Credit Card Payment Offers 201810769 views
Quotes from 11 banks | Best Offers and Rewards
Table of Contents
- 1 Why Choose Axis Bank Credit Cards?
- 2 Axis Bank Credit Card Types, Reward Points, Cashbacks & Other Details
- 3 Axis Bank Credit Card Offers
- 4 It’s Raining Discounts on Travel Booking at Thomas Cook (Offer Valid till December 31, 2018)
- 5 Axis Bank Credit Card Eligibility
- 5.1 Axis Bank Credit Card Documentation
- 5.2 How to Apply for Axis Bank Credit Card at Wishfin?
- 5.3 Axis Bank Credit Card Application Status
- 5.4 Axis Bank Credit Card Customer Care Number
- 5.5 Axis Bank Credit Card Statement – Do Keep an Eye Here
- 5.6 How to Make Axis Bank Credit Card Payment Online?
- 5.7 Keep an Eye on the Emerging Offers
- 6 How Do I Know My Credit Card Limit?
Why Choose Axis Bank Credit Cards?
Axis Bank credit cards come with a host of offers and privileges a shopper would like to have. You can avail cash back options, enjoy higher credit limits, earn rewards from Axis Bank’s eDGE Loyalty program, get discounts on dining, shopping and e-commerce transactions, exclusive airline vouchers, and much more.
The bank offers a variety of credit cards like Signature Credit Card with Lifestyle benefits, Miles & More Credit Card, My Choice Credit Card, My Wings Credit Card, My Business Credit Card, Titanium Smart Traveller Credit Card, Platinum Credit Card, Insta Easy Credit Card and much more. Want to know the rewards and discounts to be earned on these cards? Take a look below and find the one that resonates to your wish.
Axis Bank Credit Card Types, Reward Points, Cashbacks & Other Details
Axis Bank Credit Cards come with a host of rewards, discounts and other privileges that can capture your imagination. Let’s find all those in the below table.
|Axis Bank Credit Card Types||Fees & Charges||Rewards, Cashback & Other Offers|
|Axis Bank My Zone|
|Joining Fee- ₹500 Waived on spends of ₹5000 in 45 days|
Annual Fee-NIL for First Year
-₹500 from 2ndYear
|Axis Bank Privilege|
|Joining Fee-₹1500, NIL for Priority Customers|
Annual Fee-₹1500 from 2nd year onward
|Axis Bank Neo Credit Card||Joining Fee-₹250 Waived on a spend of ₹2500 in 45 days|
Annual Fee-NIL in First Year
-₹250 from secondyear onward
|Axis Bank My Wings Credit Card||Joining Fee-₹1,200|
Annual Fee-NIL in First Year-₹500 from 2nd Year Onward
|Axis Bank Vistara Signature Credit Card||Joining Fee-₹3,000|
|Axis Bank Miles and More World Credit Card||Joining Fee-₹3,500|
|Axis Bank My Business Credit Card||Joining Fee-₹999|
Annual Fee-NIL in First Year
-₹499 from 2ndSecond Year Onward
|Axis Bank Insta Easy Credit Card||Joining Fee-₹500|
The fee gets reversed on a spend of ₹5,000 within the first 45 days of the card issue date
|Axis Bank My Choice Credit Card||Joining Fee-₹250|
Annual Fee-NIL in First Year
-₹250 in Second Year Onward
|Axis Bank Smart Traveller Credit Card||Joining Fee-₹250 (Can get waived on a spend of ₹2,500 within 45 days|
Annual Fee-₹100, Waived on a Spend of ₹50,000 in the previous year
|Axis Bank Platinum credit card||Joining Fee-₹500 (Get waived on a spend of 5,000 within 45 days of the set-up date of the card|
Annual Fee-NIL in First Year
From Second Year-₹200,Waived on a Spend of ₹1,00,000 in the previous year
Note – A standard 18% GST would be levied on annual and joining fees of the credit cards.
Axis Bank Credit Card Offers
At the moment, Axis Bank offers a host of discounts and cashback on the spends. Let’s check out the offers now.
15% Discount on Booking Tickets at MyBusTickets.in (Offer Valid Till December 31, 2018)
- Enjoy 15% discount on booking bus tickets at MyBusTickets.in for a minimum price of ₹500
- The discount is capped at ₹125
- The promo code for the offer is AXISMBT
25% Off at Starbucks Using Axis Bank Visa Card (Offer Valid Till April 16, 2019)
- Enjoy 25% off on tapping to pay with your contactless Axis Bank Visa card
- The discount is applicable on the invoice
- Maximum discount for a single transaction is capped at ₹150
- The offer is applicable to all Starbucks stores in India
It’s Raining Discounts on Travel Booking at Thomas Cook (Offer Valid till December 31, 2018)
There are multiple discount offers for those using Axis Bank credit cards to book travel packages of Thomas Cook. Let’s check offer-by-offer below.
