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About Vijaya Bank Home Loan in Patna
Vijaya Bank with its widest range of financial products such as home loan ensures that all its esteemed customers can easily get this credit facility. Yes, if you are someone living in Patna, you need not to worry as Vijaya Bank offers you the loan with many features and benefits to choose from. So, get the deal today!
Vijaya Bank Home Loan Patna at a Glance
|Interest Rate (in p.a.)||6.85% - 7.85%|
|Loan Amount||No Limit|
|Processing Fee||As per bank’s norms|
- The minimum age of the applicant at the time of availing the loan should be 21 and 65 years.
- The maximum age of the applicant at the time of loan maturity should be 75 years.
- Assessment of finance: Upto 75 months’ average gross income of the applicant subject to take home income and minimum margin requirements.
- Applicant can add income of spouse/children, expected rent, depreciation and income from other sources to enhance loan eligibility.
- Application form with two photographs of applicant,Co-applicant & guarantor needs to be submitted.
- Latest IT returns for 2 years with salary slip for the last 3 months of the applicant/Co-applicant/Guarantor in case of salaried person Computation sheet/P&L Statement/balance Sheet,past two years duly certified by the CA/Income tax assessment order/IT returns in case of Professionals/Self employed/Business person(for 3 years,if IT assessed).
- Latest Salary certificate and Form no.16 of the applicant/co-applicant/guarantor needs to be submitted
- Income certificate issued by Revenue Authorities in case the applicant is an agriculturist.
- All the Land records and documents in original and two sets of copies
- License for construction/renovation of House/Flat
- Approved plan/Blueprint for the proposed construction or extension
- Allotment letter of Co-operative Housing Society/Apartment Owners’ Association/Housing
- Board/NOC from the Society/Association/Builders/Housing Board.
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Address of Vijaya Bank Branches in Patna
|Patna Main, Bihar||Satkar Shopping - , Arcade, , Fraser Road, Patna, Bihar, 800001||VIJB0008403||800029002|
|Kadam Kuan, Patna||Geetha Bhavan, Rajendra Path, Kadam Kuan, Patna, Bihar, 800003||VIJB0008409||800029003||0612 2665762|
|Jayaprakash Narain International Airport Extention Counter, Patna||Extention Counter, J P Intl Airport, Patna, Bihar State, 800001||VIJB0008481|
|Patna Womens College Extention Counter, Patna||Extention Counter, Patna Womens College, Bailey Road, Patna, Bihar State, 800001||VIJB0008482|
|Currency Chest Patna||Currency Chest, Satkar Hotel Bldg, Frazer Road Patna Bihar - 800001||VIJB0009608||800029010||0612-2224830|
|Murawatpur||Murawatpur Branch, Hajipur Barauni Rd, Murawatpur-844506||VIJB0008420||844029506|
|Sitmarhi Branch||1St Floor, Bye Pass Road, Chak Mahila, Sitamarhi||VIJB0008426||843029002|
|Gopalganj Branch||Ground Floor, Trust Market, Thawe Road, Near Bus Stand, Gopalganj-841440||VIJB0008428||841029440|
|Regional Office Patna||Regional Office Patna, Satkar Shopping Arcade, Frazer Road, , Patna, Patna, Bihar||VIJB0009134||800029001|
|Fatwah||First Floor, Maa Suvila Market, Station Road, Fatwah, Bihar||VIJB0008433||600029039||244006|
|Khagaul||Ground Floor, 33A/1, Neora Road Khagaul -801105, Bihar||VIJB0008437|
|Rajabazar, Patna||1St Floor, Ranjan Path Bailey Rd Patna||VIJB0008447|