Interest Rates 2018 3559 views
- Axis bank personal loan interest rates as low as 15.50%
- Repay your loan easily in affordable EMIs without any burden
Get ready to avail a personal loan at an attractive interest rate of 15.50%. And, how about paying an EMI as low as ₹ 2,405? Well, this can easily be possible with the lowest personal loan interest rates of Axis Bank. Wanna know more? Read the page below.
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About Axis Bank Personal Loan Interest Rates
One of the country’s renowned lender with over years of experience in offering the best of financial services, it would not be wrong to say that Axis Bank is a force to reckon with. Yes, this bank since its inception has been delivering the best of financial products and offering a personal loan is one of them. Talking about personal loan interest rates, the lender currently offers this credit facility at an interest rate of 15.50%-24% per annum. Borrowers can avail this loan from the lender at an attractive rate, thus can fulfill their multiple needs.
|Loan Processing Charges||1.50% to 2.00% + GST as applicable|
|Cheque Bounce Charges||₹500 per cheque bounce + GST as applicable|
|Cheque/ Instrument Swap charges||₹500 per instance + GST as applicable|
|Prepayment/ Forclosure Charges||Nil|
|Default Interest Rateemail@example.com% per annum i.e 2% per month on the overdue installment|
|Duplicate Statement Issuance Charges||₹250 per instance + GST as applicable|
|Duplicate Amortization Schedule Charges||₹250 per instance + GST as applicable|
|Duplicate Interest Certificate|
(Provisional/ Actual) issuance Charges
|₹250 per instance + GST as applicable|
|Cibil Report Issuance Charges||₹50/- per instance per set+ GST as applicable|
|Stamp Duty Charges||As per State Stamp Act|
|Issuance Charges for Photocopy of Loan Agreement/ Documents||₹250 per instance + GST as applicable|
Axis Bank Personal Loan Balance Transfer Rates
Now transfer your existing personal loan balance to Axis Bank and save big on EMIs and Interest Outgo. If you existing lender is offering you the loan at higher rates, you can switch to Axis Bank and enjoy the attractive interest rates while saving a lot of money. The BT rates offered by the bank currently range between 15.50%-24% per annum, allowing you to grab the best personal loan deal.
Axis Bank Personal Loan Customer Care Number
In case you have any concern, query or complaint regarding your personal loan in Axis Bank, all you need to do is simply dial +91 22 67987700 from your mobile or landline. By dialing the same, the customer care executives of the bank will be there to help and listen. This toll-free number is 24×7 available at your service.
Axis Bank Personal Loan Statement
With the help of getting the monthly statement right in your Inbox, it would be easier for you to keep a track of a personal loan. The statement offered by the bank clearly shows your loan credentials in a detailed manner, which ultimately helps in keeping a track of the loan.
Axis Bank Personal Loan Apply
When it comes to applying for an Axis Bank personal loan, you would be happy to know that there are online as well as offline modes for the same. You can either apply online by visiting the official website of the bank or you can reach out to many reliable sites that help you with sending an application online. While on the other hand, choosing an offline mode is also an option to get this unsecured loan, wherein you need to visit an Axis Bank branch near you so as to submit your loan application.
Axis Bank Personal Loan Eligibility
It is important for an applicant to know the eligibility criteria set by a lender before applying for a loan. Talking about Axis Bank Personal Loan eligibility, only salaried individuals are eligible to apply. An individual should be aged between 21-60 years and must earn a minimum monthly income of ₹15k. Apart from this, Government sector employees including public sector undertakings and salaried doctors are also eligible.