SBI Credit Card

Credit Card

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    A brand visibility inspires confidence among the customers, doesn’t matter which product they are looking to apply for. So even if you want a credit card in your wallet, you still want to choose a lender that has a massive presence in your location, in addition to providing a host of reward points, cashback, discounts and much more. Taking all that into account, State Bank of India (SBI) would be a perfect choice to begin your credit card journey. It has over 25,000 branches across the country.

    The bank offers shopping cards, reward cards, fuel cards, banking partnership cards and others to meet the taste of the masses. On the other side, it constantly updates its product offerings and brings new to the table. So, why not then read out the benefits that SBI credit cards have? Let’s come and explore SBI credit cards here.

    Why Choose SBI Credit Cards?

    SBI Credit Cards come with a lot of features and privileges like balance transfer at low-interest rate. It means you can transfer the balance of other bank’s credit card to SBI card at a lower rate. You can convert your costly purchases into EMIs at flexible tenures and low-interest rates. You also have the facility to access instant cash with “Encash – Money on Call” facility. Thus, SBI Credit Card is your best choice.

    Types of SBI Credit Cards

    SBI provides a variety of credit cards in various categories such as travel, lifestyle, rewards, shopping, etc. Excited to hear the cashbacks and reward point offers on SBI credit cards? Then, glance at the tables that follow now.

    Lifestyle Cards

    CardsCashback & Reward OffersFees and Charges
    SBI Card ELITE
    1. Welcome e-gift voucher worth ₹5,000 from Shoppers Stop, Marks & Spencers, Pantaloons, Yatra, Bata/Hush Puppies.
    2. Earn 5x rewards while spending on grocery, dining and departmental stores.
    3. Up to 50,000 bonus reward points on annual spends.
    4. Get 10,000 bonus reward points on spending ₹3 and 4 Lakh in a year.
    5. 2 complimentary movie tickets worth ₹500 every month
    6. Enjoy 24x7 concierge services and exciting offers on several privileges.
    7. 6 complimentary visits/year to airport lounges outside India
    through Priority Pass
    8. Enjoy 2 complimentary Domestic Airport Lounge visits every quarter in India
    9. Get complimentary Trident Privilege Red Tier membership
    10. Enjoy exclusive 1000 welcome points on registration
    11. Earn 1500 bonus points on your first day stay and an additional ₹1,000 hotel credit for an extended night stay
    12. Get complimentary Club Vistara membership
    13. Win 1 complimentary lounge access voucher
    14. Get 1 upgrade voucher
    15. On every ₹100 spent on Vistara flights, 9 Club Vistara points will get credited to your account
    16. 1% fuel surcharge waiver for transactions worth between ₹500-4,000.
    17. Enjoy annual fee reversal on an annual spend of ₹10 lakh
    18. Benefits on international spends with the lowest Foreign Currency Mark-up Charge
    Annual Fee:₹4,999 (one-time)
    Renewable Fee:₹.4,999( per annum)
    Add-on Fee: Nil (per annum)
    SBI Card ELITE Advantage1. Get welcome e-gift voucher worth ₹5,000.
    2. Earn 5x rewards while spending on grocery, dining and at departmental stores.
    3. Other purchases to give you 2 reward points on every ₹100 spent.
    4. 50,000 bonus reward points worth 12,500 a year
    5. Spend ₹3 Lakh & 4 Lakh and get a chance to earn 10,000 bonus reward points.
    6. Enjoy exclusive concierge services.
    7. 2 complimentary movie tickets worth ₹6,000 every year
    8. Enjoy Priority Pass Program membership worth $99
    9. 6 Complimentary visits/year to Airport Lounges outside India through Priority Pass
    10. Avail 1000 airport lounges across the globe
    11. Get an access to 2 complimentary visits to domestic airport lounges every quarter in India
    12. Get complimentary Trident Privilege Red Tier membership
    13. Enjoy exclusive 1000 welcome points on registration
    14. Earn 1500 bonus points on your first day stay and an additional ₹1,000 hotel credit for an extended night stay
    15. Get complimentary Club Vistara membership
    16. Win 1 complimentary lounge access voucher
    17. Get 1 upgrade voucher
    18. On every ₹100 spent on Vistara flights, 9 Club Vistara points will get credited to your account
    19. 1% fuel surcharge waiver for transactions worth between ₹500-4,000.


