Best Credit Cards for Zomato
Last Updated : March 30, 2024, 4:36 p.m.
Food cravings always make you pick up your mobile phone and order food from the Zomato App. Why go outside when you get the food delivered home. Zomato is widely used in India and you get the best deals on it. But if you want to save some more money then you should know the best credit cards for Zomato in India. These cards provide complimentary Zomato membership and discounts on food delivery. Being a Pro Zomato member, you can enjoy heavy discounts and cashback on your orders. So, let’s move on to the credit cards for food orders that will help you to save some extra bucks.
Top Credit Cards for Zomato Food Order
Before making any order from Zomato, you must see which credit card can provide you with the best deals. We have gathered the top credit cards that will give you many benefits on the Zomato App.
| Credit Cards | Zomato Offers | Joining Fee |
|---|---|---|
| IDFC FIRST SWYP Credit Card | 10% discount on order above ₹299 | ₹199 |
| Axis Bank Ace Credit Card | 4% Cashback | ₹499 |
| HDFC Millennia Credit Card | 5% Cashback | ₹1,000 |
IDFC FIRST SWYP Credit Card
The IDFC FIRST SWYP Credit Card caters to young adults and those who are new to credit with its attractive features and emphasis on digital payments. Here’s a quick overview:
- Easy on the Wallet: The card boasts a low joining fee (around ₹199 + GST) and a reasonable annual fee (₹199 + GST after the first year).
- Rewards for EMI: Earn 1,000 reward points on your first EMI conversion.
- UPI Integration: Link your SWYP Card to your UPI app for seamless and convenient digital payments, even rewarding you with points for UPI transactions (excluding rent and fuel).
- Flexible Payment Options: Unlike traditional cards, SWYP offers you the option to convert your monthly credit card bill into EMIs (equated monthly instalments) for easier management.
- Lifestyle Benefits: Enjoy additional perks like complimentary Time Prime membership upon spending ₹30,000.
Axis Bank Ace Credit Card
The Axis Bank Ace Credit Card is a compelling option for those who value cashback on everyday purchases. Here’s a breakdown of its key features:
- Everyday Cashback: Earn a flat 2% cashback on all your online and offline spending, making it a versatile card for various purchases.
- Boosted Cashback Categories: Get additional cashback on specific spending categories like:
- 5% cashback on bill payments (electricity, internet, gas, etc.) & DTH and mobile recharges done via Google Pay.
- 4% cashback on popular online spending platforms like Swiggy, Zomato & Ola.
- Joining Fee Reversal & Annual Fee Waiver: Spend ₹10,000 within 45 days of card issuance to get the joining fee reversed. Additionally, an annual spend of ₹2 lakhs or more waives the annual fee for the following year.
- Complimentary Lounge Access: Enjoy 4 complimentary domestic lounge visits per year, making travel more comfortable.
- Fuel Surcharge Waiver: Get a 1% waiver on fuel surcharge (maximum ₹500 per month) on transactions between ₹400 and ₹4,000 at all fuel stations in India.
HDFC Millennia Credit Card
HDFC Millennia Credit Card caters to millennials who enjoy shopping and online entertainment. Here’s a glimpse into what it offers:
- Millennial-Focused Rewards: Earn a generous 5% cashback on popular spending categories like Amazon, Flipkart, Myntra, Zomato, Swiggy, and more. This makes it a great card for online shopping and food deliveries.
- 1% Cashback on Other Spends: Even outside the bonus categories, you’ll still earn a decent 1% cashback on most purchases (excluding fuel).
- Milestone Spender Benefits: Reach spending milestones of ₹1,00,000 in a quarter and be rewarded with gift vouchers worth ₹1,000.
- Fuel Surcharge Waiver: Get a waiver on fuel surcharge on transactions between ₹200 and ₹500 at petrol pumps across India.
- Easy EMI Conversion: Large purchases can be easily converted into EMIs (equated monthly instalments) for manageable repayment.
Conclusion
Now you have seen the best credit cards for Zomato and you can enjoy great discounts and cashback while ordering food from Zomato. There are many other benefits of these credit cards other than the Zomato benefits. These cards will give you a great experience while you use them on Zomato for ordering food and enjoying Zomato Pro membership.