1st Offer – Enjoy 5% discount up to ₹2,000 per transaction on holidays within India, Bhutan, Nepal and Sri Lanka. Promo Code for the offer – AXDHO2000
2nd Offer – Get 5% discount up to ₹3,000 per transaction on holidays outside India. Promo Code to avail the offer – AXIHO3000
3rd Offer – Avail 10% discount on domestic hotels. The discount, however, is capped to ₹2,000. Type Promo Code AXDHT2000 to grab the offer
4th Offer – Grab 10% discount, subject to a maximum of ₹3,000, on international flights. Enter Promo Code AXIHT3000 to pick the offer
5th Offer – A flat ₹300 discount to be provided on a minimum fare of ₹4,500 on one-way domestic flight. TypePromo Code AXDFS300 and get the offer
6th Offer – Get a flat ₹600 discount on a minimum fare of ₹8,500 on domestic return flight. Type Promo Code AXDFR600 to grab the offer
7th Offer – Enjoy a flat ₹450 off on minimum fare of ₹12,000 on one-way international flight. Just enter Promo Code AXIFS450 to make it your
8th Offer – A flat ₹1,000 off on a minimum fare of ₹20,000 on international return flight. Type Promo Code AXIFR1000 and get the off.
Axis Bank Credit Card Eligibility
The key to the approval of a card application lies in passing the eligibility test conducted by the lenders. Don’t worry by hearing the word ‘Test’ as it just seeks few requirements which you can easily meet. Check out those requirements below.
- If you are a primary Cardholder, then you should be within the age limit of 18 to 70 years
- Applicant should be an Indian resident
- To be an add-on card holder one must be above the age of 15 years
Axis Bank Credit Card Documentation
Don’t forget to submit the following documents pertaining to identity, address, income, etc. So, check out those documents without any further delay.
- 1 passport size photograph
- Applicant must have Pan Card in original as well as photocopy
- Form 16, Last 6 months salary slips or Income Tax Return copy as Income Proof
- Passport, Ration Card, Electricity Bill or Landline Telephone bill as Residence Proof
How to Apply for Axis Bank Credit Card at Wishfin?
So, you have picked out one from the long list of credit cards. The next thing you need to do is to apply at Wishfin, an online loan and credit card comparison platform that displays the offers of different lenders like Axis Bank. As soon as you apply, the executives here will help you from the application to the post-approval stage. They would keep you updated and help you choose the right option. Unlike when you visit the branch and wait for the concerned official to take your case forward, the online option allows you to apply anytime, anywhere from the convenience of home or office. So, do apply at Wishfin and get the card you want.
Axis Bank Credit Card Application Status
Now that you have submitted the application, the next thing you should do is to find the exact status of your credit card. To know the same, you can go online and check whether your application is approved, delayed or rejected. Also, you can contact the customer care number and the branch, wherein you would have applied for the credit card, to know the current status. If there are discrepancies in your application, make sure you fix those and apply again for an approval. As soon as your application is approved, the card will come running to your address.
Axis Bank Credit Card Customer Care Number
Do feel free to raise your query or complaints regarding Axis Bank Credit Cards at the 24×7 toll-free customer care number-1800-419-5959. The customer care executives will give prompt and appropriate responses to your queries and try to resolve them as soon as possible.
Axis Bank Credit Card Statement – Do Keep an Eye Here
You may not be paying much attention to the statement issued by the bank on a month-on-month basis. If that is the case, then do change your habits and check your statement thoroughly. There can be few additions to the bill which may be unwarranted. On checking the statement, you can find that and bring it to the notice of the bank to rectify the discrepancy.
The statement, as a whole, gives you a sneek-peek of the shopping made in a particular billing cycle. It represents even the bill payment you would have made to the card account. The statement would also show the due date and minimum due, which is calculated at 5% of the total outstanding balance in a particular billing cycle.
How to Make Axis Bank Credit Card Payment Online?
So when you shop, the bills arise and have to be paid on time to avoid a default and late payment charges. With online, you can do away with the hassles of visiting the branch to deposit cash or cheque to pay the bills. You can subscribe to the Internet Banking of Axis Bank and set an ‘Auto Pay’ to get your outstanding dues paid automatically. The bank will send an SMS alert on your mobile before processing the bills. You can also use the Internet Banking of other banks to do the same. Besides, you can pay the dues by taking the route of payment gateway.
Keep an Eye on the Emerging Offers
Every time a big festival comes, credit card companies invariably launch some exciting offers to woo the shoppers. Axis Bank can also introduce some exciting offers when the festivals are around. These offers can be cashback or discounts to double your celebration. Capitalizing on these offers, you can not only get your shopping needs fulfilled but also save a lot of chunk which otherwise won’t be the case.
How Do I Know My Credit Card Limit?
You can be intimated of your Axis Bank credit card limit at the time of card issuance. The credit limit would, however, depend on your income, credit score and repayment potential. Greater the credit scores, higher are the chances of gaining an approval for a credit card. The scores range from 300-900 depending on the pattern of your loan or card repayment. A timely repayment with no record of default can help you score 750 and above, a prerequisite for a credit card application approval.