    Annual Fee:₹4,999 (one-time)
    Renewable Fee:₹4,999( per annum)
    Add-on Fee: Nil (per annum)

    Reward Cards

    CardsCashback & Reward OffersFees & Charges
    SBI Card PRIME1. Get a welcome e-gift worth ₹3,000 from any of these brands – Marks and Spencer, Yatra.com, Shopper Stop, Bata/Hush Puppies and Pantaloons

    2. Win Pizza Hut e-voucher worth ₹1,000 on a spend of ₹50,000 in a calendar quarter

    3. An e-Gift voucher worth ₹7,000 available from Yatra.com on spending ₹5 lakh annually

    4. Earn 20 reward points on every ₹100 spent on standing instructions of utility bill payments

    5. Get 15 reward points on a spend of every ₹100 on Reliance Fresh, Reliance Trends, Reliance Smart, Reliance Footprint, Sahakari Bhandar and BigBasket stores.

    6. Earn 10 reward points for every ₹100 spent on groceries, dining, movies and departmental stores

    7. Get 20 reward points on every ₹100 spent on your birthday

    8. Get your renewal fee waived off on spending ₹3 lakh a year.

    7. Get a complimentary Club Vistara Silver membership.

    8. Enjoy 4 complimentary visits a year to International Priority Pass lounges, outside India, with a maximum of 2 in a quarter.

    9. Enjoy 8 complimentary visits a year to domestic airport lounges, capped to 2 in a quarter

    10. Get a complimentary Trident Privilege Red Tier membership and exclusive 1000 points on registration.
    Annual Fee:₹2,999
    Renewable Fee:₹2,999
    Add-on Fee: Nil (per annum)
    Tata Platinum Card
    1. Get welcome and anniversary gifts from Taj.
    2. Get vouchers worth ₹3,000 from leading brands.
    3. Avail 5% value back on tata partner outlets.

    4. Earn 3x rewards on grocery, dining, departmental & international spends.

    5. On annual spends of ₹4 lakh and 5 lakh, get gift voucher upto ₹3,000.

    6. 2% value back on spends at croma.
    Annual Fee:₹2,999
    Renewable Fee:₹2,999
    Add-on Fee: Nil (per annum)
    Tata Titanium Card1. Spend ₹2,000 in first 60 days and get 500 empower points.

    2. Avail 1.5% value back on spends at croma.

    3. Get upto 5% value back on spends at Tata outlets.

    4. Enjoy 3x points on departmental and grocery stores.

    5. Spend ₹90,000 or more in a year and get your annual fee waived off.
    Annual Fee:₹499
    Renewable Fee:₹499
    Add-on Fee: Nil (per annum)

    Shopping Cards

    CardsCashback & Reward OffersFees & Charges
    SimplyCLICK SBI Card1. 10X reward points on online spends with exclusive partners – Bookmyshow / Amazon / Zoomcar / Lenskart / Foodpanda / Cleartrip/UrbanClap

    2. 5X Reward Points on all other online spends.

    3. Amazon.in Gift Card worth ₹500 on joining.

    4. E-voucher worth ₹2000 each on annual online spends of ₹1 Lakh and ₹2 Lakhs.

    5. 1% fuel surcharge waiver for each transaction between ₹500 and ₹3,000

    6. Spend ₹1,00,000 and get annual fee of ₹499 reversed in the next year
    Annual Fee: ₹499 (one-time)
    Renewal Fee:₹499 (per annum)
    Add on Fee: Nil (per annum)
    SimplySAVE SBI Card1. Enjoy 10X Reward Points per ₹100 spent on Dining, Movies, Departmental Stores and Grocery Spends.

    2. 2,000 bonus reward points on spends of ₹ 2,000 in first 60 days.

    3. Annual fees reversal on spends of ₹90,000 and above.

    4. 1% fuel surcharge waiver across all petrol pumps for transactions between ₹500 - 3,000.
    Annual Fee: ₹499 (one-time)
    Renewal Fee:₹499 (per annum)
    Add on Fee: Nil (per annum)
    Central SBI Select+ Card1. Get Central e-gift vouchers worth ₹3,000.

