United Bank of India Personal Loan Kolkata - IFSC, Rates Dec 2023, EMI, Eligibility

United Bank of India Personal Loan in Kolkata

About United Bank of India Personal Loan Kolkata

The journey of United Bank India began in the very city of Kolkata. Kolkata is the city of Joy and the best place to live in India if you want to enjoy the old world charm. The city is former capital of India and has a rich history and culture. United Bank of India and Kolkata share a bond which can’t be described in words. United Bank of India is one of the few banks which has its headquarter in the city of Kolkata. The bank has always delivered as per the expectations of the people of the city. The bank provides a personal loan to the salaried customers based in Kolkata at competitive rates of interest. Women loan borrowers are given special interest rates by the bank. With the help of this product, a person living in Kolkata can fulfill any of his/her dreams and wishes. You can plan a trip with your family to Europe or get your house renovated or even send your child to abroad for future studies. The dreams and situations may be different but the answer to them is one- United Bank of India Personal Loan Kolkata.

United Bank of India Personal Loan Kolkata at a glance

The essential details about the product offered by United Bank of India have been given below.

Interest rate11.40% - 16.95%
Loan amountUp to ₹ 2 lakhs or 10 months gross salary
Tenure36 months i.e. 3 years
Processing fee1% of the sanctioned loan amount availed
Pre-payment chargeNIL

Eligibility criteria for United Bank of India Personal Loan Kolkata

Any applicant who can fulfill the norms of eligibility will be eligible for a personal loan offered by United Bank of India. The applicant needs to be a salaried individual with a regular income and permanent service. Earning a regular and stable income is very important. The applicant needs to be employed with the current company for at least two years. This means he/she should be working with the company for a minimum period of two years.

Documents required for United Bank of India Personal Loan Kolkata

The list of the all the important documents required for a personal loan offered by United Bank of India has been given below. Check them out.

  • Completely filled and duly signed application form
  • Proof Of Identity- Aadhar card/Passport/PAN Card/Voter ID Card/Driving License
  • Proof of Residence-Aadhar Card/Passport/Voter ID Card/Lease agreement/Telephone bill/Ration card/Electricity bill
  • Proof of Age- Birth certificate/ High school marksheet/ PAN card/ School leaving certificate
  • Applicant’s latest photo of passport size ( two copies)
  • Income Documents- Salary slip of three months /Latest salary certificate, IT returns of the past two years or Form 16
  • Bank statement of the past six months

For more details, feel free to check out Personal Loan Kolkata.

Address of United Bank of India branches in Kolkata

The complete list of United Bank of India branches in the city has been given below with their address, IFSC & MICR codes and contact details.

BranchAddressIFSCMICRContact details
AnandapurP-50, Kasba Industrial Estate Phase-I, Em Bypass, Kolkata, West Bengal 700107UTBI0ADPA507000272401800-345-0345
Alipur27/1,Baker Road, Alipore, Kolkata, West Bengal 700027UTBI0ALP1507000270031800-345-0345
Belgachia25, Indra Biswas Road, Kolkata - 700037, West BengalUTBI0BCH1817000270141800-345-0345
Behala627/1, Diamond Harbour Road, Kolkata, Dist - South 24 Parganas, West Bengal, Pin - 700034UTBI0BEH1327000270121800-345-0345
Bhawanipur31, Ashutosh Mukherjee Road, Kolkata - 700020, West BengalUTBI0BHN1047000270181800-345-0345
Bijoygarh College6/57/2, Bijaygarh, Kolkata, Dist - South 24 Parganas, West Bengal, Pin - 700032UTBI0BIJ1777000270201800-345-0345
Bidhan Sarani203/1/1, Bidhan Sarani, Kolkata - 700006, West BengalUTBI0BIS1587000270191800-345-0345
Bosepukur Rajdanga27G, Bosepukur Road, Kolkata, Dist - South 24 Parganas, West Bengal, Pin - 700042UTBI0BOSC907000271671800-345-0345
Bowbazar235/2, Bipin Behari Ganguly Street, Kolkata - 700012, West BengalUTBI0BOW1057000270211800-345-0345
BiratiMahajati Nagar, 88 Sarat Bose Road, P.O. Rajbari, Airport, Kolkata - 700081 West BengalUTBI0BRTF607000272501800-345-0345
BaghBazar 17, 32/1, Girish Ghosh Avenue, Soyabazar, Baghbazar, Kolkata, West Bengal 700003UTBI0BAZ1017000270051800-345-0345

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