Axis Bank Personal Loan Interest Rates

Highlights

  • Axis bank personal loan interest rates as low as 15.75%
  • Repay your loan easily in affordable EMIs without any burden

Get ready to avail a personal loan at an attractive interest rate of 15.75%. And, how about paying an EMI that will be easy on your pocket.  Well, this can easily be possible with the lowest personal loan interest rates of Axis Bank. Wanna know more? Read the page below.

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About Axis Bank Personal Loan Interest Rates

One of the country’s renowned lender with over years of experience in offering the best of financial services, it would not be wrong to say that Axis Bank is a force to reckon with. Yes, this bank since its inception has been delivering the best of financial products and offering a personal loan is one of them. Talking about personal loan interest rates, the lender currently offers this credit facility at an interest rate of 15.75%-24% per annum. Borrowers can avail this loan from the lender at an attractive rate, thus can fulfill their multiple needs.

ParticularsDetails
Interest Rate15.50%-24%
Loan Processing Charges1.50% to 2.00% + GST as applicable
Cheque Bounce Charges₹500 per cheque bounce + GST as applicable
Cheque/ Instrument Swap charges₹500 per instance + GST as applicable
Prepayment/ Forclosure ChargesNil
Default Interest Rate@24.00% per annum i.e 2% per month on the overdue installment
Duplicate Statement Issuance Charges₹250 per instance + GST as applicable
Duplicate Amortization Schedule Charges₹250 per instance + GST as applicable
Duplicate Interest Certificate
(Provisional/ Actual) issuance Charges
₹250 per instance + GST as applicable
Cibil Report Issuance Charges₹50/- per instance per set+ GST as applicable
Stamp Duty ChargesAs per State Stamp Act
Issuance Charges for Photocopy of Loan Agreement/ Documents₹250 per instance + GST as applicable

Axis Bank Personal Loan Balance Transfer Rates

Now transfer your existing personal loan balance to Axis Bank and save big on EMIs and Interest Outgo. If your existing lender is offering you the loan at higher rates, you can switch to Axis Bank and enjoy the attractive interest rates while saving a lot of money. The BT rates offered by the bank currently range between 15.75%-24% per annum, allowing you to grab the best personal loan deal. Yes, with lower personal loan interest rates, you can easily repay your loan with pocket-friendly EMIs. Thus, less burden will be on your shoulders as far as repayment is concerned.

Axis Bank Personal Loan Customer Care Contact Number

In case you have any concern, query or complaint regarding your personal loan in Axis Bank, all you need to do is simply dial +91 22 67987700 from your mobile or landline. By dialing the same, the customer care executives of the bank will be there to help and listen. This toll-free number is 24×7 available at your service to give you the proper support and guidance.

Axis Bank Personal Loan Statement

With the help of getting the monthly statement right in your Inbox, it would be easier for you to keep a track of a personal loan. The statement offered by the bank clearly shows your loan credentials in a detailed manner, which ultimately helps in keeping a track of the loan.

Axis Bank Personal Loan Apply

When it comes to applying for an Axis Bank personal loan, you would be happy to know that there are online as well as offline modes for the same. You can either apply online by visiting the official website of the bank or you can reach out to many reliable sites that help you with sending an application online. While on the other hand, choosing an offline mode is also an option to get this unsecured loan, wherein you need to visit an Axis Bank branch near you so as to submit your loan application.

Axis Bank Personal Loan Eligibility

It is important for an applicant to know the eligibility criteria set by a lender before applying for a loan. Talking about Axis Bank Personal Loan eligibility, only salaried individuals are eligible to apply. An individual should be aged between 21-60 years and must earn a minimum monthly income of ₹15k. Apart from this, Government sector employees including public sector undertakings and salaried doctors are also eligible.

Axis Bank Personal Loan Login

Now knowing your personal loan details is easy and quick as all you need to do is simply login to your account. Yes, soon after login to your account using your credentials such as ID and password, you can always stay updated with your account. The best thing about this online facility is that it allows you to know each and every detail on the go. You can anytime login to your account from anywhere and keep yourself updated.

Axis Bank Personal Loan Calculator

Want to apply for a personal loan but don’t know what would be the exact amount of your EMI that you need to give away to the lender? If yes, all you need to know about Axis Bank personal loan calculator. Yes, this magical device with its smart algorithms allows you to know the exact and accurate calculations of your monthly installments so that you can take a smart move ahead. This online tool after taking into account- Loan Amount, Tenure and Interest Rate gives you the real values in the least time frame. One of the biggest advantages of this device is the fact that it is 24×7 available, thus you can use it anytime and plan your loan accordingly.

 

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