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AU Small Finance Bank Credit Card

AU Small Finance Bank Credit Card

Last Updated : March 27, 2024, 3:22 p.m.

Credit cards are a popular means of saving money for many individuals as they offer various discounts and benefits. AU Small Finance Bank credit card offers a range of lifestyle privileges and international shopping opportunities. Each of these credit cards has different fees, making them affordable for every class of individuals. It’s important to review the features and benefits of each card to choose the right one for your needs. All of these credit cards have unique features that allow you to earn reward points, and some even offer complimentary access to airport lounges. Therefore, it’s important to carefully review all the features of these best credit cards before making a decision.

List of Best AU Bank Credit Cards

In the table below, you can see all the details related to these credit cards.

Credit CardsBenefits
AU Bank Altura Credit Card

  • 2% cashback on Grocery, Departmental store, and Utility bill payments (Max. INR 50 per cycle).

  • 1% cashback on other retail spends (Max. INR 50 per cycle).

  • INR 50 cashback for INR 10,000+ monthly spends.

  • 2 complimentary railway lounge accesses per quarter.

  • 1% fuel surcharge waiver (Max. INR 100 per cycle).
AU Bank Altura Plus Credit Card

  • 1.5% Cashback on POS retail spends at merchant outlets (Max. INR 100 per cycle). Earn 1 Reward Point per INR 100 spent after reaching the cashback limit.

  • 2X Reward Points for online transactions. Earn 1 Reward Point per INR 100 on Utility, Rent, Insurance, and more.

  • Get 500 Bonus Reward Points for INR 20,000+ retail spends monthly.

  • 2 complimentary railway lounge accesses per quarter.

  • Enjoy a 1% fuel surcharge waiver on transactions between INR 400 and INR 5,000 (Max. INR 150 per cycle).
AU Bank Vetta Credit Card

  • Earn 4 Reward Points per INR 100 at Grocery & Departmental stores, 2 Reward Points per INR 100 elsewhere, and 1 Reward Point per INR 100 on specific categories.

  • Quarterly Milestone Benefits: Receive 500 Bonus Reward Points for INR 50,000 spends, and 1,000 Bonus Reward Points for INR 1 lakh spends per quarter.

  • Yearly Milestone Benefits: Get INR 1,000 vouchers for INR 2.50 lakh spends in a year.

  • Birthday Benefits: Earn 1,000 Bonus Reward Points with one transaction on your birthday.

  • Complimentary Lounge Access: Enjoy lounge access per quarter with VISA Card and Priority Pass, plus 2 railway lounge accesses per quarter.
AU Bank Zenith Credit Card

  • 20 Reward Points per INR 100 at standalone restaurants (Max. 5,000 Reward Points per cycle from April 1, 2024).

  • 10 Reward Points per INR 100 on International transactions, Grocery, and Departmental stores.

  • 5 Reward Points per INR 100 on other merchant categories, and 1 Reward Point per INR 100 on BBPS, Utility & Telecom categories (Max. 100 Reward Points per transaction from April 1, 2024).

  • Quarterly Milestone Benefits: Get INR 1,000 vouchers for INR 2 lakh spends per quarter.

Documents Required for AU Small Finance Bank Credit Card

  1. PAN Card, Aadhar Card, Voter I.D. Card, Passport, and Driver’s License. (Any One Document)
  2. Ration Card, Electricity Bill, Telephone Bill, Driving License, Passport, Voter I.D. Card and Last 2 Months Bank Statement. (Any One Document)
  3. Form 16, Latest Salary Slips, Income Tax Return Documents, Audited Financial Documents, Business Continuity Proof (Any One Document)
  4. Pass Certificate of 10 th Standard, Passport, Birth Certificate, Voter I.D. card. (Any One Document)

Eligibility Criteria

  1. 21 years is the minimum for a primary cardholder and 60 years is their maximum age limit.
  2. 18 years is the minimum age for an add-on cardholder.
  3. The individual must be a citizen of India.

AU Small Finance Credit Card Services

The bank offers you a range of online credit card services that can benefit you in the long run management –

  1. Set or reset your PIN
  2. Enable/Disable credit card transactions
  3. Block credit card
  4. Get started with an add-on card
  5. Update your insurance nominee at your convenience.

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