Axis Bank Credit Card

Why Choose Axis Bank Credit Card?

Axis Bank credit cards come with cashback options, reward points, higher credit limits, discounts on dining, shopping and e-commerce transactions, exclusive airline vouchers, and much more. The 10X reward points on weekend spends, subscription to airline membership programs and a premium economy class air ticket offer suit many wanting to lead a luxurious lifestyle.

What’s also worthwhile is the variety of cards that Axis Bank offers to attune the needs and aspirations of different customers. If it has shopping cards on one hand, there are travel cards at the same time to appeal the travellers around. Cards such as Signature Credit Card with Lifestyle benefits, Miles & More Credit Card, My Choice Credit Card, My Wings Credit Card, My Business Credit Card, Titanium Smart Traveller Credit Card, Platinum Credit Card, Insta Easy Credit Card are up for grabs at Axis Bank. Wanna know the benefits of these cards? Take a look below and find the one that resonates to your wish.

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    Types of Cards and Best Axis Bank Credit Card Offers August 2019

    Axis Bank Credit Cards come with a host of rewards, discounts and other privileges that can capture your imagination. Let’s find all those in the below table.

    Axis Bank Credit Card TypesFees & ChargesRewards, Cashback & Other Offers
    Axis Bank My Zone
    Credit Card
    Joining Fee- ₹500 Waived on spends of ₹5000 in 45 days

    Annual Fee-NIL for First Year
    -₹500 from 2ndYear
    • For every ₹200 spent get 4-40 points through credit card

    • 100 points on first online transaction

    • 10x points on weekend dining(only on the selected category of merchants registered)

    • 5x points on weekend shopping(only on the selected category of merchants registered)

    • Exciting offers on movie ticket bookings, dining, shopping etc
    Axis Bank Privilege
    Credit Card
    Joining Fee-₹1500, NIL for Priority Customers

    Annual Fee-₹1500 from 2nd year onward
    • Yatra voucher worth ₹ 5000 for swiping the card thrice within 60 days (2 months) of receiving the same

    • On a spend of 2.5 lakhs, Yatra vouchers worth ₹5,000 would come your way

    • 10 points on every ₹ 200 spent on the credit card domestically/internationally
    Axis Bank Neo Credit CardJoining Fee-₹250 Waived on a spend of ₹2500 in 45 days

    Annual Fee-NIL in First Year
    -₹250 from secondyear onward
    • BookMyShow vouchers worth ₹ 200

    • Shop at Jabong with a gift voucher worth ₹ 500

    • 10% off on every cashback on movie tickets, mobile recharges and online shopping
    Axis Bank My Wings Credit CardJoining Fee-₹1,200

    Annual Fee-NIL in First Year-₹500 from 2nd Year Onward
    • 2 complimentary flight tickets

    • Enjoy 20% cashback on flight tickets, with a maximum of ₹500 per ticket

    • Hotels and holiday vouchers worth ₹10,000

    • 100 points on the first online transaction
    Axis Bank Vistara Signature Credit CardJoining Fee-₹3,000
    Annual Fee-₹3,000
    • A welcome gift of complimentary premium economy class air ticket. This facility is also available on the renewal of the card each year.

    • Avail exclusive Club Vistara Silver Membership privileges like priority check-in as well as additional baggage allowance

    • 4 CV points to grab on every spend of ₹200.

    • 1 premium economy class ticket on a spend of ₹1.50 lakh-4.50 lakhs a year.

    • Avail 3,000 bonus reward points on spending ₹75,000 in a year.

    • Enjoy complimentary lounge access at select airports within India

    • Axis Bank Dining Delights to let you save 15% on dining at partner restaurants

    • Extraordinary Weekends program to let you in different roles from a chef at a restaurant to relaxing in the yacht
    Axis Bank Miles and More World Credit CardJoining Fee-₹3,500
    Annual Fee-₹4,500
    • You can earn 5000 miles as welcome bonus through Miles & More Credit Card.

    • Enjoy 3,000 annual bonus miles

    • Every 200 eligible spend to greet you with 4 miles

    • Every 200 eligible spends on movie bookings to fetch 20 miles

    • Provision to use it as per your convenience, without worrying about time constraints i.e. about it’s expiry

    • Facility to pay your Axis Bank Credit Card bills from any other bank account

    • It is easy to avail a home loan with this card.

