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Best Credit Cards for Online Shopping Discounts

As India is gearing up to be a cashless economy, the demand for online shopping discounts and offers is more than ever. Incidentally, this festive season it’s raining discounts everywhere. In this scenario, one may wonder what are the best credit cards when it comes to availing online shopping discounts on credit cards? Well, don’t sweat it out as we have got you the most formidable list of credit cards which give you maximum mileage when it comes to availing online shopping discounts.

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    List of Best Credit Cards for Online Shopping

    The festive season is here but everyone is busy that offline shopping has become a hectic task. Especially when top banks are offering great deals on online shopping through credit cards, who would not want to buy online? So, have a look at the credit card offers on best credit cards and shop online!

    Credit CardsFeaturesWebsitesFees
    SimplyCLICK SBI Card- Get Amazon Gift Cards on Joining.
    - Earn 10X Reward Points on spending with exclusive partners
    Amazon, BookmyShow, ZoomCar, OLA, Lenskart, Food Panda, FanFurnish, Clear TripAnnual Fee - ₹499+GST
    HDFC Solitaire Credit Card- Get a Shopping Voucher of ₹1000 on spending ₹75000 every 6 months.
    - Enjoy a 10% discount on Nykaa's Official website.
    Best for Nykaa productsAnnual Fee - ₹500+GST
    Axis Buzz Credit Card- Get a Welcome Bonus of ₹1000 of Flipkart on making 3 purchases within 45 days of the card issuance.
    - Get 5% Off on Flipkart with a maximum of ₹200 every month.
    - Enjoy 6 eDGE Reward Points on every online spend of ₹200.
    Best for Flipkart usersJoining Fee - ₹750+GST
    Axis Ace Credit Card- Get a Cashback of 4% on Swiggy.
    - Enjoy 4% Cashback on OLA and Zomato.
    Swiggy, Zomato, OLAJoining Fee - ₹499+GST
    Flipkart Axis Bank Credit Card- Enjoy a Flipkart Voucher of ₹500 on the first Transaction.
    - Get 5% Cashback on Flipkart and 2GUD
    - Get 5% Cashback and 15% cashback on firth transaction on Myntra.
    - Enjoy 4% Cashback on Goibibo, Ubereats, Urban Clap, PVR, Uber, Cure.fit, and MakeMyTrip.
    Myntra, Flipkart, MakeMyTrip, 2GUD, PVR, Uber, Ubereats, Urban Clap, PVR, Cure FitJoining Fee - ₹500+GST
    Amazon pay ICICI Credit Card- 5% Cashback on Amazon for Prime Customers.
    - 3% Cashback on Amazon for Non-Prime Customers.
    - 2% Cashback on the Amazon pay Merchant Partners.
    Amazon Official Website and Mobile ApplicationJoining Fee - NIL
    Standard Chartered DigiSmart Credit Card- Enjoy a 20% discount on Myntra of up to ₹700 per month
    - Get a cashback of 15% on OLA, up to ₹600 per month.
    - Get 10% off on Zomato, up to ₹750 per month.
    - Enjoy 10% off on Grofers, up to ₹1,000 per month.
    Myntra, Grofers, Zomato, OLA, YatraMonthly Fee - ₹49+GST
    HDFC Millennia Credit Card- Shop via Payzapp and Smartbuy and get a Cashback of 5% on Amazon and Flipkart.
    - 2.5% Cashback on all the other online transactions.
    Flipkart, Amazon, Other Online TransactionsMembership Fee - ₹1000+GST
    HSBC Cashback Credit Card- 1.5% Cashback on all the Online Transactions.
    - Get Swiggy e-voucher of ₹250.
    - There is no maximum limit of the cashback.
    Swiggy, Other Online Transactions.Joining Fee - NIL

    Renewal Fee - ₹750+GST
    Axis Bank Neo Credit Card- Get 10% off on a minimum purchase of ₹500 at Myntra
    - 10% off on each bus ticket reservation made on redBus
    - Enjoy 10% off every time you purchase movie tickets at BookMyShow
    - Get a welcome gift voucher of ₹500 while shopping at Jabong.
    Myntra, RedBus, BookMyShow, JabongJoining Fee - NIL

    Renewal Fee - ₹250+GST
    HDFC Moneyback Credit CardEarn 100% more Reward Points on your online expenditure.Online TransactionsJoining Fee - As Per Bank's Norms.

