SBI Pune
Last Updated : Feb. 28, 2017, 2:41 p.m.
SBI Pune Main Branch
If you are in the beautiful city of Pune and are interested in availing the best financial services offered by SBI, but don’t know where the main branch is, nothing to worry as we are here to help. Near Collector Office, Near Bund Garden Police Station, Ambedkar Wellesly Road, Agarkar Nagar, Pune, Maharashtra 411001. This is the address, where you can reach the bank to avail any services.
Products Offered by SBI in Pune
The State Bank of India offers a wide range of products under the category of loan and investments. The loan products offered by the bank include home loan, personal loan, car loan, education loan, business loan, loan against property and gold loan. It even proffers investment products such as fixed deposits. The details, eligibility criteria, rate of interest and tenure of various loan and investment products offered by the bank are given in the table below:
Basic Details of State Bank of India Products
| Product Name | Eligibility Criteria | Amount | Interest Rate | Processing Fee | Tenure |
|---|---|---|---|---|---|
| Home Loan | Minimum age of the applicant should be 18 years and not more than 70 years at the time of repayment. | Up to ₹ 10 crores | 9.15% - 11.30% | Minimum - ₹ 1,000 to ₹ 10,000 | Up to 30 years |
| Personal Loan | Eligible segments - Salaried individual of good quality corporate, self- employed engineer, doctor, architect, chartered accountant, MBA with minimum 2 years standing Central and state Government Quasi-Government Central PSUs Profit making State PSUs Educational Institutions of National Repute Selected Corporates Pensioners | Minimum - ₹ 24,000 in metro & urban areas, ₹ 10,000 in rural areas Maximum - ₹ 15,00,000 | 11.00% - 14.00% | 1% - 3% of the loan amount + GST | Up to 5 years |
| Car Loan | Regular employee of State / Central Government, Public Sector Undertaking, Private Company or a reputed establishment with minimum annual income of ₹ 2,50,000. Professionals, self-employed, businessmen, proprietary/partnership firms who are income tax assesses with net profit or gross taxable income of ₹ 4,00,000 per annum Person engaged in agricultural and allied activities with minimum net annual income of ₹ 4,00,000 | Maximum - Up to 85% of on-road price | 7.20% - 7.90% | For new car- ₹ 1,000 Pre-owned - ₹ 450 to ₹ 9,100 + GST | Maximum - 7 years |
| Loan Against Property | An employee or a professional, self-employed or an income tax assesses or NRIs (Who has residential property or commercial properties in his own name or in the name of spouse/children/parent/sibling) Minimum net monthly income of the individual should be ₹ 25,000 or ₹ 3,00,000 per annum The maximum age shouldn’t exceed 70 years at the time of repayment | Minimum - ₹ 10 lacs Maximum - ₹ 7.5 crores | 9.45% - 11% p.a. | 1% of the loan + GST Maximum - ₹ 50,000 + GST | Minimum - 5 years Maximum - 15 years |
| Business Loan | Business units engaged in trading, manufacturing and services | Up to ₹ 20 crores | As per the bank norms | 1% of the loan amount | 15 years |
| Gold Loan | The age of the applicant should be 21 years and above | Minimum - ₹ 10,000 Maximum - ₹ 20 lacs | 0.1015 | 0.50% of the loan amount + GST | Up to 30 months |
| Education Loan | Indian Nationals for pursuing higher education in India or abroad where admission has been secured | For studies in India - maximum ₹ 10 lacs Studies abroad - maximum ₹ 20 lacs | 9.35% - 10.75% p.a. | No processing fee | 15 years |
| Fixed Deposit | An individual either solely or jointly A minor jointly with a major HUF Private Traders Professionals Partnerships Firms Companies Clubs Societies & Corporates | - | 2.90% - 6.20% | - | 7 days to 10 years |
SBI Branches with IFSC Codes in Pune
The complete address, IFSC Code, MICR Code and customer care details of State Bank of India branches located in Pune are mentioned in the table below:
| Branch Name | Complete Address | IFSC Code | MICR Code | Contact Number |