    2. Get two bookmyshow e-gift vouchers worth ₹250 each

    3. Get complimentary m-coupons worth ₹500 for first 3 months

    4. Avail 20 Select Points per ₹100 spent at any Central store.

    5. Get 10 Select Points per Rs.100 spent on Dining & Movies.

    6. 2 Select Points per ₹100 on other retail spends(Non-Fuel).

    7. Enjoy Milestone Select Points worth ₹4,000 on spending ₹6 lakh or more in a year.

    8. Get your Select Points redeemed instantly at any Central Store.
    Annual Fee:₹2,999 (one-time)
    Renewable Fee:₹2,999 (per annum)
    Add-on Fee: Nil (per annum)
    Central SBI Select Card1. Get Central e-gift voucher worth ₹750.

    2. Get two bookmyshow e-gift vouchers worth ₹250 each

    3. Get complimentary m-coupons worth ₹500 for first 3 months

    4. 10 Select Points per ₹100 spent at any Central store.

    5. Get 5 Select Points per Rs. 100 spent on Dining & Movies.

    6. 1 Select Point per ₹ 100 on other retail spends (Non fuel).
    7. Get your Select Points redeemed instantly at any Central Store.
    Annual Fee:₹750 (one-time)
    Renewable Fee:₹750 (per annum)
    Add-on Fee: Nil (per annum)
    STYLEUP Contactless Card1. FBB gift voucher worth ₹500

    2. Anniversary gift of 2,000 Bonus Reward Points on card

    3. Enjoy 10X reward points on your spends at Big Bazaar, Standalone FBB and Food Bazaar outlets, and your dining spends.

    4. Earn 1 reward point on every ₹100 spent on all other purchases except fuel.

    5. Flat 10% discount on all fashion apparel, accessories, school bags, backpacks & footwear at Fbb & Big Bazaar outlets

    6. Avail 1% fuel surcharge waiver on every transaction of ₹500 to ₹3,000
    Annual Fee:₹499
    Renewable Fee:Rs.499
    Add-on Fee: Nil (per annum)
    Capital First SBI Card1. 2,000 bonus reward points on spends of ₹2,000 in first 60 days.

    2. Enjoy 2000 bonus reward points as an anniversary gift from 2nd year onward on the payment of renewal fee.

    3. Earn 10 Reward Points per ₹100 spent on Dining, Movies, electronics.

    4. Get 1 reward point on a spend of every ₹100 on all other purchases.

    Annual Fee:₹499
    Renewable Fee:₹499
    Add-on Fee: Nil (per annum)
    SimplyCLICK Advantage SBI Card1. Amazon.in Gift Card worth ₹500 on joining.

    2. 10X Reward Points on online spends with exclusive partners Amazon/bookmyshow/ Zoomcar/ Lenskart/ Foodpanda/Cleartrip.

    3. 5X Reward Points on all other online spends.

    4. E-voucher worth ₹2000 on annual online spends of ₹1 Lakh and ₹2 Lakhs each.

    5. Enjoy 1% fuel surcharge waiver at petrol pumps for each transaction between :₹500 and ₹3,000 (Exclusive of GST, wherever applicable, and all other charges).
    Annual Fee:₹499
    Renewable Fee:₹499
    Add-on Fee: Nil (per annum)
    SimplySAVE Advantage SBI Card1. Enjoy 10 Reward Points per ₹100 spent on Dining, Movies, Departmental Stores and Grocery purchases

    2. Earn 1 reward point for every spend of ₹100 on all other purchases

    3. Annual fees reversal on spends of ₹90,000 and above.

    4. 1% fuel surcharge waiver across all petrol pumps for transactions worth ₹500 - 3,000.

    5. Acceptance at over 24 million outlets worldwide, including 3.25 lakh outlets in India
    Annual Fee:₹499
    Renewable Fee:₹499
    Add-on Fee: Nil (per annum)
    Fbb SBI STYLEUP Card1.Free Gift Voucher* worth Rs.500 redeemable on fashion at any Big Bazaar/Fbb store.

    2. Lifetime Flat 10% Off on fbb merchandise.

    3. 10X Reward Points on all your dining spends.

    4. 2.5% Value back on all spends at Big Bazaar, fbb & Food Bazaar store.

    5. 1% fuel surcharge waiver on transactions worth ₹500 - 3,000 at petrol pumps.

