HDFC Credit Card

Credit Card

HDFC credit cards are specifically designed to match individual’s lifestyle. The Bank offers many types of credit cards namely super premium credit cards, co-branded cards, professional credit cards, premium travel credit cards, premium women credit cards, regular credit card, cashback credit cards and commercial credit cards. Let’s throw light on the cards offered by the bank below.

Why choose HDFC Credit Cards?

HDFC Credit Cards gives you a lot of perks and privileges. The card will fetch you attractive reward points as well as discounts. These cards come with travel benefits, lifestyle benefits and unique privileges like Taj epicure plus membership, emergency hospitalization cover, travel concierge services etc. The bank offers cards which are specifically designed to match individuals need like Solitaire card is for women as they are generally shopaholic, Doctor’s Superia Card is designed to fulfill the desires of doctors and Teacher’s Platinum Card is designed for teachers. Likewise, there are special purpose cards like Diners Club card for people who love to dine out as well as Jet Privilege Cards with which you have the provision to earn JP Miles on every purchase which further helps in availing discounts on airtickets in premium domestic airways like JetAirways and much more.

How to apply for HDFC Credit Cards?

You can apply for an HDFC Credit Card online as well as by visiting bank branches. Well, if you want to apply online, you must login the registration page of bank’s credit card and enter the required details. Both existing and new customer can apply for credit card online. Alternatively, you can visit the nearest HDFC bank branch to fill the application form, which would ask you to state necessary personal, occupational & income details, etc. Subsequently, you should submit the form at the branch along with photographs and other documents listed below.

Eligibility Criteria

Employee StatusAgeIncome
Salaried Employee21 years to 60 yearsAnnual salary must be atleast ₹2 lakhs
Self Employed21 years to 65 yearsEarning must be atleast ₹1.5 lakhs

Documentation required

  • You should have at least 1 passport sized photograph.
  • Address proof like Passport, Ration card, Electricity bill, Adhar card has to be submitted
  • Applicant should possess PAN Card, Form 16 and Income Tax Returns Statement.
  • Salary slips/certificate for last 3 months/latest bank statement indicating salary credited for minimum 3 months

Features and Benefits of HDFC credit Cards

HDFC Bank comes with a host of features and benefits for its card holders.

  • Welcome Gift
  • Airport Lounge Access
  • Exclusive Reward Points
  • Enjoy Shopping Vouchers
  • Money Back Facility
  • Benefits on Travel Expenses
  • Taj Epicure Plus Membership
  • Travel Concierge Services
  • Complimentary Club Vistara Silver membership
  • Unlimited Golf Lessons at Indian Golf Courses
  • Hotel Referral and Reservation Assistance
  • Golf Course Referral and Reservation Assistance
  • Dining Referral and Reservation Assistance
  • Flower and Gift Delivery Assistance
  • Car Rental and Limousine Referral and Assistance
  • Courier Service Assistance
  • Discount Offers at Movie and Dining Outlets
  • Applicable at Chip- enabled POS and Regular POS for secure transactions
  • Emergency Overseas Hospitalization
  • Air Accident Cover of Rs.1 Crore
  • Travel Insurance Cover
  • Credit Liability Cover of upto 9 lakhs
  • Fuel Surcharge Waiver
  • Safe And Secure Transactions
  • Zero Liability On lost Card
  • Interest-Free Credit Card
  • Resolving Credit
  • Utility Bill Payments
  • Exclusive Dining Privileges
  • Special Offers on Movies And Dining

HDFC Bank Credit Card details:

Super Premium Credit Cards:

  • Facility to get free priority pass and taj epicure inner circle gold membership.
  • Enjoy entry to the choicest Golf Clubs in India with Diners Club Card

Card NameFeesReward PointsWelcome Gift
Infinia₹10,000For every spend of ₹150 made on bookings through the HDFC Bank Infinia My ewardz online portal
Provision to earn 2 times the reward point on using your card flight, hotel and movie ticket booking
Taj Epicure Plus Plan and Inner Circle Gold Membership
Complimentary Club Vistara Gold Membership
HDFC Regalia Card₹2,500Redeem 1 Reward Point, an equivalent to ₹0.75 for any hotel, any airline & at any time
Get 4 reward points for every ₹150 spent from your card
Nil
Diners Club Black Card₹10,000On spending ₹150 earn 5 points
Reward points redeemable while booking hotel or airline tickets both domestic and international
Reward point for AirMiles Redeemable at Jet Airways (JP Miles), Singapore Airlines (KrisFlyer Miles) or Air India (Air India Miles)
Nil

Co-Brand Cards:

  • Zero Lost Card Liability.
  • Free surcharge waiver.

Card NameFeesReward PointsWelcome Gift
Jet Privilege HDFC Bank World₹2,500 NilGet one complimentary Jet Airways Ticket for domestic travel on Jet Airways within India
You have the provision to avail upto 5,000 bonus JPMiles on the first swipe of your card within 90 days of card setup
Chance to Enjoy 5,000 bonus JPMiles on the total retail spends of ₹75,000 and above
Platinum Times Card₹1,000Opportunity to earn 3 reward points for every ₹150 spent on your card
Avail 10 reward points on every ₹150 spent on dining spends on weekdays i.e. Monday to Friday
Validity of reward points is only for 2 years from date of accumulation
You can get a range of gift vouchers for shopping, apparel, dining and many more categories
Titanium Times Card₹500On expenditure of ₹150 from your card, you can earn 2 reward points
Five reward points come with a spend of ₹150 on your card for dining on weekdays
Start your journey with HDFC Bank Titanium Times Credit Card with a bouquet of gift vouchers, Apparel, across Shopping, Dining and many more categories
Jet Privilege Platinum₹1,000For every ₹150 spend, get 5 JP MilesAvail Complimentary tickets from Jet airways
Provision to earn upto 4000 bonus miles on the first swipe
Facility to get 2000 JP Miles on a bill of ₹50,000
Get discount voucher worth ₹750

Professional Credit Cards:

  • Zero Lost Card Liability.
  • Free surcharge waiver.
  • You have the provision to avail free priority pass membership.

