SBI Credit Card

If you're searching for what is going to happen to your credit cards post the RBI's decision of giving a 3-month moratorium period for all retail borrowers in its monetary policy meet held on March 24-27, 2020, let's be told that it's going to cover you too. But, in your best interest, it is advisable to pay your bills on or before the due date as the interest will be accrued for three months and get combined together to form a tall amount at the end of the moratorium period. So, if you get your salary during this phase, look to pay off your bills.

Why Choose SBI Credit Card?

State Bank of India (SBI), one of the largest credit card providers in India, has now taken its total card customer base to more than 9 million at the end of August 2019, including the one million it added in the six months span from September 2017 to February 2018. As per the latest report from RBI on Bank ATM & Card Statistics, the number of outstanding SBI credit cards were approximately 93 lakhs at the end of August 2019. These cards are getting used for both ATM and Point-of-Sale (POS) transactions. SBI cards were transacted for a value worth ₹1,095,795 lakhs in August 2019.

Its credit cards have accelerated rewards structure, welcome gift, movie tickets or complimentary airport lounge access, and much more. The state-owned bank offers a wide range of credit cards, making it easy for the customers to choose the one that fulfills their purposes. In addition, you can transfer the balance of other bank credit card to SBI credit card and pay the dues at a lower rate of interest. The balance can even be transferred on  EMIs. Several value added services such as Encash – Money on Call facility, and Zero lost card liability only add to the attraction.

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    Features & Benefits

    Encash Facility –Need extra cash to meet your emergency requirements? Take the help of SBI Card Encash that provides you with the required funds to meet such needs. You just need to pay a processing fee at 2% of the loan amount, subject to a minimum and maximum of ₹499 and ₹3,000, respectively. You need to repay it over a tenure of 12, 24 or 36 months.

    Balance Transfer –You can transfer the outstanding balance of other bank credit card to SBI at a lower rate of interest. An amount as low as ₹5,000 can be transferred on EMI.

    Flexipay –You can make a big purchase from SBI credit card and pay it in equated monthy installments (EMIs). You can choose from any of the following ways to convert your purchase into EMIs.

    • SMS FP to 56767
    • Log on to sbicard.com, click on Benefits, navigate to lower interest rates and then on to Flexipay
    • Dial 18601801290 or 39020202

    Easy Money and Instant Cash Services –While Easy Money service lets you receive money at your doorstep via cheque, Instant Cash Service feature allows you to withdraw cash from the ATMs.

    Redemption of Rewards Against Exclusive Gifts –You can buy gifts from several online and offline merchant stores by redeeming the rewards earned.

    Payment of Outstanding Balance via Reward Points –Some SBI credit cards, such as SimplySAVE SBI Card, allow redemption of reward points towards the payment of outstanding balance.

    List of SBI Credit Cards in India April 2020

    SBI provides a variety of credit cards in various categories such as travel, lifestyle, rewards, shopping, etc. Excited to hear the cashbacks and reward point offers on SBI credit cards? Then, take a glance at the table below.

    SBI Lifestyle Cards

    CardsFees and Charges
    SBI Card ELITE
    Annual Fee:₹4,999 (one-time)
    Renewal Fee:₹.4,999( per annum)
    Add-on Fee: Nil (per annum)
    SBI Card ELITE AdvantageAnnual Fee:₹4,999 (one-time)
    Renewal Fee:₹4,999( per annum)
    Add-on Fee: Nil (per annum)

    SBI Card ELITE

    • Welcome, E-gift voucher worth ₹5,000 from Shoppers Stop, Pantaloons, Yatra, Bata/Hush Puppies, Marks & Spencers.
    • Get assured 5X reward point on groceries, departmental store and dining expense.
    • Maximum 50,000 bonus points on annual spends.
    • And 10,000 bonus reward points on ₹3 to 4 Lakh spend in a year.
    • 2 complimentary movie tickets worth ₹500 every month
    • 24×7 concierge services and exciting offers and privileges.
    • Complimentary visits per year to airport lounges through Priority Pass
    • 6 visits in International and 2 in Domestic Airport Lounges
    • Trident Privilege Red Tier membership with 1000 welcome points. 
    • Bonus reward of 15,000 points for your first day stay using the SBI card
    • Get an additional hotel credit of 1,000 on an extended night stay.  
    • Under Club Vistara Membership get a complimentary lounge access voucher
    • And 1 upgrade voucher on every ₹100 spent on Vistara flights 
    • 9 Club Vistara points is credited to the cardholder account
    • 1% fuel surcharge waiver for transaction of ₹500-4,000.
    • Annual fee reversal on ₹10 lakh spends
    • Low currency markup fee on your international spend

