SBI Pune - IFSC Code, Main Branch Address, Rates Dec 2023

SBI Pune

SBI Pune Main Branch

If you are in the beautiful city of Pune and are interested in availing the best financial services offered by SBI, but don’t know where the main branch is, nothing to worry as we are here to help. Near Collector Office, Near Bund Garden Police Station, Ambedkar Wellesly Road, Agarkar Nagar, Pune, Maharashtra 411001.  This is the address, where you can reach the bank to avail any services.

Products Offered by SBI in Pune

The State Bank of India offers a wide range of products under the category of loan and investments. The loan products offered by the bank include home loan, personal loan, car loan, education loan, business loan, loan against property and gold loan. It even proffers investment products such as fixed deposits. The details, eligibility criteria, rate of interest and tenure of various loan and investment products offered by the bank are given in the table below:

Basic Details of State Bank of India Products

Product NameEligibility CriteriaAmount Interest RateProcessing FeeTenure
Home Loan Minimum age of the applicant should be 18 years and not more than 70 years at the time of repayment.Up to ₹ 10 crores9.15% - 11.30%Minimum - ₹ 1,000 to ₹ 10,000 Up to 30 years
Personal LoanEligible segments - Salaried individual of good quality corporate, self- employed engineer, doctor, architect, chartered accountant, MBA with minimum 2 years standing
Central and state Government
Central PSUs
Profit making State PSUs
Educational Institutions of National Repute
Selected Corporates
Minimum - ₹ 24,000 in metro & urban areas, ₹ 10,000 in rural areas
Maximum - ₹ 15,00,000
11.00% - 14.00%1% - 3% of the loan amount + GSTUp to 5 years
Car LoanRegular employee of State / Central Government, Public Sector Undertaking, Private Company or a reputed establishment with minimum annual income of ₹ 2,50,000.

Professionals, self-employed, businessmen, proprietary/partnership firms who are income tax assesses with net profit or gross taxable income of ₹ 4,00,000 per annum

Person engaged in agricultural and allied activities with minimum net annual income of ₹ 4,00,000
Maximum - Up to 85% of on-road price7.20% - 7.90%For new car- ₹ 1,000
Pre-owned - ₹ 450 to ₹ 9,100 + GST
Maximum - 7 years
Loan Against PropertyAn employee or
a professional, self-employed or an income tax assesses or NRIs (Who has residential property or commercial properties in his own name or in the name of spouse/children/parent/sibling)

Minimum net monthly income of the individual should be ₹ 25,000 or ₹ 3,00,000 per annum

The maximum age shouldn’t exceed 70 years at the time of repayment
Minimum - ₹ 10 lacs
Maximum - ₹ 7.5 crores
9.45% - 11% p.a.1% of the loan + GST
Maximum - ₹ 50,000 + GST
Minimum - 5 years
Maximum - 15 years
Business LoanBusiness units engaged in trading, manufacturing and servicesUp to ₹ 20 croresAs per the bank norms1% of the loan amount15 years
Gold LoanThe age of the applicant should be 21 years and aboveMinimum - ₹ 10,000
Maximum - ₹ 20 lacs
0.10150.50% of the loan amount + GSTUp to 30 months
Education LoanIndian Nationals for pursuing higher education in India or abroad where admission has been secured
For studies in India - maximum ₹10 lacs

Studies abroad - maximum ₹ 20 lacs
9.35% - 10.75% p.a.No processing fee15 years
Fixed DepositAn individual either solely or jointly
A minor jointly with a major
Private Traders
Partnerships Firms
Societies & Corporates
-2.90% - 6.20%-7 days to 10 years

SBI Branches with IFSC Codes in Pune

The complete address, IFSC Code, MICR Code and customer care details of State Bank of India branches located in Pune are mentioned in the table below:

Branch NameComplete AddressIFSC CodeMICR CodeContact Number
Service Branch, Pune

B.S. Bhavan, PMT Bldg., 5th Floor, Deccan Gymkhana, Pune - 411004SBIN0009016411002001020-25520415, 25536403

P B No. 6, Collector Office Compound, Pune - 411001SBIN0000454411002002020- 26124848
Deccan Gymkhana Pune

