Axis Bank Credit Card

Why Choose Axis Bank Credit Card?

Axis Bank credit cards come with cashback options, reward points, higher credit limits, discounts on dining, shopping and e-commerce transactions, exclusive airline vouchers, and much more. The 10X reward points on weekend spend, subscription to airline membership programs and a premium economy class air ticket offer suit many wanting to lead a luxurious lifestyle.

What’s also worthwhile is the variety of cards that Axis Bank offers to attune the needs and aspirations of different customers. If it has shopping cards, on one hand, there are also travel cards at the same time to appeal to the travelers around. Cards such as Signature Credit Card with Lifestyle benefits, Miles & More Credit Card, Magnus Credit Card, My Wings Credit Card, My Business Credit Card, Titanium Smart Traveller Credit Card, Platinum Credit Card, Insta Easy Credit Card are up for grabs at Axis Bank. Wanna know the benefits of these cards? Take a look below and find the one that resonates with your wish.

Credit Card

Quotes from 11 banks | Best Offers and Rewards

    Professional Details

    Personal Details

    List of Axis Bank Credit Cards in India 2019

    Axis Bank Credit Cards come with a host of rewards, discounts and other privileges that can capture your imagination. Let’s find all those in the below table.

    Types of Axis Bank Credit CardFees & ChargesRewards, Cashback & Other Offers
    Flipkart Axis Bank Credit CardJoining Fee- ₹500

    Annual Fee- ₹500 from 2nd year onward
    Joining and activation benefits of worth INR 3,300

    5% Cashback on every transaction on Flipkart, Myntra & 2GUD

    4% Cashback on every transaction on preferred merchants

    1.5% Cashback on all other categories

    4 Complimentary lounge visits to select domestic airports per year

    Axis Bank Dining Delights offers you to have 20% off on dining at partner restaurants
    Axis Bank Magnus CardJoining Fee- ₹10,000

    Annual Fee- ₹10,000 from 2nd year onward which can be waived off by spending ₹15 lakhs in the prior year
    Enjoy a 25% discount at 250+fine dine restaurants across India through Dineout Plus Membership

    Get upto ₹500 off on the second ticket on buying any ticket from BookMyShow

    12 Axis eDGE Reward Points on every ₹200 you spend

    2 Axis eDGE Reward Points on purchases at MakeMyTrip, Yatra, Goibibo, and more
    Unlimited Lounge Access to Domestic Airport

    Enjoy 8 complimentary end-to-end VIP services at the airport
    Axis Bank Freecharge Credit CardJoining Fee- ₹250

    Annual Fee- ₹250 from 2nd year onward
    On spending ₹2,000 to ₹4,999 in a month, you get 100 eDGE Reward Points

    On spending above ₹5,000 in a month, you get a total of 350 eDGE Reward Points

    You can redeem more than 500 option with 1 eDGE Reward Point
    Axis Bank My Zone Credit CardJoining Fee- ₹500 Waived on spends of ₹5000 in 45 days

    Annual Fee- NIL for First Year, ₹500 from 2ndYear
    For every ₹200 spent get 4-40 points through credit card

    100 points on the first online transaction

    10x points on weekend dining(only on the selected category of merchants registered)

    5x points on weekend shopping(only on the selected category of merchants registered)

    Exciting offers on movie ticket bookings, dining, shopping, etc
    Axis Bank Neo Credit CardJoining Fee- ₹250 Waived on a spend of ₹2500 in 45 days

    Annual Fee- NIL in First-Year ₹250 from second year onward
    BookMyShow vouchers worth ₹ 200

    Shop at Jabong with a gift voucher worth ₹ 500

    10% off on every cashback on movie tickets, mobile recharges and online shopping
    Axis Bank Vistara Credit CardJoining Fee- ₹1,500

    Annual Fee- ₹1,500 from second year onward
    Complimentary Economy Ticket as a Joining Welcome gift

    Get privileges of Complimentary Club Vistara Membership

    Earn 2 CV points on spending every ₹200

    Air Accident Cover of upto ₹2.5 crore

    On achieving the milestone spends, get bonus CV points and 2 complimentary Economy tickets
    Axis Bank Vistara Signature Credit CardJoining Fee- ₹3,000

    Annual Fee- ₹3,000
    A welcome gift of the complimentary premium economy class air ticket.
    This facility is also available on the renewal of the card each year.