    SBI Card ELITE Advantage

    • E-gift voucher of ₹5,000 welcome gift for customers.
    • 5X rewards on departmental stores, groceries and dining.
    • Assured 2 points on every ₹100 spent.
    • 50,000 bonus reward point on ₹12,500 yearly spend
    • Spend ₹3 to 4 Lakh and earn 10,000 bonus points.
    • Concierge services to make your travel comfortable. 
    • Complimentary movie tickets worth ₹6,000 a year
    • Priority Pass Program membership of ₹7,132 for 6 international and 2 domestic lounge access
    • Trident Privilege Red Tier membership with an exclusive 1000 welcome point
    • Earn 1500 bonus points on your first day stay and get additional ₹1,000 hotel credit on extended night stay 
    • With Club Vistara membership get 1 complimentary lounge access voucher
    • And 1 upgrade voucher on every ₹100 Vistara flight bookings
    • Earn 9 Club Vistara Points and get instant credit on your account
    • 1% fuel surcharge waiver on ₹500 to 4,000 fuel refilling.

    SBI Reward Cards

    CardsFees & Charges
    SBI Card PRIMEAnnual Fee:₹2,999
    Renewal Fee:₹2,999
    Add-on Fee: Nil (per annum)
    Tata Platinum Card
    Annual Fee:₹2,999
    Renewal Fee:₹2,999
    Add-on Fee: Nil (per annum)
    Tata Titanium CardAnnual Fee:₹499
    Renewal Fee:₹499
    Add-on Fee: Nil (per annum)

    SBI Card PRIME

    • Welcome E-voucher worth ₹3,000 of Marks and Spencer, Yatra.com, Shopper Stop, Bata/Hush Puppies and Pantaloons
    • Get Pizza Hut E-voucher of ₹1,000 on ₹50,000 calendar quarter spends
    • E-Gift voucher worth ₹7,000 from Yatra.com on annual ₹5 lakh spend 
    • 20 reward points on every ₹100 spent on standing instructions of utility bill payments 
    • 15 reward points on every ₹100 spend on Reliance Fresh, Reliance Trends, Reliance Smart, Reliance Footprint, Sahakari Bhandar and BigBasket.
    • 10 points on every ₹100 spent on groceries, dining, movies and departmental stores
    • 20 reward point on your birthday if spend ₹100
    • Minimum spending of ₹3 lakh brings the benefit of renewal fee waiver
    • Club Vistara Silver membership with 4 complimentary visits a year to International Priority Pass Lounges.
    • And 2 lounge access for the domestic airports every quarter.
    • Maximum 1000 points on registration of complimentary Trident Privilege Red Tier membership.

    Tata Platinum Card

    • Exclusive welcome and anniversary gifts from Taj.
    • And vouchers worth ₹3,000 from Top brands.
    • Get a 5% value back on Tata partnered outlets.
    • On grocery, dining, departmental & international spends get 3X reward benefit
    • And ₹4 to ₹5 lakh annual spend give gift vouchers worth ₹3,000.
    • A 2% value back on spends at Croma.

    Tata Titanium Card

    • ₹2,000 spend on your first 60 days provides 500 empower points.
    • And value back of 1.5% in Croma and 5% on Tata outlets.
    • Enjoy 3X rewards on departmental and grocery stores.
    • Annual fee waiver on your ₹90,000 and above annual spends 

    SBI Shopping Cards

    CardsFees & Charges
    SimplyCLICK SBI CardAnnual Fee: ₹499 (one-time)
    Renewal Fee:₹499 (per annum)
    Add on Fee: Nil (per annum)
    SimplySAVE SBI CardAnnual Fee: ₹499 (one-time)
    Renewal Fee:₹499 (per annum)
    Add on Fee: Nil (per annum)
    Central SBI Select+ CardAnnual Fee:₹2,999 (one-time)
    Renewal Fee:₹2,999 (per annum)
    Add-on Fee: Nil (per annum)
    Central SBI Select CardAnnual Fee:₹750 (one-time)
    Renewal Fee:₹750 (per annum)
    Add-on Fee: Nil (per annum)
    STYLEUP Contactless CardAnnual Fee:₹499
    Renewal Fee:Rs.499
    Add-on Fee: Nil (per annum)
    Capital First SBI CardAnnual Fee:₹499
    Renewal Fee:₹499
    Add-on Fee: Nil (per annum)
    SimplyCLICK Advantage SBI CardAnnual Fee:₹499
    Renewal Fee:₹499
    Add-on Fee: Nil (per annum)
    SimplySAVE Advantage SBI CardAnnual Fee:₹499
    Renewal Fee:₹499
    Add-on Fee: Nil (per annum)
    Fbb SBI STYLEUP CardAnnual Fee:₹499 (one-time)
    Renewal Fee:₹499 (per annum)
    Add-on Fee: Nil (per annum)

