Home Loan Interest Rates 202021394 views
Highlights
- Compare ICICI home loan rates and processing fees.
- Checkout the interest rates ranging from 8.25%-9.35% on ICICI home loans.
Buying a home loan from ICICI Bank is quick and easy. A home loan from ICICI Bank can not be missed. The bank offers home loans to both salaried and self-employed at fixed as well as floating interest rates. Read more to know the details below:
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Table of Contents
ICICI Home Loan Interest Rates April 2020
Below is the table showing the rate of interest, maximum loan amount, tenure and processing fee applicable to ICICI home loans.
| Particulars | Salaried | Self-employed | ICICI Group Employees | Tata/Infosys Employees |
|---|---|---|---|---|
| Interest Rate | 8.95%-9.10% per annum | 9.00%-9.20% per annum | 8.65% per annum | 8.70% per annum |
| Loan Amount | Customized | Customized | Customized | Customized |
| Tenure | Up to 30 years | Up to 30 years | Up to 30 years | Up to 30 years |
| Processing Fees | 0.50% - 1% of the loan amount plus GST | 0.50% - 1% of the loan amount plus GST | 0.50% - 1% of the loan amount plus GST | 0.50% - 1% of the loan amount plus GST |
Apply ICICI Home Loan @ 8.25%* ROI
ICICI Home Loan Interest Rate for Existing Customers
With interest rate conversion option, the existing customers of home loans of ICICI Bank can reduce their current rate of interest by opting for a lower rate. The customers can switch from fixed rate to floating rate.
Home Loan Balance Transfer Interest Rates
You can lower your EMI burden and save money by transferring your existing home loan to ICICI. Yes, with the help of availing the BT facility, you can get a lower home loan interest rate and save more on your EMIs and Interest Outgo.
ICICI Bank Home Loan Interest Rate (Special Festive Offer Valid Till November 30)
To Customers with Repayment from ICICI Bank Account
For Salaried Individuals
| Loan Amount Slab | Floating Interest Rate |
|---|---|
| Up to ₹ 35 Lakhs | 8.60% - 8.85% Per Annum |
| ₹ 35 Lakhs to ₹ 75 Lakhs | 8.65% - 8.90% Per Annum |
| Above ₹ 75 Lakhs | 8.70% - 8.95% Per Annum |
For Self-employed Individuals
| Loan Amount Slab | Floating Interest Rate |
|---|---|
| Up to ₹ 35 Lakhs | 8.75% - 9.00% Per Annum |
| ₹ 35 Lakhs to ₹ 75 Lakhs | 8.80% - 9.05% Per Annum |
| Above ₹ 75 Lakhs | 8.85% - 9.10% Per Annum |
To Select Corporates with CIBIL Score greater than 780 and Repayment from ICICI Bank Account
| Loan Amount Slab | Floating Interest Rate |
|---|---|
| Any Loan Amount | 8.55% Per Annum |
For Salaried Individuals
| Loan Amount Slab | Floating Interest Rate |
|---|---|
| Up to ₹ 35 Lakhs | 8.65% - 8.95% Per Annum |
| ₹ 35 Lakhs to ₹ 75 Lakhs | 9.05% - 9.20% Per Annum |
| Above ₹ 75 Lakhs | 9.10% - 9.25% Per Annum |
For Self-employed Individuals
| Loan Amount Slab | Floating Interest Rate | |
|---|---|---|
| Up to ₹ 35 Lakhs | 8.80% - 9.10% Per Annum | |
| ₹ 35 Lakhs to ₹ 75 Lakhs | 9.20% - 9.35% Per Annum | |
| Above ₹ 75 Lakhs | 9.25% - 9.40% Per Annum |
