ICICI Home Loan Interest Rates


  • Compare ICICI home loan rates and processing fees.
  • Checkout the interest rates ranging from 8.65% - 9.40% on ICICI home loans.

Buying a home loan from ICICI Bank is quick and easy. A home loan from ICICI Bank can not be missed. The bank offers home loans to both salaried and self-employed at fixed as well as floating interest rates. Read more to know the details below:

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ICICI Home Loan Interest Rates October 2019

Below is the table showing the rate of interest, maximum loan amount, tenure and processing fee applicable to ICICI home loans.

ParticularsSalariedSelf-employedICICI Group EmployeesTata/Infosys Employees
Interest Rate8.95%-9.10% per annum9.00%-9.20% per annum8.65% per annum8.70% per annum
Loan AmountCustomizedCustomizedCustomizedCustomized
TenureUp to 30 yearsUp to 30 yearsUp to 30 yearsUp to 30 years
Processing Fees0.50% - 1% of the loan amount plus GST0.50% - 1% of the loan amount plus GST0.50% - 1% of the loan amount plus GST0.50% - 1% of the loan amount plus GST

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ICICI Home Loan Interest Rate for Existing Customers

With interest rate conversion option, the existing customers of home loans of ICICI Bank can reduce their current rate of interest by opting for a lower rate. The customers can switch from fixed rate to floating rate.

Home Loan Balance Transfer Interest Rates

You can lower your EMI burden and save money by transferring your existing home loan to ICICI. Yes, with the help of availing the BT facility, you can get a lower home loan interest rate and save more on your EMIs and Interest Outgo.

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