SBI Personal Loan Patna - Rates Dec 2023, Eligibility, EMI, IFSC

SBI Personal Loan in Patna

SBI Personal Loan Interest Rates in Patna

Interest Rate11.00% - 14.00%
Loan amountMinimum - ₹24,000 in metro & urban areas, ₹10,000 in rural areas
Maximum - ₹15,00,000
TenureUp to 5 years
Processing Fee1% - 3% of the loan amount + GST

SBI Patna Branches with IFSC Codes and Customer Care Number

The branch address, IFSC Code, MICR Code and customer care details of State Bank of India branches located in Patna are mentioned in the table below:

Branch NameComplete AddressIFSC CodeMICR CodeContact Number
Service Branch Patna
West Gandhi Maidan, Patna, Bihar 800001SBIN00099338000020010612 - 2204949

West Boring Canal Road, Patna, Bihar, Pin 800001SBIN00090028000020040612-2573089
Ashiana Nagar

Patna Phase - 1 Patna, Bihar , Pin - 800025
Bhikhnapahari, Patna

Bhikhanapahari, Patna, Bihar, Pin 800006
Boring Road
Boring Road
Dist Patna, Bihar 800001
SBIN00014358000020080612-2228756, 2203550
Bihar Veterinary College ComplexPhulwari Sharif T. Patna Bihar 801505SBIN00090068000020100612-2220724

P.O. - Bataganj, Patna, Bihar 800012SBIN00035598000020120612-2561527
Fraser Road

Shahi Complex, 1st Floor, New Dakbunglow Road, Patna Patna, Bihar, Pin - 800001SBIN00034768000020160612-2225826
Hanuman Nagar
Shanker Market Patna BiharSBIN00090058000020200612-2348423

Sheikhapur Bagicha, P.O.B. V College, Patna , Pin - 800014SBIN00079458000020210612-2287534
Judges Court Rd

Judges Court Rd, Patna, Bihar 800001SBIN00012338000020220612-2300155

Shashi Place, Nala Road Kadamkuan Patna, Bihar 800004SBIN00015618000020230612-2672173
Kankarbagh Residential Colony
Tempo Stand Kankar Bagh Patna Bihar 800020SBIN00035648000020250612-2352240
Kurji, Patna

Patna, Industrial Estate Roadpatna, Bihar , Pin - 800010SBIN00035008000020260612-2263385
Maurya Lok Complex

Dak Bungalow Road, Patna, Bihar State, Pin 800001SBIN00075068000020300612-2204330, 2236278
NMCC Patna

Nalanda Medical College Campus, Patna, Bihar, Pin - 800020SBIN00053318000020310612-2341373
New Market , Patna

Budha Marg Patna Patna, Bihar, Pin - 800001SBIN00034778000020320612-2203781
Patna Market, Patna
Ashok Rajpath Patna, Bihar, Pin - 800004SBIN00035768000020350612-2302345
Raj Bhawan, Patna

Rajbhawan Campus, Rajbhwan, Patna, Bihar, Pin - 800022SBIN00069178000020380612- 2225209

SBI Patna Main Branch with IFSC Code

  • Branch Name: Patna Main
  • Complete Address: West Of Gandhi Maidan, Patna-800001
  • IFSC Code: SBIN0000152
  • MICR Details: 800002045
  • Customer Care Number: 612-223478

Personal Loan EMI Calculator

A personal loan EMI calculator is the tool that takes into account the basic details of your loan like the loan amount, interest rate (p.a.) and the loan amount. On the basis of these details, you get the EMI, the total interest outgo and the total amount (interest+principal). Here is an example showing the payments you will have to do if you take a personal loan from SBI worth ₹7,00,000 for the tenure of 5 years and an interest rate of 11.5% p.a.

Table Showing EMI, Interest Outgo, and Total Repayment Amount

Loan AmountInterest RateTenureMonthly InstalmentTotal Interest AmountTotal Amount
₹ 7,00,00011.5%1₹ 62,031₹ 44,366₹ 7,44,366
₹ 7,00,00011.5%2₹ 32,788₹ 86,917₹ 7,86,917
₹ 7,00,00011.5%3₹ 23,083₹ 1,30,995₹ 8,30,995
₹ 7,00,00011.5%4₹ 18,262₹ 1,76,591₹ 8,76,591
₹ 7,00,00011.5%5₹ 15,395₹ 2,23,690₹ 9,23,690

EMI, Total Interest Outgo, Total Repayment (Interest + Principal)

YearPrincipalInterestBalance Amount
1₹ 1,09,911₹ 74,826₹ 5,90,088
2₹ 1,23,239₹ 61,499₹ 4,66,849
3₹ 1,38,183₹ 46,555₹ 3,28,666
4₹ 1,54,939₹ 29,799₹ 1,73,726
5₹ 1,73,873₹ 11,011₹ 0

Eligibility Criteria

The eligibility criteria to apply for a personal loan at State Bank of India in Patna is as follows:

  • Salaried individual of good quality corporate, self-employed engineer, doctor, architect, chartered accountant, MBA with minimum 2 years standing
  • Central and state Government
  • Quasi-Government
  • Central PSUs
  • Profit making State PSUs
  • Educational Institutions of National Repute
  • Selected Corporates
  • Pensioners

How to Apply

The process of applying for a personal loan at SBI is simple and quick. For an unsecured personal loan, there is easy documentation and instant approval facility available which saves your time. You can follow the online or offline process whichever you find convenient. You need to fill the loan application form which authenticated personal and professional details and submit it along with the documents checklist at your nearest bank branch or online.

SBI Personal Loan Application Form

In the application form for a personal loan, you must fill in the below-mentioned details:

  1. Personal details of the applicant/s
  2. Professional details of the applicant/s
  3. Loan details (amount and tenure)

Documents Checklist

The documents required you must keep to apply for a personal loan at SBI is as follows:

  • Latest Photograph
  • Photo Identity of the applicant & the guarantor
  • Residence Proof of the Applicant & Guarantor
  • Income Proof – Salary slips for last 3 months, ITR/ Form 16 for last 3 years (for salaried)

You may also read Personal Loan Patna

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