Wishfin Blog

Kotak Bank Credit Cards are of various types. Each card is designed to cater to different individuals with distinct needs. Further, the Kotak credit card is protected by a four-digit pin, making the transaction more secure and safe. It is advisable...

The Reserve Bank of India “RBI”, the supervisor of the financial system, had provided approval to two more lenders, i.e., HDFC Bank and Canara Bank, to open a special Vostro Account. According to the sources, it opens the door for cross-border...

BHIM App is a payment transaction platform that operates on the Unified Payments Interface (UPI) system. It is a digital payment solution that helps customers perform financial transactions, including sending and receiving funds in real-time. Funds...

UPI IDs are unique codes that are different for each customer and are used to facilitate financial transactions between merchants and customers. A UPI ID offers a Virtual Payment Address for customers who can enter it while transferring money to...

An electronic signature (e-signature) known as a digital signature uses public-key cryptography to provide identity authentication and offer data and transaction integrity. The origin, identity, and status of electronic documents, transactions,...

One of the main handlers in India’s endeavour to develop its economy rapidly is the financial sector. With the financial sector reforms and the changing commercial practices, the legal framework related to commercial transactions was not pacing....

The Pension Fund Regulatory and Development Authority was established in 2003. It was instituted with the aim of developing, promoting, and regulating the pension sector in the country. The NPS scheme was introduced by the Pension Fund Regulatory...

NPS stands for the National Pension Scheme. It is a Central Government initiative that works towards social security. This pension scheme is open to employees from all sectors— private, public, or even the unorganised sectors except those who...

The full form of ESIC is Employee State Insurance Corporation. It is an autonomous organisation under the Ministry of Labour and Employment, Government of India, that manages Employee State Insurance (ESI). The ESI scheme was meant for Indian...

PMJJBY is a non-linked, non-participating, term insurance scheme that is yearly renewable and offers a risk cover against death on the policy buyer’s life. The scheme is backed by the Central Government of India and administered by LIC and other...