    SimplyCLICK SBI Card

    • Assured 5X Reward Points on online spends
    • And get 10X reward benefit from online partners such as Bookmyshow, Amazon, Zoomcar, Lenskart, Foodpanda, Cleartrip and UrbanClap
    • Amazon.in Gift Card of ₹500 on joining
    • E-voucher of ₹2000  on annual online spends of ₹1 to ₹2 Lakhs.
    • 1% fuel surcharge waiver on ₹500 to ₹3,000 
    • Spend ₹1 lakh and annual fee reversal for next year

    SimplySAVE SBI Card

    • 10X Rewards on ₹100 spent on Dining, Movies, Departmental Stores and Groceries
    • Spend ₹2,000 and get equal number of bonus point on your first spend within 60 days
    • Spend ₹90,000 and above and get renewal fee reversal for next year
    • On fuel payment of ₹500 to ₹3,000 get 1% fuel surcharge waiver

    Central SBI Select+ Card

    • E-gift voucher of ₹3,000 and Bookmyshow voucher worth ₹250
    • Complimentary M-coupons worth ₹500 for first 3 months
    • ₹100 spent on Central store can provide you 20 select points
    • 10 Select Points on ₹100 spent on Dining & Movies
    • 2 Select Points on ₹100 on your non-fuel expenses
    • Enjoy Milestone Select Points worth ₹4,000 on your 6 lakh yearly spend
    • Select Points are redeemed instantly on any Central Store.

    Central SBI Select Card

    • Get Central e-gift voucher worth ₹750.
    • Get two BookMyShow E-gift vouchers worth ₹250 each
    • Get complimentary m-coupons worth ₹500 for first 3 months
    • 10 Select Points on every ₹100 spent at any Central store.
    • 5 Select Points on Dining & Movies spend of ₹100.
    • 1 Select Point per ₹100 spend on retail spends except fuel expense
    • Redeem the select points from the nearest Central Store. 

    STYLEUP Contactless Card

    • FBB gift voucher worth ₹500
    • 2,000 Bonus Reward Points is credited every anniversary year
    • Enjoy 10X reward points on your spending at Big Bazaar, Standalone FBB and Food Bazaar outlets, and your dining expenses.
    • Earn 1 reward point on every ₹100 spent on all other purchases except fuel.
    • Flat 10% discount on all fashion apparel, accessories, school bags, backpacks & footwear at Fbb & Big Bazaar outlets
    • Avail 1% fuel surcharge waiver on every transaction of ₹500 to ₹3,000

    Capital First SBI Card

    • 2,000 bonus reward points on spending of ₹2,000 in the first 60 days.
    • Enjoy 2000 bonus reward points as an anniversary gift from 2nd year onward on the payment of renewal fee.
    • Earn 10 Reward Points per ₹100 spent on Dining, Movies, electronics.
    • Get 1 reward point on a spend of every ₹100 on all other purchases.

    SimplyCLICK Advantage SBI Card

    • Amazon.in Gift Card worth ₹500 on joining.
    • 10X Reward Points on online spending with exclusive partners Amazon/bookmyshow/ Zoomcar/ Lenskart/ Foodpanda/Cleartrip.
    • 5X Reward Points on all other online spends.
    • E-voucher is worth ₹2000 on annual online spending of ₹1 Lakh and ₹2 Lakhs each.
    • Enjoy 1% fuel surcharge waiver at petrol pumps for each transaction between:₹500 and ₹3,000 (Exclusive of GST, wherever applicable, and all other charges).

    SimplySAVE Advantage SBI Card

    • Enjoy 10 Reward Points per ₹100 spent on Dining, Movies, Departmental Stores and Grocery purchases
    • Earn 1 reward point for every spend of ₹100 on all other purchases
    • Annual fees reversal on spends of ₹90,000 and above.
    • 1% fuel surcharge waiver across all petrol pumps for transactions worth ₹500 – 3,000.
    • Acceptance at over 24 million outlets worldwide, including 3.25 lakh outlets in India

    Fbb SBI STYLEUP Card

    • Free Gift Voucher* worth Rs.500 redeemable on fashion at any Big Bazaar/Fbb store.
    • Lifetime Flat 10% Off on FBB merchandise.
    • 10X Reward Points on all your dining expenses.
    • 2.5% Value back on all spends at Big Bazaar, FBB & Food Bazaar store.
    • 1% fuel surcharge waiver on transactions worth ₹500 – 3,000 at petrol pumps.
    • Contactless Transactions. Simply wave your STYLEUP Contactless Card at a secure reader & your transaction is done.

