Wishfin Blog

When you are set on a path to create a fruitful investment portfolio, there are a lot of things you must consider. Things like needs, goals and emergencies can suddenly start mattering much to you when you think about the requirements of your family... Read More

As foreign cab aggregator UBER goes the IPO way, the mild talks about investing in international mutual funds are becoming louder than ever. Do you also aspire to invest in biggies like Alphabet, Apple, Facebook and Amazon? Do you want to know about... Read More

Yearly appraisal comes in all shapes and sizes. Some get the incremental benefits, some get hefty bonuses and some get both. In our previous post we talked about how can you create wealth with your salary hike. In this post we are going to show you... Read More

I met my younger cousin after a long time last Sunday. The topic of discussion was that my cousin, who is a computer engineer, got a decent hike after toiling hard for the 1st year at his job. My question to him was - What have you decided to do... Read More

A savings bank account is one of the first accounts we open as soon as we cross the age of 18. It is important to get your income and its proof, save money and use it whenever required. Almost all banks in India now offer zero balance savings... Read More

It’s all good when credit cards offer rewards, discounts, cashback on spends and entitle you to the privileges of airport lounge access, free movie tickets, etc. However, it can also hit you hard with interest that gets charged at a rate of... Read More

Shyam and Ganesh are two good buddies working in a manufacturing company. Both had applied for credit cards and were offered varied credit limits. While Shyam was spending at a barrage on the credit card he chose, Ganesh shopped with discipline yet... Read More

Credit reports are as important to companies and businesses as individual borrowers. The company’s balance sheet and overall performance are assessed by the agencies before assigning them a credit rating that can be seen in the report. The report... Read More

The change in the credit score depends on your credit-related activities. If you are applying for loans and credit cards frequently, the lenders would keep doing a hard credit enquiry. This would bring a change in the score in proportion to the... Read More

The credit score is a numeric representation of an individual’s creditworthiness. It indicates lenders about your repayment capability with respect to the credits you apply for. The timely repayment track boosts your credit score and helps... Read More