SBI Credit Card

Credit Card

Credit cards are need of the hour because everyone needs a credit card to shop online and in retail stores. You can also travel to your favorite location without any troubles if you have a credit card. With a credit card, you can even save money on purchases and can even earn rewards. There are various banks offering credit cards, but SBI credit cards come with a host of features and benefits. Let’s discuss the bank’s credit card in detail below.

Why choose SBI Credit Cards?

SBI Credit Cards come with a lot of features and privileges like balance transfer at low-interest rate which means you can transfer balance at a low-interest rate. You can convert your costly purchases to EMIs at flexible tenures and low-interest rates. You also have the facility to have access to instant cash with “Encash – Money on Call” facility. Thus, SBI Credit Card is your best choice.

Features and Benefits of SBI Credit Cards

  • SBI provides credit cards for everything from individual to corporate needs
  • SBI credit cards come with zero loss liability i.e. if your card is lost then you have zero liability on fraudulent transactions
  • The bank’s Credit cards are accepted all over the world
  • Cardholders have the option to convert all the purchases into EMIs and with the Easy Bill facility, customers can easily pay their utility bills online
  • SBI allows you to convert the outstanding balances in your card to easy installments

How to apply for SBI Credit Card?

You can apply for an SBI Credit Card online as well as by visiting bank branches. If you want to apply online, you must login the registration page of bank’s credit card and enter the required details. Both existing and new customer can apply for credit card online. Alternatively, you can visit the nearest SBI bank branch to fill the application form after that you should submit the form at the bank branch along with photographs and documents required to apply for a SBI credit card.

SBI Credit Cards Eligibility

  • Applicant should be an Indian
  • You should be over 18 years of age to apply for SBI credit cards
  • One should have good credit history with no loan or credit defaulting

SBI Credit Cards Documentation

  • You should have at least 1 passport sized photograph.
  • Address proof like Passport, Ration card, Electricity bill, Adhar card has to be submitted
  • Applicant should possess PAN Card and Passport, Adhar Card as identity proof
  • Salary slips/certificate for last 3 months/latest bank statement indicating salary credited for minimum 3 months and Income tax return statement

SBI Premium Cards

CardsBenefitsWelcome GiftFees and Charges
SBI Advantage Platinum CardComplimentary Lounge Access
Earn rewards on dining, departmental stores and international spends
Welcome Gift voucher of ₹3000Joining and Annual fee of ₹2999
Cash advance of up to 80% of credit limit
Interest free credit period of up to 50 days
SBI Advantage Signature CardUtility Bill payment facility at zero extra charge
Fraud liability cover worth Rs.1,00,000
Gift vouchers and air fare waiver as welcome giftJoining fee and Annual fee of ₹4999
Cash advance of up to 80% of credit limit
Interest free credit period of up to 50 days
SBI Signature Countless CardFraud liability cover worth Rs. 1,00,000
Complimentary lounge access
Welcome Gift Voucher worth ₹5000First Year fee is ₹4999
Cash advance of up to 80% of credit limit
Interest free credit period of up to 50 days
SBI Platinum CardAccess to over 200 Golf courses
10 cash points for every Rs.100 spent using the card
NilJoining fee and annual fee of ₹2999
Cash advance of up to 80% of credit limit
Interest free credit period of up to 50 days

