SBI Credit Card

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Credit Card

Quotes from 11 banks | Best Offers and Rewards

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    Credit cards are need of the hour because everyone needs a credit card to shop online and in retail stores. You can also travel to your favorite location without any troubles if you have a credit card. With a credit card, you can even save money on purchases and can even earn rewards. Of the banks offering credit cards, you can choose SBI because of its expertise of providing a host of services such as reward points, cashbacks, discounts and others for long. Let’s discuss the bank’s credit card in detail below.

    Why choose SBI Credit Cards?

    SBI Credit Cards come with a lot of features and privileges like balance transfer at low-interest rate which means you can transfer balance at a low-interest rate. You can convert your costly purchases to EMIs at flexible tenures and low-interest rates. You also have the facility to have access to instant cash with “Encash – Money on Call” facility. Thus, SBI Credit Card is your best choice.

    Types of SBI Credit Cards

    SBI provides a slew of credit cards in various categories such as travel, lifestyle, rewards, shopping, etc. Curious to know the cards of your choice? Excited to hear the cashbacks and reward point offers on SBI credit cards? Then, glance at the tables that follow now.

    Lifestyle Cards

    CardsCashback & Reward OffersFees and Charges
    SBI Card ELITE
    1. Welcome gift worth ₹4,999.
    2. Earn 5x rewards while spending on grocery and dining.
    3. Spend ₹100 on purchase and get 2x reward points.
    4. Spend ₹5 Lakh & 8 Lakh and get a chance to earn 15,000 bonus rewards.
    5. Get 10,000 reward points on spending ₹3 and 4 Lakh in a year.
    6. Enjoy exclusive concierge services.
    7. 1% fuel surcharge waiver.
    Annual Fee:₹4,999 (one-time)
    Renewable Fee:₹.4,999( per annum)
    Add-on Fee: Nil (per annum)
    SBI Card ELITE Advantage1. Get welcome gift worth ₹5,000.
    2.Earn 5x rewards while spending on grocery and dining.
    3. Spend ₹100 on purchase and get 2x reward points.
    4. Spend ₹5 Lakh & 8 Lakh and get a chance to earn 15,000 bonus rewards.
    5. Get 10,000 reward points on spending ₹3 and 4 Lakh in a year.
    6. Enjoy exclusive concierge services.
    Annual Fee:₹4,999 (one-time)
    Renewable Fee:₹4,999( per annum)
    Add-on Fee: Nil (per annum)

    Reward Cards

    CardsCashback & Reward OffersFees & Charges
    SBI Platinum Card1. Welcome gift voucher worth ₹3,000 from popular brands.

    2. Spend linked gift vouchers worth ₹6,000.

    3. 5X reward points on dining, grocery and international spends.

    4. Get 2x reward points for spending ₹100 on all other categories.

    5. Card anniversary gift voucher worth ₹3,000.

    6. Enjoy complimentary lounge access to Visa lounges in India and abroad.

    7.Get rewarded by spending ₹4 and ₹5 Lakh annually each.

    8. Avail complimentary priority pass membership.
    Annual Fee:₹2,999
    Renewable Fee:₹2,999
    Add-on Fee: Nil (per annum)
    SBI Advantage Platinum Card

    1. Welcome gift voucher worth ₹3,000 from popular brands.

    2. Spend linked gift vouchers worth ₹6,000.

    3. 5X reward points on dining, grocery and international spends.

    4. Get 2x reward points for spending ₹100 on all other categories.

    5. Card anniversary gift voucher worth ₹3,000.

    6. Enjoy complimentary lounge access to Visa lounges in India and abroad.

    7. Get rewarded by spending ₹4 and ₹5 Lakh annually each.

    8. Avail complimentary priority pass membership.
    Annual Fee:₹2,999
    Renewable Fee:₹2,999
    Add-on Fee: Nil (per annum)
    Tata Platinum Card
    1. Get welcome and anniversary gifts from Taj.
    2. Get vouchers worth ₹3,000 from leading brands.
    3. Avail 5% value back on tata partner outlets.

    4. Earn 3x rewards on grocery, dining, departmental & international spends.

    5. On annual spends of ₹4 lakh and 5 lakh, get gift voucher upto ₹3,000.

    6. 2% value back on spends at croma.
    Annual Fee:₹2,999
    Renewable Fee:₹2,999
    Add-on Fee: Nil (per annum)
    Tata Titanium Card1. Spend ₹2,000 in first 60 days and get 500 empower points.