    Renewal Fee - ₹500+GST
    Lifestyle HC SBI Card SelectGet 10 Reward Points on the Expenditure of every ₹100 at the Landmark Store.Home CentreAnnual Fee - ₹1499+GST
    HDFC Easy EMI Credit Card- Get a 5% Cashback on shopping from Flipkart, Amazon, Hotels, and Flight Bookings are done through Payzapp and Smartbuy having an EMI option.
    - Enjoy a Cashback of 2.5% on Online Shopping having EMI transactions.
    Flipkart, Amazon, Other Online Transactions.Joining Fee - ₹500+GST

    Renewal Fee - ₹500+GST
    SBI StyleUP Credit Card- Get a welcome gift of ₹500 as an FBB gift voucher.
    - Enjoy a 10% discount on all fashion apparel, fashion accessories & footwear at Fbb & Big Bazaar outlets.
    Big BazaarJoining Fee - ₹499+GST

    Renewal Fee - ₹499+GST
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    SBI Simply Click Card

    This SBI credit card is one of a kind as it caters mainly to online shoppers. The cardholder gets the interest free credit period of 20-50 days and thereafter has to pay finance charges up to 3.35% per month. If in one year you spend ₹75,000 or more, you do not need to pay the annual membership fee of ₹499 for the next year. The holders of this card are entitled to receive the following benefits:

    • As a log-in gift, the customer receives Amazon gift cards on joining
    • Earn 10X rewards on online spends with exclusive partners: Amazon / BookMyShow / Cleartrip / Foodpanda / FabFurnish / Lenskart / OLA / Zoomcar.
    • Earn 5X rewards on all other online spends.
    • E-voucher worth ₹2,000 on annual online spends of ₹1 lakh.
    • E-voucher worth ₹2,000 on annual online spends of ₹2 Lakhs.
    • 2.5 per cent fuel surcharge waiver for each transaction between ₹500 & ₹3000 (exclusive of GST, wherever applicable, & all other charges).
    • ₹700 instant cashback on domestic roundtrip flights worth ₹5,000 or more booked using Cleartrip Mobile App.
    • ₹500 instant cashback on domestic roundtrip flights worth ₹5,000 or more booked using Cleartrip website.

    HDFC Solitaire Credit Card

    This is a one of a kind credit card which is exclusively for women shoppers. Since women are considered more shopaholic and love to follow the latest trendy avatar, the bank has exclusively designed this card so that they can get attractive rebates in shopping and free admission to elite clubs etc. The annual fee for the first year is ₹500 but if you spend ₹10,000 within first 90 days from the date of receipt of the card the annual fees will be waived off and from second year onwards you need to spend ₹50,000 in the entire year to get your fees reversed. Below are the benefits of HDFC Solitaire credit card.

    • Get ₹1,000 Shopping vouchers on ₹75,000 spends every 6 months.
    • Redeem Reward Points as CashBack against outstanding amount on your Credit Card (100 Reward Points = ₹20)
    • 50% more Reward Points on dining and grocery spends.
    • 3 Reward Points on ₹150 spent.
    • Get 10% discount *using your HDFC Bank Solitaire Credit Card on www.nykaa.com. Valid for cards set up after 15th September 2017. *Terms and conditions apply

    Axis Bank Buzz Credit Card

    Axis Bank Buzz Credit Card is a beginner level card and it serves well for Online Shoppers, especially those who shop frequently on Flipkart.

    • Joining Fee – ₹750+Tax.
    • Welcome Bonus: ₹1,000 Flipkart Voucher (on making 3 purchases within first 45 days).
    • 5% off at Flipkart (Max. monthly benefits upto ₹200).
    • 6 Axis eDGE Reward Points on every ₹200 spent online (except for online travel spends).
    • 2 Axis eDGE Reward Points on every ₹200 spent.
    • Dining Delights – Minimum 15%* off at our partner restaurants across India.

    Axis Ace Credit Card

    • Enjoy 5% Cashback on bill payment of the electricity bills, gas bills, DTH bills, and other utility bills on Google Pay.
    • Enjoy 4 complimentary accesses to the domestic airport lounges.
    • Get a Fuel Surcharge Waiver of 1% at petrol pumps.
    • Enjoy up to 20% discount at the 4000+ partnered restaurants in India with Axis bank.
    • Finance Charges are up to 3.4% per month or 49.36% per annum.
    • You must have a minimum age of 18 years.
    • 70 years must be the maximum age of the applicant.
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    Flipkart Axis Bank Credit Card

    • Get unlimited access for 6 months on Gaana Plus Membership.
    • Enjoy a Discount of 50% on the membership purchased after 6 months.
    • The finance charges are 3.4% per month or 49.36% per annum
    • An individual must be a citizen of India.
    • The Minimum Age Required is 18 years.
    • The Maximum Age for applying is 70 years.

