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About Vijaya Bank
Vijaya Bank Lucknow Branches
Products Offered by Vijaya Bank in Lucknow
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Vijaya Bank Lucknow
Last Updated : Feb. 13, 2017, 1:30 p.m.
About Vijaya Bank
A renowned public sector bank, headquartered in Bengaluru, Karnataka, India, there is no denying the fact that Vijaya Bank has many unmatched products and services to make your financial journey memorable. After laying its foundation in the year 1931, the bnak since then has been ensuring to offer the best experience to all its esteemed customers around the world. Keeping this in mind, the bank today enjoys a strong customer base of more than 3,500 satisfied customers. By offering a diverse range of products such as Deposits & Loans Products, NRI & Cards Services and Remit & Collect, the bank endeavors to bring a drastic change in the Indian banking.
After forming its strong position in the market with over 1,900 branches along with 1,651 ATMs placed in various cities, it would not be wrong to say that the lender has created its own niche, hence has become the most preferred choice of many. This si the reason that people living in Lucknow when looking for nay sort of financial help, look no further as Vijaya Bank is there for them, offering unmatched services and products in the least time frame. To know more about the different products offered by Vijaya Bank Lucknow, kindly read the page below.
Vijaya Bank Lucknow Branches
| Branch Name | Complete Address | IFSC | MICR | Customer Care |
|---|---|---|---|---|
| Hazratganj, Lucknow | 31/49, M G Marg, Mayfair Bldg, Hazratganj, Lucknow, U P, 226001 | VIJB0007106 | 226029002 | |
| Daliganj, Lucknow | NO.B 87BHAWANA, NEAR RAMAKRISHNA MUTT, NIRALANAGAR, DALIGANJ, LUCKNOW, 226020 | VIJB0007118 | 226029006 | 0522-2786770 |
| Cantonment, Lucknow | No 318, Saadar Bazaar, Lucknow Cantt, Lucknow, U P, 226002 | VIJB0007121 | 226029005 | |
| R S M Nagar, Lucknow | Boothnath Market, Faizabad Road, Rsm Nagar, Lucknow, U P, 226016 | VIJB0007123 | 226029008 | |
| Mohiballapur, Lucknow | 10, Satyalok, Sitapur Road, Mohiballapur, Lucknow, U P, 226007 | VIJB0007124 | 226029007 | 0522-2360054 |
| B N Road, Lucknow | Nataraj Complex, 11, B N Road, Kaiserbagh, Lucknow, U P, 226001 | VIJB0007127 | 226029004 | |
| Gomtinagar, Lucknow | No A - 1/33, Vijay Khand, Gomtinagar, Lucknow, U P, 226010 | VIJB0007134 | 226029009 | |
| Patel Nagar, Lucknow | No 22, Patel Nagar, Alambagh, Lucknow, U P, 226005 | VIJB0007135 | 226029010 | |
| Vishalkhand, Lucknow | No 4/28, Vishal Khand, Gomtinagar, Lucknow, Up, 226010 | VIJB0007137 | 226029011 | |
| I.E.T, Mohibullpur, Lucknow | The Institute Of Engineer, Ing & Technology, Sitapur Road, Mohiballapur, Lucknow Dist, Up, 226021 | VIJB0007141 | 226029012 | |
| Aliganj, Lucknow | M - 1/9, Sector B, Aliganj Lucknow, 226020 | VIJB0007157 | 226029013 | 0522-2335644 |