    2. Avail 1.5% value back on spends at croma.

    3. Get upto 5% value back on spends at Tata outlets.

    4. Enjoy 3x points on departmental and grocery stores.

    5. Spend ₹90,000 or more in a year and get your annual fee waived off.
    Annual Fee:₹499
    Renewable Fee:₹499
    Add-on Fee: Nil (per annum)

    Shopping Cards

    CardsCashback & Reward OffersFees & Charges
    SimplyCLICK SBI Card1. Amazon.in Gift Card worth ₹500 on joining.

    2. 5X Reward Points on online spends.

    3. 10X Reward Points on online spends with exclusive partners.

    4. E-vouchers worth ₹2000 on annual online spends of ₹1 Lakh and ₹2 Lakhs each.
    Annual Fee: ₹499 (one-time)
    Renewal Fee:₹499 (per annum)
    Add on Fee: Nil (per annum)
    SimplySAVE SBI Card1. 2,000 bonus reward points on spends of ₹ 2,000 in first 60 days.

    2. Enjoy 10 Reward Points per ₹100 spent on Dining, Movies, Departmental Stores and Grocery Spends.

    3. Annual fees reversal on spends of ₹90,000 and above.

    4. 1% fuel surcharge waiver across all petrol pumps.
    Annual Fee: ₹499 (one-time)
    Renewal Fee:₹499 (per annum)
    Add on Fee: Nil (per annum)
    SBI Card Unnati1. SBI Card Unnati is free for first 4 years.

    2. Get 1 Reward Point per ₹100 spent.

    3. ₹500 cashback on annual spends of ₹50,000.

    4. 1% fuel surcharge waiver across all petrol pumps.
    Annual Fee (First 4 years): Nil
    Renewal Fee (5th year onwards): ₹499
    Add-on Fee (per annum): Nil
    Central SBI Select+ Card1. Welcome benefits worth ₹5000.

    2. 20 Select Points per ₹100 spent at any Central store.

    3. 10 Select Points per Rs.100 spent on Dining & Movies.

    4. 2 Select Points per ₹100 on other retail spends(Non-Fuel).
    Annual Fee:₹2,999 (one-time)
    Renewable Fee:₹2,999 (per annum)
    Add-on Fee: Nil (per annum)
    Central SBI Select Card1. Welcome benefits worth ₹1,750.

    2. 10 Select Points per ₹100 spent at any Central store.

    3. 5 Select Points per Rs. 100 spent on Dining & Movies.

    4. 1 Select Point per ₹ 100 on other retail spends (Non fuel).
    Annual Fee:₹750 (one-time)
    Renewable Fee:₹750 (per annum)
    Add-on Fee: Nil (per annum)
    STYLEUP Contactless Card1. Flat 10% Discount on all Fashion Apparel, Accessories, Backpacks, Footwear & School Bags at fbb & Big Bazaar Stores.

    2. 10X Reward Points on Big Bazaar, fbb & Dining spend.

    3. Welcome gift of ₹ 500 worth fbb gift voucher.

    4. 2000 Reward points on Card Anniversary.
    Annual Fee:₹499
    Renewable Fee:Rs.499
    Add-on Fee: Nil (per annum)
    Capital First SBI Card1. 2,000 bonus reward points on spends of ₹2,000 in first 60 days.

    2. Enjoy 10 Reward Points per ₹100 spent on Dining, Movies, electronics Spends.

    3. Anniversary gift of bonus 2000 reward points from 2nd year onwards on renewal fee payment.
    Annual Fee:₹499
    Renewable Fee:₹499
    Add-on Fee: Nil (per annum)
    SimplyCLICK Advantage SBI Card1. Amazon.in Gift Card worth ₹500 on joining.

    2. 5X Reward Points on online spends.

    3. 10X Reward Points on online spends with exclusive partners.

    4. E-vouchers worth ₹2000 on annual online spends of ₹1 Lakh and ₹2 Lakhs each.
    Annual Fee:₹499
    Renewable Fee:₹499
    Add-on Fee: Nil (per annum)
    SimplySAVE Advantage SBI Card1. Enjoy 10 Reward Points per ₹100 spent on Dining, Movies, Departmental Stores and Grocery Spends.

