ICICI Credit Card

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Credit Card

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    Professional Details

    Personal Details

    Headquartered in Mumbai, ICICI bank is an Indian multinational bank that has a wide network of 4,450 branches and 13,995 ATMs spread across India. Being the second largest bank of the country in terms of assets, the bank offers an extensive range of banking products and financial services to both the corporate and retail customers. One amongst them is issuance of credit cards. The bank offers variety of credit cards like Gemstone cards, airline cards, ferrari cards, metro cards and many more to cater the needs of the customer. Each card is designed to serve a unique purpose.

    Key Features Of ICICI Credit Cards

    • Easy application process
    • Wide variety of cards to choose from
    • Provide travel benefits such as travel miles and complimentary airport lounge access
    • Give cash rewards and payback offers
    • Customer can avail heavy discounts on shopping, fuel, dining & movies
    • Fuel surcharge waiver on use of credit card at selective fuel pumps

    Types of Credit Cards Provided By ICICI Bank

    The bank offers multiple credit cards under the categories of Gemstone card, Airline Cards, Fuel Cards and Contactless Cards.

    Features and Benefits of Different Types of Credit Cards

    Gemstone Cards

    Card NameBenefitsFees & ChargesReward PointsOffers
    ICICI Bank Coral Credit CardTie – up with Provogue on joining
    Cash rewards on dining, groceries and supermarkets
    15% saving on dining bills
    Joining Fee:₹1,000 + service taxes
    Annual Charges :₹ 500 + service taxes, payable from second year
    Waived off if spent more than ₹ 1.50 lakhs
    Earn 4 payback points on dining, groceries and at supermarkets on every ₹100 purchase
    Earn 2 payback points on every spent of ₹100 on other transaction
    Free movie tickets on booking from bookmyshow.com
    Discounts on dining bills at all participating restaurants
    Airport lounge access privilege
    ICICI Bank Coral American Express Credit CardExtra 50% reward points on online spends
    Annual fee is paid back if the total spend on the credit card in an year is ₹1.25 lakhs or more
    Joining Fee: ₹1,250 + services taxes
    Annual Fee :Year 1- Nil Year 2- ₹500 + service taxes
    Supplementary card fee : Nil
    Overdue interest on extended credit and cash advances: 3.40% per month
    Earn 4 payback points on every spent of ₹100 on dining, groceries and supermarkets
    Earn 3 payback points on every ₹100 spent on online transaction
    Earn 2 payback points on every ₹100 spent on other transaction except for fuel
    Attractive cash rewards
    On joining benefit of tie-up with Provogue
    ICICI Bank Rubyx Credit CardsBased on spent of the card the customer can avail the benefit of visiting the golf course of his choice once a month
    On joining the applicant will get a set of Sennheiser HD221 headphones
    Joining Fee – ₹3,000 + service tax
    Annual Fee – ₹2,000 + service tax payable from second year
    Waived off if spent ₹3 lakhs in previous year
    Flexible rewards planThe customer can choose from 3 different reward plans based on the likely spends category and earn 2x reward points
    Free access to airport lounges in India
    ICICI Bank Sapphiro Credit CardAvail advantage of 2 cards with the convenience of 1 account
    Get privileges on dinning, travel, entertainment and golf
    Joining Fee : ₹6,500 + service tax
    Annual Fee : ₹3,500 + service tax payable from second year
    Waived off if spent more than ₹ 6 lakhs in previous year
    Earn 2 payback points on domestic spends
    Earn 4 payback points on international spends
    Kindle free on payment of joining fee
    Membership to the priority pass lounge access programme
    ICICI Bank Diamant Credit CardsLimited access credit cards
    Exclusive privileges provided to the holder
    Comprehensive insurance cover
    Exclusive movie screening

    Airline Cards

    Card NameBenefitsFees &ChargesReward PointsOffers
    Jet Airways ICICI Bank Coral Credit CardOn joining get 2,500 welcome bonus JP Miles
    Get 1,250 JP Miles bonus, renewed every year
    Joining Fee : ₹1,250
    Annual Fee : Year 1- Nil Year 2- ₹ 1,250
    Supplementary Card Fee:₹ 250
    Relaxation of 1% on surcharge payment on fuel transaction of ₹4,000
    Jet Airways ICICI Bank Rubyx Credit Card5,000 welcome bonus JP Miles
    Save minimum 15% on dining
    No annual fee or joining fee charged from Jet Privilege Platinum Tier Members
    Joining Fee :₹2,500
    Annual Fee : ₹2,500 applicable from second year of joining Supplementary Card Fee:₹ 250
    Earn up to 5 JP Miles on every payment of ₹ 100 made by cardA free Jet Airways ticket on joining
    One on one free movie ticket a week
    Jet Airways ICICI Bank Sapphiro Credit CardHeavy discounts on golf rounds, dining, movie tickets and other things
    On joining receive 10,000 JP Miles welcome bonus
    Joining Fee : ₹5,000
    Annual Fee: ₹5,000 payable from second year of joining
    Waived off if JetPrivilege Tier Platinum members Supplementary Card Fee:₹ 250
    Earn up to 7 JP Miles on the card payment of every ₹100Access to airport lounge
    Jet Airways ticket on Joining
    British Airways Premium Credit CardOn everyday purchase enhance your chance to get free air ticketsAnnual Fee Year 1 - ₹ 7,000 Year 2 onwards - ₹ 7,000
    Supplementary Card Fee- Nil
    Overdue Intereston extended credit and cash advance – 3.40% per month
    Earn up to 9 Avios on card payment of ₹ 100 and its multiple
    25,000 Avios on British Airways return ticket from India to London booked within 3 months of card set-up
    8,000 bonus Avios on first usage of card

