Best Credit Cards for Free Railway Lounge Access
Last Updated : July 12, 2022, 11:35 a.m.
In the past few years, traveling by trains has become cheaper due to the introduction of new routes and multiple trains. Many people prefer rail travel because of the impeccable service at the stations and during journeys. But, the only problem they can’t manage is the delay in train arrivals whether it is due to fog in winters or any other reasons. So, whenever your train is delayed, you prefer railway lounges to relax and enjoy various services. It is obvious that street foods are not as healthy as the food at the lounges. Therefore, we have brought the best credit cards for free railway lounge access. You can visit the railway lounges for free if you have these credit cards.
Top 15 Free Railway Lounge Access Credit Cards
Here, in the table given below, you can explore the railway lounges access cards and see the number of free access you will get to the railway lounge. You must also explore the joining fee of these credit cards before you get one.
| Credit Cards | Railway Lounge Benefits | Joining Fees |
|---|---|---|
| IRCTC SBI Premier Card | - Get 8 Complimentary Access to the Railway Lounges in a year. - You can enjoy a maximum of 2 lounge access per quarter. | INR 1499 + Taxes |
| IDFC First Millennia Credit Card | - Enjoy 4 complimentary railway lounge access per quarter. | Lifetime Free |
| IRCTC SBI Platinum Card | - Enjoy 4 free visits to the railway lounges in a year through this credit card. - A maximum of 1 visit per quarter is allowed. | INR 500 + Taxes |
| ICICI Bank Coral Credit Card | - Get 4 free railway lounge visits in a year through this credit card. - A maximum of 1 visit is allowed per quarter. | INR 1000 + Taxes |
| IDFC First Classic Credit Card | - Enjoy 4 free Visits to the Railway Lounges per year. Also, it is limited up to 1 per quarter | Lifetime Free |
| AU Bank Altura Plus Credit Card | - Get 8 Free Visits to the Railway Lounges in a year. - You can get a maximum of 2 lounge visits per quarter. | INR 499 + Taxes |
| MMT ICICI Platinum Credit Card | - Have 4 complimentary railway lounge visits in a year through this credit card. - A maximum of 1 visit is allowed per quarter. | INR 500 + Taxes |
| IDFC First Wealth Credit Card | - Get 4 complimentary visits to the railway lounger in calendar quarter. | Lifetime Free |
| AU Bank Zenith Credit Card | - Have 8 Free Visits to the Railway Lounges in a year. - You will get a maximum of 2 lounge visits per quarter. | INR 7999 + Taxes |
| IDFC First Select Credit Card | - Have 4 Free Access to the Railway Lounges per quarter | Lifetime Free |
| AU Bank Altura Credit Card | - Enjoy 8 Complimentary Railway Lounge Visits in a year. - A maximum of 2 lounge visits per quarter are allowed. | INR 199 + Taxes |
| ICICI Bank Rubyx Credit Card | - A maximum of 2 lounge visits per quarter are allowed. | INR 3000 + Taxes |
| AU Bank Vetta Credit Card | - Have 8 Complimentary Visits to the Railway Lounges in a year. - You can have a maximum of 2 lounge visits per quarter. | INR 2999 + Taxes |
| MMT ICICI Signature Credit Card | - Enjoy 4 free railway lounge access in a year through this credit card. - A maximum of 1 visit is allowed per quarter. | INR 2500 + Taxes |
| BOB IRCTC Credit Card | - Have 4 complimentary railway lounge access in a year through this credit card. - A maximum of 1 visit is allowed per quarter. | INR 500 + Taxes |
Credit Card Railway Lounge List
After going through the best credit cards for free railway lounge access, you must check the list of railway lounges available at different railway stations across the country.
| Railway Station | Railway Lounge | Platform Number |
|---|---|---|
| Agra | Executive Lounge | Platform No. 1 |
| Ahmedabad | Executive Lounge | Platform No. 1 |
| Jaipur | Executive Lounge | Platform No. 1 |
| Madurai Junction | Executive Lounge | Platform No. 1 |
| New Delhi | Executive Lounge | First Floor, Platform No. 1 |
| New Delhi | Travelers Executive Lounge | Platform No. 16 |
| Sealdah (Kolkata) | Executive Lounge | First Floor, Platform No. 1 |
| Varanasi | Executive Lounge | Platform No. 1 |
Facilities at the Railway Lounges
You can enjoy the following privileges at the railway lounges:-
- Stay for two hours at the railway lounges.
- Enjoy breakfast, lunch, or dinner as per the time you visit the lounge.
- Get unlimited tea, coffee, and cookies.
- Enjoy free wifi service inside the railway lounge.
- Read newspapers and magazines for free.
- Relax on the comfortable chairs in an air conditioned space.
Terms and Conditions of Free Lounge Access
- You will have to present the credit card having complimentary railway lounge visit benefits at the entrance.
- You should have a valid train ticket through which you are traveling.
- A transaction fee of INR 2 will be charged for authentication and it will be non-refundable.
- The accompanying guests are not allowed to access the railway lounge for free.
- You will have to pay the railway lounge charges after the expiry of the free visits that were available on your credit card.
Conclusion
You have seen the best credit card for free railway lounge access and now you can make your choice. These credit cards also have many other features that you can explore by visiting the best credit card details. It is better to relax in a lounge for free rather than wait at the platform on a hot sunny day. If you are a frequent rail traveller then you can apply for these credit cards.