United Bank of India Home Loan in Jaipur

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About United Bank of India Home Loan Jaipur

Jaipur is a place to live in if you wish to experience cultural richness, gorge on amazing food and enjoy the traditional life. The city has turned out to be a hub of small scale industries in recent times. In case, you are planning to buy a home but facing financial problems, then you can breathe a sigh of relief. United Bank of India is there to fulfill your dream of buying a home. The bank provides a home loan product to each and every applicant who is eligible for the product. The bank has set up five branches in the capital of Rajasthan. The product can be used by any borrower to purchase a house or even repair, extend or improve a house.

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United Bank of India Home Loan Jaipur at a glance

The essential details about the product offered by United Bank of India have been given below.

ParticularDetails
Interest rate8.65%
Loan amountMetro- Up to ₹ 3 crores
Urban- Up to ₹ 75 Lakhs
Semi-urban- up to ₹ 45 Lakhs
Rural- up to ₹ 25 Lakhs
TenureUp to 30 years
Processing feeAs per bank’s norms
Pre-payment chargeNIL

Eligibility criteria for United Bank of India Home Loan Jaipur

Any applicant who can fulfill the norms given below will be eligible for a home loan offered by United Bank of India. Check them out.

  • The applicants should be over the age of 21 and must have a regular source of income.
  • The applicant can be a salaried employee or a self-employed person or even a professional.
  • The applicant should not exceed the age of 70 whenever the loan tenure matures. This means the loan has to be fully repaid by the age of 70 years.
  • The Salaried employee needs to be in permanent and regular service.
  • Professional and self-employed individuals should be employed in their current trade or profession for a minimum period of two years.
  • Self-employed and businesses need to have at Income Tax returns of at least two year

Documents required for United Bank of India Home Loan Jaipur

The list of the all the important documents required for a home loan offered by United Bank of India has been given below. Check them out.

For Salaried employees

  • Photographs of passport size of the applicant
  • Completely filled application form
  • Proof Of Identity- Aadhar card/Passport/PAN Card/Voter ID Card/Driving License
  • Proof of Residence-Aadhar Card/Passport/Voter ID Card/Lease agreement/Telephone bill/Ration card/Electricity bill
  • Proof of Age- Birth Certificate/ SSLC or AISSE Certificate/Passport/Driving License
  • Proof of Income- Salary slip of three months /Latest salary certificate, IT returns of the past two years or Form 16
  • Bank statement of the past six months.

For Self-employed people

  • Photographs of passport size of the applicant
  • Completely filled application form
  • Proof Of Identity- Aadhar card/Passport/PAN Card/Voter ID Card/Driving License
  • Proof of Residence-Aadhar Card/Passport/Voter ID Card/Lease agreement/Telephone bill/Ration card/Electricity bill
  • Proof of Age- Birth Certificate/ SSLC or AISSE Certificate/Passport/Driving License
  • Proof of Income- Income Tax returns of the previous two years along with Balance Sheet/ Profit & Loss account
  • Bank account statements of the past 12 months
  • Proof of existence of business and its profile

Important Property documents

  • Agreement for Sale & construction,
  • Letter of Allotment,
  • Tripartite Agreement which has to be given before disbursal of loan, Certificate of possession,
  • Detailed cost of construction and Land tax receipt.

For more information, please check Home Loan Jaipur.

Address of United Bank of India branches in Jaipur

The complete list of United Bank of India branches in the city has been given below with their address, IFSC & MICR codes and contact details.

BranchAddressIFSCMICRContact details
Malviya Nagar34, Giridhar Marg, Sunder Nagar, Malviya Nagar, Jaipur - 302017, RajasthanUTBI0GMJ557302027003230242
Mansarovar56/122, Rajat Path, Mansarovar, Jaipur, Rajasthan, Pin - 302020UTBI0MSR582Non-MICR2780270
Jaipur branchJaipur Branch, S.M.S. Highway (Chaura Rasta), Jaipur, RajasthanUTBI0JAI5173020270022312694, 2318144
BagdoliNear Airtel Tower, Vill. & Po.Bagdoli, Tehsil-Bonli, Dist. Sawaimadhopur, Pin-322023, RajasthanUTBI0BGQL31Non-MICR9694764764
Jaipur Regional Office51/A, Everest Colony, Lal Kothi, Tonk Road, Jaipur-302015, RajasthanUTBI0XJPL08Non-MICR0141-2744573 2744873

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