Vijaya Bank Home Loan New Delhi - Rates March 2024, Eligibility, IFSC, EMI

Vijaya Bank Home Loan in New Delhi

About Vijaya Bank Home Loan in New Delhi

There are various lenders that offer the home loan to the people living in the beautiful city of New Delhi. But, if we talk about the best lender in town, it would not be wrong to say that Vijaya Bank rules the roost. By offering this credit facility at lower rates and minimal charges, this bank has become the first choice of many.

Vijaya Bank Home Loan New Delhi at a Glance

ParticularsDetails
Interest Rate (in p.a.)8.50% - 10.60%
Loan AmountNo Limit
Tenure30 Years
Processing FeeAs per bank’s norms

Eligibility Criteria

  • The minimum age of the applicant at the time of availing the loan should be 21 and 65 years.
  • The maximum age of the applicant at the time of loan maturity should be 75 years.
  • Assessment of finance: Upto 75 months’ average gross income of the applicant subject to take home income and minimum margin requirements.
  • Applicant can add income of spouse/children, expected rent, depreciation and income from other sources to enhance loan eligibility.

Documents Checklist

  • Application form with two photographs of applicant,Co-applicant & guarantor needs to be submitted.
  • Latest IT returns for 2 years with salary slip for the last 3 months of the applicant/Co-applicant/Guarantor in case of salaried person Computation sheet/P&L Statement/balance Sheet,past two years duly certified by the CA/Income tax assessment order/IT returns in case of Professionals/Self employed/Business person(for 3 years,if IT assessed).
  • Latest Salary certificate and Form no.16 of the applicant/co-applicant/guarantor needs to be submitted
  • Income certificate issued by Revenue Authorities in case  the applicant is an agriculturist.
  • All the Land records and documents in original and two sets of copies
  • License for construction/renovation of House/Flat
  • Approved plan/Blueprint for the proposed construction or extension
  • Allotment letter of  Co-operative Housing Society/Apartment Owners’ Association/Housing
  • Board/NOC from the Society/Association/Builders/Housing Board.

Click to Know Home Loan New Delhi

Address of Vijaya Bank Branches in New Delhi

BranchAddressIFSCMICRCustomer Care
Bhorgarh, DelhiFacility Centre, No 4, D S I D C, Narela Indl Park, Bhorgarh, Delhi, 110040VIJB0006001110029003
Chandni Chowk, DelhiNew DelhiVIJB0006002110029005
Barakhamba RoadNo.17, Vijaya Building, Barakhamba Road, New Delhi - 110001VIJB0006004110029006
Defence Colony, New DelhiNo 31/C, D D A Complex, Opp:Moolchand Hospital, Defence Colony, New Delhi, 110024VIJB0006005110029007
Cantonment, New DelhiNew DelhiVIJB0006006110029004
Kamalanagar, DelhiNew DelhiVIJB0006007110029009
Karolbagh, New Delhi10203, Jamna House, Padam Singh Road, Karolbagh, New Delhi, 110005VIJB0006008110029010
Khureji - Khas, DelhiNo 4, Bhagat Singh Marg, Khurejikhas, Delhi, 110051VIJB0006009110029011
R K Puram, New DelhiSector - 9, Sangam Theatre Bldg, R K Puram, New Delhi, 110022VIJB0006011110029012
Sameypur, DelhiMain Road, Sameypur, Delhi, , 110042VIJB0006012110029014
Krishna Park, New DelhiNo B/25, Tilaknagar Post, New Krishna Park, New Delhi, 110018VIJB0006013110029015
Hauz Khas, New DelhiNo D/65, Hauzkhas Market, Hauzkhas, New Delhi, 110016VIJB0006015110029008
Ansari Road, New DelhiNew DelhiVIJB0006017110029002
Ram Nagar, New DelhiNo 8718, D B Gupta Road, Paharganj, Ramnagar, New Delhi, 110055VIJB0006018110029013
Vigyan Vihar, DelhiNew DelhiVIJB0006019110029016
Bikaji Cama Place, New DelhiAnsal Chamber - Ii, Flat No Ug - 27/35, 6, Africa Avenue, B C Place, New Delhi, 110066VIJB0006020110029018
Loni Road, DelhiNo 1/3732, Timber Market, Loni Road, Shahadar, Delhi, 110032VIJB0006022110029019
C M S B, DelhiNo 17, Vijaya Building, Barakhamba Road, New Delhi, 110001VIJB0006028110029020011 23353242
Greater Kailash, New DelhiNo M 53, Shopping Centre, Greater Kailash - 2, New Delhi, 110048VIJB0006031110029027
Raja Garden, New DelhiNo 23, Nazafgarh Road, Raja Garden, New Delhi, 110015VIJB0006033110029031
Patparganj, New DelhiPlot No 5, No 1, Savitri Plaza, I P Extension, L S C - 2, Patparganj, Delhi, 110092VIJB0006034110029030
Nehru Place, New DelhiB/14, Gr Floor, Chirag Enclave, Nehru Place, New Delhi, 110048VIJB0006035110029032
A R M B, Delhi Ground Floor, Vijaya Building, 17, Barakhamba Road, New Delhi, 110001VIJB0006036110029999
Pitampura, Delhi Plot No 1, C U Block, Vikas Surya Plaza, Local Shopping Centre, Pitampura, New Delhi, 110034VIJB0006037110029036
Rohini, DelhiEss Ess Plaza, 1, Community Centre, Sector - 3, Rohini, New Delhi, 110085VIJB0006038110029035
Naraina, DelhiNo C - 127, Phase - 1, Main Road, Industrial Area, Naraina, New Delhi, 110028VIJB0006039110029033
Vasant Kunj, DelhiBhatnagar Inter - , National School, , Sector - B, Pocket 8&9, Vasant Kunj, Delhi, 110070VIJB0006040110029034
Vikas Marg, DelhiNo.8, Rajdhani Enclave, Vikas Marg, New Delhi, 110092VIJB0006041110029037
Malviyanagar, DelhiD - 86, Main Road, Malviyanagar, New Delhi, 110017VIJB0006042110029038
Azadpur, Delhi17 - 18, New Subzi Mandi, Behind Indraprastha - , Ice & Cold Storage, , Azadpur, Delhi, 110033VIJB0006043110029039
Paschim Vihar, New DelhiC - 68, Lic Colony, Paschim Vihar, New Delhi 110087VIJB0006045110029043
Punjabi Bagh, New DelhiPlot No.36, North Avenue Road, Punjabi Bagh (West), 110026VIJB0006047110029047
Mayur Vihar, DelhiD - 29, Acharya Niketan, Mayur Vihar Phase - I, 110091VIJB0006048110029048
DwarkaPlot No. 45, Sector 12 - B, Dwaraka, Delhi.VIJB0006049110029050011-28034208
Safdarjang Airport Extention Counter, New DelhiExtention Counter, Airport Auth Of India, Safdarjung Airport, New Delhi, 110003VIJB0006801

  • Home Loan Interest Rates March 2024
    Axis Bank8.75% - 9.15%
    Bank of Baroda8.50% - 10.60%
    Citibank8.75% - 9.15%
    HDFC8.50% - 9.40%
    ICICI Bank9.00% - 9.85%
    Indiabulls Housing Finance Limited8.65%
    Kotak Bank8.70%
    LIC Housing8.50% - 10.50%
    Piramal Capital & Housing Finance10.50%
    PNB Housing Finance8.50% - 10.95%
    Reliance Home Finance8.75% - 14.00%
    State Bank of India/SBI9.10% - 9.65%
    Tata Capital8.95% - 12.00%