Why Choose Axis Bank Credit Card?
Credit Cards play a vital role when a person wants to borrow a short-term debt. On the other hand, you can also get great offers and deals on credit cards when you shop online. There are many more benefits of having a credit card. But the confusion arises when a person has to choose a card because multiple banks offer credit cards. So, here we have discussed the Axis Bank Credit Card that has many features and benefits. The Axis Bank already has many customers and if you are one of them then you can easily apply for the Axis Credit Card. Every card has different offers and benefits that enable savings and the criteria to apply for them are also different. Let’s move on to different credit cards offered by Axis bank.
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List of Axis Bank Credit Cards in India 2022
Axis Bank Credit Cards come with a host of rewards, discounts and other privileges that can capture your imagination. Let’s find all those in the below table.
| Types of Axis Bank Credit Card | Fees & Charges | Rewards, Cashback & Other Offers |
|---|---|---|
| Flipkart Axis Bank Credit Card | Joining Fee- ₹500 Annual Fee- ₹500 from 2nd year onward | Joining and activation benefits of worth INR 3,300 5% Cashback on every transaction on Flipkart, Myntra & 2GUD 4% Cashback on every transaction on preferred merchants 1.5% Cashback on all other categories 4 Complimentary lounge visits to select domestic airports per year Axis Bank Dining Delights offers you to have 20% off on dining at partner restaurants |
| Axis Bank Magnus Card | Joining Fee- ₹10,000 Annual Fee- ₹10,000 from 2nd year onward which can be waived off by spending ₹15 lakhs in the prior year | Enjoy a 25% discount at 250+fine dine restaurants across India through Dineout Plus Membership Get upto ₹500 off on the second ticket on buying any ticket from BookMyShow 12 Axis eDGE Reward Points on every ₹200 you spend 2 Axis eDGE Reward Points on purchases at MakeMyTrip, Yatra, Goibibo, and more Unlimited Lounge Access to Domestic Airport Enjoy 8 complimentary end-to-end VIP services at the airport |
| Axis Bank Freecharge Credit Card | Joining Fee- ₹250 Annual Fee- ₹250 from 2nd year onward | On spending ₹2,000 to ₹4,999 in a month, you get 100 eDGE Reward Points On spending above ₹5,000 in a month, you get a total of 350 eDGE Reward Points You can redeem more than 500 option with 1 eDGE Reward Point |
| Axis Bank My Zone Credit Card | Joining Fee- ₹500 Waived on spends of ₹5000 in 45 days Annual Fee- NIL for First Year, ₹500 from 2ndYear | For every ₹200 spent get 4-40 points through credit card 100 points on the first online transaction 10x points on weekend dining(only on the selected category of merchants registered) 5x points on weekend shopping(only on the selected category of merchants registered) Exciting offers on movie ticket bookings, dining, shopping, etc |
| Axis Bank Neo Credit Card | Joining Fee- ₹250 Waived on a spend of ₹2500 in 45 days Annual Fee- NIL in First-Year ₹250 from second year onward | BookMyShow vouchers worth ₹ 200 Shop at Jabong with a gift voucher worth ₹ 500 10% off on every cashback on movie tickets, mobile recharges and online shopping |
| Axis Bank Vistara Credit Card | Joining Fee- ₹1,500 Annual Fee- ₹1,500 from second year onward | Complimentary Economy Ticket as a Joining Welcome gift Get privileges of Complimentary Club Vistara Membership Earn 2 CV points on spending every ₹200 Air Accident Cover of upto ₹2.5 crore On achieving the milestone spends, get bonus CV points and 2 complimentary Economy tickets |
