Standard Chartered Personal Loan Kolkata - IFSC, Rates Dec 2023, Eligibility, EMI

Standard Chartered Personal Loan in Kolkata

About Standard Chartered Bank Personal Loan Kolkata

Availing personal loans from Standard Chartered Bank Kolkata help you to manage your financial requirements  whether it is related to a marriage in the family, travelling abroad, funding for higher education or simply a vacation. The loans get sanctioned by the bank depending on the credit worthiness of the applicant.

Standard Chartered Bank Personal Loan Kolkata at a glance

Interest Rate11.49% Onwards
Loan AmountStarting from ₹ 1,00,000 to ₹ 30,00,000 depending on your eligibility, income and repayment capacity.

TenureUpto 5 years
Processing Fee₹999 - Upto ₹1,500
Pre-payment ChargesNIL - Upto 5% of the principal outstanding + GST

Eligibility Criteria

Individuals applying for Standard Chartered Bank Personal Loan need to fulfill the following criteria:

  • You need to be either a salaried employee or a self-employed individual to apply for Standard Chartered Personal Loan.
  • No security, collateral or guarantors are required for obtaining a personal loan.
  • Individuals availing personal loan should be 21 years of age and not more than 60 (salaried) and 65 (self-employed) years of age at the time of loan maturity.
  • Minimum income of an applicant should be ₹ 50,000.

Documents Required

Individuals are required to submit the following documents in order to avail Standard Chartered Bank Personal Loan:

  • Identity Proof- Passport, photo pan card, driving license, votes id card, photo ration card
  • Address Proof- Passport, telephone bill, ration card, electricity bill, driving license, life/medical insurance policy, rental agreement, apartment allotment letter
  • Income Proof- Latest Salary Slip/ ITR/Form-16
  • Other Income Proof for Salaried Individual: Letter of Authority from Employee authorizing the employer to deduct monthly installment out of salary for remitting to bank and Letter of Undertaking from the employer for check off facility OR Letter of Authority from employee/ applicant authorizing the Bank to deduct the loan instalment out of the salary routed through branch.
  • Other Income Proof for self-employed professionals : IT returns for the last two financial years. Proof of professional qualification (Copy of highest professional degree held). Proof of office/commercial address.
  • Bank Statement- Last 3-6 Month Bank Statement

    To know more details, visit Personal Loan Kolkata

    Address of Standard Chartered Bank Branches in Kolkata

    Branch NameComplete AddressIFSCMICRContact Number
    14 N.S. Road 142, M.G. Road, Kolkata - 700007
    31 ChowChowringhee - Branch, 31, Jawaharlal Nehru Road, Kolkata - 700016 . SCBL003600370003600422465151
    Saltlake AbSalt Lake - Ab - 17, Sector - 1, Salt Lake City, Kolkata - 700064 . SCBL003600470003601823349958
    GariahatGariahat Branch - 208, Rashbehari Avenue, Gariahat, Kolkata - 700029 . SCBL003600570003600724635757
    R.G KarShyambazar Branch - 21a, R.G. Kar Road, Kolkata - 700004 .SCBL003600670003600925551870
    New - Alipore17, S A Nalini Ranjan Avenue, New Alipore, Kolkata - 700053SCBL003600770003601324789770
    19 N.S Road19, Netaji Subhas Road, Kolkata - 700001SCBL00360087000360122222 0101
    R.B Avenue163, Rash Behari Avenue, Kolkata - 700019 SCBL003601070003601524661906
    Bidhan Sarani139 C, Bidhan Sarani, Shambazar, Kolkata - 700004SCBL003601170003601722801809
    Saltlake CFCf 347, Sector I, Salt Lake, Kolkata, - 700064SCBL003601270003600523370927

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    RBL14.00% - 23.00%
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    Standard Chartered Bank11.49%
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