Syndicate Bank Home Loan in Jammu

About Syndicate Bank Home Loan Jammu

Syndicate Bank invites home loan borrowers in and around Jammu region to avail their desired home loans in order to meet their housing requirements. Whether it is relating to constructing or buying a new house, balance transfer or extension of your existing home, purchase of a resale house, improvement or redecoration of an existing home, for any repair work etc. The lowest interest rates on housing loans make it convenient for every borrower to afford their dream homes in the best possible manner.

Syndicate Bank Home Loan Jammu at a glance

ParticularsDetails
Interest Rate8.75%
Loan AmountFor Construction/Purchase/Takeover A/Cs:

No Upper Limit in Metro/Urban/Semi-Urban and Rural areas

For Repair/Extension/Renovation

₹ 25 lacs loan amount limit in Metro/ Urban/Semi-Urban and Rural areas

₹ 7.5 lacs loan amount limit in Metro/ Urban/Semi-Urban and Rural areas

Tenure Upto 30 years
Processing Fee0.5% of the loan amount, minimum ₹ 1500/- & maximum ₹ 15000/-
Pre-payment ChargesNil

Eligibility Criteria

The borrowers need to fulfill the following eligibility criteria while applying for Syndicate Bank Home Loan:

  • The applicant must fall in the age bracket of at least 21-70 years.But for salaried, the age limit is 21-60 years.

  • The borrowers must be either salaried or self-employed with a regular source of income.

Documents Required

Salaried employees and self-employed professionals need to apply the following documents for availing home loan :

  • Age proof : Passport Copy/PAN Card/ Voter ID card, Photo Driving License with birth date (laminated, recent, legible)/Photo ration card with DOB/Employer certificate/ID/School/College Leaving Certificate

  • Identity Proof : PAN Card/Voter ID/Passport/Driving License, 2 passport size photographs

  • Income Proof : Form 16 for last 2 years, Latest Salary Slip, bank statements of last 3 years (for salaried employees) and IT returns for the last 3 years along with audited balance sheet, P&L account statement for last 3 years, bank statement for last 3 years (for self-employed professionals)

  • Address Proof : Latest Telephone Bill/ Electricity Bill/Property Tax Receipt/Passport/ Voter ID

  • Signature Verification Proof : Driving License/Passport copy/PAN Card

  • Track record of existing loans, if any

  • Details of property you look to buy & construct

To know more details, visit Home Loan Jammu

Address of Syndicate Bank Branches in Jammu

Branch NameComplete AddressIFSCMICRContact Detail
JammuSant Palace, Purani Mandi, Jammu, Jammu & Kashmir- 180001SYNB00076401800250020191-2573005, 2573005
Channi HimmatNo 323, Sector 4, Channi Himmat, Jammu, Jammu, Jammu And Kashmir-180015SYNB0007641180025003

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