Axis Bank Credit Card

Why Choose Axis Bank Credit Card?

Credit Cards play a vital role when a person wants to borrow a short-term debt. On the other hand, you can also get great offers and deals on credit cards when you shop online. There are many more benefits of having a credit card. But the confusion arises when a person has to choose a card because multiple banks offer credit cards. So, here we have discussed the Axis Bank Credit Card that has many features and benefits. The Axis Bank already has many customers and if you are one of them then you can easily apply for the Axis Credit Card. Every card has different offers and benefits that enable savings and the criteria to apply for them are also different. Let’s move on to different credit cards offered by Axis bank.

Credit Card

Quotes from 11 banks | Best Offers and Rewards

    Professional Details

    Personal Details

    List of Axis Bank Credit Cards in India 2022

    Axis Bank Credit Cards come with a host of rewards, discounts and other privileges that can capture your imagination. Let’s find all those in the below table.

    Types of Axis Bank Credit CardFees & ChargesRewards, Cashback & Other Offers
    Flipkart Axis Bank Credit CardJoining Fee- ₹500

    Annual Fee- ₹500 from 2nd year onward
    Joining and activation benefits of worth INR 3,300

    5% Cashback on every transaction on Flipkart, Myntra & 2GUD

    4% Cashback on every transaction on preferred merchants

    1.5% Cashback on all other categories

    4 Complimentary lounge visits to select domestic airports per year

    Axis Bank Dining Delights offers you to have 20% off on dining at partner restaurants
    Axis Bank Magnus CardJoining Fee- ₹10,000

    Annual Fee- ₹10,000 from 2nd year onward which can be waived off by spending ₹15 lakhs in the prior year
    Enjoy a 25% discount at 250+fine dine restaurants across India through Dineout Plus Membership

    Get upto ₹500 off on the second ticket on buying any ticket from BookMyShow

    12 Axis eDGE Reward Points on every ₹200 you spend

    2 Axis eDGE Reward Points on purchases at MakeMyTrip, Yatra, Goibibo, and more
    Unlimited Lounge Access to Domestic Airport

    Enjoy 8 complimentary end-to-end VIP services at the airport
    Axis Bank Freecharge Credit CardJoining Fee- ₹250

    Annual Fee- ₹250 from 2nd year onward
    On spending ₹2,000 to ₹4,999 in a month, you get 100 eDGE Reward Points

    On spending above ₹5,000 in a month, you get a total of 350 eDGE Reward Points

    You can redeem more than 500 option with 1 eDGE Reward Point
    Axis Bank My Zone Credit CardJoining Fee- ₹500 Waived on spends of ₹5000 in 45 days

    Annual Fee- NIL for First Year, ₹500 from 2ndYear
    For every ₹200 spent get 4-40 points through credit card

    100 points on the first online transaction

    10x points on weekend dining(only on the selected category of merchants registered)

    5x points on weekend shopping(only on the selected category of merchants registered)

    Exciting offers on movie ticket bookings, dining, shopping, etc
    Axis Bank Neo Credit CardJoining Fee- ₹250 Waived on a spend of ₹2500 in 45 days

    Annual Fee- NIL in First-Year ₹250 from second year onward
    BookMyShow vouchers worth ₹ 200

    Shop at Jabong with a gift voucher worth ₹ 500

    10% off on every cashback on movie tickets, mobile recharges and online shopping
    Axis Bank Vistara Credit CardJoining Fee- ₹1,500

    Annual Fee- ₹1,500 from second year onward
    Complimentary Economy Ticket as a Joining Welcome gift

    Get privileges of Complimentary Club Vistara Membership

    Earn 2 CV points on spending every ₹200

    Air Accident Cover of upto ₹2.5 crore

    On achieving the milestone spends, get bonus CV points and 2 complimentary Economy tickets
    Axis Bank Vistara Signature Credit CardJoining Fee- ₹3,000

    Annual Fee- ₹3,000
    A welcome gift of the complimentary premium economy class air ticket.
    This facility is also available on the renewal of the card each year.

    Avail exclusive Club Vistara Silver Membership privileges like priority check-in as well as additional baggage allowance

    4 CV points to grab on every spend of ₹200.

    1 premium economy class ticket on a spend of ₹1.50 lakh-4.50 lakhs a year.

