Axis Bank Credit Card

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Credit Card

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    Why Choose Axis Bank Credit Cards?

    Axis Bank credit cards come with a host of offers and privileges a shopper would like to have. You can avail cash back options, enjoy higher credit limits, earn rewards from Axis Bank’s eDGE Loyalty program, get discounts on dining, shopping and e-commerce transactions, exclusive airline vouchers, and much more.

    The bank offers a variety of credit cards like Signature Credit Card with Lifestyle benefits, Miles & More Credit Card, My Choice Credit Card, My Wings Credit Card, My Business Credit Card, Titanium Smart Traveller Credit Card, Platinum Credit Card, Insta Easy Credit Card and much more. Want to know the rewards and discounts to be earned on these cards? Take a look below and find the one that resonates to your wish.

    Axis Bank Credit Card Types, Reward Points, Cashbacks & Other Details

    Axis Bank Credit Cards come with a host of rewards, discounts and other privileges that can capture your imagination. Let’s find all those in the below table.

    Axis Bank Credit Card TypesFees & ChargesRewards, Cashback & Other Offers
    Axis Bank My Zone
    Credit Card
    Joining Fee- ₹500 Waived on spends of ₹5000 in 45 days

    Annual Fee-NIL for First Year
    -₹500 from 2nd Year
    • For every ₹200 spent get 4-40 points through credit card

    • 100 points on first online transaction

    • 10x points on weekend dining(only on the selected category of merchants registered)

    • 5x points on weekend shopping(only on the selected category of merchants registered)

    • Exciting offers on movie ticket bookings, dining, shopping etc
    Axis Bank Privilege
    Credit Card
    Joining Fee-₹1500, NIL for Priority Customers

    Annual Fee-₹1500 from 2nd year onward
    • Yatra voucher worth ₹ 5000 for swiping the card thrice within 60 days (2 months) of receiving the same

    • On a spend of 2.5 lakhs, Yatra vouchers worth ₹5,000 would come your way

    • 10 points on every ₹ 200 spent on the credit card domestically/internationally
    Axis Bank Neo Credit CardJoining Fee-₹250 Waived on a spend of ₹2500 in 45 days

    Annual Fee-NIL in First Year
    -₹250 from second year onward
    • BookMyShow vouchers worth ₹ 200

    • Shop at Jabong with a gift voucher worth ₹ 500

    • 10% off on every cashback on movie tickets, mobile recharges and online shopping
    Axis Bank My Wings Credit CardJoining Fee-₹1,200

    Annual Fee-NIL in First Year -₹500 from 2nd Year Onward
    • 2 complimentary flight tickets

    • Enjoy 20% cashback on flight tickets, with a maximum of ₹500 per ticket

    • Hotels and holiday vouchers worth ₹10,000

    • 100 points on the first online transaction
    Axis Bank Vistara Signature Credit CardJoining Fee-₹3,000
    Annual Fee-₹3,000
    • A welcome gift of complimentary premium economy class air ticket. This facility is also available on the renewal of the card each year.

    • Avail exclusive Club Vistara Silver Membership privileges like priority check-in as well as additional baggage allowance

    • 4 CV points to grab on every spend of ₹200.

    • 1 premium economy class ticket on a spend of ₹1.50 lakh-4.50 lakhs a year.

    • Avail 3,000 bonus reward points on spending ₹75,000 in a year.

    • Enjoy complimentary lounge access at select airports within India

    • Axis Bank Dining Delights to let you save 15% on dining at partner restaurants

    • Extraordinary Weekends program to let you in different roles from a chef at a restaurant to relaxing in the yacht
    Axis Bank Miles and More World Credit CardJoining Fee-₹3,500
    Annual Fee-₹4,500
    • You can earn 5000 miles as welcome bonus through Miles & More Credit Card.

    • Enjoy 3,000 annual bonus miles

    • Every 200 eligible spend to greet you with 4 miles

    • Every 200 eligible spends on movie bookings to fetch 20 miles

    • Provision to use it as per your convenience, without worrying about time constraints i.e. about it’s expiry

    • Facility to pay your Axis Bank Credit Card bills from any other bank account

    • It is easy to avail a home loan with this card.