Jangli Maharaj Road Dist. Pune, Maharashtra 411004SBIN0001110411002003020-25531549/25532274
Pimpri, Pune

Kasarwadi, P.B. No.1, Pune - 411034SBIN0000575411002004 020-27126039
Khadki, Pune

Arjun Marg, Dist. Pune, Maharashtra 411003SBIN0001629411002005020-25814958
Tilak Road, Pune

Commercial Building Hira Baug Tilak Road Dist Pune Maharashtra 411002SBIN0001399411002006020-24441026
Pune City

1319, Vijay Chambers, Sadashivpeth, Pune - 30SBIN0000455411002007020-24488737/ 24475723
Erandwana, Pune

Karve Road, Erandavana, Pune, Maharashtra 411004
SBIN0004618411002010 020-25437680
Chinchwad, Pune

Opp. Chinchwad Police Stn, Mumbai Pune Road, Tal Haveli Pune, Dist . Pune 411019SBIN0005951411002013020-27473162, 27473438

18 By 2 Panchratna Bhairoba Nala Dist Pune Maharashtra 41101SBIN0008044411002014020-26872150
Bund Garden, Pune

Doongarse Park 22 Bund Road Dist Pune Maharashtra 411001SBIN0006319411002015020-2614073/ 26121984
University Road, Pune

1154 Shivaji Nagar, Veer Chaphekar Chowk Near Police Parade Ground, Pune Pin - 411016
SBIN0007339411002016020- 25652932
Hingne Khurd

Vrishiketu, Sinhagad Road Hingnekhurd, Pune, Maharashtra, Pin 411051SBIN0007159411002017020-24345335
Pimpri Town

Dr. Ambedkar Road, Pimpri ColonySBIN0005923411002019020-27412520, 27411893
Dattawadi, Pune

214 Navi Peth, Surya Plaza, LB Road, Pune , Maharashtra411030SBIN0008043411002020020-24331995, 24321498
Dehu Road

Near Railway Station, Dehu Road Cantt, Dist. Pune, Maharashtra 412101SBIN0000569411002031020- 27671238, 27673148

Kukreja Bldg., L.T. Marg, Lonavala - 410401SBIN000055541100203302114-273714
MIDC Area Chinchwad Pune

Old Mumbai Pune Road, Dhfc Complex, Chinchwad, Dist . Pune, Maharashtra 411044SBIN0007736411002035020-27472116
IFB, Pune

Tara Chamber, Wadadewadi, Pune - Mumbai Rd., Pune - 411003SBIN0008966411002038020-25812647
Paud Road

Opp. Anand Nagar, Dist . Pune, Maharashtra 411038

S.N. 153 By 1 A By 1A By 1, Pune Solapur Road, Dist . Pune, Maharashtra 411028SBIN0009062411002041020-26817427
SBI, Pune

Tara Chambers, Near Mariyai, Police Chowky, Mumbai Pune RoadSBIN0004726411002046020-25816637
Dhankawadi, Pune

S No 21, Plot No.1, Balaji Nagar Corner, Ellora Palace, Pune - Satara Rd., Maharashtra , Pin - 411043SBIN0005413411002048020-24373045
Comm Pune

1548 By A, Sadashiv Peth, Off Tilak Road , Pune, Pin 411030SBIN0004108411002050020-24330066
College Of Engineering, Shivaji Nagar

College Of Engineering, Shivaji Nagar
Near Sangam Bridge, Pune Pin 411005
SBIN0010431411002060020- 25541768
Wadgaon, Pune

Survey No. 62, Opp. Hotel Abhiruchi, Sinhgad Road, Vadgaon Budruk, PuneSBIN0011490411002064020- 24394698
Viman Nagar, Pune

Giga, Space, Complex, Amenity, Building, Viman Nagar, Pune, Dist Pune 411006SBIN001169941100206611800 425 3800
Sahakar Nagar Branch, Pune
83/1, Sarang Society, Sahakar Nagar No.2, PuneSBIN00117824110020729890618809

Ravikiran Hall, Near Chintamani Nagar, Bibwewadi Road, Dist Pune, Maharashtra, Dist Pune 411037SBIN00129266000029129011094978
Rasta Peth Branch, Pune

