UCO Bank Personal Loan Lucknow - IFSC, Rates Dec 2023, Eligibility, EMI

UCO Bank Personal Loan in Lucknow

About UCO Bank Personal Loan Lucknow

Are you looking to fund anything from a holiday abroad to your child’s education and a home renovation to a wedding in the family? Consider personal loans from UCO Bank which can be availed to fulfill your personal responsibilities towards your family. With minimal documentation processes and lowest interest rates along with flexible tenures help you plan your monthly instalments at ease.

UCO Bank Personal Loan Lucknow at a glance

Interest Rate12.80%
Loan AmountUpto ₹ 10 lakhs
TenureUpto 5 years
Processing Fee1% of loan amount (minimum ₹ 750/-)
Pre-payment ChargesNil

Eligibility Criteria

The salaried employees need to fulfill the following eligibility criteria while applying for UCO Bank Personal Loan:

  • The permanent employee should be engaged in services with Govt. / Semi-Govt. / Reputed Public / Private Ltd. Co. /College / Universities / Public Sector Undertaking.

  • The permanent employees should have completed minimum 2 years of service in the same organization.

  • The permanent or confirmed employees should have salaried account with any of the UCO bank branches.

  • The employer of the applicant( permanent employee) need to furnish an undertaking that monthly instalment will be recovered and directly paid to the bank.

  • The minimum age criteria of the applicant should be 21 years and maximum less than 58 years of age.

Documents Required

The borrowers need to apply the following documents for availing personal loan :

  • Identity Proof- Passport, photo pan card, driving license, votes id card, photo ration card

  • Address Proof- Passport, telephone bill, ration card, electricity bill, driving license, life/medical insurance policy, rental agreement, apartment allotment letter

  • Income Proof- Latest Salary Slip/ ITR/Form-16

Other Income Proof for Salaried Individual:

Letter of Authority from Employee authorizing the employer to deduct monthly installment out of salary for remitting to bank and Letter of Undertaking from the employer for check off facility OR Letter of Authority from employee/ applicant authorsing the Bank to deduct the loan instalment out of the salary routed through branch.

  • Bank Statement- Last 3-6 Month Bank Statement

To know more details, visit Personal Loan Lucknow

Address of UCO Bank Branches in Lucknow

Branch NameComplete AddressIFSC MICRContact Detail
Hazratganj46, Hazratganj Lucknow, Uttar PradeshUCBA00000462260280020522-2222641
AminabadAminabad Branch, Opposite Aminaudaulla Park, Lucknow, Uttar PradeshUCBA00000502260280030522-2624710
Lucknow UniversityGate No 1, Lucknow University, Lucknow, Uttar PradeshUCBA00000602260280090522-2740154
ChinhatChinhat Bazar, Shatrikh Road, Lucknow– 227105, Uttar PradeshUCBA00005142260280060522-2815864
Nirala Nagar9A, Nirala Nagar, Lucknow, Uttar PradeshUCBA00007522260280080522-2786807
BehsaHind Nagar, Near Old Octaroi, Lucknow, Uttar PradeshUCBA00011542260280050522-2436358
Ashok Marg6 Nawal Kishore Road, Lucknow – 226001, Uttar PradeshUCBA00014202260280040522-2275440
Service BranchService Branch, Jhandewalan Park, Aminabad, Lucknow, Uttar PradeshUCBA0001841226028001
AliganjAliganj Shopping Complex, Sector B, Aliganj, Lucknow, Uttar PradeshUCBA00018432260280110522-2327147
Jal SansthanJal Sansthan, Aish Bagh, Lucknow- 226004, Uttar PradeshUCBA0001849226028012
Lal BaghJ.C.Bose Marg, Lal Bagh, Lucknow-226001, Uttar PradeshUCBA00018732260280180522-2629276
Gomti Nagar1/8A, Viswas Khand Lucknow, Uttar PradeshUCBA00016542260280070522-2309780
Krishna NagarKanpur Road, Krishna Nagar Lucknow, Uttar PradeshUCBA00020102260280210522-2436641
Lucknow University 2Nd CampusLucknow University 2Nd Campus, Uttar PradeshUCBA00020262260280250522-2363514

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