UCO Bank Home Loan in Chandigarh

About UCO Bank Home Loan Chandigarh

Owning your dream home has never been easier, thanks to the home loans from UCO Bank Chandigarh. The banks understands the different requirements of customers and structures solutions that meet your these requirements. Whether it is relating to purchase of a flat/plot, construction of your house, repairs and modifications/renovations. With easy documentation and flexible tenures help several borrowers to plan for their monthly instalments at ease.

UCO Bank Home Loan Chandigarh at a glance

ParticularsDetails
Interest Rate8.65% - 8.90%
Loan AmountFor Metro/Urban/Semi-Urban locations

Construction/Purchase/Takeover/A/Cs: No upper limit

Repair/Extension/Renovvtion : ₹ 25 lacs

For Rural location

Construction/Purchase/Takeover/A/Cs: No upper limit

Repair/Extension/Renovation : ₹ 7.5 lacs
TenureUpto 30 years
Processing Fee0.5% of the loan amount, minimum ₹ 1500/- & maximum ₹ 15000/-.
Pre-payment ChargesNIL

Eligibility Criteria

The borrowers need to fulfill the following eligibility criteria while applying for UCO Bank Home Loan:

  • Salaried employees and self-employed professionals(businessmen) are eligible to apply for UCO bank home loan.

  • Individuals including NRI and PIO are eligible to apply for UCO bank home loan.

  • The minimum age limit of any borrower should be 21 years of age and maximum 70 years of age(all class of borrower) inclusive of repayment period.

    Documents Required

    The salaried employees/self-employed professionals and businessmen need to produce the following documents while applying for home loan.

    • Age Proof : Passport Copy/PAN Card/ Voter ID card, Photo Driving License with birth date (laminated, recent, legible)/Photo ration card with DOB/Employer certificate/ID/School/College Leaving Certificate

    • Identity Proof : PAN Card/Voter ID/Passport/Driving License, 2 passport size photographs

    • Income Proof : Form 16 for last 2 years, Latest Salary Slip, bank statements of last 3 years(for salaried employees) & IT returns for the last 3 years along with audited balance sheet, P&L account statement for last 3 years, bank statement for last 3 years (for self-employed professionals).

    • Address Proof : Latest Telephone Bill/ Electricity Bill/Property Tax Receipt/Passport/ Voter ID.

    • Signature Verification proof : Driving License/Passport copy/PAN Card.

    • Track record of existing loans, if any.

    • Details of property you look to buy & construct

      To know more details, visit Home Loan Chandigarh

      Address of UCO Bank Branches in Chandigarh

      Branch NameComplete AddressIFSCMICRContact Detail
      SECTOR - 22 D CHANDIGARHSector 22-D, Chandigarh Ut-160022UCBA00001341600280020172-701761
      SECTOR 17BUCO Bank Building, Sector 17B, Bank Square, ChandigarhUCBA00002361600280010172-706643
      BEHLANAVPO Behlana Union Territory, ChandigarhUCBA0001330160028003
      AFS, BEHLANA12 Wing, Air Force Station, Behlana, ChandigarhUCBA00020841600280160172-2638093
      SECTOR 35 BSector 35 B, ChandigarhUCBA00019391600280110172-2647532
      SECTOR-38Sector-38 ChandigarhHUCBA00020511600280150172-25636942
      SERVICE BRANCHService Branch Sec 17B, ChandigarhUCBA00021141600280170172-2706643
      N AREA BEHLANAN Area Behlana, ChandigarhUCBA00022051600280200172-2640982
      AMB CHANDIGARHUCO Bank Asset Management Branch Sco 55-56-57, First Floor, Sector 17B, ChandigarhUCBA0002396160028025
      DHANASVPO Dhanas Guggamari Roadnear Gurudwara Sahib Dhanas District ChandigarhUCBA0003126
      DARIAMain Railway Station Road, P.O.-Daria, District- ChandigarhUCBA0003292
      MANIMAJRA2104, Pipliwala Town, Nr Gurdwara, Manimajra, ChandigarhUCBA0003306

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