|---|---|---|---|---|
| Service Branch, Pune | B.S. Bhavan, PMT Bldg., 5th Floor, Deccan Gymkhana, Pune - 411004 | SBIN0009016 | 411002001 | 020-25520415, 25536403 |
| Pune | P B No. 6, Collector Office Compound, Pune - 411001 | SBIN0000454 | 411002002 | 020- 26124848 |
| Deccan Gymkhana Pune | Jangli Maharaj Road Dist. Pune, Maharashtra 411004 | SBIN0001110 | 411002003 | 020-25531549/25532274 |
| Pimpri, Pune | Kasarwadi, P.B. No.1, Pune - 411034 | SBIN0000575 | 411002004 | 020-27126039 |
| Khadki, Pune | Arjun Marg, Dist. Pune, Maharashtra 411003 | SBIN0001629 | 411002005 | 020-25814958 |
| Tilak Road, Pune | Commercial Building Hira Baug Tilak Road Dist Pune Maharashtra 411002 | SBIN0001399 | 411002006 | 020-24441026 |
| Pune City | 1319, Vijay Chambers, Sadashivpeth, Pune - 30 | SBIN0000455 | 411002007 | 020-24488737/ 24475723 |
| Erandwana, Pune | Karve Road, Erandavana, Pune, Maharashtra 411004 | SBIN0004618 | 411002010 | 020-25437680 |
| Chinchwad, Pune | Opp. Chinchwad Police Stn, Mumbai Pune Road, Tal Haveli Pune, Dist . Pune 411019 | SBIN0005951 | 411002013 | 020-27473162, 27473438 |
| Pulgate | 18 By 2 Panchratna Bhairoba Nala Dist Pune Maharashtra 41101 | SBIN0008044 | 411002014 | 020-26872150 |
| Bund Garden, Pune | Doongarse Park 22 Bund Road Dist Pune Maharashtra 411001 | SBIN0006319 | 411002015 | 020-2614073/ 26121984 |
| University Road, Pune | 1154 Shivaji Nagar, Veer Chaphekar Chowk Near Police Parade Ground, Pune Pin - 411016 | SBIN0007339 | 411002016 | 020- 25652932 |
| Hingne Khurd | Vrishiketu, Sinhagad Road Hingnekhurd, Pune, Maharashtra, Pin 411051 | SBIN0007159 | 411002017 | 020-24345335 |
| Pimpri Town | Dr. Ambedkar Road, Pimpri Colony | SBIN0005923 | 411002019 | 020-27412520, 27411893 |
| Dattawadi, Pune | 214 Navi Peth, Surya Plaza, LB Road, Pune , Maharashtra 411030 | SBIN0008043 | 411002020 | 020-24331995, 24321498 |
| Dehu Road | Near Railway Station, Dehu Road Cantt, Dist. Pune, Maharashtra 412101 | SBIN0000569 | 411002031 | 020- 27671238, 27673148 |
| Lonavala | Kukreja Bldg., L.T. Marg, Lonavala - 410401 | SBIN0000555 | 411002033 | 02114-273714 |
| MIDC Area Chinchwad Pune | Old Mumbai Pune Road, Dhfc Complex, Chinchwad, Dist . Pune, Maharashtra 411044 | SBIN0007736 | 411002035 | 020-27472116 |
| IFB, Pune | Tara Chamber, Wadadewadi, Pune - Mumbai Rd., Pune - 411003 | SBIN0008966 | 411002038 | 020-25812647 |
| Paud Road | Opp. Anand Nagar, Dist . Pune, Maharashtra 411038 | SBIN0009061 | 411002039 | 020-25438973 |
| Hadapsar | S.N. 153 By 1 A By 1A By 1, Pune Solapur Road, Dist . Pune, Maharashtra 411028 | SBIN0009062 | 411002041 | 020-26817427 |
| SBI, Pune | Tara Chambers, Near Mariyai, Police Chowky, Mumbai Pune Road | SBIN0004726 | 411002046 | 020-25816637 |
| Dhankawadi, Pune | S No 21, Plot No.1, Balaji Nagar Corner, Ellora Palace, Pune - Satara Rd., Maharashtra , Pin - 411043 | SBIN0005413 | 411002048 | 020-24373045 |
| Comm Pune | 1548 By A, Sadashiv Peth, Off Tilak Road , Pune, Pin 411030 | SBIN0004108 | 411002050 | 020-24330066 |
| College Of Engineering, Shivaji Nagar | College Of Engineering, Shivaji Nagar Near Sangam Bridge, Pune Pin 411005 | SBIN0010431 | 411002060 | 020- 25541768 |
| Wadgaon, Pune | Survey No. 62, Opp. Hotel Abhiruchi, Sinhgad Road, Vadgaon Budruk, Pune | SBIN0011490 | 411002064 | 020- 24394698 |
| Viman Nagar, Pune | Giga, Space, Complex, Amenity, Building, Viman Nagar, Pune, Dist Pune 411006 | SBIN0011699 | 411002066 | 11800 425 3800 |
| Sahakar Nagar Branch, Pune | 83/1, Sarang Society, Sahakar Nagar No.2, Pune | SBIN0011782 | 411002072 | 9890618809 |
| Bibwewadi | Ravikiran Hall, Near Chintamani Nagar, Bibwewadi Road, Dist Pune, Maharashtra, Dist Pune 411037 | SBIN0012926 | 600002912 | 9011094978 |
| Rasta Peth Branch, Pune | Tirupati Complex, Ground Floor 355, Rasta Peth, Opp Kem Hospital Sardar Moodaliya Road Pune 411001 | SBIN0060193 | 411002063 | 020-24450615 |
| Spbb Baner | Kapil Klassic, S.No. 288, Hissa No. 1a/1 Pune Baner Road, Maharashtra., Dist:Pune - 411063 | SBIN0013295 | 411002054 | 9850764050 |