    SBI Travel Cards

    CardsFees & Charges
    Air India SBI Signature CardAnnual Fee:₹4,999 (one-time)
    Renewal Fee:₹4,999 (per annum)
    Add-on Fee: Nil (per annum)
    Air India SBI Platinum CardAnnual Fee:₹1,499 (one-time)
    Renewal Fee:₹1,499 (per annum)
    Add-on Fee: Nil (per annum)
    Chennai Metro SBI CardAnnual Fee:₹499 (one-time)
    Renewal Fee:₹499 (per annum)
    Add-on Fee: Nil (per annum)
    IRCTC SBI Platinum CardAnnual Fee:₹500 (one-time)
    Renewal Fee:₹300 (per annum)
    Add-on Fee: Nil (per annum)
    Yatra SBI CardAnnual Fee:₹499 (one-time)
    Renewal Fee:₹499 (per annum)
    Add-on Fee: Nil (per annum)
    Etihad Guest SBI Premier CardAnnual Fee:₹4,999 (one-time)
    Renewal Fee:₹4,999 (per annum)
    Add-on Fee: Nil (per annum)
    Etihad Guest SBI CardJoining Fee :₹ 1,499

    Renewal Fee :₹ 1,499 from second year onward

    Add-on Fee: Nil (per annum)

    Air India SBI Signature Card

    • Earn 20,000 Reward Points as a Welcome Gift on payment of joining fee.
    • Upto 30 Reward Points for every ₹100 spent on Air India tickets.
    • Card Anniversary gift of 5,000 Reward Points every year.
    • Up to 1,00,000 Bonus Reward Points on annual spends. 
    • Reward points convertible into Air India Miles. 1 Reward point equals 1 Air India Mile.
    • Enjoy complimentary membership of the Air India Frequent Flyer program-Flying Returns
    • Enjoy International Airport Luxury Lounge Access to over 600 airport lounges with complimentary Priority Pass Program

    Air India SBI Platinum Card

    • 5,000 Reward Points as a Welcome Gift.
    • Card Anniversary gift of 2,000 Reward Points, every year.
    • Upto 15 Reward Points for every ₹100 spent on Air India tickets.
    • Up to 15,000 Bonus Reward Points on annual spending. 
    • 1 Reward Point*=1 Air India Air Mile for Free Travel
    • Enjoy complimentary membership of the Air India Frequent Flyer program-Flying Returns
    • Enjoy International Airport Luxury Lounge Access to over 600 airport lounges with complimentary Priority Pass Program

    Chennai Metro SBI Card

    • Dual usage Chennai Metro travel cum credit card.
    • Get 2000 Bonus Cash Points on spends of ₹ 2000 in the first 60 days.
    • 10 X Rewards on Dining, Movies, Departmental and Grocery spends.
    • 1 reward point per ₹ 100 spent on other categories.
    • Spend ₹1 lakh and get the annual fee reversed for the subsequent year.
    • Enjoy fuel surcharge waiver on transactions worth ₹500 – 3,000 at petrol pumps across India.

    IRCTC SBI Platinum Card

    • Upto 10% value back as Reward Points for booking railway tickets in AC1, AC2, AC CC categories at irctc.co.in.
    • Earn 350 activation bonus Reward Points on spends of ₹500 and more within 45 days of the card issuance date 
    • 1 reward point for every ₹125 spent on purchases other than fuel
    • 1.8% transaction charges waiver, exclusive of GST, on railway ticket bookings on irctc.co.in. 
    • Use reward points to book free train tickets, wherein 1 reward point equals to 1 rupee
    • 1% fuel surcharge waiver at all petrol pumps for transactions worth between ₹500 and ₹3,000 (Exclusive of GST and other charges).

    Yatra SBI Card

    • Get an instant discount of ₹1,000 on total fare for domestic flight bookings on a minimum transaction of₹5,000
    • Enjoy an instant discount of ₹4,000 on total fare for International Flight Bookings for a minimum transaction of ₹40,000
    • Avail a flat 20% discount on Domestic Hotel Bookings on a minimum transaction of ₹3,000. Maximum discount is capped to ₹2,000 on each transaction.
    • Type Promo Code ‘TRAVEL’ to avail the travel benefits mentioned above. The code can be used for a maximum of 6 times in a calendar year. 
    • Exclusive access to MasterCard airport lounges in India.
    • Yatra.com vouchers worth ₹8,250 on the payment of joining fee.
    • 6 reward points on every ₹100 spent on departmental stores, grocery, dining, movies, entertainment and international spends
    • 1 reward point on every ₹100 spent on all other categories
    • 1 Reward Point = ₹ 0.25 (Reward Points redeemable at Yatra.com) 
    • 1% fuel surcharge waiver at all petrol pumps for transactions worth between ₹500-3,000, with the maximum being ₹100 monthly per card account.
    • A complimentary air accidental death cover of ₹50 lakh available for Primary cardholder while booking ticket at Yatra.com
    • Get your annual membership fee reversed from the next year on spending₹90,000 in the current year.