| Axis Bank Vistara Signature Credit Card | Joining Fee- ₹3,000 Annual Fee- ₹3,000 | A welcome gift of the complimentary premium economy class air ticket. This facility is also available on the renewal of the card each year. Avail exclusive Club Vistara Silver Membership privileges like priority check-in as well as additional baggage allowance 4 CV points to grab on every spend of ₹200. 1 premium economy class ticket on a spend of ₹1.50 lakh-4.50 lakhs a year. Avail 3,000 bonus reward points on spending ₹75,000 in a year. Enjoy complimentary lounge access at select airports within India Axis Bank Dining Delights to let you save 15% on dining at partner restaurants Extraordinary Weekends program to let you enjoy different roles from a chef at a restaurant to relaxing in the yacht |
| Axis Bank Vistara Infinite Credit Card | Joining Fee- ₹10,000 Annual Fee- ₹10,000 | A welcome gift of the complimentary business class air ticket. This facility is also available on the renewal of the card each year 6 CV points to grab on every spend of ₹200. Exclusive privileges like priority check-in, priority boarding, complimentary lounge access, and much more with Complimentary Club Vistara Membership On achieving the milestone spends, get bonus CV points and 3 complimentary Business Class tickets |
| Axis Bank Privilege Credit Card | Joining Fee- ₹1500, NIL for Priority Customers Annual Fee- ₹1500 from 2nd year onward | Yatra voucher worth ₹ 5000 for swiping the card thrice within 60 days (2 months) of receiving the same On a spend of 2.5 lakhs, Yatra vouchers worth ₹5,000 would come your way 10 points on every ₹ 200 spent on the credit card domestically/internationally |
| Axis Bank Miles and More World Credit Card | Joining Fee- ₹3,500 Annual Fee- ₹4,500 | You can earn 5000 miles as a welcome bonus through Miles & More Credit Card. Enjoy 3,000 annual bonus miles Every 200 eligible spend to greet you with 4 miles Every 200 eligible spends on movie bookings to fetch 20 miles Provision to use it as per your convenience, without worrying about time constraints i.e. about its expiry Facility to pay your Axis Bank Credit Card bills from any other bank account It is easy to avail of a home loan with this card. You can save up a lot of money using this card when you buy a house or invest in a property |
| Axis Bank Reserve Credit Card | Joining Fee- ₹30,000 Annual Fee- ₹30,000 | Complimentary TataCLIQ vouchers worth of ₹10,000 as a Welcome Benefit Exclusive Membership to Club Marriott with discount and offers on stay, dining, etc Get unlimited complimentary airport lounge access across the world Get Club Vistara Gold Membership Get complimentary 30,000 eDGE Reward Points Get 50% cashback on all movie tickets booked on BookMyShow for the whole year Earn 10 eDGE reward points on every ₹200 spend |
| Axis Bank Select Credit Card | Joining Fee- ₹3,000 (Nil for Burgandy) Annual Fee- ₹3,000 (Nil for Burgandy) | Get 5000 Axis eDGE Reward Points as soon as make your first transaction Get the handcrafted Club Marriott Membership on spending ₹30,000 within the first three months Earn 10 eDGE reward points on every ₹200 spend Earn 2X per ₹200 on every retail spends Get 6 complimentary golf Rounds per year 20% off at partner restaurants in India |
| Axis Bank Pride Platinum Credit Card | Joining Fee- Nil Annual Fee- Nil, ₹250 from the second year onwards | Get a minimum 15% off at partner restaurants by Axis Bank Dining Delights program Get 1% fuel surcharge waiver on all fuel transactions across India Free Add-on cards for your family members |
| Axis Bank Pride Signature Credit Card | Joining Fee- Nil Annual Fee- Nil, ₹500 from the second year onwards | Get 2 complimentary domestic airport lounge visits per quarter Enjoy 15% off at partnered restaurants with Axis Bank Dining Delights 1% Fuel surcharge waiver on all fuel transactions across India Earn eDGE Loyalty Reward Points on your every transaction |
| Axis Bank Insta Easy Credit Card | Joining Fee- ₹500 The fee gets reversed on a spend of ₹5,000 within the first 45 days of the card issue date | On every domestic spend of ₹200 made through your credit card you can earn 6 reward point On every international spend of ₹200 made through your credit card, you can earn 12 reward points Spend your accumulated reward points on more than 500 reward items through the rewards catalog |
