About UCO Bank Personal Loan Kochi
Why wait to take that vacation, just because of paucity of funds? Apply now for personal loans from UCO Bank Kochi which offers instant cash for the quick realization of your needs. Avail at lowest interest rates that come along with paperless e-KYC approval online for quick approval of your personal loans. So, what are you waiting for? Apply now at UCO Bank Personal Loan Kochi at Wishfin.
UCO Bank Personal Loan Kochi at a glance
| Particulars | Details |
|---|---|
| Interest Rate | 12.80% |
| Loan Amount | Upto ₹ 10 lakhs |
| Tenure | Upto 5 years |
| Processing Fee | 1% of loan amount (minimum ₹ 750/-) |
| Pre-payment Charges | Nil |
Eligibility Criteria
The salaried employees need to fulfill the following eligibility criteria while applying for UCO Bank Personal Loan:
The permanent employee should be engaged in services with Govt. / Semi-Govt. / Reputed Public / Private Ltd. Co. /College / Universities / Public Sector Undertaking.
The permanent employees should have completed minimum 2 years of service in the same organization.
The permanent or confirmed employees should have salaried account with any of the UCO bank branches.
The employer of the applicant( permanent employee) need to furnish an undertaking that monthly instalment will be recovered and directly paid to the bank.
The minimum age criteria of the applicant should be 21 years and maximum less than 58 years of age.
Documents Required
The borrowers need to apply the following documents for availing personal loan :
Identity Proof- Passport, photo pan card, driving license, votes id card, photo ration card
Address Proof- Passport, telephone bill, ration card, electricity bill, driving license, life/medical insurance policy, rental agreement, apartment allotment letter
Income Proof- Latest Salary Slip/ ITR/Form-16
Other Income Proof for Salaried Individual:
Letter of Authority from Employee authorizing the employer to deduct monthly installment out of salary for remitting to bank and Letter of Undertaking from the employer for check off facility OR Letter of Authority from employee/ applicant authorsing the Bank to deduct the loan instalment out of the salary routed through branch.
Bank Statement- Last 3-6 Month Bank Statement
To know more details, visit Personal Loan Kochi
Address of UCO Bank Branches in Kochi
| Branch Name | Complete Address | IFSC | MICR | Contact Detail |
|---|---|---|---|---|
| Kochi | Mattancherry, Kochi-682002, Kerala | UCBA0000109 | 682028002 | 0484-2226089, 2224840 |
| Willingdon Island | Willingdon Island Branch, Bristow Road, Ernakulam-682003 | UCBA0000242 | 682028003 | 0484-2666491, 2669501 |
| Ernakulam | Cloth Bazar Road, P.O. Ernakulam, Kochi-682031 | UCBA0000431 | 682028006 | 0484-2353586 |
| M.G.Road | M G Road, Ravipuram, Ernakulam, Kochi- 682016 | UCBA0001390 | 682028005 | 0484-2381523 |
| Fort Cochin | Fort Cochin, Amaravathy, Fort Cochin, Kochi | UCBA0001660 | 682028004 | 0484-2215840 |
| Vyttila | Midland Arcade, No - 20/3 Chilavannoor Road, Po- Kochi | UCBA0002155 | 682028009 | 0484-2310651 |