    Etihad Guest SBI Premier Card

    • Enjoy an 8% discount on booking an economy class ticket at Etihad Airways. The offer is valid till March 31, 2019. Afterward, you will still get a discount of 3%.
    • Get 10% discount on the business class ticket at Etihad Airways
    • Grab a discount of up to 10% on travel rewards miles redemption
    • Enjoy complimentary Etihad Guest Gold tier status after the first transaction made through the card
    • Get 2 free Wi-Fi vouchers on booking your first flight
    • Earn 6 Etihad Guest Miles on spending every ₹100 on Etihad.com
    • Enjoy 4 Etihad Guest Miles on spending every ₹100 on international purchases
    • Earn 2 Etihad Guest Miles on spending every ₹100 on other purchases
    • Quarterly spends of ₹1.5 lakh to earn you 1,500 Etihad Guest Miles
    • Grab a companion voucher on spending ₹8 lakhs annually
    • Get the annual fee for the second year onward reversed on spending a minimum of ₹5 lakhs in a year
    • Complimentary Priority Pass Program membership enabling access to 4 airport lounge visits per year outside India. The maximum visit is capped to 2 per quarter.
    • Enjoy 8 complimentary visits to domestic Visa lounges in India, capped to a maximum of 2 per quarter
    • Enjoy complimentary overseas air accident cover of ₹50 lakhs
    • Get insured with a complimentary fraud liability cover of ₹1 lakh
    • Enjoy complimentary lost baggage allowance of up to US$1,000
    • Get the 1% fuel surcharge waived on vehicle refill transactions worth between ₹500 and ₹4,000. The maximum waiver is limited to ₹250 per statement cycle.

    Etihad Guest SBI Card

    • Enjoy 8% discount on economy class and 10% on business class travel bookings with Etihad Airways till March 31, 2019. After the said period, the discount on economy class will be 3% while the 10% on business class would remain intact.
    • Get a 5% discount on travel rewards miles redemption
    • Complimentary Etihad Guest Silver Tier Status upon the first transaction through the card. The first flight booking would give you a free Wi-Fi voucher.
    • Earn 3 Etihad Guest Miles on every ₹100 spent on Etihad.com
    • Get 2 Etihad Guest Miles on every ₹100 spent on international purchases
    • Earn 1 Etihad Guest Mile on every ₹100 spent on other purchases
    • Earn 5,000 Etihad Guest Miles on spending ₹5 lakhs annually
    • Get 1 companion voucher on achieving ₹10 lakh annual spends
    • Get the annual fee reversed from second year onward on spending a minimum of ₹3 lakhs a year
    • Enjoy complimentary membership to Priority Pass Program, providing 8. complimentary visits a year to domestic Mastercard or VISA airport lounges in India
    • Get the 1% fuel surcharge waived on vehicle refill with transactions worth ₹500-4,000. The maximum waiver is, however, capped to ₹250 per statement cycle.
    • Complimentary overseas air accident cover of ₹25 lakhs
    • Complimentary fraud liability cover of ₹50,000
    • Complimentary lost baggage allowance of up to US$ 1,000

    SBI Fuel Cards

    CardsFees & Charges
    BPCL SBI Card1st Year Fee - ₹499 Per Annum + GST

    Renewal Fee - ₹499 Per Annum + GST

    BPCL SBI Card

    • Welcome offer of 2000 bonus reward points on the payment of joining fee. Reward points will be credited after 20 days of the payment of joining fee.
    • 4.25% Value back ~ 13X reward points on fuel purchases. An additional 0.75% value back will be credited as per mandate from the Government of India.
    • Earn 1 reward point for every ₹100 spent on all fuel and retail purchases.
    • 5X Reward points on every Rs.100 spent at Groceries, Departmental stores, Movies & Dining.
    • 5X Reward Points per Rs. 100 spent on standing instructions for Utility Bills payments.
    • 1 Reward point on all other retail spends, except fuel ( 1 RP = Rs 0.25)
    • No Minimum Threshold. Surcharge Waiver applicable only on transactions up to Rs. 4000/- for a max of Rs. 100/- per month. Maximum surcharge waiver of ₹100 in a month, translating into an annual saving of ₹1,200. Maximum limit in a month is ₹10,000.
    • Reward Points can be earned for a maximum spend of Rs. 10000/- per month.
    • Earn reward points at all 14000+ pumps of BPCL.
    • Redeem your reward points instantly for free fuel at select 1200 authorized BPCL retail outlets across the country or through BPCL fuel vouchers. 4 Reward points give you ₹1 of free fuel.
    • You can also redeem your reward points for exclusive products in lifestyle, leisure, and travel categories across major brands at SBI Card’s exclusive Reward Point Program