| Command Hospital Ext Counter, Lucknow | Command Hospital, Shyam Ganj Bareilly U P | VIJB0007189 | 224029005 | 0522 2482588 |
| Service Branch, Lucknow | Mayfair Bldg, 31/49, M G Marg, Hazratganj, Lucknow, U P, 226001 | VIJB0009209 | 226029001 | :0522-2201903, 0522-2275795 |
| Jankipuram, Lucknow | C1/343 - Sector G, Sahara Estate Road, Jankipuram, Lucknow | VIJB0007159 | 226029014 | |
| Regional Office. Lucknow | 1St Floor, Boothnath Market, Indiranagar, Lucknow | VIJB0009112 | 226029000 | 99350 57850 |
| Vikas Nagar, Lucknow | 1/175 Vikas Nagar, Vikas Nagar, Lucknow | VIJB0007166 | 226029017 | 0522 2739981 |
| Balaganj Chowk, Lucknow | G.P.Tower Campwell Road, Balaganj Chowk, Lucknow | VIJB0007162 | 226029015 | 0522 2405740 |
| Gokhale Marg, Lucknow | 25/30 Kha, Joppling Road, Gokhale Marg, Lucknow | VIJB0007161 | 226029016 | 0522-2208299 |
| Ashiyana, Lucknow | K - 284, Ashiyana Colony, Ashiyana, Lucknow | VIJB0007158 | 226029018 | 0522 2423888 |
| Lalitpur, Up | City Centre, 244 Civil Lines, Station Road, Lalitpur, Lucknow | VIJB0007172 | 284029403 | |
| Rajajipuram, Lucknow | Cp 7/201 - A, 202, Rajajipuram, Lucknow, Up | VIJB0007171 | 226029019 | 5222419241 |
| Barabanki, Uttar Pradesh | B/888, Lajpatnagar, Barabanki, Lucknow, Uttar Pradesh | VIJB0007160 | 548220047 | |
| Khurja, Uttar Pradesh | 722, Old Teshil, Khurja - 203101 | VIJB0007175 | ||
| Haidergarh, Uttar Pradesh | Near Subeha Tiraha, Lucknow - Sultanpur Road, Bara Banki Dt, Haidergarh, Uttar Pradesh, 227301 | VIJB0007176 | 227029301 | 05244-245005 |
| Jagdishpur, Uttar Pradesh | Lucknow - Sultanpur Road, Opp Block Office, Sultanpur Dist, Jagdishpur, Uttar Pradesh, 227817 | VIJB0007177 | 05361-265477 | |
| Currency Chest Lucknow | B - 87 - B Bhawana, Opp:Ramakrishna Mutt, Nirala Nagar Lucknow U P - 226020 | VIJB0009607 | 226029100 | 0522-2788883 |
| Bahraich, Uttar Pradesh | Banjari Mor, Near Jansikshan Samsthan, Lucknow Main Road, Bahraich-271801 | VIJB0006507 | 271029001 | |
| Roshnabad, Uttar Pradesh | Village-Roshnabad, Lucknow, Uttar Pradesh-226020 | VIJB0006509 | 226029020 | |
| Laulai Branch | Opp:Amity Campus, Yadav Complex, Laulai-Malhaur Road-226028 | VIJB0006513 | 226029028 | |
| Munshipulia | 15-93, Ring Road Opp Iocl Petrol Pump, Munshipulia, Lucknow | VIJB0006518 | 5222356356 | |
| Vibhav Khand Lucknow | 4/756, Vibhav Khand, Gomti Nagar, Lucknow - 226010 | VIJB0006520 | 222029010 | |
| Jakhni Kalan-Lambhua | Village & Post - Lambhua, Lucknow-Varanasi High Way, Distt.Sultanpur, U.P | VIJB0006522 | ||
| Msme Cell, Lucknow | 15/93-Indira Nagar, Ring Road Munsipulia Lucknow | VIJB0009869 |
Products Offered by Vijaya Bank in Lucknow
There are various products offered by Vijaya Bank in Lucknow, to know each of them, kindly go through the page below. The bank offers a diverse range of financial products such as housing loan, education loan, personal loan , 4 wheeler loan and jewel loan to all. To know each the product, go to the page below.