    Avail exclusive Club Vistara Silver Membership privileges like priority check-in as well as additional baggage allowance

    4 CV points to grab on every spend of ₹200.

    1 premium economy class ticket on a spend of ₹1.50 lakh-4.50 lakhs a year.

    Avail 3,000 bonus reward points on spending ₹75,000 in a year.

    Enjoy complimentary lounge access at select airports within India

    Axis Bank Dining Delights to let you save 15% on dining at partner restaurants

    Extraordinary Weekends program to let you enjoy different roles from a chef at a restaurant to relaxing in the yacht
    Axis Bank Vistara Infinite Credit CardJoining Fee- ₹10,000

    Annual Fee- ₹10,000
    A welcome gift of the complimentary business class air ticket. This facility is also available on the renewal of the card each year

    6 CV points to grab on every spend of ₹200.

    Exclusive privileges like priority check-in, priority boarding, complimentary lounge access, and much more with Complimentary Club Vistara Membership

    On achieving the milestone spends, get bonus CV points and 3 complimentary Business Class tickets
    Axis Bank Privilege Credit CardJoining Fee- ₹1500, NIL for Priority Customers

    Annual Fee- ₹1500 from 2nd year onward
    Yatra voucher worth ₹ 5000 for swiping the card thrice within 60 days (2 months) of receiving the same

    On a spend of 2.5 lakhs, Yatra vouchers worth ₹5,000 would come your way

    10 points on every ₹ 200 spent on the credit card domestically/internationally
    Axis Bank Miles and More World Credit CardJoining Fee- ₹3,500

    Annual Fee- ₹4,500
    You can earn 5000 miles as a welcome bonus through Miles & More Credit Card.

    Enjoy 3,000 annual bonus miles

    Every 200 eligible spend to greet you with 4 miles
    Every 200 eligible spends on movie bookings to fetch 20 miles

    Provision to use it as per your convenience, without worrying about time constraints i.e. about its expiry

    Facility to pay your Axis Bank Credit Card bills from any other bank account

    It is easy to avail of a home loan with this card.
    You can save up a lot of money using this card when you buy a house or invest in a property
    Axis Bank Reserve Credit CardJoining Fee- ₹30,000

    Annual Fee- ₹30,000
    Complimentary TataCLIQ vouchers worth of ₹10,000 as a Welcome Benefit
    Exclusive Membership to Club Marriott with discount and offers on stay, dining, etc

    Get unlimited complimentary airport lounge access across the world

    Get Club Vistara Gold Membership

    Get complimentary 30,000 eDGE Reward Points

    Get 50% cashback on all movie tickets booked on BookMyShow for the whole year

    Earn 10 eDGE reward points on every ₹200 spend
    Axis Bank Select Credit CardJoining Fee- ₹3,000 (Nil for Burgandy)

    Annual Fee- ₹3,000 (Nil for Burgandy)
    Get 5000 Axis eDGE Reward Points as soon as make your first transaction

    Get the handcrafted Club Marriott Membership on spending ₹30,000 within the first three months

    Earn 10 eDGE reward points on every ₹200 spend

    Earn 2X per ₹200 on every retail spends

    Get 6 complimentary golf Rounds per year

    20% off at partner restaurants in India
    Axis Bank Pride Platinum Credit CardJoining Fee- Nil

    Annual Fee- Nil, ₹250 from the second year onwards
    Get a minimum 15% off at partner restaurants by Axis Bank Dining Delights program

