Wishfin Blog

A savings bank account is one of the first accounts we open as soon as we cross the age of 18. It is important to get your income and its proof, save money and use it whenever required. Almost all banks in India now offer zero balance savings... Read More

It’s all good when credit cards offer rewards, discounts, cashback on spends and entitle you to the privileges of airport lounge access, free movie tickets, etc. However, it can also hit you hard with interest that gets charged at a rate of... Read More

Shyam and Ganesh are two good buddies working in a manufacturing company. Both had applied for credit cards and were offered varied credit limits. While Shyam was spending at a barrage on the credit card he chose, Ganesh shopped with discipline yet... Read More

Credit reports are as important to companies and businesses as individual borrowers. The company’s balance sheet and overall performance are assessed by the agencies before assigning them a credit rating that can be seen in the report. The report... Read More

The change in the credit score depends on your credit-related activities. If you are applying for loans and credit cards frequently, the lenders would keep doing a hard credit enquiry. This would bring a change in the score in proportion to the... Read More

The credit score is a numeric representation of an individual’s creditworthiness. It indicates lenders about your repayment capability with respect to the credits you apply for. The timely repayment track boosts your credit score and helps... Read More

Specially designed home loans for government employees is another advantage that Indians get. SBI home loan for government employees is available at low interest rates starting from 8.70% per annum. To know more about this specially designed home... Read More

About Piramal Housing Finance Loan Against Property A loan against property is different from a housing loan. The former is taken against owned property but the other one is taken to purchase a new house or property. Piramal Housing Finance gives... Read More

Whenever we are stuck between hows & whys, a friendly shoulder gives us hope that there is always a way out. In terms of finances crisis, a good loan plays that role of a friend who helps us and IDFC First Bank is one of them. IDFC First Bank... Read More

Get easy business loans from IDFC First Bank to expand your business and increase the productivity. Both existing and new customers can apply for the loan. The loan is available for the maximum period of 48 months, which comes to you with flexible... Read More