United Bank of India Car Loan in Gurugram

About United Bank of India Car Loan in Gurugram

Gurugram is a city to live in. The city has everything that a person would want in a place where he/she wishes to live. People in the city who want to buy a car can now avail a car loan product offered by United Bank of India. The bank has established over ten branches in the Millenium city. The product can be used for meeting the vehicle needs by paying monthly EMIs.

United Bank of India Car Loan Gurugram at a glance

The important details about a car loan offered by United Bank Of India in the city have been given below.

ParticularDetails
Interest rate8.85% - 9.65%
Loan amountMax. loan amount : ₹ 40 lakhs for individuals & no-ceiling limit for non-individuals
TenureNew Cars: 7 years (For pensioners max. 6 years)

Used Cars: 5 years(For pensioners max. 4 years)
Processing fee0.50% of the loan amount sanctioned subject to minimum of ₹ 500/- and maximum of ₹ 10,000/-.
Pre-payment chargeNIL

Eligibility criteria for United Bank of India Car Loan Gurugram

The eligibility norms for a car loan product offered by United Bank of India have been given below.

For salaried individual: The applicant should take home a minimum of Rs 25,000 after meeting all monthly commitments. This also includes the proposed EMI. For salaried individuals having pensionary income, the repayment age can be extended till 70 years.

For self-employed professional and businessman: The maximum age can be 65 years although the loan needs to be fully repaid by the time the applicant completes 70 years.

Documents required for United Bank of India Car Loan Gurugram

The list of all the important documents for both salaried employees and self-employed individuals has been given below. Check them out right now-

For Salaried Employees

  • Completely filled application form
  • Proof Of Identity- Aadhar card/Passport/PAN Card/Voter ID Card/Driving License
  • Proof of Residence-Aadhar Card/Passport/Voter ID Card/Lease agreement/Telephone bill/Ration card/Electricity bill
  • Proof of Age- Birth Certificate/ SSLC or AISSE Certificate/Passport/Driving License
  • Proof of Income- Salary slip of three months /Latest salary certificate, IT returns of the past two years or Form 16
  • Bank statement of the past six months.

For Self-employed individuals

  • Completely filled application form
  • Proof Of Identity- Aadhar card/Passport/PAN Card/Voter ID Card/Driving License
  • Proof of Residence-Aadhar Card/Passport/Voter ID Card/Lease agreement/Telephone bill/Ration card/Electricity bill
  • Proof of Age- Birth Certificate/ SSLC or AISSE Certificate/Passport/Driving License
  • Proof of Income-Income Tax returns of the previous two years along with Balance Sheet/ Profit & Loss account
  • Bank account statements of the past 12 months
  • Proof of existence of business and its profile

For extra details refer to Car Loan Gurugram

Address of United Bank of India Branches in Gurugram

The complete list of United Bank of India branches in the city has been given below with the address, contact details and IFSC & MICR codes.

BranchAddressIFSCMICRContact details
Dayanand Colony548/1, Dayanand Colony, New Railway Road, Gurugram - 122001 HaryanaUBIN05388841100260480124 - 2320401 / 2327486
Chakkarpur RoadSCO - 19, Housing Board Colony, Saraswati Vihar, Chakkarpur Road, Gurugram, Haryana, Pin - 122001UBIN05509811100260540124 - 2565792 / 2350883
Jharsa RoadHouse No.1546, Sector 31 - 32, Housing Board Co Jharsa Road, Dist.Gurugram, Haryana, Pin - 122001 UBIN05509901100260660124 - 2381353 / 2380353
SSI Finance BranchSco. 14, Huda Commercial Complex, Sector - 14, Gurugram, Haryana, Pin - 122001 UBIN05510581100260530124 - 2334714 / 2307061
ManesarAt Village Post, Manesar, District Gurugram HaryanaUBIN05522241100260740124 - 2337310 / 2337608
Sushant LokBestech Central Square Mall, G-6, A, Ground Floor, Bestech Central Square Mall, Sector 56, Near Hong Kong Bazaar, Sushant Lok, Gurugram, Haryana 535087UBIN05579271100260930124 - 2572951
Sector 52 GurugramGround Floor, Mata Chowk, Manohara Marg, Wazirabad, Sector 52, Gurugram, Haryana 122003UBIN05598901100260979891385245
Sector 23 GurugramSCO-34, Huda Market,Sector-23, Gurugram, Haryana 122017UBIN05633231100261080124 236 5155
SohnaSohna - Gurugram Road, Ward Number 15, Sohna, Haryana 122103UBIN0563790110026109098125 16141
Sector 27 GurugramSector-27, Gr.Floor, Near Prabhat Hotel, Golf Course Road,Gurugram, Haryana 122002UBIN05642651100261159891385245
PatuadiH.N0.Plot No-1, Ward-6 Haili Mandi Road City - Gurugram Distt.Gurugram Pin-122504 HaryanaUBIN0565083Non-MICR9810556909
Sector 4 GurugramSCF 19, Sector 4, Huda Market Gurugram Pincode-122001UBIN05694961100261339999086141
Sector 10 ASCO-93, Huda Market, Sec-10A, Gurugram, Haryana 122001UBIN0572934Non-MICR0124 236 5155
Sector 30 Gurugram30, Delhi - Jaipur Expy, Block A, Sector 30, Gurugram, Haryana 122003UBIN0572951Non-MICR9953919909

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Home Loan Interest Rates December 2018
State Bank of India/SBI8.70% - 9.25%
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PNB Housing Finance9.00% - 13.00%
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Axis Bank8.80% - 9.05%
Citibank9.00% - 9.85%
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Kotak Bank8.90% - 8.75%
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