    Avail 3,000 bonus reward points on spending ₹75,000 in a year.

    Enjoy complimentary lounge access at select airports within India

    Axis Bank Dining Delights to let you save 15% on dining at partner restaurants

    Extraordinary Weekends program to let you enjoy different roles from a chef at a restaurant to relaxing in the yacht
    Axis Bank Vistara Infinite Credit CardJoining Fee- ₹10,000

    Annual Fee- ₹10,000
    A welcome gift of the complimentary business class air ticket. This facility is also available on the renewal of the card each year

    6 CV points to grab on every spend of ₹200.

    Exclusive privileges like priority check-in, priority boarding, complimentary lounge access, and much more with Complimentary Club Vistara Membership

    On achieving the milestone spends, get bonus CV points and 3 complimentary Business Class tickets
    Axis Bank Privilege Credit CardJoining Fee- ₹1500, NIL for Priority Customers

    Annual Fee- ₹1500 from 2nd year onward
    Yatra voucher worth ₹ 5000 for swiping the card thrice within 60 days (2 months) of receiving the same

    On a spend of 2.5 lakhs, Yatra vouchers worth ₹5,000 would come your way

    10 points on every ₹ 200 spent on the credit card domestically/internationally
    Axis Bank Miles and More World Credit CardJoining Fee- ₹3,500

    Annual Fee- ₹4,500
    You can earn 5000 miles as a welcome bonus through Miles & More Credit Card.

    Enjoy 3,000 annual bonus miles

    Every 200 eligible spend to greet you with 4 miles
    Every 200 eligible spends on movie bookings to fetch 20 miles

    Provision to use it as per your convenience, without worrying about time constraints i.e. about its expiry

    Facility to pay your Axis Bank Credit Card bills from any other bank account

    It is easy to avail of a home loan with this card.
    You can save up a lot of money using this card when you buy a house or invest in a property
    Axis Bank Reserve Credit CardJoining Fee- ₹30,000

    Annual Fee- ₹30,000
    Complimentary TataCLIQ vouchers worth of ₹10,000 as a Welcome Benefit
    Exclusive Membership to Club Marriott with discount and offers on stay, dining, etc

    Get unlimited complimentary airport lounge access across the world

    Get Club Vistara Gold Membership

    Get complimentary 30,000 eDGE Reward Points

    Get 50% cashback on all movie tickets booked on BookMyShow for the whole year

    Earn 10 eDGE reward points on every ₹200 spend
    Axis Bank Select Credit CardJoining Fee- ₹3,000 (Nil for Burgandy)

    Annual Fee- ₹3,000 (Nil for Burgandy)
    Get 5000 Axis eDGE Reward Points as soon as make your first transaction

    Get the handcrafted Club Marriott Membership on spending ₹30,000 within the first three months

    Earn 10 eDGE reward points on every ₹200 spend

    Earn 2X per ₹200 on every retail spends

    Get 6 complimentary golf Rounds per year

    20% off at partner restaurants in India
    Axis Bank Pride Platinum Credit CardJoining Fee- Nil

    Annual Fee- Nil, ₹250 from the second year onwards
    Get a minimum 15% off at partner restaurants by Axis Bank Dining Delights program

    Get 1% fuel surcharge waiver on all fuel transactions across India

    Free Add-on cards for your family members
    Axis Bank Pride Signature Credit CardJoining Fee- Nil

    Annual Fee- Nil, ₹500 from the second year onwards
    Get 2 complimentary domestic airport lounge visits per quarter

    Enjoy 15% off at partnered restaurants with Axis Bank Dining Delights

    1% Fuel surcharge waiver on all fuel transactions across India
    Earn eDGE Loyalty Reward Points on your every transaction
    Axis Bank Insta Easy Credit CardJoining Fee- ₹500
    The fee gets reversed on a spend of ₹5,000 within the first 45 days of the card issue date
    On every domestic spend of ₹200 made through your credit card you can earn 6 reward point

    On every international spend of ₹200 made through your credit card, you can earn 12 reward points

    Spend your accumulated reward points on more than 500 reward items through the rewards catalog
    Axis Bank My Choice Credit CardJoining Fee- ₹250