| Axis Bank My Choice Credit Card | Joining Fee- ₹250 Annual Fee- NIL in First Year ₹250 in Second Year Onward | Provision to pick any two from Dining, Fuel, Electronics, Utility bills, Travel and Supermarkets and avail a 5% cashback on them Facility to earn 4 points for every ₹200 that you spend. A straight 100 points can be earned on your first online transaction Get complete protection from all kinds of fraud with EMV certified chip credit card |
| Axis Bank Platinum credit card | Joining Fee-₹500 (Get waived on a spend of 5,000 within 45 days of the set-up date of the card Annual Fee- NIL in First Year From Second Year-₹200 Waived on a Spend of ₹1,00,000 in the previous year | Avail added security and consumer protection with the EMV certified chip Provision to get a 25% cashback on both online and box office movie ticket Zero liability on the lost card |
| Axis Bank Titanium Smart Traveller Credit Card | Joining Fee- ₹250 (Can get waived on a spend of ₹2,500 within 45 days Annual Fee- ₹100, Waived on a Spend of ₹50,000 in the previous year | Earn 8 eDGE loyalty points for every ₹200 you spend while traveling abroad For every ₹200 you spend on booking hotels, buses, flights etc, you can earn 4 EDGE loyalty points Avail 1% fuel surcharge waiver on all fuel transactions |
| Axis Bank Buzz Credit Card | Joining Fee- ₹750 Annual Fee- Nil, ₹750 from the second year onwards | On making 3 purchases within 45 days of card issuance, you get gift vouchers worth of ₹1000 from Flipkart Get a 10% instant discount on Flipkart on 1-5th of each month Get a 5% instant discount on Flipkart on 6-31st of each month On spending every ₹200, get 2 Axis eDGE Reward Points Get 3x Axis eDGE Reward Points on Online Shopping On making spends of ₹1,00,000 on Flipkart, you get vouchers of worth ₹2,500 |
| Axis Bank My Wings Credit Card | Joining Fee- ₹1,200 Annual Fee- NIL in First Year, ₹500 from 2nd Year Onward | 2 complimentary flight tickets Enjoy 20% cashback on flight tickets, with a maximum of ₹500 per ticket Hotels and holiday vouchers worth ₹10,000 100 points on the first online transaction |
| Axis Bank Ace Credit Card | Joining Fee- ₹499 Renewal Fee- ₹499 Spend ₹10000 or more within 45 days of card issuance and waive off the joining fee. Spend ₹2 Lacs or more and waive off the renewal fee. | Enjoy 5% cashback on bill payment of the electricity bills, gas bills, DTH bills, and other utility bills on Google Pay through this credit card. Get a flat cashback of 4% on Swiggy. Get a Cashback of 4% on OLA rides. Enjoy 4% Cashback on the food order made on Zomato. Earn a Cashback of 2% on all other spendings through this credit card. Enjoy 4 complimentary visits to the domestic airport lounges through this Axis Bank Ace Credit Card. Get a Fuel Surcharge Waiver of 1% at the refilling stations. Convert the purchase of ₹2500 and above into EMI Transactions. Get a discount of up to 20% at the 4000+ partnered restaurants in India. |
| Indian Oil Axis Bank Credit Card | Joining Fee- ₹500 Renewal Fee- ₹500 Spend more than ₹50000 and waive off the renewal fee. | Get a Cashback of 100% of up to ₹250 on all the fuel transactions done within 30 days from the date of card issuance. Enjoy a Value Back of 4% on the fuel transaction. Get 20 Reward Points on spending ₹100 at any Indian Oil Outlet. Earn 1% Value Back on Online Shopping. Get 5 Reward Points on Spending Every ₹100 on online shopping. Get a fuel surcharge of 1% at the refilling stations. Enjoy 10% on the BookMyShow. Get 1 Edge Reward Point on the expenditure of ₹100 through this card. Get a Discount of up to 20% on the Dining Delights Restaurants partnered with the Axis Bank. |
| Axis Bank Aura Credit Card | Joining Fee- ₹749 Renewal Fee- ₹749 | Get a voucher of ₹750 for a decathlon as a welcome gift. Get 4 video doctor’s consultations on Practo. Enjoy 4 interactive fitness sessions on Fitternity through this card. Earn a discount of up to ₹500 on health checkups. Enjoy a fuel surcharge discount of 1% at the refilling stations. Spend ₹200 and earn 4 reward points on this card. Spend on insurance transactions and earn 5X rewards on every ₹200. Enjoy up to 20% off on dining under the dining delights program. |
