SBI Personal Loan in Patna

Last Updated : April 24, 2017, 7:57 p.m.

SBI Personal Loan Interest Rates in Patna

SBI Patna Branches with IFSC Codes and Customer Care Number

The branch address, IFSC Code, MICR Code and customer care details of State Bank of India branches located in Patna are mentioned in the table below:

SBI Patna Main Branch with IFSC Code

• Branch Name: Patna Main
• Complete Address: West Of Gandhi Maidan, Patna-800001
• IFSC Code: SBIN0000152
• MICR Details: 800002045
• Customer Care Number: 612-223478

Personal Loan EMI Calculator

A personal loan EMI calculator is the tool that takes into account the basic details of your loan like the loan amount, interest rate (p.a.) and the loan amount. On the basis of these details, you get the EMI, the total interest outgo and the total amount (interest+principal). Here is an example showing the payments you will have to do if you take a personal loan from SBI worth ₹7,00,000 for the tenure of 5 years and an interest rate of 11.5% p.a.

Eligibility Criteria

The eligibility criteria to apply for a personal loan at State Bank of India in Patna is as follows:

• Salaried individual of good quality corporate, self-employed engineer, doctor, architect, chartered accountant, MBA with minimum 2 years standing
• Central and state Government
• Quasi-Government
• Central PSUs
• Profit making State PSUs
• Educational Institutions of National Repute
• Selected Corporates
• Pensioners

How to Apply

The process of applying for a personal loan at SBI is simple and quick. For an unsecured personal loan, there is easy documentation and instant approval facility available which saves your time. You can follow the online or offline process whichever you find convenient. You need to fill the loan application form which authenticated personal and professional details and submit it along with the documents checklist at your nearest bank branch or online.

SBI Personal Loan Application Form

In the application form for a personal loan, you must fill in the below-mentioned details:

1. Personal details of the applicant/s
2. Professional details of the applicant/s
3. Loan details (amount and tenure)

Documents Checklist

The documents required you must keep to apply for a personal loan at SBI is as follows:

• Latest Photograph
• Photo Identity of the applicant & the guarantor
• Residence Proof of the Applicant & Guarantor
• Income Proof – Salary slips for last 3 months, ITR/ Form 16 for last 3 years (for salaried)

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