    6. Contactless Transactions. Simply wave your STYLEUP Contactless Card at a secure reader & your transaction is done.
    Annual Fee:₹499 (one-time)
    Renewable Fee:₹499 (per annum)
    Add-on Fee: Nil (per annum)

    Travel Cards

    CardsCashback & Reward OffersFees & Charges
    Air India SBI Signature Card1. Earn 20,000 Reward Points as Welcome Gift on payment of joining fee.

    2. Upto 30 Reward Points for every ₹100 spent on Air India tickets.

    3. Card Anniversary gift of 5,000 Reward Points every year.

    4. Up to 1,00,000 Bonus Reward Points on annual spends.

    5. Reward points convertible into Air India Miles. 1 Reward point equals to 1 Air India Mile.

    6. Enjoy complimentary membership of the Air India Frequent Flyer program-Flying Returns

    7. Enjoy International Airport Luxury Lounge Access to over 600 airport lounges with complimentary Priority Pass Program
    Annual Fee:₹4,999 (one-time)
    Renewable Fee:₹4,999 (per annum)
    Add-on Fee: Nil (per annum)
    Air India SBI Platinum Card1. 5,000 Reward Points as Welcome Gift.

    2. Card Anniversary gift of 2,000 Reward Points, every year.

    3. Upto 15 Reward Points for every ₹100 spent on Air India tickets.

    4. Up to 15,000 Bonus Reward Points on annual spends.

    5. 1 Reward Point*=1 Air India Air Mile for Free Travel

    6. Enjoy complimentary membership of the Air India Frequent Flyer program-Flying Returns

    7. Enjoy International Airport Luxury Lounge Access to over 600 airport lounges with complimentary Priority Pass Program
    Annual Fee:₹1,499 (one-time)
    Renewable Fee:₹1,499 (per annum)
    Add-on Fee: Nil (per annum)
    Chennai Metro SBI Card1. Dual usage Chennai Metro travel cum credit card.

    2. Get 2000 Bonus Cash Points on spends of ₹ 2000 in the first 60 days.

    3. 10 X Rewards on Dining, Movies, Departmental and Grocery spends.

    4. 1 reward point per ₹ 100 spent on other categories.

    5. Spend ₹1 lakh and get the annual fee reversed for the subsequent year.

    6. Enjoy fuel surcharge waiver on transactions worth ₹500 - 3,000 at petrol pumps across India.
    Annual Fee:₹499 (one-time)
    Renewable Fee:₹499 (per annum)
    Add-on Fee: Nil (per annum)
    IRCTC SBI Platinum Card1. Upto 10% value back as Reward Points for booking railway rickets in AC1, AC2, AC CC categories at irctc.co.in.

    2. Earn 350 activation bonus Reward Points on spends of ₹500 and more within 45 days of the card issuance date

    3. 1 reward point for every ₹125 spent on purchases other than fuel

    4. 1.8% transaction charges waiver, exclusive of GST, on railway ticket bookings on irctc.co.in.

    5. Use reward points to book free train tickets, wherein 1 reward point equals to 1 rupee

    6. 1% fuel surcharge waiver at all petrol pumps for transactions worth between ₹500 and ₹3,000 (Exclusive of GST and other charges).
    Annual Fee:₹500 (one-time)
    Renewable Fee:₹300 (per annum)
    Add-on Fee: Nil (per annum)
    Yatra SBI Card1. Yatra.com vouchers worth ₹8,250 on the payment of joining fee.

    2. 6X reward points on every ₹100 spent on Departmental and Grocery, dining, movies, entertainment and international spends

    3. 1 reward point on every ₹100 spent on all other categories

    4. 1 Reward Point = ₹ 0.25 (Reward Points redeemable at Yatra.com)

    5. Get an instant discount of ₹1,000 on total fare for domestic flight bookings on a minimum transaction of₹5,000

    6. Enjoy an instant discount of ₹4,000 on total fare for International Flight Bookings for a minimum transaction of ₹40,000

    7. Avail a flat 20% discount on Domestic Hotel Bookings on a minimum transaction of ₹3,000. Maximum discount is capped to ₹2,000 on each transaction.

    8. Type Promo Code 'TRAVEL' to avail the travel benefits mentioned above. The code can be used for a maximum of 6 times in a calendar year.

    9. 1% fuel surcharge waiver at all petrol pumps for transaction worth between ₹500-3,000, with the maximum being ₹100 monthly per card account.