    • You can save up a lot of money using this card when you buy a house or invest in a property
    Axis Bank My Business Credit CardJoining Fee-₹999

    Annual Fee-NIL in First Year
    -₹499 from 2nd Second Year Onward
    • Enjoy 1% fuel surcharge waiver on all the fuel transactions worth ₹400-4,000

    • Provision to enjoy complimentary lounge access, twice in every three months

    • Facility to get 30% cash from your credit limit even when you are overseas
    Axis Bank Insta Easy Credit CardJoining Fee-₹500
    The fee gets reversed on a spend of ₹5,000 within the first 45 days of the card issue date
    • On every domestic spend of ₹200 made through your credit card you can earn 6 reward point

    • On every international spend of ₹200 made through your credit card, you can earn 12 reward points

    • Spend your accumulated reward points on more than 500 reward items through the rewards catalogue
    Axis Bank My Choice Credit CardJoining Fee-₹250

    Annual Fee-NIL in First Year
    -₹250 in Second Year Onward
    • Provision to pick any two from Dining, Fuel, Electronics, Utility bills, Travel and Supermarkets and avail a 5% cashback on them

    • Facility to earn 4 points for every ₹200 that you spend. A straight 100 points can be earned on your first online transaction
    • Get complete protection from all kinds of fraud with EMV certified chip credit card
    Axis Bank Smart Traveller Credit CardJoining Fee-₹250 (Can get waived on a spend of ₹2,500 within 45 days

    Annual Fee-₹100, Waived on a Spend of ₹50,000 in the previous year
    • Provision to earn 8 eDGE loyalty points for every ₹200 you spend while travelling abroad
    • For every ₹200 you spend on booking hotels, buses, flights etc, you can earn 4 EDGE loyalty points

    • Avail 1% fuel surcharge waiver on all fuel transactions
    Axis Bank Platinum credit cardJoining Fee-₹500 (Get waived on a spend of 5,000 within 45 days of the set-up date of the card

    Annual Fee-NIL in First Year

    From Second Year-₹200, Waived on a Spend of ₹1,00,000 in the previous year
    • Avail added security and consumer protection with the EMV certified chip

    • Provision to get a 25% cashback on both online and box office movie ticket


    • Zero liability on loss card

    Note – A standard 18% GST would be levied on annual and joining fees of the credit cards.

    Axis Bank Credit Card Eligibility

    The key to the approval of a card application lies in passing the eligibility test conducted by the lenders. Don’t worry by hearing the word ‘Test’ as it just seeks few requirements which you can easily meet. Check out those requirements below.

    • If you are a primary Cardholder, then you should be within the age limit of 18 to 70 years
    • Applicant should be an Indian resident
    • To be an add-on card holder one must be above the age of 15 years

    Axis Bank Credit Card Documentation

    Don’t forget to submit the following documents pertaining to identity, address, income, etc. So, check out those documents without any further delay.

    • 1 passport size photograph
    • Applicant must have Pan Card in original as well as photocopy
    • Form 16, Last 6 months salary slips or Income Tax Return copy as Income Proof
    • Passport, Ration Card, Electricity Bill or Landline Telephone bill as Residence Proof

    How to Apply for Axis Bank Credit Card at Wishfin?

    So, you have picked out one from the long list of credit cards. The next thing you need to do is to apply at Wishfin, an online loan and credit card comparison platform that displays the offers of different lenders like Axis Bank. As soon as you apply, the executives here will help you from the application to the post-approval stage. They would keep you updated and help you choose the right option. Unlike when you visit the branch and wait for the concerned official to take your case forward, the online option allows you to apply anytime, anywhere from the convenience of home or office. So, do apply at Wishfin and get the card you want.

    Axis Bank Credit Card Application Status

    Now that you have submitted the application, the next thing you should do is to find the exact status of your credit card. To know the same, you can go online and check whether your application is approved, delayed or rejected. Also, you can contact the customer care number and the branch, wherein you would have applied for the credit card, to know the current status. If there are discrepancies in your application, make sure you fix those and apply again for an approval. As soon as your application is approved, the card will come running to your address.

    Axis Bank Credit Card Customer Care Number

    Do feel free to raise your query or complaints regarding Axis Bank Credit Cards at the 24×7 toll-free customer care number-1800-419-5959. The customer care executives will give prompt and appropriate responses to your queries and try to resolve them as soon as possible.

    Axis Bank Credit Card Statement – Do Keep an Eye Here

    You may not be paying much attention to the statement issued by the bank on a month-on-month basis. If that is the case, then do change your habits and check your statement thoroughly. There can be few additions to the bill which may be unwarranted. On checking the statement, you can find that and bring it to the notice of the bank to rectify the discrepancy.

    The statement, as a whole, gives you a sneek-peek of the shopping made in a particular billing cycle. It represents even the bill payment you would have made to the card account. The statement would also show the due date and minimum due, which is calculated at 5% of the total outstanding balance in a particular billing cycle.

    How to Make Axis Bank Credit Card Payment Online?

    So when you shop, the bills arise and have to be paid on time to avoid a default and late payment charges. With online, you can do away with the hassles of visiting the branch to deposit cash or cheque to pay the bills. You can subscribe to the Internet Banking of Axis Bank and set an ‘Auto Pay’ to get your outstanding dues paid automatically. The bank will send an SMS alert on your mobile before processing the bills. You can also use the Internet Banking of other banks to do the same. Besides, you can pay the dues by taking the route of payment gateway.

     

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