    Annual Fee- NIL in First Year
    ₹250 in Second Year Onward
    Provision to pick any two from Dining, Fuel, Electronics, Utility bills, Travel and Supermarkets and avail a 5% cashback on them

    Facility to earn 4 points for every ₹200 that you spend. A straight 100 points can be earned on your first online transaction

    Get complete protection from all kinds of fraud with EMV certified chip credit card
    Axis Bank Platinum credit cardJoining Fee-₹500 (Get waived on a spend of 5,000 within 45 days of the set-up date of the card

    Annual Fee- NIL in First Year
    From Second Year-₹200
    Waived on a Spend of ₹1,00,000 in the previous year
    Avail added security and consumer protection with the EMV certified chip

    Provision to get a 25% cashback on both online and box office movie ticket

    Zero liability on the lost card
    Axis Bank Titanium Smart Traveller Credit CardJoining Fee- ₹250 (Can get waived on a spend of ₹2,500 within 45 days

    Annual Fee- ₹100, Waived on a Spend of ₹50,000 in the previous year
    Earn 8 eDGE loyalty points for every ₹200 you spend while traveling abroad

    For every ₹200 you spend on booking hotels, buses, flights etc, you can earn 4 EDGE loyalty points

    Avail 1% fuel surcharge waiver on all fuel transactions
    Axis Bank Buzz Credit CardJoining Fee- ₹750

    Annual Fee- Nil, ₹750 from the second year onwards
    On making 3 purchases within 45 days of card issuance, you get gift vouchers worth of ₹1000 from Flipkart

    Get a 10% instant discount on Flipkart on 1-5th of each month

    Get a 5% instant discount on Flipkart on 6-31st of each month

    On spending every ₹200, get 2 Axis eDGE Reward Points

    Get 3x Axis eDGE Reward Points on Online Shopping

    On making spends of ₹1,00,000 on Flipkart, you get vouchers of worth ₹2,500
    Axis Bank My Wings Credit CardJoining Fee- ₹1,200

    Annual Fee- NIL in First Year, ₹500 from 2nd Year Onward
    2 complimentary flight tickets

    Enjoy 20% cashback on flight tickets, with a maximum of ₹500 per ticket

    Hotels and holiday vouchers worth ₹10,000
    100 points on the first online transaction
    Axis Bank Ace Credit CardJoining Fee- ₹499

    Renewal Fee- ₹499

    Spend ₹10000 or more within 45 days of card issuance and waive off the joining fee.

    Spend ₹2 Lacs or more and waive off the renewal fee.
    Enjoy 5% cashback on bill payment of the electricity bills, gas bills, DTH bills, and other utility bills on Google Pay through this credit card.

    Get a flat cashback of 4% on Swiggy.

    Get a Cashback of 4% on OLA rides.

    Enjoy 4% Cashback on the food order made on Zomato.

    Earn a Cashback of 2% on all other spendings through this credit card.

    Enjoy 4 complimentary visits to the domestic airport lounges through this Axis Bank Ace Credit Card.

    Get a Fuel Surcharge Waiver of 1% at the refilling stations.

    Convert the purchase of ₹2500 and above into EMI Transactions.

    Get a discount of up to 20% at the 4000+ partnered restaurants in India.
    Indian Oil Axis Bank Credit CardJoining Fee- ₹500

    Renewal Fee- ₹500

    Spend more than ₹50000 and waive off the renewal fee.
    Get a Cashback of 100% of up to ₹250 on all the fuel transactions done within 30 days from the date of card issuance.

    Enjoy a Value Back of 4% on the fuel transaction.

    Get 20 Reward Points on spending ₹100 at any Indian Oil Outlet.

    Earn 1% Value Back on Online Shopping.

    Get 5 Reward Points on Spending Every ₹100 on online shopping.

    Get a fuel surcharge of 1% at the refilling stations.

    Enjoy 10% on the BookMyShow.

    Get 1 Edge Reward Point on the expenditure of ₹100 through this card.

    Get a Discount of up to 20% on the Dining Delights Restaurants partnered with the Axis Bank.
    Axis Bank Aura Credit CardJoining Fee- ₹749

    Renewal Fee- ₹749
    Get a voucher of ₹750 for a decathlon as a welcome gift.