    10. Exclusive access to MasterCard airport lounges in India.

    11. A complimentary air accidental death cover of ₹50 lakh available for Primary cardholder while booking ticket at Yatra.com

    12. Get your annual membership fee reversed from the next year on spending₹90,000 in the current year.
    Annual Fee:₹499 (one-time)
    Renewable Fee:₹499 (per annum)
    Add-on Fee: Nil (per annum)

    Fuel Cards

    CardsCashback & Reward OffersFees & Charges
    BPCL SBI Platinum Card1. Welcome offer of 2000 bonus reward points on the payment of joining fee. Reward points will be credited after 20 days of the payment of joining fee.

    2. 4.25% Value back ~ 13X reward points on fuel purchases. An additional 0.75% value back will be credited as per mandate from Government of India.

    3. Earn 1 reward point for every ₹100 spent on all fuel and retail purchases.

    4. 5X Reward points on every Rs.100 spend at Groceries, Departmental stores, Movies & Dining.

    5. 5X Reward Points per Rs. 100 spent on standing instructions for Utility Bills payments.

    6. 1 Reward point on all other retail spends, except fuel ( 1 RP = Rs 0.25)

    7. No Minimum Threshold. Surcharge Waiver applicable only on transactions up to Rs. 4000/- for a max of Rs. 100/- per month. Maximum surcharge waiver of ₹100 in a month, translating into an annual saving of ₹1,200. Maximum limit in a month is ₹10,000.

    8. Reward Points can be earned for a maximum spend of Rs. 10000/- per month.

    9. Earn reward points at all 14000+ pumps of BPCL.

    10. Redeem your reward points instantly for free fuel at select 1200 authorized BPCL retail outlets across the country or through BPCL fuel vouchers. 4 Reward points give you ₹1 of free fuel.

    11. You can also redeem your reward points for exclusive products in lifestyle, leisure, and travel categories across major brands at SBI Card’s exclusive Reward Point Program -Shop n Smile.
    1st Year Fee - ₹499 Per Annum + GST

    Renewal Fee - ₹499 Per Annum + GST

    Exclusive Card for Doctors

    CardsCashback & Reward OffersFees & Charges
    Doctor's SBI Card1. Get welcome e-gift voucher worth ₹1,500 from Yatra.com

    2. Earn 5X reward points on medical supplies, travel bookings & international spends

    3. 5X reward points on all spends on Doctor’s Day celebrated on 1st July

    4. Get 1 reward point per ₹100 spent on all other stuff

    5. E-gift voucher worth ₹5,000 from Yatra.com/Shoppers Stop/Bata on spending ₹5 lakhs in a year

    6. Get your annual fee reversed for the succeeding year on spending 2 lakhs in the previous year

    7. Get 8 complimentary visits a year to domestic airport lounges in India, subject to a maximum of 2 in a quarter

    9. Avail complimentary Priority Pass Program membership worth $99, allowing 4 complimentary visits a year to over 1,000 international airport lounges outside India, with a maximum of 2 in a quarter

    10. Get 1% fuel surcharge waiver on transactions worth ₹500-4,000 at petrol pumps across the country
    Annual Fee - ₹1,499

    Renewal Fee - ₹1,499

    Banking Partnership Cards

    CardsCashback & Reward OffersFees & Charges
    Karnataka Bank SBI Platinum Credit Card1. Welcome gift voucher worth ₹ 3,000 from anyone of our brand partners.

    2. Spend linked gift vouchers worth ₹6,000.

    3. 5X Reward Points on Dining, Departmental Store and International spends.

    4. Card Anniversary gift voucher worth ₹3,000.
    Annual Fee:₹2,999 (one-time)
    Renewable Fee:₹2,999 (per annum)
    Add-on Fee: Nil (per annum)
    Karnataka Bank SBI SimplySAVE Card1. 2,000 bonus reward points on spends of ₹2,000 in first 60 days.

    2. Enjoy 10 Reward Points per ₹100 spent on Dining, Movies, Departmental Stores and Grocery Spends.

    3. Annual fees reversal on spends of ₹90,000 and above.

    4. 1% fuel surcharge waiver across all petrol pumps.
    Annual Fee:₹499 (one-time)
    Renewable Fee:₹499 (per annum)
    Add-on Fee: Nil (per annum)
    South Indian Bank SBI Platinum Credit Card1. Welcome gift voucher worth ₹3,000 from anyone of our brand partners.