    Get 1% fuel surcharge waiver on all fuel transactions across India

    Free Add-on cards for your family members
    Axis Bank Pride Signature Credit CardJoining Fee- Nil

    Annual Fee- Nil, ₹500 from the second year onwards
    Get 2 complimentary domestic airport lounge visits per quarter

    Enjoy 15% off at partnered restaurants with Axis Bank Dining Delights

    1% Fuel surcharge waiver on all fuel transactions across India
    Earn eDGE Loyalty Reward Points on your every transaction
    Axis Bank Insta Easy Credit CardJoining Fee- ₹500
    The fee gets reversed on a spend of ₹5,000 within the first 45 days of the card issue date
    On every domestic spend of ₹200 made through your credit card you can earn 6 reward point

    On every international spend of ₹200 made through your credit card, you can earn 12 reward points

    Spend your accumulated reward points on more than 500 reward items through the rewards catalog
    Axis Bank My Choice Credit CardJoining Fee- ₹250

    Annual Fee- NIL in First Year
    ₹250 in Second Year Onward
    Provision to pick any two from Dining, Fuel, Electronics, Utility bills, Travel and Supermarkets and avail a 5% cashback on them

    Facility to earn 4 points for every ₹200 that you spend. A straight 100 points can be earned on your first online transaction

    Get complete protection from all kinds of fraud with EMV certified chip credit card
    Axis Bank Platinum credit cardJoining Fee-₹500 (Get waived on a spend of 5,000 within 45 days of the set-up date of the card

    Annual Fee- NIL in First Year
    From Second Year-₹200
    Waived on a Spend of ₹1,00,000 in the previous year
    Avail added security and consumer protection with the EMV certified chip

    Provision to get a 25% cashback on both online and box office movie ticket

    Zero liability on the lost card
    Axis Bank Titanium Smart Traveller Credit CardJoining Fee- ₹250 (Can get waived on a spend of ₹2,500 within 45 days

    Annual Fee- ₹100, Waived on a Spend of ₹50,000 in the previous year
    Earn 8 eDGE loyalty points for every ₹200 you spend while traveling abroad

    For every ₹200 you spend on booking hotels, buses, flights etc, you can earn 4 EDGE loyalty points

    Avail 1% fuel surcharge waiver on all fuel transactions
    Axis Bank Buzz Credit CardJoining Fee- ₹750

    Annual Fee- Nil, ₹750 from the second year onwards
    On making 3 purchases within 45 days of card issuance, you get gift vouchers worth of ₹1000 from Flipkart

    Get a 10% instant discount on Flipkart on 1-5th of each month

    Get a 5% instant discount on Flipkart on 6-31st of each month

    On spending every ₹200, get 2 Axis eDGE Reward Points

    Get 3x Axis eDGE Reward Points on Online Shopping

    On making spends of ₹1,00,000 on Flipkart, you get vouchers of worth ₹2,500
    Axis Bank My Wings Credit CardJoining Fee- ₹1,200

    Annual Fee- NIL in First Year, ₹500 from 2nd Year Onward
    2 complimentary flight tickets

    Enjoy 20% cashback on flight tickets, with a maximum of ₹500 per ticket

    Hotels and holiday vouchers worth ₹10,000
    100 points on the first online transaction

    Note – A standard 18% GST would be levied on annual and joining fees of the credit cards.

    Axis Bank Credit Card Eligibility

    You can have a glance at the following point to check your eligibility for the Axis Bank Credit Card.

    • If you are a Primary Cardholder, then you should be within the age limit of 18 to 70 years.
    • The applicant should be an Indian resident.
    • To be an add-on cardholder one must be above the age of 15 years.

    Axis Bank Credit Card Documentation

    Don’t forget to submit the following documents pertaining to identity, address, income, etc.

    • 1 passport size photograph
    • The applicant must have PAN Card in the original as well as photocopy.
    • Form 16, Last 6 months salary slips or Income Tax Return copy as Income Proof
    • Passport, Ration Card, Electricity Bill or Landline Telephone bill as Residence Proof

    How to Apply for Axis Bank Credit Card at Wishfin?

