United Bank of India Car Loan in Ahmedabad

About United Bank of India Car Loan in Ahmedabad

United Bank of India has a very strong presence in the city of Ahmedabad and has several active branches. The bank offers a car loan product to both salaried employees and self-employed people in the city. The product can be used to purchase a new car as well as an old car. The bank offers the best repayment tenure to the loan seekers.

United Bank of India Car Loan Ahmedabad at a glance

The important details about a car loan offered by United Bank Of India in the city have been given below.

ParticularDetails
Interest rate8.85% - 9.65%
Loan amountMax. loan amount : ₹ 40 lakhs for individuals & no-ceiling limit for non-individuals
TenureNew Cars: 7 years (For pensioners max. 6 years)

Used Cars: 5 years(For pensioners max. 4 years)
Processing fee0.50% of the loan amount sanctioned subject to minimum of ₹ 500/- and maximum of ₹ 10,000/-.
Pre-payment chargeNIL

Eligibility criteria for United Bank of India Car Loan Ahmedabad

The eligibility norms for a car loan product offered by United Bank of India have been given below.

For salaried individual: The applicant should take home a minimum of Rs 25,000 after meeting all monthly commitments. This also includes the proposed EMI. For salaried individuals having pensionary income, the repayment age can be extended till 70 years.

For self-employed professional and businessman: The maximum age can be 65 years although the loan needs to be fully repaid by the time the applicant completes 70 years.

Documents required for United Bank of India Car Loan Ahmedabad

The list of all the important documents for both salaried employees and self-employed individuals has been given below. Check them out right now-

For Salaried Employees

  • Completely filled application form
  • Proof Of Identity- Aadhar card/Passport/PAN Card/Voter ID Card/Driving License
  • Proof of Residence-Aadhar Card/Passport/Voter ID Card/Lease agreement/Telephone bill/Ration card/Electricity bill
  • Proof of Age- Birth Certificate/ SSLC or AISSE Certificate/Passport/Driving License
  • Proof of Income- Salary slip of three months /Latest salary certificate, IT returns of the past two years or Form 16
  • Bank statement of the past six months.

For Self-employed individuals

  • Completely filled application form
  • Proof Of Identity- Aadhar card/Passport/PAN Card/Voter ID Card/Driving License
  • Proof of Residence-Aadhar Card/Passport/Voter ID Card/Lease agreement/Telephone bill/Ration card/Electricity bill
  • Proof of Age- Birth Certificate/ SSLC or AISSE Certificate/Passport/Driving License
  • Proof of Income-Income Tax returns of the previous two years along with Balance Sheet/ Profit & Loss account
  • Bank account statements of the past 12 months
  • Proof of existence of business and its profile

For additional details, you can always refer to Car Loan Ahmedabad.

Address of United Bank of India Branches in Ahmedabad

The complete list of United Bank of India branches in the city has been given below with the address, contact details and IFSC & MICR codes.

BranchAddressIFSCMICRContact details
Lal DarwajaLal Darwaja, Post Box No - 170, United Bank Of India Building, Ahmedabad - 380001, GujaratUTBI0AHB6043800270021800-345-0345
Ashram RoadSadhuram Chambers, Opposite - Gujarat Vidyapith, Ashram Road, Ahmedabad - 380014, GujaratUTBI0ASR6313800270071800-345-0345
Maskati MarketKadia Kui, 13, Relief Road, Ahmedabad - 380001, GujaratUTBI0MMT6023800270031800-345-0345
Pritamnagar32, New Brahmakshatriya Society, Ellis Bridge, Pritamnagar, Ahmedabad - 380006, GujaratUTBI0PTN6223800270091800-345-0345
Sardar Patel Colony135, Sardar Patel Colony, Stadium Road, Ahmedabad - 380014, GujaratUTBI0SPC6133800270081800-345-0345
Ahmedabad R.O.Lal Darwaja, Pb No.170, United Bank Of India Building, Ahmedabad, Pin - 380001, GujaratUTBI0XAHM16Non-MICR1800-345-0345

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