| Axis Bank Freecharge Plus Credit Card | Joining Fee- NIL Renewal Fee- ₹350 Spend more than ₹50000 in a year and waive off the renewal fee. | Get a voucher of ₹700 that is redeemable at more than 7 merchants as a welcome gift. Get 5% cashback on the freecharge spends. Enjoy 1% cash back on every other spend. Enjoy 20% off on dining at the restaurants that come under the dining delights program. |
| Axis Bank My Zone Easy Credit Card | Joining Fee- NIL Renewal Fee- NIL | Enjoy a Cashback of 25% on booking movie tickets through this card. Get 4 eDGE Reward Points on the expenditure of every ₹200. Get a minimum discount of 15% on dining in the leading restaurants under the Dining Delight program. Enjoy a fuel surcharge of 1% on this card up to a maximum of ₹400 per month. You can convert the transactions of ₹2500 and above into EMI Transactions. |
| Privilege Easy Credit Card | Joining Fee- ₹1500 Renewal Fee- ₹1500 | Complete 3 transactions within 60 days from the date of card issuance and earn 12500 Edge Reward Points that are redeemable against shopping or traveling vouchers worth ₹5000. Achieve the milestone of ₹2.5 lacs and double the worth of your travel or shopping voucher. Earn 3000 reward points on the renewal of this Axis Bank Credit Card. Enjoy 2 complimentary accesses to the domestic airport lounges per quarter through this card. Enjoy up to 20% off on dining at more than 4000 restaurants in India. Get a maximum of ₹400 as a fuel surcharge discount per month. Spend ₹200 and earn 10 edge reward points. Get an Air Accident Cover of up to ₹2.5 Crore. Have a credit shield of ₹1 Lac and Purchase Protection Plan of ₹1 Lac. |
| Signature Credit Card with Lifestyle Benefits | Joining Fee- ₹5000 Renewal Fee- ₹3000 Spend more than ₹3 Lacs in a year and waive off the renewal fee. | Get a cashback of up to 50% on BookMyShow up to ₹2000 in a year. Spend ₹200 and earn 10 points on each domestic transaction. Earn 20 reward points on the international expenditure of every ₹200. Enjoy 100 eDGE reward points on the first online transaction. Get a discount of 15% at the famous 4000+ restaurants present across India. Get 2 complimentary access to the domestic airport lounges on this Axis Bank Credit Card. Enjoy a visit at over 700 VIP Lounges present across 90 countries and in 275 cities under the priority pass program. Have a cover of up to ₹2.5 Crores in case of an Air Accident. Get Purchase protection of ₹1 Lacs. You will get a cover for Loss of Travel Documents with a sum of $300. Delay in the check-in baggage is covered with the sum of $300 Enjoy a 1% Fuel Surcharge Waiver with a maximum of ₹400 in a month at the refilling stations. Get the 24×7 Concierge services and the Visa International Global Card Assistance service on this Axis bank card. |
Note – A standard 18% GST would be levied on annual and joining fees of the credit cards.
Axis Bank Credit Card Eligibility
You can check the eligibility criteria below.
- The minimum age limit of the primary credit cardholder must be 18 years or above.
- The maximum age of the primary cardholder must not exceed 70 years.
- You should be an Indian Resident to apply for the Axis Bank Credit Card.
- 15 years is the minimum age needed for the add-on cardholders.
- You must have a stable income as per the credit card income requirement to apply for the card.
- The minimum Cibil Score needed for this card is 750 or above.
Axis Bank Credit Card Documentation
Don’t forget to submit the following documents to validate your identity, address, income, etc.
- 1 passport size photograph
- Original PAN Card and its photocopy.
- Form 16, Last 6 months salary slips or Income Tax Return copy as Income Proof.
- Passport, Ration Card, Electricity Bill or Landline Telephone bill as Residence Proof.