    2. Spend linked gift vouchers worth ₹6,000.

    3. 5X Reward Points on Dining, Departmental Store and International spends.

    4. Card Anniversary gift voucher worth ₹3,000.
    Annual Fee:₹2,999 (one-time)
    Renewable Fee:₹2,999 (per annum)
    Add-on Fee: Nil (per annum)
    South Indian Bank Simply Save SBI Card1. 2,000 bonus reward points on spends of ₹2,000 in first 60 days.

    2. Enjoy 10 Reward Points per ₹100 spent on Dining, Movies, Departmental Stores and Grocery Spends.

    3. Annual fees reversal on spends of ₹90,000 and above.

    4. 1% fuel surcharge waiver across all petrol pumps.
    Annual Fee:Rs.₹499
    Renewable Fee:₹499
    Add-on Fee: Nil (per annum)
    LVB SBI Platinum Credit Card1. Welcome gift voucher worth ₹3,000 from anyone of our brand partners.

    2. Spend linked gift vouchers worth ₹6,000.

    3. 5X Reward Points on Dining, Departmental Store and International spends.

    4. Card Anniversary gift voucher worth ₹3,000.
    Annual Fee:₹2,999
    Renewable Fee:₹2,999
    Add-on Fee: Nil (per annum)
    LVB SBI SimplySAVE Card1. 2,000 bonus reward points on spends of ₹ 2,000 in first 60 days.

    2. Enjoy 10 Reward Points per ₹100 spent on Dining, Movies, Departmental Stores and Grocery Spends.

    3. Annual fees reversal on spends of ₹90,000 and above.

    4. 1% fuel surcharge waiver across all petrol pumps.
    Annual Fee:₹499
    Renewable Fee:₹499
    Add-on Fee: Nil (per annum)
    Federal Bank SBI Platinum Credit Card1. Welcome gift voucher worth ₹3,000 from anyone of our brand partners.

    2. Spend linked gift vouchers worth ₹6,000.

    3. 5X Reward Points on Dining, Departmental Store and International spends.

    4. Card Anniversary gift voucher worth ₹3,000.
    Annual Fee:₹2,999
    Renewable Fee:₹2,999
    Add-on Fee: Nil (per annum)
    Federal Bank SBI Credit Card1. 2,000 Bonus Reward Points on spends of ₹ 2,000 within 60 days.

    2. ₹100 Cashback on first ATM withdrawal.

    3. 2.5% value back on Departmental store and Grocery spends.
    Annual Fee:₹499
    Renewable Fee:₹499
    Add-on Fee: Nil (per annum)
    KVB SBI Signature Card1. Welcome gift voucher worth ₹5,000 from popular brands.

    2. ₹500 off on movie tickets once every month.

    3. 50,000 Bonus Reward Points.

    4. 24x7 concierge service for gift/flower delivery & hotel/holiday bookings.
    Annual Fee:₹4,999
    Renewable Fee:₹4,999
    Add-on Fee: Nil (per annum)
    Karur Vysya Bank - SBI Platinum Credit Card1. Welcome Gift voucher worth ₹3,000 from any one of our brand partners.

    2. Spend linked gift vouchers worth ₹6,000.

    3. 5X Reward Points on Dining, Departmental Store and International spends.

    4. Card Anniversary gift voucher worth ₹3,000.
    Annual Fee:₹2,999
    Renewable Fee:₹2,999
    Add-on Fee: Nil (per annum)
    Karur Vysya Bank - SBI Card1. 2,000 Bonus Reward Points on spends of ₹ 2,000 within 60 days.

    2. ₹100 cashback on first ATM withdrawal.

    3. 2.5% value back on Departmental store and Grocery spends.
    Annual Fee:₹499
    Renewable Fee:₹499
    Add-on Fee: Nil (per annum)
    Oriental Bank of Commerce - SBI Platinum Credit Card1. Welcome Gift voucher worth ₹3,000 from anyone of our brand partners.

    2. Spend linked gift vouchers worth ₹6,000.

    3. 5X Reward Points on Dining, Departmental store and International spends.

    4. Card Anniversary gift voucher worth ₹3,000.
    Annual Fee:₹2,999
    Renewable Fee:₹2,999
    Add-on Fee: Nil (per annum)
    Oriental Bank of Commerce - SBI Card1. 2,000 bonus reward points on spends of ₹ 2,000 within 60 days.

