Syndicate Bank Kolkata

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About Syndicate Bank 

Started with a combined capital of ₹ 8000 by three men with three different backgrounds in 1925, Syndicate Bank has gone a 360 degree in establishing itself in an extremely competitive banking space. From a very few to lakhs of customers, the bank has been steadily growing with the time. It is this urge for growth that has allowed Syndicate Bank to differentiate itself across various channels of banking-Corporate, MSME, retail, rural and NRI. Customers belonging to these segments are increasingly reaching out to Syndicate Bank for their banking needs. 

The glorious run of the bank started with a small idea. Very soon, it picked momentum and has now become the specialty of the bank. It was a small savings scheme, which began in 1928. Now it has become the bank’s brand equity. The bank had launched Pigmy Deposit Scheme, which meant that the collection agents would go to pick up the cash from the customers to deposit in their accounts. The service caught upon the public imagination deeply and today it results in deposits of 2 crores for the bank on a daily basis. Following the massive success the bank has had in the 40 years of private ownership, the Government of India acquired it and controlled its operations from thereon. 

The hallmark of the bank has been to come up with new technology to improve the operational efficiency. In a bid to achieve the same, a Centralized Banking Solution (CBS) is now in place. The CBS has let the bank enjoy a strong operational base through an exemplary flow of work in its branches and ATMs. 

The brand visibility of the bank can be inferred from the fact that it runs more than 3,000 branches and ATMs across India, along with over 50 regional offices to take stock of its operation. It also has a branch in London. 

Kolkata, the city of sweets and various other delicacies, is also blessed with the pleasant services of Syndicate Bank. The bank has around 70 branches from which you can look to get your financial needs fulfilled. The executives working across the Kolkata branches are cooperative and do resolve your query at the earliest. Now if you want to know about the branches there, take a glance at the table below. 

Syndicate Bank Kolkata Branches 

Branch NameComplete AddressIFSCMICRContact Detail
Netaji Subhash Road6 Netaji Subhash Road, Royal Exchange, Dalhousie Area, Kolkata, West Bengal-700001SYNB0009500700025012033-22308014, 22309290
Brabourne RoadLIC Building Illaco House, 1 Brabourne Road, Kolkata-700001SYNB0009502700025006033-22427163, 22426126
Rashbehari Avenue134 Rashbehari Avenue, Opp. Deshpriya Park, Kolkata, West Bengal-700029SYNB0009503700025016
Bara BazarKaveri House, 132/1 M G Road, Kolkata, West Bengal- 700007SYNB0009505700025003033-22696330, 22334133, 22680930
Shyam Bazar48 Canal West Road, Ist Floor Shyam Bazar, Kolkata, West Bengal-700004SYNB0009506700025014
Gariahat226B, Rashbehari Avenue, Near Gariahat Market, Kolkata, West Bengal-700019SYNB0009507700025009033-24404324
Manick Tolla171D & 173A, Vivekananda Road, Manick Tolla, Kolkata, West Bengal-700006SYNB0009508700025011033-23507477, 23507477
Circus Avenue40 A&B Circus Avenue, Kolkata, West Bengal-700017SYNB0009509700025005
Esplanade1-C.R.Avenue, Kolkata, West Bengal-700072SYNB0009511700025017033-22345345, 22364822
Jadavpur3 Central Road, Jadavpur, Kolkata, West Bengal-700032SYNB0009515700025021033-24722949, 24722949
Sunny Park43-Ashutosh Chowdhury AvenueSYNB0009516700025027
Kolkata Housing Finance BranchBB-24, First Floor, Salt Lake City, Sector-I, Kolkata, West Bengal-700064SYNB0009518700025997033-23341398, 23341398
Diamond Harbour RoadSangita Apartment, First Floor, 90 Diamond Harbour Road, Kolkata, West Bengal-700008SYNB0009519700025030033-24466090
Rajarhat New TownGreen Wood Park Project, Haripur-Suri Road, Action Area 1A, Opposite Hidco Office Block 1, Gr Floor, New Town, Rajarhat, Kolkata, West Bengal-700156SYNB0009525700025037033-23243035
Park StreetSt.Xaviers College, 30 Park Street, Kolkata-700016SYNB0009585700025024
Bhowanipur31 Ground Floor, Allenby Road, Ward No 10, Bhowanipur, Kolkata, West Bengal-700026SYNB0009586700025038033-24862039
Ballygunj Circular RoadSt Lawrence School, 27, Ballygunj Circular Road, Ballygunj Po, Kolkata, West Bengal-700019SYNB0009588700025043033-24860455
Tollygunge39/1A N S Road, Kolkata, West Bengal-700040SYNB0009589700025036
Ganesh Chandra Avenue2-B, Ganesh Chandra Avenue, Kolkata, West Bengal-700013SYNB0009590700025008033-22132272, 2213272

Products Offered by Syndicate Bank in Kolkata

Are you planning an overseas trip from Kolkata? Is buying a home in Park Street your wish? Want to roam around with your friends through the picturesque locales of Kolkata? All these and more wishes can be met with Syndicate Bank branches that are located in the city. The choice of options will depend upon the wishes you have. So, whatever the wish may be, there is a product for you to avail of at these branches. In search of the details of loans at Syndicate Bank in Kolkata? Find all that in a table below showing the details of a personal loan, home loan, car loan and much more.