    Get 4 video doctor’s consultations on Practo.

    Enjoy 4 interactive fitness sessions on Fitternity through this card.

    Earn a discount of up to ₹500 on health checkups.

    Enjoy a fuel surcharge discount of 1% at the refilling stations.

    Spend ₹200 and earn 4 reward points on this card.

    Spend on insurance transactions and earn 5X rewards on every ₹200.

    Enjoy up to 20% off on dining under the dining delights program.
    Axis Bank Freecharge Plus Credit CardJoining Fee- NIL

    Renewal Fee- ₹350

    Spend more than ₹50000 in a year and waive off the renewal fee.
    Get a voucher of ₹700 that is redeemable at more than 7 merchants as a welcome gift.

    Get 5% cashback on the freecharge spends.

    Enjoy 1% cash back on every other spend.

    Enjoy 20% off on dining at the restaurants that come under the dining delights program.
    Axis Bank My Zone Easy Credit CardJoining Fee- NIL

    Renewal Fee- NIL
    Enjoy a Cashback of 25% on booking movie tickets through this card.

    Get 4 eDGE Reward Points on the expenditure of every ₹200.

    Get a minimum discount of 15% on dining in the leading restaurants under the Dining Delight program.

    Enjoy a fuel surcharge of 1% on this card up to a maximum of ₹400 per month.

    You can convert the transactions of ₹2500 and above into EMI Transactions.
    Privilege Easy Credit CardJoining Fee- ₹1500

    Renewal Fee- ₹1500
    Complete 3 transactions within 60 days from the date of card issuance and earn 12500 Edge Reward Points that are redeemable against shopping or traveling vouchers worth ₹5000.

    Achieve the milestone of ₹2.5 lacs and double the worth of your travel or shopping voucher.

    Earn 3000 reward points on the renewal of this Axis Bank Credit Card.

    Enjoy 2 complimentary accesses to the domestic airport lounges per quarter through this card.

    Enjoy up to 20% off on dining at more than 4000 restaurants in India.

    Get a maximum of ₹400 as a fuel surcharge discount per month.

    Spend ₹200 and earn 10 edge reward points.

    Get an Air Accident Cover of up to ₹2.5 Crore.

    Have a credit shield of ₹1 Lac and Purchase Protection Plan of ₹1 Lac.
    Signature Credit Card with Lifestyle BenefitsJoining Fee- ₹5000

    Renewal Fee- ₹3000

    Spend more than ₹3 Lacs in a year and waive off the renewal fee.
    Get a cashback of up to 50% on BookMyShow up to ₹2000 in a year.

    Spend ₹200 and earn 10 points on each domestic transaction.

    Earn 20 reward points on the international expenditure of every ₹200.

    Enjoy 100 eDGE reward points on the first online transaction.

    Get a discount of 15% at the famous 4000+ restaurants present across India.

    Get 2 complimentary access to the domestic airport lounges on this Axis Bank Credit Card.

    Enjoy a visit at over 700 VIP Lounges present across 90 countries and in 275 cities under the priority pass program.

    Have a cover of up to ₹2.5 Crores in case of an Air Accident.

    Get Purchase protection of ₹1 Lacs.

    You will get a cover for Loss of Travel Documents with a sum of $300.

    Delay in the check-in baggage is covered with the sum of $300

    Enjoy a 1% Fuel Surcharge Waiver with a maximum of ₹400 in a month at the refilling stations.

    Get the 24×7 Concierge services and the Visa International Global Card Assistance service on this Axis bank card.

    Note – A standard 18% GST would be levied on annual and joining fees of the credit cards.

    Axis Bank Credit Card Eligibility

    You can check the eligibility criteria below.

    • The minimum age limit of the primary credit cardholder must be 18 years or above.
    • The maximum age of the primary cardholder must not exceed 70 years.
    • You should be an Indian Resident to apply for the Axis Bank Credit Card.
    • 15 years is the minimum age needed for the add-on cardholders. 
    • You must have a stable income as per the credit card income requirement to apply for the card. 
    • The minimum Cibil Score needed for this card is 750 or above.

    Axis Bank Credit Card Documentation

    Don’t forget to submit the following documents to validate your identity, address, income, etc.

