Availing a personal loan is not a hassle anymore as you have Tata Capital by your side. Yes, being a reputed name in the financial sector, there is no denying the fact that Tata Capital Personal Loan is here to fulfill all your personal needs in the best way. When it comes to availing the same, this NBFC offers this unsecured credit facility at an attractive interest rate. So, if you are someone who wants to know more about the personal loan interest rates offered by Tata Capital, read the page below.
Tata Capital Personal Loan Interest Rates 2024
| Particulars | Details |
|---|---|
| Interest Rates | 10.99% - 35.00% |
| Loan Amount | INR 1 Lac - INR 25 Lakh |
| Repayment | 12 months-72 months |
| Processing Fee | Up to 5.5% of the loan amount + GST |
| Pre-Closure Charges | 4.5% of the principal outstanding |
Tata Capital Personal Loan Interest Rates in Detail
| Company Category | 20-30k | Processing Fee (of the loan amount) | 30-60k | Processing Fee (of the loan amount) | 60K - 100K | Processing Fee (of the loan amount) | 100k and | Processing Fee (of the loan amount) |
|---|---|---|---|---|---|---|---|---|
| Tata Group | 12.75% | 1.25% | 12.50% | 1.25% | 11.99% | 999 | 11.99% | 999 |
| Super Cat A | 12.75% | 1.25% | 12.75% | 1.25% | 11.99% | 999 | 11.99% | 999 |
| Cat A | 13.50% | 1.50% | 13.00% | 1.50% | 12.50% | 999 | 11.99% | 999 |
| Cat B | NA | NA | 14.50% | 1.75% | 13.50% | 1% | 13.00% | 1% |
| Cat C | NA | NA | 15.50% | 2.00% | 14.50% | 2.00% | 14.00% | 2.00% |
| Unlisited | 18.50% | NA | 18.50% | 2.50% | 17.00% | 2.50% | 16.50% | 2.50% |
Tata Capital Personal Loan Rate of Interest for Loan Amount above INR 5 Lakhs
Term Loan Facility
| Company Category | Rate of Interest | Processing Fee (of the loan amount) |
|---|---|---|
| SCATA/TATA Group/CAT A | 11.99% | 999 |
| Cat B | 13.00% | 999 |
| Cat C | 14.00% | 2.00% |
| Unlisited | 16.00% | 2.00% |
Tata Capital Personal Loan Rate of Interest for Loan Amount above INR 10 Lakhs
| Company Category | Rate of Interest | Processing Fee (of the loan amount) |
|---|---|---|
| SCATA/TATA Group/CAT A | 11.49% | 999 |
Personal Loan Interest Rates for Employees of Tata Capital
| Company Category | Rate of Interest | Processing Fee (of the loan amount) |
|---|---|---|
| Tata Capital | 11.49% (irrespective of salary band) | 999 (fixed) |
Tata Capital Personal Loan Balance Transfer Interest Rates
If your existing personal loan interest rates are higher, all you need to do is simply transfer your loan to Tata Capital personal loan in order to enjoy the lower rates. You can not only get the attractive interest rates but your EMI and Interest burden can also be reduced.
| Company Category | Rate of Interest | Processing Fee (of the loan amount) |
|---|---|---|
| Tata/Super CAT A /CAT A | 11.99% | Applicable as per salary grid |
| CAT B & Below (including Govt.) | 11.99% | 2% less than current rates sub to min rate being 13% |
Frequently Asked Questions
1. What is the current Tata Capital personal loan interest rate?
Tata Capital offers personal loans at affordable interest rates starting from 10.75% p.a. to 18% p.a. However, these rates can vary on the basis of how you fulfill the personal loan eligibility requirements.
2. What is the interest rate of Tata Capital personal loan 2024?
In 2024, the interest rate on a Tata Capital personal loan can range anywhere from 10.75% p.a. to 18% p.a. if you apply through Wishfin.
3. What is the rate of interest of 3 lakh in Tata Capital?
You can avail a personal loan of INR 3 lakh from Tata Capital at an affordable rate of interest starting from 10.75% p.a.
4. What is the interest of 7 lakh in Tata Capital?
The personal loan interest rate of INR 7 lakh in Tata Capital can lie within the range of 10.75% p.a. to 18% p.a. However, your CIBIL score can play a major role in determining your final rate of interest that the bank will offer on your personal loan application.
5. What is the interest of 5 lakh in Tata Capital?
Tata Capital personal loan interest rates range from 10.75% p.a. to 18% p.a. However, if you have a good relationship with your lender, you can further negotiate the interest rate on your INR 5 lakh personal loan application.
6. What is the rate of interest of 10 lakh in Tata Capital?
The interest rate on a personal loan application depends on a number of factors like the applicant’s CIBIL score, repayment capacity, loan tenure,etc. You can avail a personal loan of INR 10 lakh with interest rate ranging anywhere from 10.75% p.a. to 18% p.a.
7. What will be the interest rate of Tata Capital personal loan for senior citizens?
Tata Capital does not generally approve senior citizens for personal loans. However, if any application is given approval it is more likely to be charged a higher rate of interest.
8. What will be the interest rate of Tata Capital personal loan for women?
The interest rate of Tata Capital personal loan for women can range from 10.75% p.a. to 18% p.a.
9. What is Tata Capital Personal Loan Customer Care number?
You can reach out to the Customer Care Service of Tata Capital by dialing 1860 267 6060 from your mobile phone or landline.
10. How can I negotiate with Tata Capital on the personal loan interest rate?
You can negotiate the personal loan interest rate with Tata Capital on the basis of your relations with the bank. On the other hand, if you have an exceptionally high CIBIL score, then also you can negotiate your personal loan interest rate with Tata Capital.