How to Apply for Axis Bank Credit Card at Wishfin?
So you have picked out one from the long list of credit cards. The next thing you need to do is to apply at Wishfin, an online loan and credit card comparison platform that displays the offers of different lenders such as Axis Bank. As soon as you apply, the executives here will help you at each stage from application to post-approval. They would keep you updated and help you choose the right option. Unlike when you visit the branch and wait for the concerned official to take your case forward, the online option allows you to apply anytime, anywhere from the convenience of home or office. So, do apply at Wishfin and get the card you want.
How to Apply on Axis Bank Website?
You can apply on the Axis Bank website following the steps shown below.
- Log on to Axis Bank website
- Go to ‘Explore Products’
- Click on ‘Credit Cards’
- Click on ‘Apply Now‘ against the axis bank credit card you want to apply for
- Mention the personal and professional details correctly
- Click on the tick box authorizing Axis Bank representatives to call or text an SMS to you with reference to the credit card application
- The bank would contact you for further details and process your application further
What are the Steps to Apply for Axis Bank Credit Card at Bank Branch?
- Visit the nearest Axis Bank branch
- Ask the concerned official to give you the Credit Card Application form
- Fill the details properly besides ticking on the particular Axis Credit Card you want
- Submit the form along with relevant documents to the official
The bank will approve application only when the details submitted are matched with the corresponding documents.
How Can You Know Your Axis Bank Credit Card Application Status?
It is also important to check the credit card application status. To know the same, you can go online to check whether your application is approved, delayed or rejected. Also, you can contact the customer care number and the branch, wherein you would have applied for the credit card, to know the current status. If there are discrepancies in your application, make sure to fix those and apply again for approval. As soon as your application is approved, you would be issued a credit card.
How Can I Know My Credit Card Limit?
You can be intimated of your credit card limit at the time of card issuance. The credit limit would, however, depend on your income, credit score and repayment potential. Greater the CIBIL score, higher are the chances of getting the approval for a credit card. The scores range from 300-900, depending on the pattern of your loan or card repayment routine. A timely repayment with no record of default can help you score 750 and above to get the approval.
How to Make Axis Bank Credit Card Payment Online?
Make the payment on or before the due date to avoid late payment charges. With online, you can do away with the hassles of visiting the branch to deposit cash or cheque to pay the bills. You can subscribe to the Internet Banking of Axis Bank and set an ‘Auto Pay’ to get your outstanding dues paid automatically. The bank will send an SMS alert on your mobile before the bill generates. You can also use the Internet Banking of other banks to do the same. Besides, you can pay the dues by taking the route of payment gateway.
Axis Bank Credit Card Customer Care Number
Do feel free to raise your query or complaints regarding Axis Bank Credit Cards by calling the 24×7 toll-free customer care number-1800-419-5959. The customer care executives will give prompt and appropriate responses to your queries and try to resolve them ASAP.
How Can You Get Your Axis Bank Credit Card Statement?
You may not be paying much attention to the statement that the bank issues on a month-on-month basis. If that is the case, then do change your habits and check your statement thoroughly. There can be a few wrong entries to the bill. On checking the statement, you can find that and bring it to the notice of the bank to rectify the discrepancy.
The statement, as a whole, gives you a detail of the shopping made in a particular billing cycle. It also shows the total due, the due date, the minimum due, etc. The minimum due is calculated at 5% of the total outstanding balance in a particular billing cycle.
