BPCL SBI Credit Card
Last Updated : Oct. 31, 2023, 11:26 a.m.
One of the most attractive fuel cards in India’s credit card segment, BPCL SBI Card is a boon to those who ride bikes, cars and other vehicles on the road. With attractive cashback and reward points on fuel spends, this card is all set to appeal those refilling their vehicles. Even though it’s a fuel card, there are reward points and other offers applicable to spends other than made on fuel. Let’s check out the offers of BPCL SBI Card and other critical information in this article.
BPCL SBI Credit Card Features, Benefits & Offers April 2024
The card comes with a host of offers on purchasing fuel and other retail spends. Want to know those? Check out the points below.
| Benefit | Amount |
|---|---|
| Welcome Gift | 2,000 bonus points (₹500) one time |
| 13X Reward Points (on fuel) | 1,300 points (₹325) per bill cycle |
| 5X Reward Points (on every ₹100) | 5,000 points (₹1250) per month |
Fees & Charges
The card comes with the following fees & charges. Take a look.
- Joining Fee – ₹499
- Renewal Fee – ₹499
| Types of Fees | Amount (In ₹) |
|---|---|
| Card Replacement | 100-250 |
| Rewards Redemption Fee | 99 |
| Payment Dishonor | 500 |
| Over Limit Fees | 600 |
| Finance Charges | 3.50% per month |
| Cash Payment fee | 250 |
| Cash Advance Fees | 500 |
| Foreign Currency Transaction fee | 3.5%(For All Cards Except Elite & Aurum) |
| Processing Fee on all Rent Payment Transactions | 199 |
| Balance Transfer | 1.7% per month (for 180 days tenure) |
Late Fees
| Outstanding Amount | Charges |
|---|---|
| For the amount between ₹ 0 to ₹500 | NIL |
| Exceeding ₹500 and up to ₹1,000 | ₹400 |
| Exceeding ₹1,000 and up to ₹10,000 | ₹750 |
| Exceeding ₹10,000 and up to ₹25,000 | ₹950 |
| Exceeding ₹25,000 and up to ₹50,000 | ₹1,100 |
| Above ₹50,000 | ₹1,300 |
Note – All these fees & charges would also include 18% GST
BPCL SBI Credit Card Credit Limit
So you are one of those wanting to know the credit limit of this fuel card, right? Well, SBI decides the credit limit based on the income and credit score of an individual. Needless to say, an individual with a good income and a credit score of more than 750 can get a higher credit limit compared to an individual with a limited income and a lower score.
How to Apply for BPCL SBI Credit Card Online at Wishfin?
Yes, the offers are attractive and so you would apply for the card, right? You can apply for this card at Wishfin, an online marketplace for credit cards, loans and other financial products . All you need to do is to enter your personal, professional and credit details, if any, before clicking on ‘Submit’ button. After you submit your application, the concerned Wishfin executives will look to ensure a smooth approval.
BPCL SBI Credit Card Application Status
After making a credit card application , the next thing that dominates your mind is to check its status. So, you can check the status on the official website of SBI. All you need to do is to enter the application number and a few personal information to get the status on the screen. You can even call the customer care executives to know the status.
How to Pay BPCL SBI Credit Card Bills?
When you shop with this fuel card, the bills would arise and so have to be paid on time to avoid late payment charges and taxes. You can thus add your card to the list of billers online. Everytime the bill generates, you will get to know the due amount and the due date for the payment. You can even set an Auto Pay online to get the bills paid automatically from your account, relieving you from the last minute hassle.
BPCL SBI Credit Card Customer Care Number
Doesn’t matter whether it’s about the credit card statement or reward point redemption query, feel free to call the customer care executives on this 24X7 toll-free number – 18001801290.