Vijaya Bank Home Loan Patna - Rates Dec 2023, Eligibility, IFSC, EMI

Vijaya Bank Home Loan in Patna

About Vijaya Bank Home Loan in Patna

Vijaya Bank with its widest range of financial products such as home loan ensures that all its esteemed customers can easily get this credit facility. Yes, if you are someone living in Patna, you need not to worry as Vijaya Bank offers you the loan with many features and benefits to choose from. So, get the deal today!

Vijaya Bank Home Loan Patna at a Glance

Interest Rate (in p.a.)8.50% - 10.60%
Loan AmountNo Limit
Tenure30 Years
Processing FeeAs per bank’s norms

Eligibility Criteria

  • The minimum age of the applicant at the time of availing the loan should be 21 and 65 years.
  • The maximum age of the applicant at the time of loan maturity should be 75 years.
  • Assessment of finance: Upto 75 months’ average gross income of the applicant subject to take home income and minimum margin requirements.
  • Applicant can add income of spouse/children, expected rent, depreciation and income from other sources to enhance loan eligibility.

Easy Documentation

  • Application form with two photographs of applicant,Co-applicant & guarantor needs to be submitted.
  • Latest IT returns for 2 years with salary slip for the last 3 months of the applicant/Co-applicant/Guarantor in case of salaried person Computation sheet/P&L Statement/balance Sheet,past two years duly certified by the CA/Income tax assessment order/IT returns in case of Professionals/Self employed/Business person(for 3 years,if IT assessed).
  • Latest Salary certificate and Form no.16 of the applicant/co-applicant/guarantor needs to be submitted
  • Income certificate issued by Revenue Authorities in case  the applicant is an agriculturist.
  • All the Land records and documents in original and two sets of copies
  • License for construction/renovation of House/Flat
  • Approved plan/Blueprint for the proposed construction or extension
  • Allotment letter of  Co-operative Housing Society/Apartment Owners’ Association/Housing
  • Board/NOC from the Society/Association/Builders/Housing Board.

For Latest Updates Click Home Loan Patna

Address of Vijaya Bank Branches in Patna

BranchAddressIFSCMICRCustomer Care
Patna Main, BiharSatkar Shopping - , Arcade, , Fraser Road, Patna, Bihar, 800001VIJB0008403800029002
Kadam Kuan, PatnaGeetha Bhavan, Rajendra Path, Kadam Kuan, Patna, Bihar, 800003VIJB00084098000290030612 2665762
Jayaprakash Narain International Airport Extention Counter, PatnaExtention Counter, J P Intl Airport, Patna, Bihar State, 800001VIJB0008481
Patna Womens College Extention Counter, PatnaExtention Counter, Patna Womens College, Bailey Road, Patna, Bihar State, 800001VIJB0008482
Currency Chest PatnaCurrency Chest, Satkar Hotel Bldg, Frazer Road Patna Bihar - 800001VIJB00096088000290100612-2224830
MurawatpurMurawatpur Branch, Hajipur Barauni Rd, Murawatpur-844506VIJB0008420844029506
Sitmarhi Branch1St Floor, Bye Pass Road, Chak Mahila, SitamarhiVIJB0008426843029002
Gopalganj BranchGround Floor, Trust Market, Thawe Road, Near Bus Stand, Gopalganj-841440VIJB0008428841029440
Regional Office PatnaRegional Office Patna, Satkar Shopping Arcade, Frazer Road, , Patna, Patna, BiharVIJB0009134800029001
FatwahFirst Floor, Maa Suvila Market, Station Road, Fatwah, BiharVIJB0008433600029039244006
KhagaulGround Floor, 33A/1, Neora Road Khagaul -801105, BiharVIJB0008437
Rajabazar, Patna1St Floor, Ranjan Path Bailey Rd PatnaVIJB0008447

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    Citibank8.75% - 9.15%
    HDFC8.50% - 9.40%
    ICICI Bank9.00% - 9.85%
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