ICICI Personal Loan EMI Calculator


  • Know the Exact Calculations of EMIs with an ICICI Personal Loan EMI Calculator
  • This Online Tool is 24x7 Available That Helps You to Take a Calculative Decision

Want to avail a personal loan but don’t know what would be the exact calculation of your monthly installments? Well, all your confusions will come to an end with the ICICI Personal Loan EMI Calculator.  Yes, this smart online tool helps you in taking a calculative decision by giving you a quick access to your future EMIs. Know more about this magical device below.

EMI Calculator for Personal Loan
Loan Amount (₹)
Interest Rate (%)
Tenure (Month)
Loan Amount
Interest Rate
Monthly Instalment (EMI)
Total Interest Amount
Total Amount (Principal + Interest)
YearPrincipalInterestBalance Amount

An EMI calculator is one such magical tool which is used to calculate the Equated Monthly Installment (EMI). Talking about an EMI, it is a fixed payment amount that a person is liable to pay to the lender every month. Equated monthly installments are used to pay off both the sum of the interest and principal each month. An ICICI personal loan EMI calculator takes into account the below credentials:

  • Loan Amount
  • Tenure
  • Rate of Interest

On the basis of these details, the calculator will give you the result of EMI, total interest outgo and total amount. It is easy to understand the exact calculation with the help of graphical representation available online.

Below is a table showing ICICI personal loan interest rate & tenure wise per lakh EMI calculation

Tenure (in years)Interest Rate (in p.a.)Per Lakh EMI (in ₹)
310.99%-18.49% 3,273-3,640

ICICI Personal Loan EMI Calculator Details 

In the below tables, you can have a look at the EMI amount for different loan amounts at the end of different periods at an ICICI Bank personal loan interest rate of 10.99% to 18.49% per annum. 

ICICI Personal Loan EMI for Different Loan Amounts and Different Tenures at an interest rate of 10.99% per annum

You can have a look at the EMI amounts for a period of 2, 3, 4 and 5 years respectively for a loan amount ranging from 1 lakh to 15 lakh at an interest rate of 10.99% per annum.

Loan Amount2 Years3 Years4 Years5 Years
INR 1,00,000INR 4,660INR 3,273INR 2,584INR 2,174
INR 3,00,000INR 26,513INR 13,981INR 7,752INR 6,521
INR 5,00,000INR 23,302INR 16,367INR 12,920INR 10,869
INR 7,00,000INR 32,622INR 22,914INR 18,088INR 15,216
INR 10,00,000INR 46,603INR 32,734INR 25,841INR 21,737
INR 15,00,000INR 69,905INR 49,101INR 38,761INR 32,606

ICICI Personal Loan EMI for Different Loan Amounts and Different Tenures at an interest rate of 18.49% per annum

You can have a look at the EMI amounts for a period of 2, 3, 4 and 5 years respectively for a loan amount ranging from 1 lakh to 15 lakh at an interest rate of 18.49% per annum.

Amount (in ₹) 2 Years3 Years4 Years5 Years
1,00,000₹ 5,016₹ 3,640₹ 2,963₹ 2,566
3,00,000₹ 15,048₹ 10,920₹ 8,889₹ 7,698
5,00,000₹ 25,081₹ 18,199₹ 14,816₹ 12,830
7,00,000₹ 35,113₹ 25,479₹ 20,742₹ 17,963
10,00,000₹ 50,161₹ 36,399₹ 29,632₹ 25,661
15,00,000₹ 75,242₹ 54,598₹ 44,447₹ 38,491

ICICI Personal Loan Status

Now it is no more a hassle for you to know the real-time status of your ICICI personal loan. All you need to do is just simply login to the account using your credentials. Visit the website and enter your loan application number and click on the submit button. The moment you enter these credentials online, you can easily see the actual status, whether its approved, pending or rejected. Knowing all this and much more is now at your fingertips because with this online facility everything is easy and hassle-free.

ICICI Personal Loan Interest Rate

When it comes to availing a personal loan, there is no denying the fact that interest rate is one of the most vital factors that one should consider. Currently, the lender is offering the personal credit facility at an interest rate of 10.99%-18.49% per annum, which is also the lowest rate in the market. The rates are attractive which also helps in lowering your EMI and Interest burden in the future. This is the reason that why people are always curious to know about the rates as they play an influential role in the overall loan journey.

ICICI Personal Loan Eligibility

If you want to apply for a personal loan in ICICI, it is important for you to know that without meeting the eligibility norms it won’t be possible. That’s Right! Different banks have their own eligibility norms and it is important for a borrower to fulfill the same in order to enjoy a hassle-free loan journey. Talking about eligibility, the bank offers loan to both salaried as well as self-employed individuals. But plenty of other factors such as age, income, credit score, job stability, work experience and employment type also come into the picture. Soon after judging an applicant on these parameters, ICICI offers this unsecured credit facility to one and all in order to fulfill their varied needs.

Here are the parameters on the basis of which the personal loan EMI is calculated.

Parameters on which Personal Loan EMI is calculated

Here are the parameters based on which personal loan EMI is calculated:

Loan Amount: The first and most important thing to know when it comes to calculating EMIs is the loan amount. EMI is directly dependent on the loan amount which varies from applicant to another on the basis of the personal loan eligibility. For a better financial planning, the EMIs should not exceed more than 50% of the savings.

Interest Rate: Be it any loan, the interest rate that a person will be offered on the money borrowed. The rate offered to you at the time of application is the annual interest rate but the EMI is calculated on the basis of the monthly interest rate. Thus, the calculator will divide the annual interest rate by 12 and then do the calculations.

Tenure: The longer the tenure, the easier it is for the debtor to repay the fund. At ICICI Bank, the tenure is up to 5 years which gives you the option to choose the flexible repayment that allows you to enjoy pocket-friendly EMIs and Interest Outgo.

ICICI Personal Loan Contact Number

In order to get in touch with the customer care executives of ICICI, all you need to do is just dial 1800 200 3344 either from your mobile or landline. You can call on this number from Monday to Friday between 9 a.m. to 6 p.m.These experts with their friendly nature and experience ensure to solve all your worries. These professionals with having the expert skills listen to all your problems and give you the best solutions with proper guidance so that you can have a hassle-free journey.

Personal Loan Eligibility Calculator

With the help of using an eligibility calculator, you would be able to know the exact and accurate loan amount you can actually avail from a lender. This device after taking into account-Loan Amount, Income and Other Monthly Expenses allow you to know the actual loan amount that you can get from a lender based on your eligibility. With the help of knowing the same, you would be able to plan your loan accordingly.

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