    • You can save up a lot of money using this card when you buy a house or invest in a property
    Axis Bank My Business Credit CardJoining Fee-₹999

    Annual Fee-NIL in First Year
    -₹499 from 2ndSecond Year Onward
    • Enjoy 1% fuel surcharge waiver on all the fuel transactions worth ₹400-4,000

    • Provision to enjoy complimentary lounge access, twice in every three months

    • Facility to get 30% cash from your credit limit even when you are overseas
    Axis Bank Insta Easy Credit CardJoining Fee-₹500
    The fee gets reversed on a spend of ₹5,000 within the first 45 days of the card issue date
    • On every domestic spend of ₹200 made through your credit card you can earn 6 reward point

    • On every international spend of ₹200 made through your credit card, you can earn 12 reward points

    • Spend your accumulated reward points on more than 500 reward items through the rewards catalogue
    Axis Bank My Choice Credit CardJoining Fee-₹250

    Annual Fee-NIL in First Year
    -₹250 in Second Year Onward
    • Provision to pick any two from Dining, Fuel, Electronics, Utility bills, Travel and Supermarkets and avail a 5% cashback on them

    • Facility to earn 4 points for every ₹200 that you spend. A straight 100 points can be earned on your first online transaction
    • Get complete protection from all kinds of fraud with EMV certified chip credit card
    Axis Bank Smart Traveller Credit CardJoining Fee-₹250 (Can get waived on a spend of ₹2,500 within 45 days

    Annual Fee-₹100, Waived on a Spend of ₹50,000 in the previous year
    • Provision to earn 8 eDGE loyalty points for every ₹200 you spend while travelling abroad
    • For every ₹200 you spend on booking hotels, buses, flights etc, you can earn 4 EDGE loyalty points

    • Avail 1% fuel surcharge waiver on all fuel transactions
    Axis Bank Platinum credit cardJoining Fee-₹500 (Get waived on a spend of 5,000 within 45 days of the set-up date of the card

    Annual Fee-NIL in First Year

    From Second Year-₹200,Waived on a Spend of ₹1,00,000 in the previous year
    • Avail added security and consumer protection with the EMV certified chip

    • Provision to get a 25% cashback on both online and box office movie ticket

    • Zero liability on loss card

    Note – A standard 18% GST would be levied on annual and joining fees of the credit cards.

    Axis Bank Credit Card Special Offers 2019

    At the moment, Axis Bank offers a host of discounts and cashback on the spends. Let’s check out the offers now.

    15% Discount on Booking Tickets at (Offer Valid Till December 31, 2018)

    • Enjoy 15% discount on booking bus tickets at for a minimum price of ₹500
    • The discount is capped at ₹125
    • The promo code for the offer is AXISMBT

    25% Off at Starbucks Using Axis Bank Visa Card (Offer Valid Till April 16, 2019)

    • Enjoy 25% off on tapping to pay with your contactless Axis Bank Visa card
    • The discount is applicable on the invoice
    • Maximum discount for a single transaction is capped at ₹150
    • The offer is applicable to all Starbucks stores in India

    It’s Raining Discounts on Travel Booking at Thomas Cook (Offer Valid till December 31, 2018)

    There are multiple discount offers for those using Axis Bank credit cards to book travel packages of Thomas Cook. Let’s check offer-by-offer below.

    1st Offer – Enjoy 5% discount up to ₹2,000 per transaction on holidays within India, Bhutan, Nepal and Sri Lanka. Promo Code for the offer – AXDHO2000

    2nd Offer – Get 5% discount up to ₹3,000 per transaction on holidays outside India. Promo Code to avail the offer – AXIHO3000

    3rd Offer – Avail 10% discount on domestic hotels. The discount, however, is capped to ₹2,000. Type Promo Code AXDHT2000 to grab the offer

    4th Offer – Grab 10% discount, subject to a maximum of ₹3,000, on international flights. Enter Promo Code AXIHT3000 to pick the offer

    5th Offer – A flat ₹300 discount to be provided on a minimum fare of ₹4,500 on one-way domestic flight. TypePromo Code AXDFS300 and get the offer

    6th Offer – Get a flat ₹600 discount on a minimum fare of ₹8,500 on domestic return flight. Type Promo Code AXDFR600 to grab the offer

    7th Offer – Enjoy a flat ₹450 off on minimum fare of ₹12,000 on one-way international flight. Just enter Promo Code AXIFS450 to make it your

    8th Offer – A flat ₹1,000 off on a minimum fare of ₹20,000 on international return flight. Type Promo Code AXIFR1000 and get the off.