    • 1 passport size photograph
    • Original PAN Card and its photocopy.
    • Form 16, Last 6 months salary slips or Income Tax Return copy as Income Proof.
    • Passport, Ration Card, Electricity Bill or Landline Telephone bill as Residence Proof.

    How to Apply for Axis Bank Credit Card at Wishfin?

    So you have picked out one from the long list of credit cards. The next thing you need to do is to apply at Wishfin, an online loan and credit card comparison platform that displays the offers of different lenders such as Axis Bank. As soon as you apply, the executives here will help you at each stage from application to post-approval. They would keep you updated and help you choose the right option. Unlike when you visit the branch and wait for the concerned official to take your case forward, the online option allows you to apply anytime, anywhere from the convenience of home or office. So, do apply at Wishfin and get the card you want.

    How to Apply on Axis Bank Website?

    You can apply on the Axis Bank website following the steps shown below.

    • Log on to Axis Bank website
    • Go to ‘Explore Products’
    • Click on ‘Credit Cards’
    • Click on ‘Apply Now‘ against the axis bank credit card you want to apply for
    • Mention the personal and professional details correctly
    • Click on the tick box authorizing Axis Bank representatives to call or text an SMS to you with reference to the credit card application
    • The bank would contact you for further details and process your application further

    What are the Steps to Apply for Axis Bank Credit Card at Bank Branch?

    • Visit the nearest Axis Bank branch
    • Ask the concerned official to give you the Credit Card Application form
    • Fill the details properly besides ticking on the particular Axis Credit Card you want
    • Submit the form along with relevant documents to the official

    The bank will approve application only when the details submitted are matched with the corresponding documents.

    How Can You Know Your Axis Bank Credit Card Application Status?

    It is also important to check the credit card application status. To know the same, you can go online to check whether your application is approved, delayed or rejected. Also, you can contact the customer care number and the branch, wherein you would have applied for the credit card, to know the current status. If there are discrepancies in your application, make sure to fix those and apply again for approval. As soon as your application is approved, you would be issued a credit card.

    How Can I Know My Credit Card Limit?

    You can be intimated of your credit card limit at the time of card issuance. The credit limit would, however, depend on your income, credit score and repayment potential. Greater the CIBIL score, higher are the chances of getting the approval for a credit card. The scores range from 300-900, depending on the pattern of your loan or card repayment routine. A timely repayment with no record of default can help you score 750 and above to get the approval.

    How to Make Axis Bank Credit Card Payment Online?

    Make the payment on or before the due date to avoid late payment charges. With online, you can do away with the hassles of visiting the branch to deposit cash or cheque to pay the bills. You can subscribe to the Internet Banking of Axis Bank and set an ‘Auto Pay’ to get your outstanding dues paid automatically. The bank will send an SMS alert on your mobile before the bill generates. You can also use the Internet Banking of other banks to do the same. Besides, you can pay the dues by taking the route of payment gateway.

    Axis Bank Credit Card Customer Care Number

    Do feel free to raise your query or complaints regarding Axis Bank Credit Cards by calling the 24×7 toll-free customer care number-1800-419-5959. The customer care executives will give prompt and appropriate responses to your queries and try to resolve them ASAP.

    How Can You Get Your Axis Bank Credit Card Statement?

    You may not be paying much attention to the statement that the bank issues on a month-on-month basis. If that is the case, then do change your habits and check your statement thoroughly. There can be a few wrong entries to the bill. On checking the statement, you can find that and bring it to the notice of the bank to rectify the discrepancy.

    The statement, as a whole, gives you a detail of the shopping made in a particular billing cycle. It also shows the total due, the due date, the minimum due, etc. The minimum due is calculated at 5% of the total outstanding balance in a particular billing cycle.

