Standard Chartered Bank Home Loan in Lucknow

About Standard Chartered Bank Home Loan Lucknow

Standard Chartered Bank invites home loan borrowers to avail home loans at flexible interest rates so as to fulfill their dreams of having the possession of their homes one day. With minimal documentation processes and flexible EMIs along with an appropriate repayment tenure can help the borrowers suitably plan their home loans at ease.

Standard Chartered Bank Home Loan Lucknow at a glance

ParticularsDetails
Interest Rate8.51% - 8.60%
Loan AmountStarting from ₹ 10 lakhs upto ₹ 15 crores
Tenure5 to 25 years
Processing Fee0.5% to 1.50% of the sanctioned loan amount depending on the scheme you choose.
Pre-payment ChargesNil

Eligibility Criteria

Individuals applying for Standard Chartered Bank Home Loan need to fulfill the following criteria:

(i) Salaried and Self-employed Individuals are eligible to apply
(ii) Co-applicants can also be included while at the time of applying home loans.
(iii) The age of the applicant should not be lower than 21 years at application, and over 60 years at loan maturity.
(iv) Both the salaried employees and self-employed professionals need to have a working experience in any company/business for a minimum period of 2 years.

Documents Required

Individuals are required to submit the following documents in order to avail Standard Chartered Bank Home Loan:

  • Identity Proof-PAN Card/Passport/Voter ID/Driving License/Aadhaar Card
  • Address Proof-Utility Bill/Passport/Aadhaar Card/Voter ID
  • Income Proof-Latest Salary Slips & Form 16 for Salaried Employees; Profit & Loss A/C Statement & Audited Balance Sheet for the Last 3 Years for self-employed professionals
    Bank Account Statement for the Last 6 Months
  • Education qualifications certificate & proof of business existence (for self-employed)
  • Business profile (for self-employed)
  • Processing fee cheque
  • Track record of existing loans, if any
  • Details of property you look to buy & construct.

To know more details, visit Home Loan Lucknow

Address of Standard Chartered Bank Branches in Lucknow

Branch NameComplete AddressIFSCMICRContact Number
Lucknow4, Shahnajaf Road, Hazratganj, Lucknow - 226001 , Up, IndiaSCBL00360362260360020522-2201870/26

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