Wishfin Blog

Personal loans are unsecured loans that you can avail of without providing any security or collateral to the lender. That’s why the loan gets disbursed quickly to the bank account. The eligibility for a personal loan depends firmly on your income... Read More

Having a Savings Bank Account is one of the primary things that people choose to save their hard-earned money. That’s why over 80% of our population has a Savings Bank Account. A lot of Parents like to save for themselves and also for their... Read More

An education loan is borrowed by students for pursuing studies in India and abroad. And because the loan repayment is dependent on the future income, the loan requires a co-borrower. Your parents can be a co-borrower in an education loan. But the... Read More

If you’re asking this question, you must be handling multiple loan payments and may even have a credit card. In case you are paying all of them on time, there’s no need to worry. Otherwise, you have some serious rethinking to do! Not only does... Read More

Credit Cards have become a basic necessity for many individuals and individuals with high income usually prefer premium credit cards. So, here you can see the various HDFC Premium Credit Cards that are especially meant for elite customers. HDFC... Read More

For many of you who have just started their jobs would like to know the benefits of a salary account. Firstly, these accounts are zero balance accounts wherein you don’t need to maintain the balance as is the case of a normal savings bank account.... Read More

A personal loan remains one of the popular loan options among individuals to fulfill their financial needs. Be it funding your long-due trip or getting the required money for your child’s education/marriage or even for clearing off your large... Read More

If you fail to pay your credit card bill and loan EMI on time, it might create problems for you later on. When you use your credit card recklessly, you will head to just one way i.e. a debt trap. But you can avoid this if you use the credit card... Read More

Credit Score is one of the most important aspects of any individual’s financial life. Ranging from 300 to 900, a credit score simply indicates the way an individual handles his or her overall debt; be it credit card bills or loan EMIs. Your credit... Read More

Income is the point where lenders can approve or reject home loan applications. It indicates greatly about your ability to repay the home loan; the greater the income the more repayment capabilities you will have and vice versa. Although lenders... Read More