Card NameFeesReward PointsWelcome Gift
Teacher's PlatinumNilFor every worth ₹150 on card, earn 2 reward points
With a weekend shopping, you can earn over 2,400 reward points for a year
Earn 500 bonus rewards points as gift on 5th September
Nil
Doctor's SuperiaNilFor every ₹150 you spend, earn 3 reward points
If you accumulate reward points then you can redeem them for air miles on airlines i.e. 100 reward points is 70 air miles
Avail exclusive welcome benefit and renewal benefit of 1000 reward points

Premium Travel credit cards:

  • You have the provision to avail free priority pass membership.
  • Facility to get 3 reward points for every ₹150 spend.
  • Avail benefits of airport lounge access and fuel transactions.

Card NameFeesReward PointsWelcome Gift
SuperiaWaived OffFor every ₹150 you spend, earn 3 reward points
If you accumulate reward points then you can redeem them for air miles on airlines i.e. 100 reward points is 70 air miles
Avail exclusive welcome benefit and renewal benefit of 1000 reward points

Premium Women Credit Cards:

  • You have the provision to Get Shoppers Stop vouchers of ₹ 2,000 annually
  • You have the provision to Get Shoppers Stop vouchers of ₹ 2,000 annually
  • Facility to get 3 reward points for every ₹ 150 spend
  • With every ₹ 75,000, the cardholder can avail ₹1,000 worth of Shoppers Stop vouchers.
    Zero Lost Card Liability.

Card NameFeesReward PointsWelcome Gift
Solitaire₹500For every ₹150 spent from your card you get 3 reward points and enjoy 50% more reward points while spending on dining and grocery
Validity of reward points is only for 2 years from date of accumulation
Nil

Premium Credit Cards:

  • Avail fuel surcharge waiver. It is capped at ₹ 250 in every billing cycle.
  • Avail fuel surcharge waiver. It is capped at ₹ 250 in every billing cycle.
  • If you lose your credit card and report it to the bank then you carry zero liability on any fraudulent transactions made with your credit card.
  • Enjoy revolving credit facility at a nominal interest rate.
  • Benefits of MasterCard lounge program which offers the cardholder complimentary airport lounge access.

Card NameFeesReward PointsWelcome Gift
World Master CardWaived OffOn every purchase worth ₹150 on the card, get 2 reward pointsNil
Visa Signature CardWaived OffOn purchase of ₹150, get 2 reward pointsNil

Regular Credit Card

  • For every ₹150 spend, get 2 reward points
  • Avail fuel surcharge waiver.It is capped at ₹250 in every billing cycle.
  • If you lose your credit card and report it to the bank then you carry zero liability on any fraudulent transactions made with your credit card.
  • Enjoy revolving credit facility at a nominal interest rate.

Card NameFeesReward PointsWelcome Gift
Platinum PlusNilFor every ₹150 spent, get 2 reward pointsNil

Cashback credit cards

  • You have the provision to earn 2 reward points for every ₹ 150 spent.
  • Reward Points can be redeemed as cashback against an outstanding bill.
  • Avail fuel surcharge waiver.It is capped at ₹250 in every billing cycle.
  • If you loose your credit card and report it to the bank then you carry zero liability on any fraudulent transactions made with your credit card.
  • Enjoy revolving credit facility at a nominal interest rate.

Card NameFeesReward PointsWelcome Gift
Platinum Edge Credit CardWaived OffEnjoy 2 reward points for every ₹ 150 you spend on your credit card. If you accumulate these reward points then you can redeem them as cashback i.e 100 reward points = ₹30
Validity of reward points is for 2 years
Get 50% more reward points on all your dining spends
Nil
Titanium Edge Credit CardWaived OffFor every purchase of ₹150, get 2 reward point
Provision to redeem as cashback at ₹25 for 100 reward points
Facility to redeem reward points on airmiles
Nil
Money Back Credit Card₹500For every ₹150 you spend through your card, you get 2 reward points
You have the provision to redeem your reward points as cashback i.e. 100 reward points is equal to ₹30
Reward points can be redeemed for exciting gifts and AirMiles from an exclusive rewards catalogue
Validity of reward points are only for 2 years from the date of accumulation
Nil

Commercial Credit Cards:

  • You have the provision of fuel surcharge waiver.
  • You have the provision of fuel surcharge waiver.
  • Avail airport lounge access at various airports across India.
  • Facility to get upto 50 days of interest-free card.
  • Provision to avail online Monthly Instalment Scheme.
  • Enjoy revolving credit facility at a nominal interest rate.
  • Accident insurance coverage on air, road and railway travel.

Card NameFeesReward PointsWelcome Gift
Corporate Platinum Credit CardsNilFor every ₹150 spent, get 2 reward points
You can avail ₹500 as fuel surcharge waiver every month, for fuel purchased of upto ₹5000
Nil
Corporate World Master CardNilFor every ₹150 spent, earn 2 reward points
Fuel surcharge waiver of upto Rs.1,000 per statement cycle
Nil
Corporate CardsNilFor every ₹150 spent, get 2 reward points
Avail upto ₹500 as fuel surcharge waiver every month, for fuel purchased of upto ₹5,000
Nil
HDFC Corporate Visa Signature Credit CardNilFor every ₹150 spent, get 2 reward points
Provision to get fuel surcharge waiver of upto ₹1,000 in a month
Nil

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