Tirupati Complex, Ground Floor 355, Rasta Peth, Opp Kem Hospital Sardar Moodaliya Road Pune 411001SBIN0060193411002063020-24450615
Spbb Baner

Kapil Klassic, S.No. 288, Hissa No. 1a/1 Pune Baner Road, Maharashtra., Dist:Pune - 411063SBIN00132954110020549850764050

Bavdhan, Plot No. 33 - 34, Amchi Colony, NDA Road, Dist: Pune - 411008SBIN00132804110020799860706676

Bandal Capital, Near PMT Bus Depot, Paud Road, Kothrud, Pune - 411038SBIN0030456411005002020-25285546
NRI, Pune

Godrej Millenium, Plot No.9, Next To H, Koregaon Park, Pune, Pin 411 001SBIN00135184110020849423007911

Goodwill Landmark, Kharadi Mundhwa Road, Pune - 411 014SBIN0013527 NON-MICR9422502547
Karve Nagar

Shop No. 2 - 6, Ganga Mahal, Samarth Path, Near Pratidnya Mangal Karyalaya, Karve Nagar, Pune - 411052SBIN0013530NON-MICR9850817321

EMI Calculator

If we talk about an EMI Calculator, it is nothing but one such magical device that lets you about your EMIs, Interest Outgo and Total Amount Payable in the easiest manner. All it does is that by taking into consideration the loan amount, tenure and interest rate, this smart device lets you know you about your monthly installments in the quickest manner so that you can easily take a calculative decision.

To help you understand better, below is a table listed, showing the calculations on a loan amount of ₹5 Lakh, taken for a tenure of 5 years at an interest rate of 13.56% per annum.

Table Showing EMI, Interest Outgo, and Total Repayment Amount

Loan AmountInterest RateTenureMonthly InstalmentTotal Interest AmountTotal Amount
₹ 5,00,00013.56%1₹ 44,790₹ 37,481₹ 5,37,481
₹ 5,00,00013.56%2₹ 23,903₹ 73,663₹ 5,73,663
₹ 5,00,00013.56%3₹ 16,982₹ 1,11,358₹ 6,11,358
₹ 5,00,00013.56%4₹ 13,553₹ 1,50,551₹ 6,50,551
₹ 5,00,00013.56%5₹ 11,520₹ 1,91,223₹ 6,91,223

EMI, Total Interest Outgo, Total Repayment (Interest + Principal)

YearPrincipalInterestBalance Amount
1₹ 74,991₹ 63,253₹ 4,25,008
2₹ 85,817₹ 52,427₹ 3,39,190
3₹ 98,205₹ 40,039₹ 2,40,985
4₹ 1,12,381₹ 25,863₹ 1,28,604
5₹ 1,28,732₹ 9641₹ 0

Documents Required to Apply

The list of documents required to avail the benefit of the financial products are given below:

Product NameDocuments
Home Loan For Applicants:
Completed loan application
3 Passport size photographs
Proof of identify (photocopies of Voters ID card/ Passport/ Driving
licence/ IT PAN card)
Proof of residence (photocopies of recent Telephone Bills/ Electricity Bill/
Property tax receipt/ Passport/ Voters ID card)
Proof of business address for non-salaried individuals
Statement of Bank Account/ Pass Book for last six months
Signature identification from present bankers
Personal Assets and Liabilities statement

For Guarantor:
Personal Assets and Liabilities Statement
2 passport size photographs
Proof of identification as above
Proof of residence as above
Proof of business address as above
Signature identification from his/her present bankers

Additional Documents for Salaried:
Original Salary Certificate from employer
TDS certificate on Form 16 or copy of IT Returns for last two financial years, duly acknowledged by IT Deptt.