    2. 1% fuel surcharge waiver at all petrol pumps.

    3. ₹100 Cashback on first ATM withdrawal.

    4. 2.5% value back on Departmental store and Grocery spends.
    Annual Fee:₹499
    Renewable Fee:₹499
    Add-on Fee: Nil (per annum)
    Bank of Maharashtra - SBI Platinum Credit Card1. Welcome Gift voucher worth ₹3,000 from any one of our brand partners.

    2. Spend linked gift vouchers worth ₹6,000.

    3. 5X Reward Points on Dining, Departmental store and International spends.

    4. Card Anniversary gift voucher worth ₹3,000.
    Annual Fee:₹2,999
    Renewable Fee:₹2,999
    Add-on Fee: Nil (per annum)
    Bank Of Maharashtra - SBI Card1. 2,000 Bonus Reward Points on spends of ₹ 2,000 within 60 days.

    2. ₹100 Cashback on first ATM withdrawal.

    3. 2.5% value back on Departmental store and Grocery spends.
    Annual Fee:₹499
    Renewable Fee:₹499
    Add-on Fee: Nil (per annum)

    SBI Credit Card Offers

    SBI does launch exciting limited period shopping offers to woo the customers. The offers can include lucrative cashbacks, discounts, gift vouchers, etc. So, keep taking benefits of those offers.

    Cashback Offers on SBI Credit Cards on Amazon’s Samsung Carnival (Offer valid from March 1-15)

    SBI is offering 5% cashback on Amazon’s Samsung Carnival (March 5-8, 2018), displaying a wide range of products such as home appliances, smartphones, wearables, tablets, etc. SBI’s offer, though, is available on products such as home appliances, televisions, furniture and laptops. It won’t provide cashback on smartphones, tablets and wearables. The offer is valid from March 1-15. However, Amazon would offer cashback on all such Samsung products to the consumers buying at the e-commerce platform.

    20% Instant Discount on Hotels (Offer Valid from March 7 – April 2, 2018)

    • All SBI credit cardholders, except the ones having corporate credit card, are eligible to avail the discount offer.
    • An instant 20% discount can be availed by booking hotels at SpiceVacations.com using the Promo Code SBI20 as shown on the payment page
    • The minimum booking amount excluding taxes has to be ₹10,000
    • The maximum discount is capped at ₹20,000
    • The discount would be calculated only on the hotel fare and not the taxes

    Discount Offers on Flight Booking at GoIbibo (Offer Valid from January 1 – March 31, 2018)

    • Instant discount is applicable to those booking both domestic and international flights at goibibo.com using SBI credit cards
    • The domestic and international flight booking would attract a discount of ₹200 and ₹500, respectively
    • The minimum booking amount for domestic flight should be ₹5,000 to get a discount
    • The minimum booking amount for international flight must be ₹15,000
    • Those converting the transactions into EMI can also avail the discounts
    • Promo Code for domestic and international flight booking is GOSBIDF and GOSBING, respectively
    • All SBI credit cardholders, except the ones with a corporate credit card, can get the discounts

    MakeMyTrip Offer on Flights & Hotels (Offer Valid from Jan 10-March 31, 2018)

    • Get an instant discount of ₹250 on domestic flight booking and enjoy a 20% waiver on base fare of domestic hotels. All you need to do is to type the deal code SBIDF and SBIHOT for flight and hotels, respectively.
    • Enjoy cashback of 1,000-5,000 on booking international flights and get a 15% off on base fare of international hotels. The minimum booking amount required to avail the benefits ranges from ₹20,000-1,00,000. While you need to type SBIIF for flights, SBIHOT should be the deal code for hotels.
    • The offer is also applicable on credit card EMI transactions
    • All SBI credit cardholders, except those with corporate credit cards, can benefit from the offer

    Will SBI Credit Card Charges Change Post GST?

    The tax charges apply on the interest accrual which happens in the case of revolving credit or those not paying bills on time. Previously, a service tax of 15% was applicable. But now, it is charged at 18% GST rate.

