HDFC Home Loan Interest Rates


  • HDFC home loan interest rates ranging from 8.35% - 8.95%.
  • HDFC home loan rates for balance transfer.

HDFC Home Loan interest rates are one of the best in the market. The rates differ according to the loan amount, as well as the gender and profession of an individual. Besides rates, HDFC also provides higher loan amount and flexible repayment options. All this and more makes it one of the best home loans in India. Check the details below and apply for it today online.

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HDFC Home Loan Interest Rates March 2020

Interest Rate8.00%-8.95%
Loan AmountCustomized
Loan TenureUp to 30 years
Processing FeesFor salaried: ₹10,000 + GST
For SEP- Up to 0.50% of the loan amount or ₹3,000 For SENP- Up to 1.50% of the loan amount or ₹4,500 + GST
Prepayment Charges0%

Apply HDFC Home Loan @ 8.35%* ROI

HDFC Home Loan Interest Rate Calculator

A loan EMI calculator or interest rate calculator is one and the same thing. It is a housing loan calculator that tells the monthly EMI, the total interest rate outgo, and the total payment (interest+principal) by taking into account the interest rate, the loan amount and the tenure of the loan which is being taken. You can check the details in just a few minutes.

HDFC Home Loan Interest Rate for Existing Customers

The home loan interest rate offered by HDFC Ltd on home loans are calculated after deducting a certain percentage from the RPLR, the loan pricing benchmark adopted by the lender. Any fluctuation in RPLR is going to impact both new as well as existing borrowers.

HDFC Home Loan Interest Rate Conversion

The existing home loan customers of HDFC can opt for interest rate conversion facility, wherein the customers can ask the bank to reduce the applicable interest rate. The customer needs to pay a nominal conversion fee @0.50%-1.75% of the principal outstanding.

HDFC Home Loan Balance Transfer Interest Rates

Both salaried as well as self-employed individuals can opt for balance transfer (BT) facility, wherein the applicants can transfer their outstanding home loan from another bank/NBFC to HDFC. With the option of BT, customers can enjoy paying the loan at a lower rate. Not only this, HDFC also offers an additional Top-Up loan of up to ₹35 Lakh for those availing BT. However, while availing the same, the applicants also need to pay a one-time processing fee, which can be 0.50% of the principal outstanding, to HDFC. So, if you are also looking for the options where you can switch, apply for HDFC home loan now!

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  • Home Loan Interest Rates March 2020
    Axis Bank8.90% - 9.15%
    Bank of Baroda8.15% - 9.15%
    Citibank9.00% - 9.85%
    HDFC8.00% - 8.95%
    ICICI Bank8.25% - 9.35%
    Indiabulls Housing Finance Limited8.80% - 11.05%
    Kotak Bank8.90% - 8.75%
    LIC Housing8.10% - 8.95%
    Piramal Capital & Housing Finance9.00% - 9.10%
    PNB Housing Finance9.25% - 12.00%
    Reliance Home Finance8.75% - 14.00%
    State Bank of India/SBI7.90% - 8.55%
    Tata Capital9.20% - 9.35%