| Bavdhan | Bavdhan, Plot No. 33 - 34, Amchi Colony, NDA Road, Dist: Pune - 411008 | SBIN0013280 | 411002079 | 9860706676 |
| Pune | Bandal Capital, Near PMT Bus Depot, Paud Road, Kothrud, Pune - 411038 | SBIN0030456 | 411005002 | 020-25285546 |
| NRI, Pune | Godrej Millenium, Plot No.9, Next To H, Koregaon Park, Pune, Pin 411 001 | SBIN0013518 | 411002084 | 9423007911 |
| Kharadi | Goodwill Landmark, Kharadi Mundhwa Road, Pune - 411 014 | SBIN0013527 | NON-MICR | 9422502547 |
| Karve Nagar | Shop No. 2 - 6, Ganga Mahal, Samarth Path, Near Pratidnya Mangal Karyalaya, Karve Nagar, Pune - 411052 | SBIN0013530 | NON-MICR | 9850817321 |
EMI Calculator
If we talk about an EMI Calculator, it is nothing but one such magical device that lets you about your EMIs, Interest Outgo and Total Amount Payable in the easiest manner. All it does is that by taking into consideration the loan amount, tenure and interest rate, this smart device lets you know you about your monthly installments in the quickest manner so that you can easily take a calculative decision.
To help you understand better, below is a table listed, showing the calculations on a loan amount of ₹5 Lakh, taken for a tenure of 5 years at an interest rate of 13.56% per annum.
Table Showing EMI, Interest Outgo, and Total Repayment Amount
EMI, Total Interest Outgo, Total Repayment (Interest + Principal)
| Year | Principal | Interest | Balance Amount |
|---|---|---|---|
| 1 | ₹ 74,991 | ₹ 63,253 | ₹ 4,25,008 |
| 2 | ₹ 85,817 | ₹ 52,427 | ₹ 3,39,190 |
| 3 | ₹ 98,205 | ₹ 40,039 | ₹ 2,40,985 |
| 4 | ₹ 1,12,381 | ₹ 25,863 | ₹ 1,28,604 |
| 5 | ₹ 1,28,732 | ₹ 9641 | ₹ 0 |
Documents Required to Apply
The list of documents required to avail the benefit of the financial products are given below:
| Product Name | Documents |
|---|---|
| Home Loan | For Applicants: Completed loan application 3 Passport size photographs Proof of identify (photocopies of Voters ID card/ Passport/ Driving licence/ IT PAN card) Proof of residence (photocopies of recent Telephone Bills/ Electricity Bill/ Property tax receipt/ Passport/ Voters ID card) Proof of business address for non-salaried individuals Statement of Bank Account/ Pass Book for last six months Signature identification from present bankers Personal Assets and Liabilities statement For Guarantor: Personal Assets and Liabilities Statement 2 passport size photographs Proof of identification as above Proof of residence as above Proof of business address as above Signature identification from his/her present bankers Additional Documents for Salaried: Original Salary Certificate from employer TDS certificate on Form 16 or copy of IT Returns for last two financial years, duly acknowledged by IT Deptt. Additional Documents for Professionals/ Self- Employed/ Other IT assesses: Acknowledged copies of three years I.T. returns/ Assessment Orders Photocopies of challans evidencing payment of Advance Income Tax |
| Personal Loan | Latest Photograph, Photo Identity & Residence Proof of the Applicant & Guarantor Income Proof - Salary slips for last 3 months, ITR/ Form 16 for last 3 years (for salaried) |
| Car Loan | Statement of bank account for last 6 months 2 passport size photographs Proof of Identity : (Copy of any one) Passport/ PAN Card/ Voters ID card/ Driving License etc. Address Proof : (Copy of any one) Ration card/Driving License/Voters ID card/ Passport / Telephone Bill/ Electricity bill/Life Insurance policy Income Proof: Latest Salary Slip, Form 16/ ITR for last 2 years, I.T. Returns or Form 16 for the last 2 years, Audited Balance sheet, P&L statement for 2 years, Shop & establishment act certificate / sales tax certificate / SSI registered certificate / copy of partnership ( non- salaried) |
| Loan Against Property | Application form Financial Statements in case limit is over Rs.10.00 Lakh Copy of Sales Tax / VAT / any other Tax Registration if applicable Details of Property offered along with the latest valuation For existing business, statement of accounts maintained with other Banks |