    Axis Bank Credit Card Eligibility

    Tick the following points to gain an approval from Axis Bank.

    • If you are a primary Cardholder, then you should be within the age limit of 18 to 70 years
    • Applicant should be an Indian resident
    • To be an add-on card holder one must be above the age of 15 years

    Axis Bank Credit Card Documentation

    Don’t forget to submit the following documents pertaining to identity, address, income, etc.

    • 1 passport size photograph
    • Applicant must have Pan Card in original as well as photocopy
    • Form 16, Last 6 months salary slips or Income Tax Return copy as Income Proof
    • Passport, Ration Card, Electricity Bill or Landline Telephone bill as Residence Proof

    How to Apply for Axis Bank Credit Card at Wishfin?

    So, you have picked out one from the long list of credit cards. The next thing you need to do is to apply at Wishfin, an online loan and credit card comparison platform that displays the offers of different lenders such as Axis Bank. As soon as you apply, the executives here will help you at each stage from application to the post-approval. They would keep you updated and help you choose the right option. Unlike when you visit the branch and wait for the concerned official to take your case forward, the online option allows you to apply anytime, anywhere from the convenience of home or office. So, do apply at Wishfin and get the card you want.

    How to Apply on Axis Bank Website?

    You can apply on Axis Bank website following the steps shown below.

    • Log on to Axis Bank website
    • Go to ‘Explore Products’
    • Click on Credit Cards
    • Click on ‘Apply Now‘ against the credit card you want to apply for
    • Mention the personal and professional details correctly
    • Click on the tick box authorizing Axis Bank representatives to call or text an SMS to you with reference to the credit card application
    • The bank would contact you for further details and process your application further

    Steps to Apply for Axis Bank Credit Card at Bank Branch

    • Visit the nearest Axis Bank branch
    • Ask for the Credit Card Application form from the concerned official
    • Fill the details properly besides ticking on the particular Axis Bank Credit Card you want
    • Submit the form along with relevant documents to the official

    The application would then be subject to verification and get approved only when the details submitted are matched with the corresponding documents.

    Axis Bank Credit Card Application Status

    Now that you have submitted the application, the next thing you should do is to find the exact status of your credit card. To know the same, you can go online to check whether your application is approved, delayed or rejected. Also, you can contact the customer care number and the branch, wherein you would have applied for the credit card, to know the current status. If there are discrepancies in your application, make sure to fix those and apply again for an approval. As soon as your application is approved, you would be issued a credit card.

    How Do I Know My Credit Card Limit?

    You can be intimated of your Axis Bank credit card limit at the time of card issuance. The credit limit would, however, depend on your income, credit score and repayment potential. Greater the credit score, higher are the chances of gaining an approval for a credit card. The scores range from 300-900, depending on the pattern of your loan or card repayment routine. A timely repayment with no record of default can help you score 750 and above to gain the approval.

    How to Make Axis Bank Credit Card Payment Online?

    So when you shop, the bills arise and have to be paid on time to avoid a default and late payment charges. With online, you can do away with the hassles of visiting the branch to deposit cash or cheque to pay the bills. You can subscribe to the Internet Banking of Axis Bank and set an ‘Auto Pay’ to get your outstanding dues paid automatically. The bank will send an SMS alert on your mobile before the bill generates. You can also use the Internet Banking of other banks to do the same. Besides, you can pay the dues by taking the route of payment gateway.

    Axis Bank Credit Card Customer Care Number

    Do feel free to raise your query or complaints regarding Axis Bank Credit Cards by calling the 24×7 toll-free customer care number-1800-419-5959. The customer care executives will give prompt and appropriate responses to your queries and try to resolve them ASAP.

    Axis Bank Credit Card Statement

    You may not be paying much attention to the statement issued by the bank on a month-on-month basis. If that is the case, then do change your habits and check your statement thoroughly. There can be a few additions to the bill which may be unwarranted. On checking the statement, you can find that and bring it to the notice of the bank to rectify the discrepancy.

    The statement, as a whole, gives you a detail of the shopping made in a particular billing cycle. It represents even the bill payment you would have made on a certain date. The statement would also show the due date and minimum due, which is calculated at 5% of the total outstanding balance in a particular billing cycle.

    Keep an Eye on the Emerging Offers

    Every time a big festival comes, credit card companies invariably launch some exciting offers to woo the shoppers. On top of that, there can be limited period offers all throughout the year. These offers can be cashback or discounts to double your celebration. So, grab these offers with both hands and save on on your shopping.

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