Vijaya Bank Lucknow

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About Vijaya Bank 

A renowned public sector bank, headquartered in Bengaluru, Karnataka, India, there is no denying the fact that Vijaya Bank has many unmatched products and services to make your financial journey memorable. After laying its foundation in the year 1931, the bnak since then has been ensuring to offer the best experience to all its esteemed customers around the world. Keeping this in mind, the bank today enjoys a strong customer base of more than 3,500 satisfied customers. By offering a diverse range of products such as Deposits & Loans Products, NRI & Cards Services and Remit & Collect, the bank endeavors to bring a drastic change in the Indian banking. 

After forming its strong position in the market with over 1,900 branches along with 1,651 ATMs placed in various cities, it would not be wrong to say that the lender has created its own niche, hence has become the most preferred choice of many. This si the reason that people living in Lucknow when looking for nay sort of financial help, look no further as Vijaya Bank is there for them, offering unmatched services and products in the least time frame. To know more about the different products offered by Vijaya Bank Lucknow, kindly read the page below. 

Vijaya Bank Lucknow Branches

Branch Name Complete Address IFSCMICRCustomer Care
Hazratganj, Lucknow31/49, M G Marg, Mayfair Bldg, Hazratganj, Lucknow, U P, 226001VIJB0007106226029002
Daliganj, LucknowNO.B 87BHAWANA, NEAR RAMAKRISHNA MUTT, NIRALANAGAR, DALIGANJ, LUCKNOW, 226020
VIJB00071182260290060522-2786770
Cantonment, LucknowNo 318, Saadar Bazaar, Lucknow Cantt, Lucknow, U P, 226002VIJB0007121226029005
R S M Nagar, LucknowBoothnath Market, Faizabad Road, Rsm Nagar, Lucknow, U P, 226016VIJB0007123226029008
Mohiballapur, Lucknow10, Satyalok, Sitapur Road, Mohiballapur, Lucknow, U P, 226007VIJB00071242260290070522-2360054
B N Road, LucknowNataraj Complex, 11, B N Road, Kaiserbagh, Lucknow, U P, 226001VIJB0007127226029004
Gomtinagar, LucknowNo A - 1/33, Vijay Khand, Gomtinagar, Lucknow, U P, 226010VIJB0007134226029009
Patel Nagar, LucknowNo 22, Patel Nagar, Alambagh, Lucknow, U P, 226005VIJB0007135226029010
Vishalkhand, LucknowNo 4/28, Vishal Khand, Gomtinagar, Lucknow, Up, 226010VIJB0007137226029011
I.E.T, Mohibullpur, LucknowThe Institute Of Engineer, Ing & Technology, Sitapur Road, Mohiballapur, Lucknow Dist, Up, 226021VIJB0007141226029012
Aliganj, LucknowM - 1/9, Sector B, Aliganj Lucknow, 226020VIJB00071572260290130522-2335644
Command Hospital Ext Counter, LucknowCommand Hospital, Shyam Ganj Bareilly U PVIJB00071892240290050522 2482588
Service Branch, LucknowMayfair Bldg, 31/49, M G Marg, Hazratganj, Lucknow, U P, 226001VIJB0009209226029001:0522-2201903, 0522-2275795
Jankipuram, LucknowC1/343 - Sector G, Sahara Estate Road, Jankipuram, LucknowVIJB0007159226029014
Regional Office. Lucknow1St Floor, Boothnath Market, Indiranagar, LucknowVIJB000911222602900099350 57850
Vikas Nagar, Lucknow1/175 Vikas Nagar, Vikas Nagar, LucknowVIJB00071662260290170522 2739981
Balaganj Chowk, LucknowG.P.Tower Campwell Road, Balaganj Chowk, LucknowVIJB00071622260290150522 2405740
Gokhale Marg, Lucknow25/30 Kha, Joppling Road, Gokhale Marg, LucknowVIJB00071612260290160522-2208299
Ashiyana, LucknowK - 284, Ashiyana Colony, Ashiyana, LucknowVIJB00071582260290180522 2423888
Lalitpur, UpCity Centre, 244 Civil Lines, Station Road, Lalitpur, LucknowVIJB0007172284029403
Rajajipuram, LucknowCp 7/201 - A, 202, Rajajipuram, Lucknow, Up
VIJB00071712260290195222419241
Barabanki, Uttar PradeshB/888, Lajpatnagar, Barabanki, Lucknow, Uttar PradeshVIJB0007160548220047
Khurja, Uttar Pradesh722, Old Teshil, Khurja - 203101VIJB0007175
Haidergarh, Uttar PradeshNear Subeha Tiraha, Lucknow - Sultanpur Road, Bara Banki Dt, Haidergarh, Uttar Pradesh, 227301VIJB000717622702930105244-245005
Jagdishpur, Uttar PradeshLucknow - Sultanpur Road, Opp Block Office, Sultanpur Dist, Jagdishpur, Uttar Pradesh, 227817VIJB000717705361-265477
Currency Chest LucknowB - 87 - B Bhawana, Opp:Ramakrishna Mutt, Nirala Nagar Lucknow U P - 226020VIJB00096072260291000522-2788883
Bahraich, Uttar PradeshBanjari Mor, Near Jansikshan Samsthan, Lucknow Main Road, Bahraich-271801VIJB0006507271029001
Roshnabad, Uttar PradeshVillage-Roshnabad, Lucknow, Uttar Pradesh-226020VIJB0006509226029020
Laulai BranchOpp:Amity Campus, Yadav Complex, Laulai-Malhaur Road-226028VIJB0006513226029028
Munshipulia15-93, Ring Road Opp Iocl Petrol Pump, Munshipulia, LucknowVIJB00065185222356356
Vibhav Khand Lucknow4/756, Vibhav Khand, Gomti Nagar, Lucknow - 226010VIJB0006520222029010
Jakhni Kalan-LambhuaVillage & Post - Lambhua, Lucknow-Varanasi High Way, Distt.Sultanpur, U.PVIJB0006522
Msme Cell, Lucknow15/93-Indira Nagar, Ring Road Munsipulia LucknowVIJB0009869

Products Offered by Vijaya Bank in Lucknow

There are various products offered by Vijaya Bank in Lucknow, to know each of them, kindly go through the page below. The bank offers a diverse range of financial products such as housing loan, education loan, personal loan, 4 wheeler loan and jewel loan to all. To know each the product, go to the page below. 