    So, you have picked out one from the long list of credit cards. The next thing you need to do is to apply at Wishfin, an online loan and credit card comparison platform that displays the offers of different lenders such as Axis Bank. As soon as you apply, the executives here will help you at each stage from application to post-approval. They would keep you updated and help you choose the right option. Unlike when you visit the branch and wait for the concerned official to take your case forward, the online option allows you to apply anytime, anywhere from the convenience of home or office. So, do apply at Wishfin and get the card you want.

    How to Apply on Axis Bank Website?

    You can apply on the Axis Bank website following the steps shown below.

    • Log on to Axis Bank website
    • Go to ‘Explore Products’
    • Click on Credit Cards
    • Click on ‘Apply Now‘ against the credit card you want to apply for
    • Mention the personal and professional details correctly
    • Click on the tick box authorizing Axis Bank representatives to call or text an SMS to you with reference to the credit card application
    • The bank would contact you for further details and process your application further

    What are the Steps to Apply for Axis Bank Credit Card at Bank Branch?

    • Visit the nearest Axis Bank branch
    • Ask for the Credit Card Application form from the concerned official
    • Fill the details properly besides ticking on the particular Axis Bank Credit Card you want
    • Submit the form along with relevant documents to the official

    The application would then be subject to verification and get approved only when the details submitted are matched with the corresponding documents.

    How Can You Know Your Axis Bank Credit Card Application Status?

    Now that you have submitted the application, the next thing you should do is to find the exact status of your credit card. To know the same, you can go online to check whether your application is approved, delayed or rejected. Also, you can contact the customer care number and the branch, wherein you would have applied for the credit card, to know the current status. If there are discrepancies in your application, make sure to fix those and apply them again for approval. As soon as your application is approved, you would be issued a credit card.

    How Can I Know My Credit Card Limit?

    You can be intimated by your Axis Bank credit card limit at the time of card issuance. The credit limit would, however, depend on your income, credit score and repayment potential. Greater the credit score, the higher are the chances of gaining approval for a credit card. The scores range from 300-900, depending on the pattern of your loan or card repayment routine. A timely repayment with no record of default can help you score 750 and above to gain the approval.

    How to Make Axis Bank Credit Card Payment Online?

    So when you shop, the bills arise and have to be paid on time to avoid a default and late payment charges. With online, you can do away with the hassles of visiting the branch to deposit cash or cheque to pay the bills. You can subscribe to the Internet Banking of Axis Bank and set an ‘Auto Pay’ to get your outstanding dues paid automatically. The bank will send an SMS alert on your mobile before the bill generates. You can also use the Internet Banking of other banks to do the same. Besides, you can pay the dues by taking the route of payment gateway.

    Axis Bank Credit Card Customer Care Number

    Do feel free to raise your query or complaints regarding Axis Bank Credit Cards by calling the 24×7 toll-free customer care number-1800-419-5959. The customer care executives will give prompt and appropriate responses to your queries and try to resolve them ASAP.

    How Can You Get Your Axis Bank Credit Card Statement?

    You may not be paying much attention to the statement issued by the bank on a month-on-month basis. If that is the case, then do change your habits and check your statement thoroughly. There can be a few additions to the bill which may be unwarranted. On checking the statement, you can find that and bring it to the notice of the bank to rectify the discrepancy.

    The statement, as a whole, gives you a detail of the shopping made in a particular billing cycle. It represents even the bill payment you would have made on a certain date. The statement would also show the due date and minimum due, which is calculated at 5% of the total outstanding balance in a particular billing cycle.

    Keep an Eye on the Emerging Offers

    Every time a big festival comes, credit card companies invariably launch some exciting offers to woo the shoppers. On top of that, there can be limited period offers all throughout the year. These offers can be cashback or discounts to double your celebration. So, grab these offers with both hands and save on on your shopping

    People Also Look For

  • Free CIBIL Score