| Business Loan | Proof of Identity: Voter’s ID Card/ Passport/ Driving License/ PAN Card/ Signature identification from present bankers of proprietor, partner of director (if a company) Proof of residence: Recent telephone bills, electricity bill, property tax receipt /Passport/ Voter’s ID Card of Proprietor, partner of Director (if a company) Proof of business Address Panchayat Licence Actual - Past 3 years Balance Sheet, Estimated - Current Year Balance Sheet, Projected - Next Year Balance Sheet CMA form Copy of Sales tax / VAT /any other Tax Registration Memorandum and articles of association of the Company/ Partnership Deed of partners etc. Assets and liabilities statement of promoters and guarantors along with latest income tax returns Project Report Plan / Estimate / Invoices Rent Agreement (if business premises on rent) and clearance from pollution control board if applicable Power Allocation SSI / MSME registration if applicable Projected balance sheets for the next two years in case of working capital limits and for the period of the loan in case of term loan (for all cases of Rs.2 lakhs and above) Photocopies of lease deeds/ title deeds of all the properties being offered as primary and collateral securities |
| Gold Loan | Application Form for Gold Loans Two copies of photograph of the borrower(s) Proof of Identity - Passport/ PAN Card/ Voters ID card/ Driving License etc. Proof of Address - Ration card/Driving License/Voters ID card/Passport /Telephone Bill/ Electricity bill/Life Insurance policy |
| Education Loan | Letter of admission Completely filled in Loan Application Form 2 passport size photographs Statement of cost of study PAN Card of the student and Parent/ Guardian AADHAR Card of the student and Parent/ Guardian Proof of identity (Driving Licence/Passport/Aadhar/ any photo identity) Proof of residence (Driving Licence/Passport/Electricity bill/Telephone bill) Student/Co-borrower/ guarantor's bank account statement for last 6 months IT return/ IT assessment order, of previous 2 years of Parent/ Guardian/ other co-borrower (if IT Payee) Brief statement of assets & liabilities of Parent/ Guardian/ other co-borrower Proof of income (i.e. salary slips/ Form 16) Parent/ Guardian/ other co-borrower |
| Fixed Deposit | Proof of Identity - Passport, Voter ID card, Driving license, PAN card, Government department ID card Proof of Residence - Bank account statement, Latest electricity bill, Latest mobile/telephone bill, Latest credit card statement, Existing house lease agreement |
About State Bank of India Pune
State Bank of India is a nation’s bank that has been providing its valuable banking service to the citizens since inception. The bank was incorporated at the time when India was a British colony. Both before and after independence, the State Bank of India has rendered best banking services to help the people obtain the financial aim. The bank is driven by the motive to earn people’s trust and this it has achieved by delivering customized solution for each of their financial problem. The achievements and success of the bank can be judged by the awards it has received during the operational years. It has received the award of Best Bank in the year 2008. The bank by leveraging technology has enhanced the customer’s banking experience and provided a different banking experience to them. Now, the SBI renders its service even in the remotest part of the country. The customer can avail the benefits of banking products through the wide network of branches. SBI has more than 16,000 branches spread across the length and breadth of the country. Even the banking products and the facility can be availed through net banking. The customer doesn’t have to wait to visit the bank branch for conducting trivial functions. And for personal dealing the customer can always visit the bank during the working hours.