United Bank of India Home Loan in Noida

About United Bank of India Home Loan Noida

United bank of India is a leading public sector bank. The bank has a played a very influential role in spreading the banking facilities to north-eastern and eastern part of the country. When it comes to Noida, the bank has a good presence with three active branches present in the city. The bank offers a home loan product to the people living in Noida. Noida is one of the planned cities of the country and is a hub of job creation. Many multi-national companies have set their base in the city. United Bank of India provides a home loan to the people based in Noida so that they can build their own home. Now, people living in the city can let go of their rented rooms and live in their own house.

United Bank of India Home Loan Noida at a glance

The essential details about the product offered by United Bank of India have been given below.

ParticularDetails
Interest rate8.65%
Loan amountMetro- Up to ₹ 3 crores
Urban- Up to ₹ 75 Lakhs
Semi-urban- up to ₹ 45 Lakhs
Rural- up to ₹ 25 Lakhs
TenureUp to 30 years
Processing feeAs per bank’s norms
Pre-payment chargeNIL

Eligibility criteria for United Bank of India Home Loan Noida

Any applicant who can fulfill the norms given below will be eligible for a home loan offered by United Bank of India. Check them out.

  • The applicants should be over the age of 21 and must have a regular source of income.
  • The applicant can be a salaried employee or a self-employed person or even a professional.
  • The applicant should not exceed the age of 70 whenever the loan tenure matures. This means the loan has to be fully repaid by the age of 70 years.
  • The Salaried employee needs to be in permanent and regular service.
  • Professional and self-employed individuals should be employed in their current trade or profession for a minimum period of two years.
  • Self-employed and businesses need to have at Income Tax returns of at least two year

Documents required for United Bank of India Home Loan Noida

The list of the all the important documents required for a home loan offered by United Bank of India has been given below. Check them out.

For Salaried employees

  • Photographs of passport size of the applicant
  • Completely filled application form
  • Proof Of Identity- Aadhar card/Passport/PAN Card/Voter ID Card/Driving License
  • Proof of Residence-Aadhar Card/Passport/Voter ID Card/Lease agreement/Telephone bill/Ration card/Electricity bill
  • Proof of Age- Birth Certificate/ SSLC or AISSE Certificate/Passport/Driving License
  • Proof of Income- Salary slip of three months /Latest salary certificate, IT returns of the past two years or Form 16
  • Bank statement of the past six months.

For Self-employed people

  • Photographs of passport size of the applicant
  • Completely filled application form
  • Proof Of Identity- Aadhar card/Passport/PAN Card/Voter ID Card/Driving License
  • Proof of Residence-Aadhar Card/Passport/Voter ID Card/Lease agreement/Telephone bill/Ration card/Electricity bill
  • Proof of Age- Birth Certificate/ SSLC or AISSE Certificate/Passport/Driving License
  • Proof of Income- Income Tax returns of the previous two years along with Balance Sheet/ Profit & Loss account
  • Bank account statements of the past 12 months
  • Proof of existence of business and its profile

Important Property documents

  • Agreement for Sale & construction,
  • Letter of Allotment,
  • Tripartite Agreement which has to be given before disbursal of loan, Certificate of possession,
  • Detailed cost of construction and Land tax receipt.

Check out Home Loan Noida for more information

Address of United Bank of India branches in Noida

The complete list of United Bank of India branches in the city has been given below with their address, IFSC & MICR codes and contact details.

BranchAddressIFSCMICRContact details
Sector- 33 NoidaB-67, Rockwood School, Sector-33, Noida, Uttar Pradesh 201303UTBI0SCN560110027038(0120) 2504366
Greater NoidaA - 4, Commercial Strip, Sunrise Tower, Sector Alpha - I, Greater Noida, Gautam Budh Nagar, Noida - 201308, Uttar PradeshUTBI0GND561110027039252354
Sector 27 NoidaD - 187, Sector - 27, Noida - 201301, Uttar PradeshUTBI0NOI54911002703023941663

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