About Standard Chartered Bank Personal Loan Kolkata
Availing personal loans from Standard Chartered Bank Kolkata help you to manage your financial requirements whether it is related to a marriage in the family, travelling abroad, funding for higher education or simply a vacation. The loans get sanctioned by the bank depending on the credit worthiness of the applicant.
Standard Chartered Bank Personal Loan Kolkata at a glance
| Particulars | Details |
|---|---|
| Interest Rate | 11.49% Onwards |
| Loan Amount | Starting from ₹ 1,00,000 to ₹ 30,00,000 depending on your eligibility, income and repayment capacity. |
| Tenure | Upto 5 years |
| Processing Fee | ₹999 - Upto ₹1,500 |
| Pre-payment Charges | NIL - Upto 5% of the principal outstanding + GST |
Eligibility Criteria
Individuals applying for Standard Chartered Bank Personal Loan need to fulfill the following criteria:
- You need to be either a salaried employee or a self-employed individual to apply for Standard Chartered Personal Loan.
- No security, collateral or guarantors are required for obtaining a personal loan.
- Individuals availing personal loan should be 21 years of age and not more than 60 (salaried) and 65 (self-employed) years of age at the time of loan maturity.
- Minimum income of an applicant should be ₹ 50,000.
Documents Required
Individuals are required to submit the following documents in order to avail Standard Chartered Bank Personal Loan:
- Identity Proof- Passport, photo pan card, driving license, votes id card, photo ration card
- Address Proof- Passport, telephone bill, ration card, electricity bill, driving license, life/medical insurance policy, rental agreement, apartment allotment letter
- Income Proof- Latest Salary Slip/ ITR/Form-16
- Other Income Proof for Salaried Individual: Letter of Authority from Employee authorizing the employer to deduct monthly installment out of salary for remitting to bank and Letter of Undertaking from the employer for check off facility OR Letter of Authority from employee/ applicant authorizing the Bank to deduct the loan instalment out of the salary routed through branch.
- Other Income Proof for self-employed professionals : IT returns for the last two financial years. Proof of professional qualification (Copy of highest professional degree held). Proof of office/commercial address.
- Bank Statement- Last 3-6 Month Bank Statement
To know more details, visit Personal Loan Kolkata
Address of Standard Chartered Bank Branches in Kolkata
Branch Name Complete Address IFSC MICR Contact Number 14 N.S. Road 142, M.G. Road, Kolkata - 700007 SCBL0036002 700036002 66134722 31 Chow Chowringhee - Branch, 31, Jawaharlal Nehru Road, Kolkata - 700016 . SCBL0036003 700036004 22465151 Saltlake Ab Salt Lake - Ab - 17, Sector - 1, Salt Lake City, Kolkata - 700064 . SCBL0036004 700036018 23349958 Gariahat Gariahat Branch - 208, Rashbehari Avenue, Gariahat, Kolkata - 700029 . SCBL0036005 700036007 24635757 R.G Kar Shyambazar Branch - 21a, R.G. Kar Road, Kolkata - 700004 . SCBL0036006 700036009 25551870 New - Alipore 17, S A Nalini Ranjan Avenue, New Alipore, Kolkata - 700053 SCBL0036007 700036013 24789770 19 N.S Road 19, Netaji Subhas Road, Kolkata - 700001 SCBL0036008 700036012 2222 0101 R.B Avenue 163, Rash Behari Avenue, Kolkata - 700019 SCBL0036010 700036015 24661906 Bidhan Sarani 139 C, Bidhan Sarani, Shambazar, Kolkata - 700004 SCBL0036011 700036017 22801809 Saltlake CF Cf 347, Sector I, Salt Lake, Kolkata, - 700064 SCBL0036012 700036005 23370927