    Amazon Pay ICICI Credit Card

    • Get 15% savings while dining at more than 2,500 restaurants.
    • Enjoy 1% surcharge waived on fuel transactions.
    • Get 1% cashback on other purchases they will be credited to the Amazon Pay Balance.
    • The finance charges are between 42% – 45.60% per annum.
    • The card is offered to eligible Amazon customers.

    Standard Chartered DigiSmart Credit Card

    • Enjoy discounts of up to ₹400 per month on INOX.
    • Get Discount deals on Domestic Flights, International Flights, Domestic Hotels per quarter on YATRA.
    • Spend ₹5,000 in a month and the monthly fee will be reversed.
    • The age of the applicant must be between 21 years to 65 years
    • Enjoy Contactless Payments and Save Time.

    HDFC Millennia Credit Card

    • Enjoy a Gift Voucher of ₹1000 on spending ₹100000 and above in each quarter of the first year only.
    • Get 1% Cashback on offline transactions and recharging online wallets.
    • Enjoy 8 Complimentary Access to the Domestic Airport Lounge Annually
    • Spend ₹100000 and above in the first year and waive off your Renewal Membership.
    • Enjoy up to 40% discount on Fine Dining on Friday, Saturday, and Sunday.
    • Get a Discount of up to 20% on Premium Dining.
    • Grab a discount of 30% on Chef Speciality Restaurants.
    • Enjoy a 25% Discount on Buffet.
    • The Minimum Age of Entry is 18 years and the maximum is 65 years.

    HSBC Cashback Credit Card

    • Get 2 Complimentary Access to the Domestic Airport Lounge.
    • Enjoy 2 Visits to the International Airport Lounges.
    • Get 2 Meal Vouchers of ₹400 each and use them at the Airport Restaurants.
    • Grab a Cashback of 1% on all the other transactions.
    • Enjoy up to 15% Discount at more than 1000 restaurants.
    • Spend ₹1 Lac or more in a year and waive off the renewal fees.

    Axis Bank Neo Credit Card

    • Convert the transactions of above ₹2500 into EMI.
    • Enjoy a 10% cashback offer on mobile recharge at the Freecharge mobile app.
    • Earn 2 reward points on spending ₹200.
    • Spend ₹2500 in 45 days and waive off the renewal fee.
    • Primary cardholders must have an age of 18-70 years.

    HDFC Moneyback Credit Card

    • Earn 2 Reward Points on spending every ₹150.
    • Get a Fuel Surcharge Waiver of up to 1% on all fuel transactions above ₹400.
    • Enjoy 50 days interest-free period from the date of purchase.
    • The minimum age of the applicant must be 18 years.
    • The maximum age of the applicant must be 65 years.

    Lifestyle HC SBI Card Select

    • Get 10 Reward Points on Dining and Movies expenses of every ₹100.
    • Get 2 Reward Points on every other transaction of ₹100.
    • Enjoy 12000 Reward Points on reaching the transaction limit of ₹3 lacs.
    • Renew the card and earn 6000 Reward Points.
    • The finance charges are 3.35% per month and 40.2% per annum.

    HDFC Easy EMI Credit Card

    • Enjoy up to 40% Discount on Fine Dining on Weekends.
    • Discounts of up to 20% on Premium Dining.
    • Grab a Discount of up to 30% on Chef Speciality Restaurants.
    • There are some discounts on Buffet of up to 25%.
    • Get a cashback of 1% on offline transactions and recharging wallet.
    • Check the offers through the HDFC Credit Card Login.
    • Enjoy a fuel Surcharge Waiver of 1% at refilling pumps.
    • The Individual should have a stable income.

    SBI StyleUP Credit Card

    • Get an anniversary gift of 2000 Bonus Reward Points every year.
    • Enjoy 10X reward points on all your dining expenditures and you can see the deals after making the SBI Credit Card Login.
    • Earn 2.5% value back on spends made at Big Bazaar, Fbb, and Food Bazaar stores.
    • Get 1 reward point per ₹100 spent on all retail purchases.
    • Enjoy 1% fuel surcharge waiver on every transaction between ₹500 to ₹3,000
    • The age of the applicant must be between 21-70 years.

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