Credit Card Payment Offers 201810739 views
Quotes from 11 banks | Best Offers and Rewards
Table of Contents
- 1 HDFC Credit Card Offers – A Mix of Convenience and Comfort
- 2 HDFC Credit Card Reward Points, Discounts & Other Offers
- 3 How to Apply for HDFC Credit Card Online at Wishfin?
- 4 WhatsApp Application for HDFC Credit Cards
- 5 HDFC Credit Card Bill Payment
HDFC Credit Card Offers – A Mix of Convenience and Comfort
What is the first thing that comes to your mind when you think of HDFC Credit Card? Well, different people can answer differently. On a general note, its offerings have always been a box full of reward points, cashback offers, discounts, greatly aided by excellent customer servicing. What gives HDFC credit card an edge over its competitors is the unique offerings like Taj Epicture Plus Membership and emergency hospitalization cover, besides the other attractive offers.
Basically, the Mumbai-headquartered private lender offers various types of credit cards, namely super-premium credit cards, co-branded cards, professional credit cards, premium travel credit cards, premium women credit cards, regular credit card, cashback credit cards and commercial credit cards.
HDFC Credit Card Reward Points, Discounts & Other Offers
|HDFC Credit Cards||Fees||Rewards, Cashback and Other Offers|
|HDFC Infinia Card||Annual Fee-₹10,000|
|HDFC Regalia Card||Annual Fee- ₹2,500|
|HDFC Diners Club Black Card||Annual Fee-₹10,000|
A spend of ₹5 lakhs in a year would do away with the need to pay the renewal fee in the next year.
|Jet Privilege HDFC Bank World||Annual Fee-₹2,500|
|Platinum Times Card||Annual Fee-₹1,000|
|Titanium Times Card||Annual Fee-₹500|
|Jet Privilege Platinum||Annual Fee-₹1,000|
Renewal fee to be waived on a spend of ₹2.5 lakhs before renewal
|Teacher's Platinum||Annual Fee-As applicable by the bank|
|Doctor’s Superia||Annual Fee-₹1,000|
On a spend of ₹15,000 within the first 90 days of the card setup date, annual fee for the first year will get reversed.
Renewal fee to get reversed on a spend of ₹1,00,000 in a year before the date of renewal
|Superia||On a spend of ₹15,000 within the first 90 days of the card setup date, annual fee for the first year will get reversed.|
A spend of ₹75,000 in a year will do away the requirement of renewal fee.
|World MasterCard||On a spend of ₹15,000 within the first 90 days of the card setup date, annual fee for the first year will get reversed.|
A spend of ₹75,000 in a year will do away the requirement of renewal fee.
|Visa Signature Card||1st year fee reversed if amount of ₹15,000 is spent within 90 days of the card setup date|
|Platinum Plus Card||Annual Fee-As applicable by the bank|
|Platinum Edge Card||Annual Fee-As applicable by the bank|
|Titanium Edge Card||Annual Fee-As applicable by the bank|
|Money Back Card||Annual Fee-As applicable by the bank|
|Corporate Platinum Card||Annual Fee-As applicable by the bank|
|Corporate World MasterCard||Annual Fee-As applicable by the bank|
|Corporate Card||Annual Fee-As applicable by the bank|
|HDFC Corporate Visa Signature Card||Annual Fee-As applicable by the bank|
Avail No Cost EMI on Your HDFC Credit Card to Buy Redmi Note 5A
Flipkart will kickstart the sale of Redmi Note 5A (starting from ₹5,999) at 12 noon from March 21, 2018. It has partnered with HDFC credit cards to let the cardholders avail the benefits of low cost EMI, which means there won’t be any processing fee and interest on the phone purchase. Some of the eye-catching features that the phone comes with include Qualcomm Snapdragon 425 Processor, 3000mAh battery, 13MP rear +5MP front cameras, 12.7 (5) HD Display, Dual SIM plus microSD slot, etc.
Which Is The Best Credit Card in HDFC?
