Wishfin Blog

Is it Good to Break an FD for Home Loan?

FAQ44 views

No, you must not break your fixed deposit to get a home loan. As you know FD is a long term investment and there are zero market risks. You can borrow a home loan to purchase, construct, renovate and extend a housing unit. The loan will be given at... Read More

Business Loan for Shop

Business Loan Rates 202054 views

Any kind of shop you are running you required time to time fund for growing your shop. You can look at the various options of non-financial institutions that have business loans for the shop. These are some of the non-banking financial institutions... Read More

Top-up Business Loan

Business Loan Rates 202056 views

Sometimes you need to fulfil your business dreams but due to lack of funds, you step out. But you have another option to fulfil the business requirement by taking the top-up facility. It offers a 1-2% lower interest rate on your ongoing loan. So... Read More

How do Lenders Charge Interest on a Personal loan?

FAQ38 views

The loan interest rate is the deciding factor while applying for a personal loan. As you know in personal loans users don't need to provide any assets. That's why lenders charge a higher interest rate on personal loans compared to loans backed by... Read More

How & When to Part Pay Your Home Loan?

Home Loan Apply92 views

A 20-year home loan of ₹50 lakh at an interest rate of 8.50% per annum will mean interest obligations of ₹54,13,879, more than the principal amount. But you can reduce the interest payment by making a part payment of say ₹1 lakh after the... Read More

Free CIBIL Score
Personal Loan Interest Rates January 2020
Bajaj Finserv10.99% - 16.00%
Fullerton India14.00% - 33.00%
HDFC Bank10.75% - 21.45%
ICICI Bank10.99% - 18.40%
IndusInd Bank10.99% - 16.00%
Kotak Bank10.99% - 20.99%
RBL13.00% - 18.00%
Standard Chartered Bank11.50% - 18.00%
Tata Capital10.99% - 18.00%

Home Loan Interest Rates January 2020
State Bank of India/SBI7.90% - 8.55%
HDFC8.00% - 8.95%
LIC Housing8.10% - 8.95%
PNB Housing Finance9.25% - 12.00%
Piramal Capital & Housing Finance9.00% - 9.10%
Tata Capital9.20% - 9.35%
ICICI Bank8.25% - 9.35%
Bank of Baroda8.40% - 9.40%
Axis Bank8.90% - 9.15%
Citibank9.00% - 9.85%
Indiabulls Housing Finance Limited8.80% - 11.05%
Kotak Bank8.90% - 8.75%
DHFL9.05% - 9.95%
Reliance Home Finance8.75% - 14.00%