United Bank of India Home Loan EMI Calculator

Highlights

  • Know your home loan EMIs with loan EMI calculator.
  • Choose a perfect tenure for smoother home loan repayment.

A loan calculator is the perfect guide to a smoother loan journey. At United Bank of India, the maximum tenure for home loans is 30 years and when you know your EMIs in advance, it will help you repay the loan without compromising on your other expenses. Below is an example shown in the graphical form where you can see how the calculator works. You can change the details in the form and check the EMIs as per your requirement.

EMI Calculator forHome Loan
Loan Amount (₹)
Interest Rate (%)
Tenure(year)
Results
Loan Amount
Interest Rate
Tenure(Months)
Monthly Instalment (EMI)
Total Interest Amount
Total Amount (Principal + Interest)
YearPrincipalInterestBalance Amount

United Bank of India Home Loan EMI Calculator

You can use this calculator as many times as you want till the time you are satisfied with the deal and the dealer. The tool not only shows the monthly installment, it also provides the information of the total interest you are liable to pay to United Bank of India. Also, you can find the total repayment amount which finally helps in comparing the deals.

How can you calculate your home loan EMI?

Below is an example showing the payments you are going to make to the bank if you take the loan as per the details mentioned in the table. Later in this article you will find an amortization schedule as well which is the balance amount at the end of each year for the whole tenure.

Table Showing EMI, Interest Outgo, and Total Repayment Amount

Loan AmountInterest RateTenureMonthly InstalmentTotal Interest AmountTotal Amount
₹ 30,00,0008.75%1₹ 2,62,007₹ 1,44,081₹ 31,44,081
₹ 30,00,0008.75%2₹ 1,36,710₹ 2,81,049₹ 32,81,049
₹ 30,00,0008.75%3₹ 95,051₹ 4,21,819₹ 34,21,819
₹ 30,00,0008.75%4₹ 74,300₹ 5,66,376₹ 35,66,376
₹ 30,00,0008.75%5₹ 61,912₹ 7,14,702₹ 37,14,702
₹ 30,00,0008.75%6₹ 53,705₹ 8,66,769₹ 38,66,769
₹ 30,00,0008.75%7₹ 47,887₹ 10,22,548₹ 40,22,548
₹ 30,00,0008.75%8₹ 43,563₹ 11,82,002₹ 41,82,002
₹ 30,00,0008.75%9₹ 40,232₹ 13,45,089₹ 43,45,089
₹ 30,00,0008.75%10₹ 37,598₹ 15,11,763₹ 45,11,763

EMI, Total Interest Outgo, Total Repayment (Interest + Principal)

YearPrincipalInterestBalance Amount
1₹ 1,96,429₹ 2,54,746₹ 28,03,570
2₹ 2,14,323₹ 2,36,852₹ 25,89,246
3₹ 2,33,847₹ 2,17,328₹ 23,55,398
4₹ 2,55,150₹ 1,96,026₹ 21,00,247
5₹ 2,78,393₹ 1,72,783₹ 18,21,854
6₹ 3,03,754₹ 1,47,422₹ 15,18,099
7₹ 3,31,424₹ 1,19,751₹ 11,86,674
8₹ 3,61,616₹ 89,560₹ 8,25,058
9₹ 3,94,558₹ 56,618₹ 4,30,500
10₹ 4,30,772₹ 20,676₹ 0

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EMI Calculator