    Fuel Cards

    Card NameBenefitsFees &ChargesReward PointsOffers
    ICICI Bank HPCL Coral American Express Credit CardSavings and cashback of 2.5% on fuel purchase from HPCL pumpsJoining Fee – ₹199 + service tax
    Annual Fee – ₹199 + service tax payable from year 2
    Supplementary Card Fee – Nil
    Overdue Interest on extended credit and cash advance – 3.40% per month
    Earn 2 payback points on every ₹100 spent on retail purchases except for fuelOn redemption of 2,000 points get fuel worth ₹500
    ₹100 discount on up to 2 movie tickets per month
    ICICI Bank HPCL Coral Credit CardOn total card expenditure of ₹50,000 and above the annual fee of the subsequent year will be reversedJoining Fee – ₹199 + service tax
    Annual Fee – ₹199 + service tax payable from year 2
    Supplementary Card Fee – Nil
    Overdue Interest on extended credit and cash advance – 3.40% per month
    Earn 2 payback points on spent of every ₹100₹ 100 off on movie tickets
    ICICI Bank HPCL Platinum Credit CardOn annual spend of ₹50,000 & above get back the annual fee of subsequent yearJoining Fee – ₹199 + service tax
    Annual Fee – ₹199 + service tax payable from year 2
    Supplementary Card Fee– Nil
    Overdue Interest on extended credit and cash advance – 3.40% per month
    2 payback points on retail spends₹100 cash back on fuel purchase

    Contactless Cards

    Card NameBenefitsFees & ChargesReward PointsOffers
    ICICI Bank Coral Contactless Credit CardUnlimited cash rewards
    Built-in mastercard contactless technology for safe and secure retail payments
    Joining Fee : ₹1,000 + service tax
    Annual Fee: ₹500 + service tax payable from 2 nd year
    Earn 4 payback points on dining, groceries and at supermarkets on every ₹100 purchase
    Earn 2 payback points on every spent of ₹ 100 on other transaction
    Buy one get one free movie ticket
    Free tie-up with Provogue
    ICICI Bank HPCL Coral Visa Contactless Credit CardBuilt-in mastercard contactless technology for safe and secure retail payments
    Heavy redemption on fuel bills
    Joining Fee – ₹199 + service tax
    Annual Fee – ₹ 199 + service tax payable from 2 nd year
    2 payback points on card payment of every ₹100 except of fuelGet ₹100 discount on up to 2 movie tickets a month
    2.5% cashback and 1% surcharge waiver on fuel purchase

    More Cards

    Card NameFeatures & BenefitsFees & ChargesReward Points
    ICICI Bank Platinum Chip Credit CardWaiver on fuel surcharge
    Exciting rewards
    Save up to 15% on dining at 800 restaurants
    Joining Fee : ₹ 199
    Annual Fee : ₹99 payable from second year
    Supplementary Card Fee : Nil
    Overdue Interest on extended credit and cash advance – 3.40% per month
    Earn 2 payback points on every ₹100 card purchase except for fuel
    ICICI Bank Instant Platinum Credit CardIndividual with minimum deposit of ₹20,000 booked for the tenure of 180 days can avail the card
    Low interest rate charged on card payment
    Earn reward points and redeem cash
    No joining or annual fee charged2 payback points on every ₹100 spent on all purchases except for fuel
    ICICI Bank Coral Credit Card Against Fixed DepositIndividual with minimum deposit of ₹20,000 booked for the tenure of 180 days can avail the card
    Multiple benefits and cash back
    Joining Fee : ₹500

    Other Cards Offered By ICICI Bank

    • Ferrari Signature Card
    • Ferrari Platinum Card
    • ICICI Bank Unifare Mumbai Metro Credit Card
    • ICICI Bank Unifare Delhi Metro Credit Card
    • ICICI Bank Unifare Banglore Metro Credit Card

    ICICI Bank Credit Card Eligibility

    The salaried and self-employed people are eligible to apply for credit cards ICICI if –

    • The applicant is a citizen of India
    • The minimum age is 23 years
    • The salaried individual earns a minimum monthly salary of ₹20,000
    • The self-employed’s minimum annual turnover is ₹3,00,000
    • The applicant is not a credit defaulter

    How To Apply for ICICI Credit Card Online

    The candidates can apply for an ICICI credit card either by visiting the bank branch or online. The candidates applying online have to follow the steps given below:

    • Open the ICICI Bank website
    • Select Apply online option
    • From the drop down menu choose credit cards option available under the heading of Cards
    • Feed the relevant information in the fields appearing on the screen
    • Click on Show Eligible Cards button
    • Select the type of card you wish to apply for
    • Click on apply button
    • Now upload the documents required

      ICICI Bank Credit Card Statements

    If you own an ICICI bank credit card, it is obvious that you want to get the monthly statements of your credit card. Don’t worry, with ICICI Bank credit cards, you will surely get your monthly statements on a regular basis. With these statements, it is easy to know the transactions made by you earlier. In fact, you can check each and every detail through these statements. Now, you don’t have to call the bank or visit the branch near you so as to get your statements. They will automatically reach to your inbox, giving you detailed information.

    Documents Required

    • ID Proof and Address Proof
    • PAN Card
    • ITR or salary slip of the last 2 months
    • Passport sized photograph

    ICICI Bank Credit Card Customer Care

    In case you have any query related to ICICI bank credit cards, you may register your grievance by dialing a toll-free number, which is 1800 102 4242 between 9 a.m. to 6 p.m. from Monday to Friday. The customer care executives of the bank are here to give you the proper support and guidance so that all your queries and complaint can easily be solved. So, feel free to get in touch with the bank, in case you have a query or concern related to your ICICI Bank credit cards.

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