The answer for the same can differ from individual to individual. You can thus take a close look at the above table to find out the card that can solve your needs in the best fashion possible. It’s advisable to choose a card with maximum cashback and discounts to save on your purchase.
|Salaried Employee||21 years to 60 years||Different for each type of card (As per bank's norm)|
|Self Employed||21 years to 65 years||Different for each type of card (As per bank's norm)|
- You should have at least 1 passport sized photograph.
- Address proof like Passport, Ration card, Electricity bill, Adhar card has to be submitted
- Applicant should possess PAN Card, Form 16 and Income Tax Returns Statement.
- Salary slips/certificate for last 3 months/latest bank statement indicating salary credited for minimum 3 months
How to Apply for HDFC Credit Card Online at Wishfin?
You can apply for HDFC credit cards at Wishfin, an online platform that enables effective comparison of card offers. All you need is to mention few personal and professional details. And based on the same, different quotes can appear on your screen. It’s much easier to apply online rather than running around HDFC Bank branches to submit an application. You can do the same sitting at home or office by using the Internet connection of a mobile or desktop. When things can work out in few minutes, why would you waste hours in reaching the branches and submitting your application to a designated authority?
WhatsApp Application for HDFC Credit Cards
You can even apply for HDFC Credit Cards via WhatsApp, an application that you normally use to chat with your pals. Applying via WhatsApp is possible at Wishfin. Just click on ‘Apply with the Ease of WhatsApp Chat by clicking on ‘Best Credit Card Offers’ beneath the ‘Credit Card’ tab. Enter your mobile number and click on ‘Continue with WhatsApp. Thereafter, you will receive a link, which upon getting clicked, will add you to a group featuring Wishfin as the other member. You need to answer a few questions on a personal and professional levels, as well as on credit history before submitting your application. HDFC Bank will scrutinize the details before okaying the application.
Track Your HDFC Credit Card Application Status
Knowing the exact status of card application is always a concern for individuals post the application. But not anymore as Wishfin executives will tell you the status of your HDFC credit card application. A team of experts will be right behind your application and ensure you get the speedy approval from the lender.
How to Check Status at HDFC Bank’s Website?
You can even check the status of your credit card application made at HDFC Bank. Visit the credit card page of HDFC Bank and then navigate to ‘Track Your Credit Card’ section. Here, you would need to enter any of the Application Form No, Application Reference No, Date of Birth, and the mobile number. As soon as you enter these details, your application status will be shown on the screen. The status can be either approved, pending or rejected due to certain discrepancies. If there are discrepancies, you can fix those and re-apply to gain the nod of HDFC Bank.
Do Read Your HDFC Credit Card Statement Carefully
You can also receive an e-mail statement of the credit card by the bank on a monthly, quarterly or yearly basis, based on the standing instruction set at the time of application. Also, you can visit the nearest branch and request for the issuance of the statement, which will show a complete detail of the shopping in a particular billing cycle. You can even login to Internet Banking, if subscribed for, to check the statement.
HDFC Credit Card Bill Payment
Your HDFC credit card bill arrived? Wanting to know the payment modes? Come and avail any of the options like Internet Banking, cheque or even cash. But the cash mode of payment may come with a certain fee. Paying bills on time is an absolute necessity for the cardholders. On failing to do the same, late payment charges can be levied, which could lead to interest as well as applicable taxes. So, don’t you like to be away from these charges? I am sure, you will nod your head in affirmative. With online banking, paying the dues become easy. So, go digital to make your card payment. You can register your bill online and receive bill intimation well before the due date, helping you arrange the money needed to pay on time.
HDFC Credit Card Bill Desk Payment Mode
You can pay the bill even through bill desk. All you need there is to enter the credit card number twice at the prescribed space. Also, enter your e-mail ID, the amount you wish to pay and choose the bank where you want to pay from. After all that, you need to click on ‘Pay’ button. The payment will thus get processed and a message will be sent to your mobile number stating a deduction of bill amount from your bank account.
HDFC Credit Card Customer Care Number
Whatever the query or problem may be, feel free to talk to the customer care representatives on a 24X7 toll-free number-1800-425-4332. The representatives are ready to resolve any query be it on discounts, reward points, fees & charges, etc.