Keep an Eye on the Emerging Offers
Every time a big festival comes, credit card companies invariably launch some exciting offers to woo the shoppers. On top of that, there can be limited period offers all throughout the year. These offers can be cashback or discounts to double your celebration. So, grab these offers with both hands and save on on your shopping
| Brands | Offers | Expiry Date |
|---|---|---|
| Big Bazaar | Enjoy an additional discount of 5% on a minimum transaction of INR 2000 every Wednesday. | 31st of March 2022 |
| Zomato | Enjoy flat INR 125 off on a minimum purchase of INR 499 on Zomato through Axis Bank Card. | 15th of November 2021 |
| Reliance Digital | Enjoy a Discount of 10% up to INR 2500 on a minimum transaction of INR 10000. | 7th of November 2021 |
| Myntra | Enjoy 15% off on Myntra through the Axis Bank Rupay Credit Card and use the coupon code RUPAY15. | 31st of December 2021 |
| Bewakoof | Enjoy 50% off on the annual membership of Bewakoof and use the coupon code BLB500. | 31st of December 2021 |
| Shop Clues | Get 10% off on shop clues using the coupon code SCINSENSE and make the payment from your Axis Bank Credit Card. | 31st of December 2021 |
| Oven Story | Get a discount of up to 50% on Eazy Diner using the Axis Bank Credit Card. | 28th of February 2022 |
| Zoom Car | - Enjoy 25% off on Zoom Rentals and 15% Instant off and 10% cashback in the form of Zoom Credits. - Enter the Promo Code ALIZOOM to enjoy this offer. | 31st of December 2021 |
| Medi Buddy | - Enjoy up to 50% off and 20% off on health checkups booked via Medibuddy. - Get INR 400 off on Medibuddy Gold and enjoy unlimited doctor’s consultations for a year. | 30th of April 2022 |
| Netmeds | Earn a discount of 20% on prescription medicines and 30% NMS super cash where you have to use the promo code RUPAY50 | 31st of December 2021 |
| Apollo Pharmacy | Get 15% off at Apollo Pharmacy and Stores by using the promo code RUPAY4879. | 31st of March 2022 |
| OYO | Grab a discount of up to 40% on OYO Hotels and use the coupon code VISAOYO | 31st of December 2021 |
Frequently Asked Question
1. Who can Apply for an Axis Bank Credit Card?
Anyone who is a resident of India within the age of 18 years to 70 years can apply for an Axis Bank Credit Card. However, Axis Bank has different minimum income requirements as per their different credit cards. Therefore, it is advisable to check your income eligibility before applying for a credit card.
2. What is "Zero Lost Card Liability"?
The “Zero Lost Card Liability” means that you will be free from any fraudulent purchase transaction charges up to the insured amount, in case your Axis Bank credit card is misplaced or stolen. However, you will only be free from any fraudulent activities from the moment you report the loss to Axis Bank credit card customer care or the VISA Global service helpline.
3. Is it possible to convert my purchases to EMI?
Whenever you make a transaction of INR 2,500 and above, you can convert it to EMI’s for tenures like 3, 6, 9 or 12 months with low interest rates. You can also use the customer care service or the Net Banking facility to convert your purchases to EMI.
4. Is there any loyalty reward programme with Axis Bank credit cards?
Yes, Axis Bank credit cards have a Loyalty Reward Programme.
5. Is it possible to have an add-on card with the Axis Bank credit card?
An add-on card or supplementary card is an additional card that is offered against your existing Axis Bank credit card with all the features of the parent card. A single user can apply for up to 4 add-on cards by simply contacting their nearest Axis Bank branch.
6. Can Axis Bank credit cards be used to withdraw cash from the ATM?
Yes, an Axis Bank signature credit card can be used to withdraw cash up to 30% of the prescribed credit limit from all the ATM’s that display the Visa sign.
7. What are the possible ways to pay Axis Bank credit card bills?
You can pay your Axis Bank credit card bills by various easy ways like Net Banking, NEFT transfer, Electronic Clearing Service (ECS), auto debit, cheque or by cash.
8. How to use the reward points that I receive on every transaction that I make using my credit card?
With the help of Axis Bank’s rewards program, you can easily spend your reward points for purchasing over 500 selected reward items.
9. What are some of the benefits that come along with an Axis Bank Platinum credit card?
Axis Bank Platinum credit cardholders enjoy exclusive privileges like 25% cashback on cinema tickets, global emergency assistance, fuel surcharge waiver, and various other benefits.
10. Which Axis Bank credit card is most suitable for a frequent air traveller?
Axis Bank Miles & More credit card is the most suitable credit card for frequent air travellers as it enables you to earn unlimited miles that never expire and lets you use your miles to avail exciting offers on flight tickets and upgrades, hotels and car rentals.