YES Prosperity Cashback Plus Credit Card


  • YES Prosperity Cashback Plus Credit Card - A Perfect Cashback Card
  • Cashback on groceries, movies, utility bills make it an exciting proposition for shoppers

Staying true to its name, YES Prosperity Cashback Plus Credit Card prospers your life through a wide range of cashback on spends. In fact, the cashback offer starts with welcome benefit and continues on to spends made across the categories such as groceries, movies, utility bills, etc. You are never away from the sight of cashback with this card on your hand. Let’s just quickly run through the card offers and several other details as we move along in the page.

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YES Prosperity Cashback Plus Credit Card Offers June 2021

Cashback offers are all but shown below for you to check it.

  • Get a cashback of ₹250 as a welcome benefit on total spends of ₹2,500 or more within 30 days of the setup date of the card
  • Enjoy 5% cashback on buying movie tickets & groceries and paying utility bills through YES PayNow
  • All other spends to attract 0.75% cashback
  • Reward point accrual are on multiple of INR 200 spent across products
  • Get fuel surcharge waiver of up to INR 250 per month at all petrol pumps across India for transactions worth between ₹400-5,000
  • Insurance cover to the insured nominee in the eventuality of death of the primary cardholder.

YES Prosperity Cashback Plus Credit Card Fees & Charges

  • First Year Membership Fee – ₹1,499 plus applicable taxes
  • Renewal Membership Fee – ₹1,499 plus applicable taxes
  • Interest on revolving credit, cash advance and balance overdue – 3.5% per month.
  • Other charges as applicable
  • The foreign currency markup fee is 3.4%

YES Prosperity Cashback Plus Credit Card Eligibility Criteria

Keep in mind the following eligibility criteria before applying for a credit card.

  • Both salaried and self-employed with a minimum and maximum age of 21 and 60 years, respectively, can apply for the card
  • One must have a minimum net monthly income of ₹25,000 or income tax return of ₹5 lakhs above to be eligible for this credit card.

Documents Needed

Submit the following documents if you want to enjoy a smooth credit card application approval.

Identity Proof – PAN Card/Voter ID/Passport/Driving License/Aadhaar Card
Residence Proof – Voter ID/Passport/Driving License/Aadhaar Card/utility Bill
Income Proof – Latest salary slips for salaried, Last 2-3 year ITR for self-employed
Passport size photographs

YES Prosperity Cashback Plus Credit Card Credit Limit

The limit to be offered would greatly depend on the income and credit score of an applicant. Having more income and score makes it easy for a greater limit to come your way. However, if the limit offered is below than what you expect, there’s a way to get it up with time. Yes, your timely repayment can make it for you by prompting the private lender to consider raising the limit.

How to Apply for YES Prosperity Cashback Plus Credit Card Online at Wishfin?

You can apply for the card at Wishfin, an online marketplace for credit cards and other financial products. There are three modes of application at Wishfin – Application Form, WhatsApp Chat and Chatbot. You can choose either of them as per your convenience. In all three, you need to submit a few personal and professional details before the application goes to Wishfin desk. The wish experts here would call you and then forward your application to YES BANK, which would then give an approval after checking the details.

YES Prosperity Cashback Plus Credit Card Application Status

If making an application is important, checking its status is even more necessary as due to some discrepancies, the approval can either be delayed or denied. You can thus check the status on the bank’s website, its customer care centre or even at the branch.

YES Prosperity Cashback Plus Credit Card Bill Payment Online

The bill payment can be made online instantly as you just need to visit any payment gateway website and do the rest. Other options are to use Internet banking and add your card there for either auto or manual payment. You will receive the bill intimation in advance so that you can keep the money on time for a smooth payment. Even depositing cash, cheque or demand draft at the bank branch would do. But then, it requires you to take some time off from your work, which you may find it hard to do.

YES Prosperity Cashback Plus Credit Card Customer Care Number

Feel free to raise queries or doubts you have regarding YES Prosperity Cashback Plus Credit Card at the bank’s 24×7 customer care number – 18001031212. Be it the issue of fees & charges or the cashback and other benefits, the executives are adept to answer all your queries and help you in the best way possible.

YES Prosperity Cashback Plus Credit Card Statement

Do keep an eye on the statement that contains a record of all your transactions, finance charges, late payment, if any, as well as the reward points, etc. Reward points can be redeemed for shopping at several online and offline portals. You can also get to know the total dues, due date and minimum due.

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