are accessible from all the landlines and mobile phones in the country. These bank representatives or the customer care executives are always there to help and to give you the proper assistance in solving all your concerns, queries and complaints. You can contact them 24×7 and get the solutions in no time.

About SBI Personal Loan in Hyderabad

SBI has recently announced its merger with its five associate banks namely State Bank of Mysore (SBM), State Bank of Travancore (SBT), State Bank of Bikaner and Jaipur (SBBJ), State Bank of Hyderabad (SBH) and State Bank of Patiala (SBP). Post this merger, there is a good possibility that SBI will turn into one of the most powerful banks in the banking industry.

Talking about the products offered by the bank, personal loans are one of its kind just like others. SBI offers customized personal loans that are under two categories namely SBI Xpress Credit Personal Loan and SBI Pension/Jai Jawan Pension Loan.

The personal loan at SBI can be availed without any hassle as there is easy documentation involved in the process and the interest rates are also one of the lowest interest rates. So, save your time and money and apply for a personal loan at Hyderabad bank branch. Check eligibility now, calculate EMI with the personal loan EMI calculator and apply now.

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EMI Calculator