    2. Annual fees reversal on spends of ₹90,000 and above.

    3. 1% fuel surcharge waiver across all petrol pumps.
    Annual Fee:₹499
    Renewable Fee:₹499
    Add-on Fee: Nil (per annum)
    Fbb SBI STYLEUP Card1. Flat 10% Discount on all Fashion Apparel, Accessories, Backpacks, Footwear & School Bags at fbb & Big Bazaar Stores.

    2. 10X Reward Points on Big Bazaar, fbb & Dining spend.

    3. Welcome gift of ₹500 worth fbb gift voucher.

    4. 2000 Reward points on Card Anniversary.
    Annual Fee:₹499 (one-time)
    Renewable Fee:₹499 (per annum)
    Add-on Fee: Nil (per annum)

    Travel Cards

    CardsCashback & Reward OffersFees & Charges
    Air India SBI Signature Card1. 20,000 Reward Points as Welcome Gift.

    2. Card Anniversary gift of 5,000 Reward Points every year.

    3. Upto 30 Reward Points for every ₹100 spent on Air India tickets.

    4. Up to 1,00,000 Bonus Reward Points on annual spends.
    Annual Fee:₹4,999 (one-time)
    Renewable Fee:₹4,999 (per annum)
    Add-on Fee: Nil (per annum)
    Air India SBI Platinum Card1. 5,000 Reward Points as Welcome Gift.

    2. Card Anniversary gift of 2,000 Reward Points, every year.

    3. Upto 15 Reward Points for every ₹100 spent on Air India tickets.

    4. Up to 15,000 Bonus Reward Points on annual spends.
    Annual Fee:₹1,499 (one-time)
    Renewable Fee:₹1,499 (per annum)
    Add-on Fee: Nil (per annum)
    Chennai Metro SBI Card1. Dual usage Chennai Metro travel cum credit card.
    2. Get 2000 Bonus Cash Points on spends of ₹ 2000 in the first 60 days.

    3. 10 X Rewards on Dining, Movies, Departmental and Grocery spends.

    4. 1 Reward Point per ₹ 100 spent on other categories.
    Annual Fee:₹499 (one-time)
    Renewable Fee:₹499 (per annum)
    Add-on Fee: Nil (per annum)
    Mumbai Metro SBI Card1. ₹50 bonus preloaded for your Mumbai Metro travel.

    2. Auto top up of Mumbai Metro wallet by ₹200 as soon as the balance reaches ₹50.

    3. Get 2000 Bonus reward points on spends of ₹2,000 within first 60 days.

    4. 10X Rewards on Auto Top up spends.
    Annual Fee:₹499 (one-time)
    Renewable Fee:₹499 (per annum)
    Add-on Fee: Nil (per annum)
    IRCTC SBI Platinum Card1. Upto 10% value back as Reward Points for railway ticket purchases.

    2. 350 bonus Reward Points on activation.

    3. 1.8% transaction charges waiver, on railway ticket bookings on irctc.co.in.

    4. 1% fuel surcharge waiver at all petrol pumps.
    Annual Fee:₹500 (one-time)
    Renewable Fee:₹300 (per annum)
    Add-on Fee: Nil (per annum)
    Yatra SBI Card1. ₹8,250 worth Yatra.com vouchers on payment of joining fee.

    2. 6X Reward Points on Yatra.com, Departmental and Grocery store spends.

    3. 1% fuel surcharge waiver at all petrol pumps.

    4. Exclusive access to MasterCard airport lounges in India.
    Annual Fee:₹499 (one-time)
    Renewable Fee:₹499 (per annum)
    Add-on Fee: Nil (per annum)

    Banking Partnership Cards

    CardsCashback & Reward OffersFees & Charges
    Karnataka Bank SBI Platinum Credit Card1. Welcome gift voucher worth ₹ 3,000 from anyone of our brand partners.

    2. Spend linked gift vouchers worth ₹6,000.

    3. 5X Reward Points on Dining, Departmental Store and International spends.

    4. Card Anniversary gift voucher worth ₹3,000.
    Annual Fee:₹2,999 (one-time)
    Renewable Fee:₹2,999 (per annum)
    Add-on Fee: Nil (per annum)
    Karnataka Bank SBI SimplySAVE Card1. 2,000 bonus reward points on spends of ₹2,000 in first 60 days.

    2. Enjoy 10 Reward Points per ₹100 spent on Dining, Movies, Departmental Stores and Grocery Spends.

    3. Annual fees reversal on spends of ₹90,000 and above.

    4. 1% fuel surcharge waiver across all petrol pumps.
    Annual Fee:₹499 (one-time)
    Renewable Fee:₹499 (per annum)
    Add-on Fee: Nil (per annum)
    South Indian Bank SBI Platinum Credit Card1. Welcome gift voucher worth ₹3,000 from anyone of our brand partners.