Basic Details of Syndicate Bank Loans in Kolkata

ProductsEligibilityLoan AmountInterest RateProcessing FeeTenure
Synd Saral (Personal Loan)Permanent employees working in state or central govt units, reputed private firms, teachers, pensioner, doctors, professionals, etc.Not more than annual gross salary10.30% - 13.30%0.5% of the loan amount with a minimum of ₹ 500 plus service tax, as applicableUpto 5 Years
Synd Nivas (Home Loan)Available to resident Indians, NRIs holding the Indian Passport, Person of Indian Origin, Hindu Undivided Families (HUFs)Upto 70%-90% of the property value8.50%0.125% of the loan amount
Minimum- ₹ 500
Maximum-₹5,000
Upto 30 Years
Synd Vahan (Car Loan)Minimum annual income should not be less than ₹2 lakhs.

Individuals, proprietors, partnership firms, agriculturists, trusts and few others are eligible to receive the loan.
Upto 95% of the on-road price or 3 times the gross annual income, whichever is lower for new cars.
Used car finance is limited to 10 lakhs or 70% of the valuation amount, whichever is lower
9.10%As applicable by the bankUpto 7 years for new cars

Upto 5 years for used cars
Synd Rent Residential or commercial property owners who have let out the property to government, reputed firms and even Syndicate Bank's premisesUpto 80% of the rent receivables, based on the unexpired lease period10.75%-11.25% p.a.As applicable by the bankUpto 10 Years
Synd Vidya Scheme (Education Loan)Students who have got the admission to a recognized institution either in India or abroadUpto ₹ 10 Lakhs in India
Upto ₹ 20 Lakhs Overseas
10.25%-11.50% p.a.NILUpto 15 Years
Synd Mortgage SchemeResidential or commercial property owners belonging to both salaried and non-salaried classesFor salaried-10 times of the net annual income
For non-salaried-10 times of last 3 years average gross annual income
11.50%-11.75% p.a.As applicable by the bankUpto 10 Years

Documentation for Syndicate Bank Loans in Kolkata

DocumentsSalaried Self-employed
Synd Saral (Personal Loan)Identity Proof- PAN Card/Voter ID/Aadhaar card/Passport
Residence Proof-Utility Bill/Aadhaar Card/Passport/Voter ID
Income Proof-Salary Slips for Last 3 Months, Form 16 for Last 2 Years, Last 6-month Bank Statement
Identity Proof- PAN Card/Voter ID/Aadhaar card/Passport
Residence Proof-Utility Bill/Aadhaar Card/Passport/Voter ID
Income Proof-Salary Slips for Last 3 Months, Form 16 for Last 2 Years, Last 6-month Bank Statement
Synd Nivas (Home Loan)Identity Proof- PAN Card/Voter ID/Aadhaar card/Passport
Residence Proof-Utility Bill/Aadhaar Card/Passport/Voter ID

Income Proof-Salary Slips for Last 3 Months, Form 16 for Last 2 Years, Last 6-month Bank Statement

Property Documents Showing Cost Estimate, Property Registration Copy
Identity Proof- PAN Card/Voter ID/Aadhaar card/Passport
Residence Proof-Utility Bill/Aadhaar Card/Passport/Voter ID
Income Proof-Salary Slips for Last 3 Months, Form 16 for Last 2 Years, Last 6-month Bank Statement
Property Documents Showing Cost Estimate, Property Registration Copy
Synd Vahan (Car Loan)Identity Proof- PAN Card/Voter ID/Aadhaar card/Passport
Residence Proof-Utility Bill/Aadhaar Card/Passport/Voter ID
Income Proof-Salary Slips for Last 3 Months, Form 16 for Last 2 Years, Last 6-month Bank Statement
Margin Copy, Car Registration Copy
Identity Proof- PAN Card/Voter ID/Aadhaar card/Passport
Residence Proof-Utility Bill/Aadhaar Card/Passport/Voter ID
Income Proof-Salary Slips for Last 3 Months, Form 16 for Last 2 Years, Last 6-month Bank Statement
Margin Copy, Car Registration Copy
Synd RentIdentity Proof- PAN Card/Voter ID/Aadhaar card/Passport
Residence Proof-Utility Bill/Aadhaar Card/Passport/Voter ID
Income Proof-Salary Slips for Last 3 Months, Form 16 for Last 2 Years, Last 6-month Bank Statement
Identity Proof- PAN Card/Voter ID/Aadhaar card/Passport
Residence Proof-Utility Bill/Aadhaar Card/Passport/Voter ID
Income Proof-Salary Slips for Last 3 Months, Form 16 for Last 2 Years, Last 6-month Bank Statement
Synd Mortgage SchemeIdentity Proof- PAN Card/Voter ID/Aadhaar card/Passport
Residence Proof-Utility Bill/Aadhaar Card/Passport/Voter ID
Income Proof-Salary Slips for Last 3 Months, Form 16 for Last 2 Years, Last 6-month Bank Statement
Documents of the property to be mortgaged
Identity Proof- PAN Card/Voter ID/Aadhaar card/Passport
Residence Proof-Utility Bill/Aadhaar Card/Passport/Voter ID
Income Proof-Salary Slips for Last 3 Months, Form 16 for Last 2 Years, Last 6-month Bank Statement

Documents of the property to be mortgaged

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