About United Bank of India Personal Loan Pune
Pune is a leading city in Maharashtra. The city is a major centre of education in the country. United Bank of India has established five branches in the city so as to have a proper delivery channel in Pune. The bank offers various products and services to the people based in the city. People in the city can get a personal loan from the bank at a competitive rate of interest. The product can be secured by any eligible salaried employee in the city. A personal loan provided by United Bank of India is known for its affordable monthly EMIs, quick approval process and minimal documentation. A personal loan has the potential to fulfill all your dreams. So you can now plan a grand wedding for your daughter or think of sending your child to Oxford University for higher education.
United Bank of India Personal Loan Pune at a glance
The essential details about the product offered by United Bank of India have been given below.
| Particular | Details |
|---|---|
| Interest rate | 8.95% - 14.00% |
| Loan amount | Up to ₹ 2 lakhs or 10 months gross salary |
| Tenure | 36 months i.e. 3 years |
| Processing fee | 1% of the sanctioned loan amount availed |
| Pre-payment charge | NIL |
Eligibility criteria for United Bank of India Personal Loan Pune
Any applicant who can fulfill the norms of eligibility will be eligible for a personal loan offered by United Bank of India. The applicant needs to be a salaried individual with a regular income and permanent service. Earning a regular and stable income is very important. The applicant needs to be employed with the current company for at least two years. This means he/she should be working with the company for a minimum period of two years.
Documents required for United Bank of India Personal Loan Pune
The list of the all the important documents required for a personal loan offered by United Bank of India has been given below. Check them out.
- Completely filled and duly signed application form
- Proof Of Identity- Aadhar card/Passport/PAN Card/Voter ID Card/Driving License
- Proof of Residence-Aadhar Card/Passport/Voter ID Card/Lease agreement/Telephone bill/Ration card/Electricity bill
- Proof of Age- Birth certificate/ High school marksheet/ PAN card/ School leaving certificate
- Applicant’s latest photo of passport size ( two copies)
- Income Documents- Salary slip of three months /Latest salary certificate, IT returns of the past two years or Form 16
- Bank statement of the past six months
For extra information please have a look at Personal Loan Pune
Address of United Bank of India branches in Pune
The complete list of United Bank of India branches in the city has been given below with their address, IFSC & MICR codes and contact details.
| Branch | Address | IFSC | MICR | Contact details |
| Deccan Gymkhana | 1255, Deccan Gymkhana, Poona, Dist - Pune, Maharashtra, Pin - 411004 | UTBI0DEC632 | 411027002 | 25532738 |
| Industrial Area (Chinchwad) | C - 32 Midc Panch Hill Hotel, Telco Road, Chinchwad, Pune - 411019, Maharashtra | UTBI0IAC652 | 400027005 | 27470124 |
| Market Yard | 445/446, Shivneri, Gultekdi, Market Yard, Pune - 411037, Maharashtra | UTBI0MKD671 | Non-MICR | 233216 |
| Connaught Road | Alankar Cinema Building, 16, Connaught Road, Pune - 411001, Maharashtra | UTBI0POO607 | 411027003 | 26126798 |
| Kalyani Nagar | Shop No. 1& 2 , Gera - 77, Ground Floor, Plot No. 88, Off. Nagar Road, Kalyani Nagar, Pune - 411016, Maharashtra | UTBI0KYN690 | Non-MICR | 9881440523 |