    SBI Health Cards

    CardsFees & Charges
    Apollo SBI CardAnnual Fee - ₹499

    Renewal Fee - ₹499 (Reversed on annual spends of ₹90,000 or more in a year)

    Apollo SBI Card

    • Earn 500 reward points worth ₹500 upon the payment of joining fee. The rewards would be credited 20 days after the joining fee payment and can be redeemed instantly at select Apollo services, Apollo e-gift vouchers or by Apollo Health Credits.
    • Get a complimentary Apollo Silver Tier Membership
    • Earn 3X reward points on every ₹100 spent on all Apollo services
    • Up to 10% instant discount available at select Apollo services
    • Annual fee to be reversed on spending ₹90,000 or more in a year 
    • 1% fuel surcharge waiver on refilling vehicle at all petrol pumps in India, benefit capped to a maximum of ₹100 per month  

    Exclusive SBI Card for Doctors

    CardsFees & Charges
    Doctor's SBI CardAnnual Fee - ₹1,499

    Renewal Fee - ₹1,499

    Doctor’s SBI Card

    • Get welcome e-gift voucher worth ₹1,500 from Yatra.com
    • Earn 5X reward points on medical supplies, travel bookings & international spends
    • 5X reward points on all spends on Doctor’s Day celebrated on 1st July
    • Get 1 reward point per ₹100 spent on all other stuff
    • E-gift voucher worth ₹5,000 from Yatra.com/Shoppers Stop/Bata on spending ₹5 lakhs in a year
    • Get your annual fee reversed for the succeeding year on spending 2 lakhs in the previous year
    • Get 8 complimentary visits a year to domestic airport lounges in India, subject to a maximum of 2 in a quarter
    • Avail complimentary Priority Pass Program membership worth $99, allowing 4 complimentary visits a year to over 1,000 international airport lounges outside India, with a maximum of 2 in a quarter
    • Get 1% fuel surcharge waiver on transactions worth ₹500-4,000 at petrol pumps across the country

    Banking Partnership SBI Cards

    CardsFees & Charges
    Karnataka Bank SBI Platinum Credit CardAnnual Fee:₹2,999 (one-time)
    Renewal Fee:₹2,999 (per annum)
    Add-on Fee: Nil (per annum)
    Karnataka Bank SBI SimplySAVE CardAnnual Fee:₹499 (one-time)
    Renewal Fee:₹499 (per annum)
    Add-on Fee: Nil (per annum)
    South Indian Bank SBI Platinum Credit CardAnnual Fee:₹2,999 (one-time)
    Renewal Fee:₹2,999 (per annum)
    Add-on Fee: Nil (per annum)
    South Indian Bank Simply Save SBI CardAnnual Fee:Rs.₹499
    Renewal Fee:₹499
    Add-on Fee: Nil (per annum)
    LVB SBI Platinum Credit CardAnnual Fee:₹2,999
    Renewal Fee:₹2,999
    Add-on Fee: Nil (per annum)
    LVB SBI SimplySAVE CardAnnual Fee:₹499
    Renewal Fee:₹499
    Add-on Fee: Nil (per annum)
    Federal Bank SBI Platinum Credit CardAnnual Fee:₹2,999
    Renewal Fee:₹2,999
    Add-on Fee: Nil (per annum)
    Federal Bank SBI Credit CardAnnual Fee:₹499
    Renewal Fee:₹499
    Add-on Fee: Nil (per annum)
    KVB SBI Signature CardAnnual Fee:₹4,999
    Renewal Fee:₹4,999
    Add-on Fee: Nil (per annum)
    Karur Vysya Bank - SBI Platinum Credit CardAnnual Fee:₹2,999
    Renewal Fee:₹2,999
    Add-on Fee: Nil (per annum)
    Karur Vysya Bank - SBI CardAnnual Fee:₹499
    Renewal Fee:₹499
    Add-on Fee: Nil (per annum)
    Oriental Bank of Commerce - SBI Platinum Credit CardAnnual Fee:₹2,999
    Renewal Fee:₹2,999
    Add-on Fee: Nil (per annum)
    Oriental Bank of Commerce - SBI CardAnnual Fee:₹499
    Renewal Fee:₹499
    Add-on Fee: Nil (per annum)
    Bank of Maharashtra - SBI Platinum Credit CardAnnual Fee:₹2,999
    Renewal Fee:₹2,999
    Add-on Fee: Nil (per annum)
    Bank Of Maharashtra - SBI CardAnnual Fee:₹499
    Renewal Fee:₹499
    Add-on Fee: Nil (per annum)

    Karnataka Bank SBI Platinum Credit Card

    • Welcome gift voucher worth ₹ 3,000 from any of our brand partners.
    • Spend linked gift vouchers worth ₹6,000.
    • 5X Reward Points on Dining, Departmental Store and International spends.
    • Card Anniversary gift voucher worth ₹3,000.

