Spar SBI Card Select

Highlights

  • See all the Features and Benefits of Spar SBI Card Select.
  • Know the Fees and Payment options for this credit card.
  • Earn thousands of reward points and redeem them in shopping.

In the collaboration with the landmark group, the State Bank of India has launched Spar SBI Card Select. It has all the exclusive features that will help you to save a lot of extra money. You can earn reward points and redeem them in shopping from the official store of SBI Rewards. There are some milestones benefits and renewal benefits that you might find interesting. Now you can save some extra bucks at the petrol pumps as there is an exclusive discount on the fuel surcharge. Let’s have a look at all the offers that are present on this credit card.

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    Features and Benefits of Spar SBI Card Select

    You have a great opportunity to earn thousand of reward points through this credit card. There are also some other offers you might find interesting.

    Welcome Offer

    • Pay the Annual Fees and earn 6000 Reward Points equivalent to ₹1500.

    Terms and Conditions

    • You have to clear the full joining fees of the credit card.
    • The Reward Points will be credited within 30 days after the payment of the fees.

    Reward Point Benefits

    • Earn 10 Reward Points on every expenditure of ₹100 at the Landmark Stores, dining and movies.
    • Spend ₹100 on other transactions and earn 2 Reward Points.

    Terms and Conditions

    • No Reward Points will be earned on the fuel transactions.
    • 4 Reward Points make ₹1.

    Earn Reward Points on Achieving Milestones

    • Spend ₹3 Lacs using the card and earn 12000 reward points.
    • Spend ₹25000 at the Landmark stores and earn 2400 reward points.
    • Reach the transaction limit of ₹75000 at the Landmark Stores and earn 8000 Reward Points.
    • Earn 12000 Reward Point on achieving the milestone of ₹1.5 Lacs at the Landmark Stores.

    Terms and Conditions

    • All the Transactions must be done through the Spar SBI Card Select.

    Discounts on Fuel Surcharge

    • Get a Fuel Surcharge Waiver of 1% at all the refilling stations.

    Terms and Conditions

    • The minimum transaction eligible for this offer is ₹500.
    • The maximum transaction eligible for this offer is ₹3000.

    Renewal Privileges

    • Credit 6000 Reward Points as the renewal benefits on this card that is equivalent to ₹1500.

    Terms and Conditions

    • The Reward Points will be credited within 30 days after the payment of full joining fees.

    Reward Points Redemption Options

    The SBI gives you the opportunity to convert all the reward points into shopping. You have various products like mobile phones, electronic gadgets, and many other products where you can use the reward points to buy them.

    • You can Easily Convert the Reward Points into the Landmark Rewards and get dual advantages.
    • 2.4 Reward Points make 1 Landmark Rewards.
    • 1 Landmark Reward Point is equal to 60 paise.

    Other Features of the SBI Spar Card Select

    24X7 Cash Availability:- This SBI credit card gives you the facility to withdraw cash from any VISA ATM present worldwide. There are more than 1 million Visa ATM across the world from where you can have the 24X7 cash availability.

    Convert Transaction into EMIs:- Now you can purchase expensive products on EMIs through this credit card. If your transaction exceeds ₹2500 then you can easily convert it into easy EMIs depending upon your convenience.

    Balance Transfer:- There are some credit card users who use more than one card. So if you are one of them then you can easily transfer the balance of another card on this credit card. This feature would help you to eliminate the burden of two credit cards.

    Worldwide Acceptance:- The Spar SBI Card Select is universally accepted all over the world. There are more than 24 million outlets worldwide where you can use this card. 3.25 Lacs outlets are present in India where this card can be used.

    Add-on Cards Facility:- There are no extra charges for taking an Add-on card for the family members. You can get an Add-on Card for your siblings, parents, children, and spouse but they must have the age of above 18 years.

    Spar SBI Card Select Fee and Payment Options

    You must be eager to know the Fees of such a card that has a lot of exclusive features. Have a look at the fees and all the charges that are applicable to this credit card.

    ParticularsCharges
    Annual Fees₹1499 + Applicable Taxes
    Renewal Fees₹1499 + Applicable Taxes
    Add-On Card FeesNIL
    Credit Period without Interest20 Days to 50 Days
    Finance ChargesUp to ₹25 or 3.35% (whichever is higher)
    Cash Advance LimitUp to 80% of the limit with a maximum of ₹15000 in a day.
    ATM Withdrawal Charges2.5% subject to a minimum of ₹500
    Cheque Pickup Fee₹100
    Card Replacement Fee₹100

    Late Payment Fee Charges

    Outstanding AmountCharges
    Exceeding ₹200 and up to ₹500₹100
    Exceeding ₹500 and up to ₹1000₹400
    Exceeding ₹1000 and up to ₹10000₹600
    Exceeding ₹10000 and up to ₹25000₹800
    Exceeding ₹25000₹950

    Spar SBI Card Select Payment Options

    There are some credit cardholders who prefer to make SBI Credit Card Online Payment. But some individuals still use the traditional mode of payment that is cash and cheque. Although they include some extra charges still user prefer cash and cheque payment. Now it is time to follow the digital means of credit card payment. Use the SBI Net Banking or SBI Mobile Application for making the payments. There are some third-party payment gateway like Billdesk, Paytm, GPay, that are totally safe and don’t include any extra charges. NEFT option is also available to make the payment from another bank account.

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