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About UCO Bank Personal Loan Lucknow
Are you looking to fund anything from a holiday abroad to your child’s education and a home renovation to a wedding in the family? Consider personal loans from UCO Bank which can be availed to fulfill your personal responsibilities towards your family. With minimal documentation processes and lowest interest rates along with flexible tenures help you plan your monthly instalments at ease.
UCO Bank Personal Loan Lucknow at a glance
|Interest Rate||8.45% - 10.45%|
|Loan Amount||Upto ₹ 10 lakhs|
|Tenure||Upto 5 years|
|Processing Fee||1% of loan amount (minimum ₹ 750/-)|
The salaried employees need to fulfill the following eligibility criteria while applying for UCO Bank Personal Loan:
The permanent employee should be engaged in services with Govt. / Semi-Govt. / Reputed Public / Private Ltd. Co. /College / Universities / Public Sector Undertaking.
The permanent employees should have completed minimum 2 years of service in the same organization.
The permanent or confirmed employees should have salaried account with any of the UCO bank branches.
The employer of the applicant( permanent employee) need to furnish an undertaking that monthly instalment will be recovered and directly paid to the bank.
The minimum age criteria of the applicant should be 21 years and maximum less than 58 years of age.
The borrowers need to apply the following documents for availing personal loan :
Identity Proof- Passport, photo pan card, driving license, votes id card, photo ration card
Address Proof- Passport, telephone bill, ration card, electricity bill, driving license, life/medical insurance policy, rental agreement, apartment allotment letter
Income Proof- Latest Salary Slip/ ITR/Form-16
Other Income Proof for Salaried Individual:
Letter of Authority from Employee authorizing the employer to deduct monthly installment out of salary for remitting to bank and Letter of Undertaking from the employer for check off facility OR Letter of Authority from employee/ applicant authorsing the Bank to deduct the loan instalment out of the salary routed through branch.
Bank Statement- Last 3-6 Month Bank Statement
To know more details, visit Personal Loan Lucknow
Address of UCO Bank Branches in Lucknow
|Branch Name||Complete Address||IFSC||MICR||Contact Detail|
|Hazratganj||46, Hazratganj Lucknow, Uttar Pradesh||UCBA0000046||226028002||0522-2222641|
|Aminabad||Aminabad Branch, Opposite Aminaudaulla Park, Lucknow, Uttar Pradesh||UCBA0000050||226028003||0522-2624710|
|Lucknow University||Gate No 1, Lucknow University, Lucknow, Uttar Pradesh||UCBA0000060||226028009||0522-2740154|
|Chinhat||Chinhat Bazar, Shatrikh Road, Lucknow– 227105, Uttar Pradesh||UCBA0000514||226028006||0522-2815864|
|Nirala Nagar||9A, Nirala Nagar, Lucknow, Uttar Pradesh||UCBA0000752||226028008||0522-2786807|
|Behsa||Hind Nagar, Near Old Octaroi, Lucknow, Uttar Pradesh||UCBA0001154||226028005||0522-2436358|
|Ashok Marg||6 Nawal Kishore Road, Lucknow – 226001, Uttar Pradesh||UCBA0001420||226028004||0522-2275440|
|Service Branch||Service Branch, Jhandewalan Park, Aminabad, Lucknow, Uttar Pradesh||UCBA0001841||226028001|
|Aliganj||Aliganj Shopping Complex, Sector B, Aliganj, Lucknow, Uttar Pradesh||UCBA0001843||226028011||0522-2327147|
|Jal Sansthan||Jal Sansthan, Aish Bagh, Lucknow- 226004, Uttar Pradesh||UCBA0001849||226028012|
|Lal Bagh||J.C.Bose Marg, Lal Bagh, Lucknow-226001, Uttar Pradesh||UCBA0001873||226028018||0522-2629276|
|Gomti Nagar||1/8A, Viswas Khand Lucknow, Uttar Pradesh||UCBA0001654||226028007||0522-2309780|
|Krishna Nagar||Kanpur Road, Krishna Nagar Lucknow, Uttar Pradesh||UCBA0002010||226028021||0522-2436641|
|Lucknow University 2Nd Campus||Lucknow University 2Nd Campus, Uttar Pradesh||UCBA0002026||226028025||0522-2363514|