    Karnataka Bank SBI SimplySAVE Card

    • 2,000 bonus reward points on spending of ₹2,000 in the first 60 days.
    • Enjoy 10 Reward Points per ₹100 spent on Dining, Movies, Departmental Stores and Grocery Spends.
    • Annual fees reversal on spends of ₹90,000 and above.
    • 1% fuel surcharge waiver across all petrol pumps.

    South Indian Bank SBI Platinum Credit Card

    • Welcome gift voucher worth ₹3,000 from any of our brand partners.
    • Spend linked gift vouchers worth ₹6,000.
    • 5X Reward Points on Dining, Departmental Store and International spends.
    • Card Anniversary gift voucher worth ₹3,000.

    South Indian Bank Simply Save SBI Card

    • 2,000 bonus reward points on spending of ₹2,000 in the first 60 days.
    • Enjoy 10 Reward Points per ₹100 spent on Dining, Movies, Departmental Stores and Grocery Spends.
    • Annual fees reversal on spends of ₹90,000 and above.
    • 1% fuel surcharge waiver across all petrol pumps.

    LVB SBI Platinum Credit Card

    • Welcome gift voucher worth ₹3,000 from any of our brand partners.
    • Spend linked gift vouchers worth ₹6,000.
    • 5X Reward Points on Dining, Departmental Store and International spends.
    • Card Anniversary gift voucher worth ₹3,000.

    LVB SBI SimplySAVE Card

    • 2,000 bonus reward points on spending of ₹ 2,000 in the first 60 days.
    • Enjoy 10 Reward Points per ₹100 spent on Dining, Movies, Departmental Stores and Grocery Spends.
    • Annual fees reversal on spends of ₹90,000 and above.
    • 1% fuel surcharge waiver across all petrol pumps.

    Federal Bank SBI Platinum Credit Card

    • Welcome gift voucher worth ₹3,000 from any of our brand partners.
    • Spend linked gift vouchers worth ₹6,000.
    • 5X Reward Points on Dining, Departmental Store and International spends.
    • Card Anniversary gift voucher worth ₹3,000.

    Federal Bank SBI Credit Card

    • 2,000 Bonus Reward Points on spending of ₹ 2,000 within 60 days.
    • ₹100 Cashback on first ATM withdrawal.
    • 2.5% value back on Departmental store and Grocery spends.

    KVB SBI Signature Card

    • Welcome gift voucher worth ₹5,000 from popular brands.
    • ₹500 off on movie tickets once every month.
    • 50,000 Bonus Reward Points.
    • 24×7 concierge service for gift/flower delivery & hotel/holiday bookings.

    Karur Vysya Bank – SBI Platinum Credit Card

    • Welcome Gift voucher worth ₹3,000 from any one of our brand partners.
    • Spend linked gift vouchers worth ₹6,000.
    • 5X Reward Points on Dining, Departmental Store and International spends.
    • Card Anniversary gift voucher worth ₹3,000.

    Karur Vysya Bank – SBI Card

    • 2,000 Bonus Reward Points on spending of ₹ 2,000 within 60 days.
    • ₹100 cashback on first ATM withdrawal.
    • 2.5% value back on Departmental store and Grocery spends.

    Oriental Bank of Commerce – SBI Platinum Credit Card

    • Welcome Gift voucher worth ₹3,000 from any of our brand partners.
    • Spend linked gift vouchers worth ₹6,000.
    • 5X Reward Points on Dining, Departmental store and International spends.
    • Card Anniversary gift voucher worth ₹3,000.

    Oriental Bank of Commerce – SBI Card

    • 2,000 bonus reward points on spending of ₹ 2,000 within 60 days.
    • 1% fuel surcharge waiver at all petrol pumps.
    • ₹100 Cashback on first ATM withdrawal.
    • 2.5% value back on Departmental store and Grocery spends.

    Bank of Maharashtra – SBI Platinum Credit Card

    • Welcome Gift voucher worth ₹3,000 from any one of our brand partners.
    • Spend linked gift vouchers worth ₹6,000.
    • 5X Reward Points on Dining, Departmental store and International spends.
    • Card Anniversary gift voucher worth ₹3,000

    Bank Of Maharashtra – SBI Card

    • 2,000 Bonus Reward Points on spends of ₹ 2,000 within 60 days
    • ₹100 Cashback on first ATM withdrawal.

    2.5% value back on Departmental store and Grocery spends.