Additional Documents for Professionals/ Self- Employed/ Other IT assesses:
Acknowledged copies of three years I.T. returns/ Assessment Orders
Photocopies of challans evidencing payment of Advance Income Tax
Personal LoanLatest Photograph, Photo Identity & Residence Proof of the Applicant & Guarantor
Income Proof - Salary slips for last 3 months, ITR/ Form 16 for last 3 years (for salaried)
Car LoanStatement of bank account for last 6 months
2 passport size photographs
Proof of Identity : (Copy of any one) Passport/ PAN Card/ Voters ID card/ Driving License etc.
Address Proof : (Copy of any one) Ration card/Driving License/Voters ID card/ Passport / Telephone Bill/ Electricity bill/Life Insurance policy
Income Proof: Latest Salary Slip, Form 16/ ITR for last 2 years, I.T. Returns or Form 16 for the last 2 years, Audited Balance sheet, P&L statement for 2 years, Shop & establishment act certificate / sales tax certificate / SSI registered certificate / copy of partnership ( non- salaried)
Loan Against PropertyApplication form
Financial Statements in case limit is over Rs.10.00 Lakh
Copy of Sales Tax / VAT / any other Tax Registration if applicable
Details of Property offered along with the latest valuation
For existing business, statement of accounts maintained with other Banks
Business LoanProof of Identity: Voter’s ID Card/ Passport/ Driving License/ PAN Card/ Signature identification from present bankers of proprietor, partner of director (if a company)

Proof of residence: Recent telephone bills, electricity bill, property tax receipt /Passport/ Voter’s ID Card of Proprietor, partner of Director (if a company)

Proof of business Address
Panchayat Licence
Actual - Past 3 years Balance Sheet, Estimated - Current Year Balance Sheet, Projected - Next Year Balance Sheet

CMA form
Copy of Sales tax / VAT /any other Tax Registration
Memorandum and articles of association of the Company/ Partnership Deed of partners etc.
Assets and liabilities statement of promoters and guarantors along with latest income tax returns
Project Report
Plan / Estimate / Invoices
Rent Agreement (if business premises on rent) and clearance from pollution control board if applicable
Power Allocation
SSI / MSME registration if applicable
Projected balance sheets for the next two years in case of working capital limits and for the period of the loan in case of term loan (for all cases of Rs.2 lakhs and above)

Photocopies of lease deeds/ title deeds of all the properties being offered as primary and collateral securities
Gold LoanApplication Form for Gold Loans
Two copies of photograph of the borrower(s)
Proof of Identity - Passport/ PAN Card/ Voters ID card/ Driving License etc.
Proof of Address - Ration card/Driving License/Voters ID card/Passport /Telephone Bill/ Electricity bill/Life Insurance policy
Education Loan Letter of admission
Completely filled in Loan Application Form
2 passport size photographs
Statement of cost of study
PAN Card of the student and Parent/ Guardian
AADHAR Card of the student and Parent/ Guardian
Proof of identity (Driving Licence/Passport/Aadhar/ any photo identity)
Proof of residence (Driving Licence/Passport/Electricity bill/Telephone bill)
Student/Co-borrower/ guarantor's bank account statement for last 6 months
IT return/ IT assessment order, of previous 2 years of Parent/ Guardian/ other co-borrower (if IT Payee)
Brief statement of assets & liabilities of Parent/ Guardian/ other co-borrower
Proof of income (i.e. salary slips/ Form 16) Parent/ Guardian/ other co-borrower
Fixed DepositProof of Identity - Passport, Voter ID card, Driving license, PAN card, Government department ID card
Proof of Residence - Bank account statement, Latest electricity bill, Latest mobile/telephone bill, Latest credit card statement, Existing house lease agreement

About State Bank of India Pune

State Bank of India is a nation’s bank that has been providing its valuable banking service to the citizens since inception. The bank was incorporated at the time when India was a British colony. Both before and after independence, the State Bank of India has rendered best banking services to help the people obtain the financial aim. The bank is driven by the motive to earn people’s trust and this it has achieved by delivering customized solution for each of their financial problem. The achievements and success of the bank can be judged by the awards it has received during the operational years. It has received the award of Best Bank in the year 2008. The bank by leveraging technology has enhanced the customer’s banking experience and provided a different banking experience to them. Now, the SBI renders its service even in the remotest part of the country. The customer can avail the benefits of banking products through the wide network of branches. SBI has more than 16,000 branches spread across the length and breadth of the country. Even the banking products and the facility can be availed through net banking. The customer doesn’t have to wait to visit the bank branch for conducting trivial functions. And for personal dealing the customer can always visit the bank during the working hours.

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