    Features and Benefits of SBI Credit Cards

    • SBI provides credit cards for everything from individual to corporate needs
    • SBI credit cards come with zero loss liability i.e. if your card is lost then you have zero liability on fraudulent transactions
    • The bank’s Credit cards are accepted all over the world
    • Cardholders have the option to convert all the purchases into EMIs and with the Easy Bill facility, customers can easily pay their utility bills online
    • SBI allows you to convert the outstanding balances in your card to easy installments

    SBI Credit Card Eligibility

    • Applicant should be an Indian
    • You should be over 18 years of age to apply for SBI credit cards
    • One should have good credit history with no loan or credit defaulting

    SBI Credit Cards Documentation

    • You should have at least 1 passport sized photograph.
    • Address proof like Passport, Ration card, Electricity bill, Adhar card has to be submitted
    • Applicant should possess PAN Card and Passport, Adhar Card as identity proof
    • Salary slips/certificate for last 3 months/latest bank statement indicating salary credited for minimum 3 months and Income tax return statement

    How to Apply for SBI Credit Card Online at Wishfin?

    You can apply for an SBI Credit Card at Wishfin, an online platform that displays the information on various credit cards. There is no login required as you can visit the official page of Wishfin and then navigate to the credit card section, which is full of exciting offers. By mentioning a few personal and professional details, the quotes of various card offers will appear on the screen. This is a simple and seamless process to apply online at Wishfin.

    Apply for SBI Credit Cards Via Form

    • Access the online application form at Wishfin
    • Fill your personal and professional details as sought in the form
    • Submit the form to get your application processed

    WhatsApp Application for SBI Credit Cards (One-of-a-Kind-Service)

    • Click Apply with the ease of WhatsApp Chat as shown on the credit card section at Wishfin
    • Then, a page will open asking you to input your mobile number
    • Enter your number and click ‘Continue with WhatsApp’
    • You will receive an SMS containing a WhatsApp link
    • Click the link and you will get added to a group featuring you and Wishfin
    • You just need to fill in a few personal and professional details before submitting your application

    Apply for SBI Credit Cards Via Wishfin Chat

    • Click ‘Use Wishfin Chat’ link
    • Mention a few personal and professional details
    • Submit the details

    Know SBI Credit Card Status at Wishfin

    One of the important considerations post the credit card application is to know the status. But not many know the ways to do the same. We, at Wishfin, let the card applicants know the status of SBI Credit Card after the application is made. It gives us the utmost pleasure of announcing one’s approval. At the same time, Wishfin is sensible to filling the voids in the application by suggesting necessary measures to applicants to eliminate the discrepancies. Keeping these in mind, the brand Wishfin is gaining the trust of the SBI card applicants.

    How Can I Pay SBI Credit Card Bill Online?

    Shopping via a credit card results in a bill which has to be paid by the customer within a stipulated period of time. On failing to pay on time, you may have to bear late payment charges. The interest and applicable taxes can also arise by not paying the dues on time. This generally happens to those who do use the convenient online methods to pay the bills and instead depend on cash and cheque. You can login to Internet Banking of SBI and pay your credit card bill at Bill Desk section. You can even use the net banking of other banks to transfer the card dues to SBI credit card account. Also, you can use mobile banking and activate Electronic Clearing Service (ECS) to pay the bills on or before time. The online methods can be much more convenient than dropping the cheque at bank ATMs or depositing the cash at branches.

    SBI Credit Card Statement

    Whenever the bill generates, you would be intimated of the due amount and the due date via an e-mail statement. The statement will detail on the spends made via the card, the reward points earned, etc. You can even see the minimum due amount, calculated at 5% of the outstanding balance. Taking a note of the statement will keep you aware of your credit card and help you repay on time.

    SBI Credit Card Customer Care Number – Get Your Card Queries Answered Here

    Any queries pertaining to the credit card, be it the payment schedule, reward offers, statement issuance, fees and charges or others, you can reach to the helpline numbers-1860 180 1290 and 1800 180 1290. The customer care representatives would hear your call patiently and provide you the plausible solution.

    SBI Credit Card Pin Generate

    You can forget or want to change your SBI credit card PIN. But you can generate a new PIN online by visiting the website of the public lender. All you need is to login to your SBI account online and then click on ‘My Account’ on the left side menu. Afterward, you need to follow the steps described below.

    • Click on Manage PIN
    • Select the card for which you need the PIN
    • Click on ‘Generate OTP’ tab
    • Input the OTP
    • Enter and re-enter the new PIN
    • Click on ‘Submit’ button

     

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