SBI Travel and Shopping Cards

CardsBenefitsWelcome GiftFees and Charges
SimplySAVE AdvantageSBI CardRewards on dining, grocery and movie spends
1 reward point for every ₹100 spent
2.5% fuel surcharge waiver
Get ₹100 cashback on your first ATM withdrawalJoining fee and annual fee of ₹499 per year
Cash advance of up to 80% of credit limit
Interest free credit period of up to 50 days
SimplySave SBI Card1 Reward point for every ₹100 spent using the card
For dining, movies and grocery spends, earn reward points.
2000 points on joiningJoining fee of ₹499 to be paid one time
Cash advance of up to 80% of credit limit
Interest free credit period of up to 50 days
AirIndia SBI Signature CardComplimentary membership to Air India Frequent Flyer program
4 Reward points for every ₹100 spent using the card
Reward points can be converted to Air Miles.
Welcome gift of 20,000 reward pointsAnnual Fee is up to ₹4,999
Cash advance limit of up to 80% the credit limit
20 to 50 days of interest free credit period
Yatra SBI CardCo-branded with yatra.com to provide unmatched travel, dining and shopping deals
bonus points on base fare and tariffs on yatra.com
No fuel surcharges on fuel purchases
Complimentary access to premium airport lounges
Get a cash back of ₹100Joining and Annual fee of up to ₹499
Interest free credit period of 20 to 50 days
Cash advance limit of up to 80% of credit limit
SBI Student Plus Advantage CardFor every ₹100 spent get 1 cash point
Get up to 2.5% value back on departmental and grocery spends
Rewards on international spends
Option to convert purchases to EMI
NilNo Joining Fee is charged for this
IRCTC SBI Platinum CardGet 10% value back on AC ticket fares
Reward Points for every ₹125 spent at departmental and grocery stores
1.8% transaction charges waiver for tickets booked using IRCTC Online portal
Complimentary personal rail accident insurance cover
NilJoining fee of ₹500
Annual fee of ₹300 per annum
Up to 50 days of interest free credit period
Cash advance limit of up to 80% of the credit limit
Air India SBI Platinum Card5000 reward points as welcome benefit
Cumulative Bonus Reward Points on annual spends between ₹2 lakh and ₹3 lakh
Option to convert reward points to air miles
Other benefits like fuel surcharge waiver and fraud liability cover
NilAnnual fee of up to ₹1,499
Interest free credit period of 20 to 50 days
Cash advance limit of up to 80% of credit limit
SBI Mumbai Metro Credit CardEarn 10 times more rewards when you purchase departmental goods, grocery as well as metro tickets.
For every ₹100 spent on other categories earn 1 reward point.
Annual fee reversal when you spend ₹75,000 or more on your card.
Get 2.5% fuel surcharge waiver.
NilJoining fee is ₹499
Annual fee is Nil
20 to 50 days of interest free credit period
Cash advance limit of up to 80% of credit limit
SimplyClick SBI Credit CardBy shopping at outlets like Cleartrip, Amazon, Foodpanda, etc., earn 10 times more reward points
Get e-vouchers worth ₹2,000 for annual spends online worth ₹1 Lakh and ₹2 Lakhs
Get 2.5% fuel surcharge waiver
₹500 worth voucher from amazon on joiningJoining fee is ₹499
Annual fee is Nil
20 to 50 days of interest free credit period
Cash advance limit of up to 80% of credit limit
SimplyCLICK Advantage SBI CardBy shopping at outlets like amazon, foodpanda etc earn 10 times reward points
For annual spends of ₹1 Lakh, get e-vouchers worth ₹2000
Welcome Gift voucher worth ₹500Joining fee is ₹499
Annual fee is Nil
20 to 50 days of interest free credit period
Cash advance limit of up to 80% of credit limit

SBI Classic Cards

CardsBenefitsWelcome GiftFees and Charges
SBI Advantage Gold CardBook your railway ticket online at IRCTC and get it delivered at doorstep
Get Flexibility to withdraw cash from over million VISA and ATMs across globe
NilJoining Fee of ₹299
Annual Fee of ₹299
Upto 50 days of interest free credit
Cash advance limit of up to 80% of credit limit
SBI Advantage Plus CardPay your electricity, insurance and telephone bills at no extra charges by using utility bill payment facility
Add- on cards for family members
NilJoining Fee of ₹500
Annual Fee of ₹500
Upto 50 days of interest free credit
Cash advance limit of up to 80% of credit limit

SBI Corporate Cards

CardsBenefitsWelcome GiftFees and Charges
SBI Platinum Corporate CardComplimentary travel insurance
Complimentary lounge access
NilNo Joining Fee and Annual Fee
Cash advance limit is variable
Upto 50 days of interest free credit
SBI Signature corporate CardSmarter expense management with VISA Intellilink system
Flexible interface for easy reporting and analysis
Spend category control to block certain merchant category
NilNil
SBI Corporate Utility CardEnhanced security against counterfeiting and skimming through EMV chips
Smart expense management system to give you a greater control over company's cost
NilNo joining and annual fee is charged
15 to 32 days of interest free credit

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