Basic Details of Vijaya Bank Loans
| Product | Eligibility | Interest Rate (in p.a.) | Loan Amount | Tenure | Processing Fee |
|---|---|---|---|---|---|
| Housing Loan | The minimum age of the applicant at the time of availing the loan should be 21 and 65 years. The maximum age of the applicant at the time of loan maturity should be 75 years. Assessment of finance: Upto 75 months’ average gross income of the applicant subject to take home income and minimum margin requirements. Applicant can add income of spouse/children, expected rent, depreciation and income from other sources to enhance loan eligibility. | 8.50% - 10.60% | No Limit | 30 Years | Waived off till 31 st March,2017 |
| Personal Loan | If you a salaried or pensioner, you are eligible to avail the loan from lender. Salaried: The minimum age of the applicant should be 21 years at the time of availing loan. He /she should also has minimum 2 years of left over period in service. 18 times of last net drawn salary subject to maximum ₹ 10.00 lakhs. Pensioners: The maximum age of the applicant should not be more than 72 years. He/she should also draws the pension through Vijaya Bank. 18 times of average net pension actually credited during last 6 months subject to maximum of ₹2.00 lakhs | 10.90% - 18.25% | 85% of the cost/invoice of new vehicle. 70% of the market value of used vehicle, not more than 5 years old. 100% of the cost/invoice for new vehicles | 5 Years | |
| Four Wheeler Loan | Individuals aged between 21 and 70 years. Permanent Employee of State/Central Govt., Public/Joint Sector Undertaking, Private Establishment or Reputed Company. Pensioners drawing pension through our bank. Professionals/Self Employed persons having independent income. | 7% onwards | 7 Years | ||
| Education Loan | Loans to students admitted to Top Rated Institutions. Loans to students admitted to other domestic institutions. Loans to students seeking studies abroad. | 9.45%-10.65% | ₹10Lakh-20 Lakh | up to 15 years | Nil |
| Jewel Loan | Individuals of all income groups | 7%-11.25% | Based on daily price quoted by Bank | 1-2.5 Years | Upto & inclusive of ₹ 25,000=Nil Above ₹.25,000= 0.40% of the loan amount |
Documents Required
| Product | Documents |
|---|---|
| Housing Loan | Application form with two photographs of applicant,Co-applicant & guarantor needs to be submitted. Latest IT returns for 2 years with salary slip for the last 3 months of the applicant/Co-applicant/Guarantor in case of salaried person Computation sheet/P &L Statement/balance Sheet,past two years duly certified by the CA/Income tax assessment order/IT returns in case of Professionals/Self employed/Business person(for 3 years,if IT assessed). Latest Salary certificate and Form no.16 of the applicant/co-applicant/guarantor needs to be submitted Income certificate issued by Revenue Authorities in case the applicant is an agriculturist. All the Land records and documents in original and two sets of copies License for construction/renovation of House/Flat Approved plan/Blue Print for the proposed construction or extension Allotment letter of Co-operative Housing Society/Apartment Owners' Association/Housing Board/NOC from the Society/Association/Builders/Housing Board. |
| Personal Loan | Presanctioned Documents Latest salary certificate of the applicants. Salary of the proposed borrower is credited to his bank account maintained with us at least for a minimum period of 6 months prior to the loan. |
| 4 Wheeler Loan | 2 passportsize photos Identity Proof Residence Address Proof Statement of account of the applicant/co-applicant for the past one year from their present Bankers. Salary slips for the last 3 months of the applicant in case of salaried person. Latest IT returns for 2 years for salaried/professional/businessmen/self employed applicant. |
| Jewel Loan | Duly filled application form and recent passport size photographs of the applicant. He/she should also needs to carry an application for the loan or cash credit against pledge of gold ornaments. The applicant should also need to have an agreement for demand cash credit against pledge of jewels. Identity Proof - PAN card/ passport/ Voter ID/ Driving license/ Aadhar card, etc Address Proof- Ration card/ Passport/ Recent utility bills/ Voter ID/ Driving license/ Aadhar card, etc. |
| Education Loan | ID Proof Documents: For identity proof, you can submit following documents, Aadhar Card Passport PAN Card Voter ID Card Certificate of address having a photo issued by MP / MLA / Group-A Gazetted Officer in his or her letterhead Certificate of address with photo from Government-recognized educational institutions Ration Card Driving Licence Arms Licence Certificate of photo identity issued by the Village Panchayat head Current passbook of Post Office or any scheduled Bank with your photo on it Address Proof Documents: For address proof, you can submit the following documents: Voter ID Card Certificate of address Certificate of address with photo from Government-recognized educational institutions Aadhar Card Ration Card Notarized Sale or lease Agreement Current passbook of Post Office or any scheduled Bank with your Photo on it Photographs : You need to submit passport sized photographs of applicant to the bank Marks sheet: You have to submit photocopies of marks sheet of your highest qualification to the bank Proof of Income of Parents or Guardians: ITR of parents or guardians of the loan applicant |