Availing a personal loan is not a hassle anymore as you have Tata Capital by your side. Yes, being a reputed name in the financial sector, there is no denying the fact that Tata Capital Personal Loan is here to fulfill all your personal needs in the best way. When it comes to availing the same, this NBFC offers this unsecured credit facility at an attractive interest rate. So, if you are someone who wants to know more about the personal loan interest rates offered by Tata Capital, read the page below.
Apply Tata Capital Personal Loan @ 10.99%* Rate
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Table of Contents
- 1 Tata Capital Personal Loan Interest Rates January 2022
- 1.1 Tata Capital Personal Loan Interest Rates in Detail
- 1.2 Tata Capital Personal Loan Rate of Interest for Loan Amount above INR 5 Lakhs
- 1.3 Tata Capital Personal Loan Rate of Interest for Loan Amount above INR 10 Lakhs
- 1.4 Personal Loan Interest Rates for Employees of Tata Capital
- 1.5 Tata Capital Personal Loan Balance Transfer Interest Rates
Tata Capital Personal Loan Interest Rates January 2022
| Particulars | Details |
|---|---|
| Interest Rates | 10.49% - 14.25% |
| Loan Amount | INR 75,000 - INR 25 Lakh |
| Repayment | 12 months-72 months |
| Processing Fee | Upto 3% of the loan amount |
| Pre-Closure Charges | 4.5% of the principal outstanding |
Tata Capital Personal Loan Interest Rates in Detail
| Company Category | 20-30k | Processing Fee (of the loan amount) | 30-60k | Processing Fee (of the loan amount) | 60K - 100K | Processing Fee (of the loan amount) | 100k and | Processing Fee (of the loan amount) |
|---|---|---|---|---|---|---|---|---|
| Tata Group | 12.75% | 1.25% | 12.50% | 1.25% | 11.99% | 999 | 11.99% | 999 |
| Super Cat A | 12.75% | 1.25% | 12.75% | 1.25% | 11.99% | 999 | 11.99% | 999 |
| Cat A | 13.50% | 1.50% | 13.00% | 1.50% | 12.50% | 999 | 11.99% | 999 |
| Cat B | NA | NA | 14.50% | 1.75% | 13.50% | 1% | 13.00% | 1% |
| Cat C | NA | NA | 15.50% | 2.00% | 14.50% | 2.00% | 14.00% | 2.00% |
| Unlisited | 18.50% | NA | 18.50% | 2.50% | 17.00% | 2.50% | 16.50% | 2.50% |
Tata Capital Personal Loan Rate of Interest for Loan Amount above INR 5 Lakhs
| Company Category | Rate of Interest | Processing Fee (of the loan amount) |
|---|---|---|
| SCATA/TATA Group/CAT A | 11.99% | 999 |
| Cat B | 13.00% | 999 |
| Cat C | 14.00% | 2.00% |
| Unlisited | 16.00% | 2.00% |
Tata Capital Personal Loan Rate of Interest for Loan Amount above INR 10 Lakhs
| Company Category | Rate of Interest | Processing Fee (of the loan amount) |
|---|---|---|
| SCATA/TATA Group/CAT A | 11.49% | 999 |
Personal Loan Interest Rates for Employees of Tata Capital
| Company | Rate of Interest | Processing Fee (of the loan amount) |
|---|---|---|
| Tata Capital | 11.49% (irrespective of salary band) | 999 (fixed) |
Tata Capital Personal Loan Balance Transfer Interest Rates
If your existing personal loan interest rates are higher, all you need to do is simply transfer your loan to Tata Capital personal loan in order to enjoy the lower rates. You can not only get the attractive interest rates but your EMI and Interest burden can also be reduced.
| Company Category | Rate of Interest | Processing Fee (of the loan amount) |
|---|---|---|
| Tata/Super CAT A /CAT A | 11.99% | Applicable as per salary grid |
| CAT B & Below (including Govt.) | 11.99% | 2% less than current rates sub to min rate being 13% |