    2. Spend linked gift vouchers worth ₹6,000.

    3. 5X Reward Points on Dining, Departmental Store and International spends.

    4. Card Anniversary gift voucher worth ₹3,000.
    Annual Fee:₹2,999 (one-time)
    Renewable Fee:₹2,999 (per annum)
    Add-on Fee: Nil (per annum)
    South Indian Bank Simply Save SBI Card1. 2,000 bonus reward points on spends of ₹2,000 in first 60 days.

    2. Enjoy 10 Reward Points per ₹100 spent on Dining, Movies, Departmental Stores and Grocery Spends.

    3. Annual fees reversal on spends of ₹90,000 and above.

    4. 1% fuel surcharge waiver across all petrol pumps.
    Annual Fee:Rs.₹499
    Renewable Fee:₹499
    Add-on Fee: Nil (per annum)
    LVB SBI Platinum Credit Card1. Welcome gift voucher worth ₹3,000 from anyone of our brand partners.

    2. Spend linked gift vouchers worth ₹6,000.

    3. 5X Reward Points on Dining, Departmental Store and International spends.

    4. Card Anniversary gift voucher worth ₹3,000.
    Annual Fee:₹2,999
    Renewable Fee:₹2,999
    Add-on Fee: Nil (per annum)
    LVB SBI SimplySAVE Card1. 2,000 bonus reward points on spends of ₹ 2,000 in first 60 days.

    2. Enjoy 10 Reward Points per ₹100 spent on Dining, Movies, Departmental Stores and Grocery Spends.

    3. Annual fees reversal on spends of ₹90,000 and above.

    4. 1% fuel surcharge waiver across all petrol pumps.
    Annual Fee:₹499
    Renewable Fee:₹499
    Add-on Fee: Nil (per annum)
    Federal Bank SBI Platinum Credit Card1. Welcome gift voucher worth ₹3,000 from anyone of our brand partners.

    2. Spend linked gift vouchers worth ₹6,000.

    3. 5X Reward Points on Dining, Departmental Store and International spends.

    4. Card Anniversary gift voucher worth ₹3,000.
    Annual Fee:₹2,999
    Renewable Fee:₹2,999
    Add-on Fee: Nil (per annum)
    Federal Bank SBI Credit Card1. 2,000 Bonus Reward Points on spends of ₹ 2,000 within 60 days.

    2. ₹100 Cashback on first ATM withdrawal.

    3. 2.5% value back on Departmental store and Grocery spends.
    Annual Fee:₹499
    Renewable Fee:₹499
    Add-on Fee: Nil (per annum)
    KVB SBI Signature Card1. Welcome gift voucher worth ₹5,000 from popular brands.

    2. ₹500 off on movie tickets once every month.

    3. 50,000 Bonus Reward Points.

    4. 24x7 concierge service for gift/flower delivery & hotel/holiday bookings.
    Annual Fee:₹4,999
    Renewable Fee:₹4,999
    Add-on Fee: Nil (per annum)
    Karur Vysya Bank - SBI Platinum Credit Card1. Welcome Gift voucher worth ₹3,000 from any one of our brand partners.

    2. Spend linked gift vouchers worth ₹6,000.

    3. 5X Reward Points on Dining, Departmental Store and International spends.

    4. Card Anniversary gift voucher worth ₹3,000.
    Annual Fee:₹2,999
    Renewable Fee:₹2,999
    Add-on Fee: Nil (per annum)
    Karur Vysya Bank - SBI Card1. 2,000 Bonus Reward Points on spends of ₹ 2,000 within 60 days.

    2. ₹100 cashback on first ATM withdrawal.

    3. 2.5% value back on Departmental store and Grocery spends.
    Annual Fee:₹499
    Renewable Fee:₹499
    Add-on Fee: Nil (per annum)
    Oriental Bank of Commerce - SBI Platinum Credit Card1. Welcome Gift voucher worth ₹3,000 from anyone of our brand partners.

    2. Spend linked gift vouchers worth ₹6,000.

    3. 5X Reward Points on Dining, Departmental store and International spends.