    Keep an Eye on the Emerging Offers

    Every time a big festival comes, credit card companies invariably launch some exciting offers to woo the shoppers. On top of that, there can be limited period offers all throughout the year. These offers can be cashback or discounts to double your celebration. So, grab these offers with both hands and save on on your shopping

    BrandsOffersExpiry Date
    Big BazaarEnjoy an additional discount of 5% on a minimum transaction of INR 2000 every Wednesday.31st of March 2022
    ZomatoEnjoy flat INR 125 off on a minimum purchase of INR 499 on Zomato through Axis Bank Card.15th of November 2021
    Reliance DigitalEnjoy a Discount of 10% up to INR 2500 on a minimum transaction of INR 10000.7th of November 2021
    MyntraEnjoy 15% off on Myntra through the Axis Bank Rupay Credit Card and use the coupon code RUPAY15.31st of December 2021
    BewakoofEnjoy 50% off on the annual membership of Bewakoof and use the coupon code BLB500.31st of December 2021
    Shop CluesGet 10% off on shop clues using the coupon code SCINSENSE and make the payment from your Axis Bank Credit Card.31st of December 2021
    Oven StoryGet a discount of up to 50% on Eazy Diner using the Axis Bank Credit Card.28th of February 2022
    Zoom Car- Enjoy 25% off on Zoom Rentals and 15% Instant off and 10% cashback in the form of Zoom Credits.
    - Enter the Promo Code ALIZOOM to enjoy this offer.
    31st of December 2021
    Medi Buddy- Enjoy up to 50% off and 20% off on health checkups booked via Medibuddy.
    - Get INR 400 off on Medibuddy Gold and enjoy unlimited doctor’s consultations for a year.
    30th of April 2022
    NetmedsEarn a discount of 20% on prescription medicines and 30% NMS super cash where you have to use the promo code RUPAY5031st of December 2021
    Apollo PharmacyGet 15% off at Apollo Pharmacy and Stores by using the promo code RUPAY4879.31st of March 2022
    OYOGrab a discount of up to 40% on OYO Hotels and use the coupon code VISAOYO31st of December 2021

    Frequently Asked Question

    1. Who can Apply for an Axis Bank Credit Card?

    Anyone who is a resident of India within the age of 18 years to 70 years can apply for an Axis Bank Credit Card. However, Axis Bank has different minimum income requirements as per their different credit cards. Therefore, it is advisable to check your income eligibility before applying for a credit card.

    2. What is "Zero Lost Card Liability"?

    The “Zero Lost Card Liability” means that you will be free from any fraudulent purchase transaction charges up to the insured amount, in case your Axis Bank credit card is misplaced or stolen. However, you will only be free from any fraudulent activities from the moment you report the loss to Axis Bank credit card customer care or the VISA Global service helpline.

    3. Is it possible to convert my purchases to EMI?

    Whenever you make a transaction of INR 2,500 and above, you can convert it to EMI’s for tenures like 3, 6, 9 or 12 months with low interest rates. You can also use the customer care service or the Net Banking facility to convert your purchases to EMI.

    4. Is there any loyalty reward programme with Axis Bank credit cards?

    Yes, Axis Bank credit cards have a Loyalty Reward Programme.

    5. Is it possible to have an add-on card with the Axis Bank credit card?

    An add-on card or supplementary card is an additional card that is offered against your existing Axis Bank credit card with all the features of the parent card. A single user can apply for up to 4 add-on cards by simply contacting their nearest Axis Bank branch.

    6. Can Axis Bank credit cards be used to withdraw cash from the ATM?

    Yes, an Axis Bank signature credit card can be used to withdraw cash up to 30% of the prescribed credit limit from all the ATM’s that display the Visa sign.

    7. What are the possible ways to pay Axis Bank credit card bills?

    You can pay your Axis Bank credit card bills by various easy ways like Net Banking, NEFT transfer, Electronic Clearing Service (ECS), auto debit, cheque or by cash.

    8. How to use the reward points that I receive on every transaction that I make using my credit card?

    With the help of Axis Bank’s rewards program, you can easily spend your reward points for purchasing over 500 selected reward items.

    9. What are some of the benefits that come along with an Axis Bank Platinum credit card?

    Axis Bank Platinum credit cardholders enjoy exclusive privileges like 25% cashback on cinema tickets, global emergency assistance, fuel surcharge waiver, and various other benefits.

    10. Which Axis Bank credit card is most suitable for a frequent air traveller?

    Axis Bank Miles & More credit card is the most suitable credit card for frequent air travellers as it enables you to earn unlimited miles that never expire and lets you use your miles to avail exciting offers on flight tickets and upgrades, hotels and car rentals.

    People Also Look For

  • Covered For Life