HDFC Home Loan Interest Rates

Interest Rates 2018 1758 views

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When it comes to rates on housing loans, HDFC Ltd has always left a smile on the face of its customers. The home loan offered by HDFC comes with the combination of an affordable rate, a higher loan amount for multiple purposes and the flexible tenure facility. With all of this together, this loan is one of the best home loans in the India presently. Check the details below and apply for it today online.

HDFC Home Loan Interest Rate

Interest Rate8.35% - 8.95%
Loan AmountCustomized
TenureUp to 30 years
Processing FeesFor salaried: ₹10,000 + GST
For SEP- Up to 0.50% of the loan amount or ₹3,000 For SENP- Up to 1.50% of the loan amount or ₹4,500 + GST
Prepayment Charges0%

HDFC Home Loan Interest Rate Calculator

A loan EMI calculator or interest rate calculator or interest calculator is one and the same thing. It is a housing loan calculator that tells the monthly EMI, the total interest rate outgo, and the total payment (interest+principal) by taking into account the interest rate, the loan amount and the tenure of the loan which is being taken. You can check the details in just a few minutes.

HDFC Home Loan Interest Rate for Existing Customers

The interest rate offered by HDFC Ltd on home loans reach the customer after deducting a certain percentage from the RPLR. Any fluctuation in RPLR is going to impact both new as well as existing borrowers. Interest rates also vary according to the category of the borrower and the loan amount being offered.

HDFC Home Loan Interest Rate Conversion

The existing home loan customers of HDFC can opt for interest rate conversion facility, wherein the customers can ask the bank to reduce the applicable interest rate. The customer needs to pay a nominal conversion fee of 0.50%-1.75% of the principal outstanding and can opt for either reducing their EMIs or loan tenure.

HDFC Home Loan Balance Transfer Interest Rates

Both salaried, as well as self-employed individuals, can opt for balance transfer facility, wherein the applicants can transfer their outstanding home loan availed from another bank/NBFC to HDFC. With the option of BT, the customers can enjoy lower loan repayments. Not only this, HDFC also offers an additional Top-Up loan of up to ₹35 Lakh while opting for BT. However, while availing the same facility, the applicants also need to pay a one-time processing fee of 0.50% of the principal outstanding to HDFC. So, if you are also looking for the options where you can switch, apply for HDFC home loan now!

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Personal Loan Interest Rates January 2018
Bajaj Finserv 10.99% - 16.00%
Fullerton India 14.00% - 33.00%
HDFC Bank 10.99% - 20.70%
ICICI Bank 10.99% - 18.40%
IndusInd Bank 12.99% - 20.00%
Kotak Bank 10.99% - 17.99%
RBL 14.00% - 18.00%
Standard Chartered Bank 10.99% - 14.49%
Tata Capital 11.49% - 18.00%
Home Loan Interest Rates January 2018
State Bank of India/SBI 8.30% - 8.60%
HDFC 8.35% - 8.95%
Bank of Baroda 8.30% - 9.30%
LIC Housing 8.35% - 8.70%
PNB Housing Finance 8.35% - 8.70%
ICICI Bank 8.35% - 8.85%
Axis Bank 8.35% - 8.75%
Citibank 8.60% - 9.35%
Indiabulls Housing Finance Limited 8.35% - 8.55%
Kotak Bank 8.35%
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