UCO Bank Personal Loan Kochi - IFSC, Rates Dec 2023, Eligibility, EMI

UCO Bank Personal Loan in Kochi

About UCO Bank Personal Loan Kochi

Why wait to take that vacation, just because of paucity of funds? Apply now for personal loans from UCO Bank Kochi which offers instant cash for the quick realization of your needs. Avail at lowest interest rates that come along with paperless e-KYC approval online for quick approval of your personal loans. So, what are you waiting for? Apply now at UCO Bank Personal Loan Kochi at Wishfin.

UCO Bank Personal Loan Kochi at a glance

Interest Rate12.80%
Loan AmountUpto ₹ 10 lakhs
TenureUpto 5 years
Processing Fee1% of loan amount (minimum ₹ 750/-)
Pre-payment ChargesNil

Eligibility Criteria

The salaried employees need to fulfill the following eligibility criteria while applying for UCO Bank Personal Loan:

  • The permanent employee should be engaged in services with Govt. / Semi-Govt. / Reputed Public / Private Ltd. Co. /College / Universities / Public Sector Undertaking.

  • The permanent employees should have completed minimum 2 years of service in the same organization.

  • The permanent or confirmed employees should have salaried account with any of the UCO bank branches.

  • The employer of the applicant( permanent employee) need to furnish an undertaking that monthly instalment will be recovered and directly paid to the bank.

  • The minimum age criteria of the applicant should be 21 years and maximum less than 58 years of age.

Documents Required

The borrowers need to apply the following documents for availing personal loan :

  • Identity Proof- Passport, photo pan card, driving license, votes id card, photo ration card

  • Address Proof- Passport, telephone bill, ration card, electricity bill, driving license, life/medical insurance policy, rental agreement, apartment allotment letter

  • Income Proof- Latest Salary Slip/ ITR/Form-16

Other Income Proof for Salaried Individual:

Letter of Authority from Employee authorizing the employer to deduct monthly installment out of salary for remitting to bank and Letter of Undertaking from the employer for check off facility OR Letter of Authority from employee/ applicant authorsing the Bank to deduct the loan instalment out of the salary routed through branch.

  • Bank Statement- Last 3-6 Month Bank Statement

To know more details, visit Personal Loan Kochi

Address of UCO Bank Branches in Kochi

Branch NameComplete AddressIFSCMICRContact Detail
KochiMattancherry, Kochi-682002, KeralaUCBA00001096820280020484-2226089, 2224840
Willingdon IslandWillingdon Island Branch, Bristow Road, Ernakulam-682003UCBA00002426820280030484-2666491, 2669501
ErnakulamCloth Bazar Road, P.O. Ernakulam, Kochi-682031UCBA00004316820280060484-2353586
M.G.RoadM G Road, Ravipuram, Ernakulam, Kochi- 682016UCBA00013906820280050484-2381523
Fort CochinFort Cochin, Amaravathy, Fort Cochin, KochiUCBA00016606820280040484-2215840
Vyttila Midland Arcade, No - 20/3 Chilavannoor Road, Po- KochiUCBA00021556820280090484-2310651

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