Vijaya Bank Personal Loan Gurugram - Rates March 2024, IFSC, Eligibility, EMI

Vijaya Bank Personal Loan in Gurugram

About Vijaya Bank Personal Loan in Gurugram

Vijaya Bank with its widest and exclusive range of financial products such as personal loan makes sure that the personal needs of the people living in Gurugram can easily be fulfilled. Be it a wedding, vacation, home renovation or credit card debt, Vijaya Bank personal loan in Gurugram meets all your diverse needs in the best way. So, apply and get the fastest approval online for the same.

Vijaya Bank Personal Loan Gurugram at a Glance

ParticularsDetails
Interest Rate (in p.a.)10.90% - 18.25%
Loan Amount18 times of last net drawn salary subject to maximum ₹10 lakhs
18 times of average net pension actually credited during last 6 months subject to maximum of ₹2 lakhs
Tenure5 Years
Processing FeeAs per bank’s norms

Eligibility Criteria

For Salaried/Pensioners:

  • The minimum age of the applicant should be 21 years at the time of availing loan.
  • He /she should also has minimum 2 years of left over period in service.
  • 18 times of last net drawn salary subject to maximum ₹ 10.00 lakhs.
  • The maximum age of the applicant should not be more than 72 years.
  • He/she should also draws the pension through Vijaya Bank.
  • 18 times of average net pension actually credited during last 6 months subject to  maximum of ₹2.00 lakhs.

Documentation Checklist

Pre Sanctioned Documents

  • Latest salary certificate of the applicants.
  • Salary of the proposed borrower is credited to his bank account maintained with us at least for a minimum period of 6 months prior to the loan.

Get Latest Updates on Personal Loan Gurugram

Address of Vijaya Bank Branches in Gurugram

Branch Name Complete Address IFSCMICRCustomer Care
Gurugram, HaryanaPayal Cinema - , Complex, Sector - 14, Gurugram, Haryana, 122001VIJB0008303110029025
Dlf Phase - I, GurugramShop No 19 - 20, Shopping Mall, D L F City, Phase - I, Arjun Marg, D L F Gurugram, Haryana, 122002VIJB0008313110029041
Railway Road, GurugramCorporate Plaza, Ground Floor, Near Sector 4 & 7 Crossing, Railway RoadVIJB0008317110029049
Manesar, HaryanaShop No.4& Part Of Shop No.3, Bhagwati Complex, Kasan Road, Manesar, HaryanaVIJB00083201100290531242338477
Malihad, UttarapradesRz-5, Old Roshanpura, Main Gurugram Road, Najafgarh, Delhi-110043VIJB0006501227029111
Palam Vihar, HaryanaShop No:523, Saini Plaza Market Opposite:H Block, Palam Vihar, Near Shiv Murthi-122017VIJB0008324122029017
Udyog Vihar BranchNo 86, Old Delhi Road, Dundahera, Opposite Udyogvihar, Gurugram-122016VIJB0008326122029016
Vij-Sohna-GurugramWard No.8, Opp.Itit, Near Sbialwar Sohna Road, Gurugram, HaryanaVIJB0008332
Vij-Babupur-GurugramPlot No.107, Main Link Road, Dwarka Expresswayvillage-Babupur, Sector-106, Gurugram, HaryanaVIJB0008333

  • Personal Loan Interest Rates March 2024
    HDFC Bank10.75% - 14.50%
    ICICI Bank10.75% - 19.00%
    IndusInd Bank10.25% - 26.00%
    Kotak Bank10.99%
    RBL14.00% - 23.00%
    SMFG India Credit12.00% - 24.00%
    Standard Chartered Bank11.49%
    Tata Capital10.50% - 24.00%