Wishfin Blog

Having a Bank Account is one of the primary needs of people these days. A bank account helps individuals keep the money safely there and carry transactions through the same. There are basically two types of bank accounts that you can open - a... Read More

Sometimes our weak financial conditions make us skip our loan or credit card payments. If you recover quickly, you can control the situation. Else you could go on to default. Defaulting on home loan payments can make you lose your home at worst. But... Read More

In March 2020, the Reserve Bank of India (RBI) provided a Moratorium Period to the borrowers that continued until August 31, 2020. During this period, borrowers had the option to not pay their loan installments without any worry about credit scores.... Read More

People often apply for a personal loan to get instant cash and meet their respective needs. The fact that the loan does not require any collateral, the disbursal can be instant, provided you have the required income and good credit history.... Read More

The Reserve Bank of India (RBI) has announced the Resolution Plan for borrowers affected by the COVID-19 pandemic. The largest lender of our country, State Bank of India (SBI), decided to be the first to follow suit and launched an exclusive online... Read More

The tenure plays an important role in every loan, including a personal loan, which you can take for a maximum of 5 years. State Bank of India (SBI) and a couple more lenders can offer you more time to pay a personal loan. Ideally, one should choose... Read More

A top-up personal loan is an amount given over and above the running personal loan to meet your additional funding needs. You can apply for the same at the lender where your personal loan is running. You can also get a top-up amount on doing a... Read More

If done at the right time, a home loan balance transfer could yield massive savings for borrowers. It is a process by which you can transfer your existing home loan balance to another lender at a lower rate of interest. Not only that, you can also... Read More

If you want to invest your hard-earned money in a financial instrument where there is no risk and assured interest is provided, a Fixed Deposit (FD) can be a good choice for you. FDs are the term deposits where you keep your money for a certain... Read More

Over the years, a Gold Loan has proven its worth to the customers facing the temporary cash flow issues. You must be thinking how? Well, when customers feel that they have run out of options to meet urgent financial needs, a Gold Loan can be their... Read More