Basic Details of Vijaya Bank Loans 

Product
EligibilityInterest Rate (in p.a.)

Loan Amount TenureProcessing Fee
Housing Loan The minimum age of the applicant at the time of availing the loan should be 21 and 65 years.

The maximum age of the applicant at the time of loan maturity should be 75 years.
Assessment of finance: Upto 75 months’ average gross income of the applicant subject to take home income and minimum margin requirements.

Applicant can add income of spouse/children, expected rent, depreciation and income from other sources to enhance loan eligibility.
8.90%No Limit 30 Years Waived off till 31 st March,2017
Personal Loan If you a salaried or pensioner, you are eligible to avail the loan from lender.
Salaried:
The minimum age of the applicant should be 21 years at the time of availing loan.
He /she should also has minimum 2 years of left over period in service.

18 times of last net drawn salary subject to maximum ₹ 10.00 lakhs.

Pensioners:
The maximum age of the applicant should not be more than 72 years.
He/she should also draws the pension through Vijaya Bank.
18 times of average net pension actually credited during last 6 months subject to  maximum of ₹2.00 lakhs

12.50% - 13.50%

85% of the cost/invoice of new vehicle.
70% of the market value of used vehicle, not more than 5 years old.
100% of the cost/invoice for new vehicles
5 Years
Four Wheeler Loan  Individuals aged between 21 and 70 years.
 Permanent Employee of State/Central Govt., Public/Joint Sector Undertaking, Private Establishment or Reputed Company.
 Pensioners drawing pension through our bank.
 Professionals/Self Employed persons having independent income.

9.45%

7 Years
Education LoanLoans to students admitted to Top Rated Institutions.

Loans to students admitted to other domestic institutions.

Loans to students seeking studies abroad.
9.45%-10.65%₹10Lakh-20 Lakh up to 15 years Nil
Jewel LoanIndividuals of all income groups
7%-11.25% Based on daily price quoted by Bank1-2.5 Years Upto & inclusive of ₹ 25,000=Nil
Above ₹.25,000= 0.40% of the loan amount

Documents Required

ProductDocuments
Housing Loan Application form with two photographs of applicant,Co-applicant & guarantor needs to be submitted.
Latest IT returns for 2 years with salary slip for the last 3 months of the applicant/Co-applicant/Guarantor in case of salaried person Computation sheet/P &L Statement/balance Sheet,past two years duly certified by the CA/Income tax assessment order/IT returns in case of Professionals/Self employed/Business person(for 3 years,if IT assessed).
Latest Salary certificate and Form no.16 of the applicant/co-applicant/guarantor needs to be submitted
Income certificate issued by Revenue Authorities in case  the applicant is an agriculturist.
All the Land records and documents in original and two sets of copies
License for construction/renovation of House/Flat
Approved plan/Blue Print for the proposed construction or extension
Allotment letter of  Co-operative Housing Society/Apartment Owners' Association/Housing Board/NOC from the Society/Association/Builders/Housing Board.
Personal Loan Presanctioned Documents
Latest salary certificate of the applicants.
Salary of the proposed borrower is credited to his bank account maintained with us at least for a minimum period of 6 months prior to the loan.
4 Wheeler Loan 2 passportsize photos
Identity Proof
Residence Address Proof
Statement of account of the applicant/co-applicant for the past one year from their present Bankers.
Salary slips for the last 3 months of the applicant in case of salaried person.
Latest IT returns for 2 years for salaried/professional/businessmen/self employed applicant.
Jewel Loan Duly filled application form and recent passport size photographs of the applicant.
He/she should also needs to carry an application for the loan or cash credit against pledge of gold ornaments.
The applicant should also need to have an agreement for demand cash credit against pledge of jewels.
Identity Proof - PAN card/ passport/ Voter ID/ Driving license/ Aadhar card, etc
Address Proof- Ration card/ Passport/ Recent utility bills/ Voter ID/ Driving license/ Aadhar card, etc.
Education Loan ID Proof Documents:  For identity proof, you can submit following documents,
Aadhar Card
Passport
PAN Card
 Voter ID Card
Certificate of address having a photo issued by MP / MLA / Group-A Gazetted Officer in his or her letterhead
Certificate of address with photo from Government-recognized educational institutions
Ration Card
Driving Licence
Arms Licence
Certificate of photo identity issued by the Village Panchayat head
Current passbook of Post Office or any scheduled Bank with your photo on it

Address Proof Documents:  For address proof, you can submit the following documents:
Voter ID Card
Certificate of address
Certificate of address with photo from Government-recognized educational institutions
Aadhar Card
Ration Card
Notarized Sale or lease Agreement
Current passbook of Post Office or any scheduled Bank with your Photo on it
Photographs : You need to submit passport sized photographs of applicant to the bank
Marks sheet:  You have to submit photocopies of marks sheet of your highest qualification to the bank
Proof of Income of Parents or Guardians: ITR of parents or guardians of the loan applicant


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