Axis Bank Personal Loan Interest Rates

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About Axis Bank Personal Loan Interest Rates

One of the country’s renowned lender with over years of experience in offering the best of financial services, it would not be wrong to say that Axis Bank is a name to reckon with. Yes, this bank since its inception has been delivering the best of financial products and offering a personal loan is one of them. Talking about personal loan interest rates, the lender currently offers this credit facility at an interest rate of 15.50%-24% per annum. Borrowers can avail this loan from the lender at an attractive rate, thus can fulfill their multiple needs.

ParticularsDetails
Interest Rate15.50%-24%
Loan Processing Charges1.50% to 2.00% + GST as applicable
Cheque Bounce Charges₹500 per cheque bounce + GST as applicable
Cheque/ Instrument Swap charges₹500 per instance + GST as applicable
Prepayment/ Forclosure ChargesNil
Default Interest Rate@24.00% per annum i.e 2% per month on the overdue installment
Duplicate Statement Issuance Charges ₹250 per instance + GST as applicable
Duplicate Amortization Schedule Charges₹250 per instance + GST as applicable
Duplicate Interest Certificate
(Provisional/ Actual) issuance Charges
₹250 per instance + GST as applicable
Cibil Report Issuance Charges₹50/- per instance per set+ GST as applicable
Stamp Duty ChargesAs per State Stamp Act
Issuance Charges for Photocopy of Loan Agreement/ Documents₹250 per instance + GST as applicable

Axis Bank Personal Loan Balance Transfer Rates

Now transfer your existing personal loan balance to Axis Bank and save big on EMIs and Interest Outgo. If you existing lender is offering you the loan at higher rates, you can switch to Axis Bank and enjoy the attractive interest rates while saving a lot of money. The BT rates offered by the bank currently range between 15.50%-24% per annum, allowing you to grab the best personal loan deal.

Axis Bank Personal Loan Customer Care Number

In case you have any concern, query or complaint regarding your personal loan in Axis Bank, all you need to do is simply dial +91 22 67987700 from your mobile or landline. By dialing the same, the customer care executives of the bank will be there to help and listen. This toll-free number is 24×7 available at your service.

Axis Bank Personal Loan Statement

With the help of getting the monthly statement right in your Inbox, it would be easier for you to keep a track of a personal loan. The statement offered by the bank clearly shows your loan credentials in a detailed manner, which ultimately helps in keeping a track of the loan.

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