    4. Card Anniversary gift voucher worth ₹3,000.
    Annual Fee:₹2,999
    Renewable Fee:₹2,999
    Add-on Fee: Nil (per annum)
    Oriental Bank of Commerce - SBI Card1. 2,000 bonus reward points on spends of ₹ 2,000 within 60 days.

    2. 1% fuel surcharge waiver at all petrol pumps.

    3. ₹100 Cashback on first ATM withdrawal.

    4. 2.5% value back on Departmental store and Grocery spends.
    Annual Fee:₹499
    Renewable Fee:₹499
    Add-on Fee: Nil (per annum)
    Bank of Maharashtra - SBI Platinum Credit Card1. Welcome Gift voucher worth ₹3,000 from any one of our brand partners.

    2. Spend linked gift vouchers worth ₹6,000.

    3. 5X Reward Points on Dining, Departmental store and International spends.

    4. Card Anniversary gift voucher worth ₹3,000.
    Annual Fee:₹2,999
    Renewable Fee:₹2,999
    Add-on Fee: Nil (per annum)
    Bank Of Maharashtra - SBI Card1. 2,000 Bonus Reward Points on spends of ₹ 2,000 within 60 days.

    2. ₹100 Cashback on first ATM withdrawal.

    3. 2.5% value back on Departmental store and Grocery spends.
    Annual Fee:₹499
    Renewable Fee:₹499
    Add-on Fee: Nil (per annum)

    Secured Credit Card (Unnati)

    SBI recently launched an innovative credit card bearing the name of Unnati. The highlight of the card is the waiving off of annual fee for first 4 years plus the availability of a host of discounts and cashback offers to bring a smile on the face of shoppers. However, you need a fixed deposit of a minimum value of 25,000 to avail the card. If you have the fixed deposit of the same value and above, you are an automatic entry here. But don’t worry if you do not have. Just open a fixed deposit of the said value and apply for Unnati to satisfy the shopper in you. Wanna get a sight of the rewards and cashback offers of the card? Look at the table below.

    SBI Unnati CardCashback & Reward OffersFees & Charges

    Will SBI Credit Card Charges Change Post GST?

    The tax charges apply on the interest accrual which happens in the case of revolving credit or those not paying bills on time. Previously, a service tax of 15% was applicable. But now, it is charged at 18% GST rate.

    Special Offers of SBI Card This Week

    A host of discounts and cashback options emerge this week with SBI credit cards. Want to know those? Read the pointers below.

    • A cashback of ₹800 on booking via makemytrip
    • 25% discount shopping at Jabong
    • Avail 10% discount at grofers
    • 5% cashback while shopping at Home Town, a home decor manufacturer
    • 22% off on buying electronics at IFB
    • Extra 5% cashback while shopping at Easybuy Stores

    These can be subject to certain terms and conditions. So, visit the website of SBI to know all that and plan your shopping accordingly.

    Features and Benefits of SBI Credit Cards

    • SBI provides credit cards for everything from individual to corporate needs
    • SBI credit cards come with zero loss liability i.e. if your card is lost then you have zero liability on fraudulent transactions
    • The bank’s Credit cards are accepted all over the world
    • Cardholders have the option to convert all the purchases into EMIs and with the Easy Bill facility, customers can easily pay their utility bills online
    • SBI allows you to convert the outstanding balances in your card to easy installments

    How to apply for SBI Credit Card?

    You can apply for an SBI Credit Card online as well as by visiting bank branches. If you want to apply online, you must login the registration page of bank’s credit card and enter the required details. Both existing and new customer can apply for credit card online. Alternatively, you can visit the nearest SBI bank branch to fill the application form after that you should submit the form at the bank branch along with photographs and documents required to apply for a SBI credit card.

    SBI Credit Cards Eligibility

    • Applicant should be an Indian
    • You should be over 18 years of age to apply for SBI credit cards
    • One should have good credit history with no loan or credit defaulting

    SBI Credit Cards Documentation

    • You should have at least 1 passport sized photograph.
    • Address proof like Passport, Ration card, Electricity bill, Adhar card has to be submitted
    • Applicant should possess PAN Card and Passport, Adhar Card as identity proof
    • Salary slips/certificate for last 3 months/latest bank statement indicating salary credited for minimum 3 months and Income tax return statement

    SBI Credit Card Customer Care Number

    Any queries pertaining to the credit card, be it the payment schedule, reward offers, statement issuance, fees and charges or others, you can reach to the helpline numbers-1860 180 1290 and 1800 180 1290. The customer care representatives would hear your call patiently and provide you the plausible solution.

     

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