    SBI Credit Card Eligibility Criteria

    • Applicant should be a citizen of India.
    • You should be over 18 years of age to apply for SBI credit cards.
    • One should have good credit history with no loan or credit card default.

    Documents Required for SBI Credit Card

    • You should have at least 1 passport sized photograph.
    • Address proof like Passport, Ration card, Electricity bill, Aadhar card has to be submitted
    • Applicant should possess PAN Card and Passport, Adhar Card as identity proof
    • Salary slips/certificate for last 3 months/latest bank statement indicating salary credited for minimum 3 months and Income tax return statement

    How to Apply for SBI Credit Card Online?

    You can apply for SBI Credit Card at Wishfin, an online platform that displays the information on various credit cards. There is no login required as you can visit the official page of Wishfin and then go to the credit card section, which is full of exciting offers. By mentioning a few personal and professional details, the quotes of various card offers will appear on the screen. This is a simple and seamless process to apply online at Wishfin.

    Apply via Form

    • Access the online application form at Wishfin
    • Fill your personal and professional details as sought in the form
    • Submit the form to get your application processed

    Apply on WhatsApp Application

    • Click Apply with the ease of WhatsApp Chat as shown on the credit card section at Wishfin
    • Then, a page will open asking you to input your mobile number
    • Enter your number and click ‘Continue with WhatsApp’
    • You will receive an SMS containing a WhatsApp link
    • Click on the link and you will get added to a group featuring you and Wishfin
    • You just need to fill in a few personal and professional details before submitting your application

    Apply via Wishfin Chat

    • Click ‘Use Wishfin Chat’ link
    • Mention a few personal and professional details
    • Submit the details

    How to Apply on SBI Website?

    The application process involves the following steps.

    • Log on to sbicard.com
    • Go to ‘Apply’
    • A list of SBI credit cards would appear on the screen with ‘Apply Now’ button under each of them
    • Click on ‘Apply Now’ corresponding to the SBI credit card you want
    • Fill the necessary personal and income details before submitting the application
    • The application would be processed and get approved only upon a successful verification of the details

    How to Apply at Your Nearest SBI Branch?

    You can visit the nearest SBI branch with the required documents to apply for a credit card. At branch, you must ask for an application form, fill it and then submit the same to the concerned official there. SBI will scrutinize the details and issue you a card only upon a successful verification.

    SBI Credit Card Status

    One of the important considerations post the credit card application is to know the status. But not many know the ways to do the same. We, at Wishfin, let the card applicants know the status of SBI Credit Card after the application is made. It gives us the utmost pleasure of announcing one’s approval. At the same time, Wishfin ensures to fill the voids in the application by suggesting necessary measures to applicants to eliminate the discrepancies. Keeping these in mind, Wishfin is gaining the trust of the SBI card applicants.

    How to Check SBI Card Application Status?

    • Log on to sbicard.com
    • Go to Track Your Application
    • Enter Application Reference Number
    • Click on ‘Track’
    • The status would show on the screen

    SBI Credit Card Customer Care Number

    Any queries pertaining to the credit card, be it the payment schedule, reward offers, statement issuance, fees and charges or others, you can dial the helpline numbers – 1860-180-1290 and 1800-180-1290. The customer care representatives would hear your call patiently and provide you with the plausible solution.

    SBI Credit Card PIN Generate

    You can generate a new PIN online by visiting the website of the public lender. All you need to do is to login to your SBI account online and then click on ‘My Account’ on the left side menu. Afterward, you need to follow the steps described below.

    • Click on ‘Manage PIN’
    • Select the card for which you need the PIN
    • Click on ‘Generate OTP’ tab
    • Input the OTP
    • Enter and re-enter the new PIN
    • Click on ‘Submit’ button

    SBI Credit Card Online Payment

    Failing to pay SBI credit card bills on time may lead to late payment charges. The interest and applicable taxes can also arise to increase the overall due. This generally happens to those who do not use the convenient online methods to pay the bills and instead depend on cash and cheque. You can log in to Internet Banking of SBI and pay your credit card bill at Bill Desk section. You can even use the net banking of other banks to transfer the card dues to SBI credit card account. Also, you can use mobile banking and activate Electronic Clearing Service (ECS) to pay the bills on or before time. The online methods can be much more convenient than dropping the cheque at bank ATMs or depositing the cash at branches.

    In a nutshell, the payment can be made via the following modes

    • Net banking
    • Mobile banking
    • Cash
    • Cheque
    • Demand draft

    SBI Credit Card Statement

    Whenever the bill generates, you’ll know the due amount and due date via an e-mail statement. It will show the spends made on the card, the reward points earned, etc. You can even see the minimum due amount calculated at 5% of the outstanding balance. The statement will make you aware of your credit card transactions and help you repay on time.

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