Axis Bank Neo Credit Card

Personal Details

Axis Bank, the third largest private sector bank, has come before you with an exciting Neo Credit Card that’s made everyone admiring. The unparalleled discount offers on movies, mobile recharges, shopping and much more set this card apart from the rest. The card is a true delight for the shoppers who want a bundle of attraction. From cashback to movie vouchers, it’s going to be one fascinating experience shopping via this card. To know all these and more in details, you can read further.

Rewards, Cashback Benefits & Much More with Axis Bank Neo Credit Card

Get ready to take your love interest (girlfriend or boyfriend) to the nearest movie hall or shop for your favourite goodies at mouthwatering discounts. All such attractive avenues come running your way in the points below.

  • 10% off at Myntra, Blinkit & BookMyShow
  • A welcome gift worth ₹300 upon utility bill payment
  • Transactions above ₹2,500 can be converted into EMI
  • EDGE REWARDS Points for every ₹200 on the card

Axis Bank Neo Credit Card Limit

All that most want to know while applying for a credit card is the limit that would be offered to them. The credit limit to be offered would take into account one’s income and credit score. More the income and the score greater are the possibilities of bagging away a higher credit limit. However, you need to exercise control over excessive credit utilization just to prevent yourself from the debt trap. Injudicious spends and that too for a massive amount can raise the bill substantially, potentially creating a situation of late payment and charges that come with the same. So, you need to prioritize your spends and save enough for a timely repayment of the dues. Going this way would let you shop and enjoy your association with Neo credit card for long.

Axis Bank Neo Credit Card Cash Withdrawal Limit

Often the query of cash withdrawal limit gets raised by Axis Bank Neo credit cardholders on online platforms. Well, there is no specific answer as such. However, on a general note, it can be said that the limit would be a certain percentage of the credit limit offered on your Neo credit card.

Fees & Charges

A few fees & charges are also applicable on Axis Bank Credit Card. These charges can be seen in the following points.

  • Joining Fee – ₹250
  • Annual Fee – ₹250
  • Add-on Card Joining & Annual Fee-NIL
  • Finance Charges-3.60% per month
  • Cash Withdrawal Charges-2.5% of the cash amount, subject to a minimum of ₹500
  • Late Payment Charges-₹500-1,200
  • Over Limit Charges-2.5% of the over limit amount, with a minimum of ₹500

Axis Bank Neo Credit Card EMI Calculator

Any big purchase over ₹2,500 is convertible into EMI on your request. The EMI, as you would know, is a constituent of both principal and interest repayments payable towards the purchase. To compute the EMI, you need to use credit card EMI calculator, which uses the purchase amount, interest rate and the select tenure to do the same.

When it comes to Axis Bank credit card EMI, the interest rate can be anywhere between 12%-18% per annum. The tenure for card EMI can be a maximum of 2 years.

For example– You want to buy Redmi Note 4, 64GB Mobile online costing ₹12,999, an interest rate of 12%-15% will apply for a period ranging from 6 months-2 years. Assume you take it for a yea. In that case, you would need to service the purchase at 13% interest rate. The EMI will come out to be ₹1,162. The total amount payable is ₹13,944, including an interest repayment of ₹945.

Axis Bank Neo Credit Card Eligibility

On meeting the following eligibility criteria, the card can be right on your hand. So, check out those and ensure meet the same to usher in a path of discounts and rewards.

  • Primary cardholders must have an age of 18-70 years, while add-on cardholders must have been over 15 years of age.
  • Both resident and non-resident Indians (NRIs) can apply for the card

Documents Needed to Apply

Keep the following documents ready while submitting your application for the credit card. These documents include-

  • Form 60
  • Identity Proof- PAN Card/Aadhaar Card/Driving License/Passport
  • Address Proof-Passport/Electricity Bill/Telephone Bill/Ration Card
  • Latest Salary Slip/Form 16/Copy of IT Return

Axis Bank Neo Credit Card Application Status Online

Making credit card application is easy as you can do via both online and offline modes. The former is more convenient as it can be done from the comfort of home or even when you are on the go. The forms are available on the bank’s website. You can fill the form and submit your application. You can not only apply for the credit card online but also check the application status. A certain acknowledgement or reference number is there after successful application.

So, while you are checking the status, mention the said number online to check the card status. It could show either approve, pending for approval or any discrepancy to remove from your end. In the event of any discrepancy, the bank officials will contact you.

Axis Bank Neo Credit Card Statement

While shopping, you could want a statement that will give you a track of the expenses made on Neo Credit Card. The statement would show the purchases and charges, if any. You can even check the outstanding balance, reward points and plenty more. You can get the statement even on your registered e-mail ID. So, keep tracking your statement for a healthy shopping experience with Axis Bank Neo Credit Card.

Customer Care Number

Doesn’t matter what the query or issue you may face using the credit card, feel free to raise those to the customer care number-1800-419-5959. The representatives are there on your duty 24X7. So what if you have queries pertaining to credit card statement, reward point, cashback offers or fees & charges, the customer care executives would resolve them at the earliest.

Neo Credit Card Login

You can login to Axis Bank’s Internet Banking to check the status of Neo Credit Card. Access everything from statements to reward point summary while checking the card account online. The statement show the bill as per the specific date. Do ensure to pay on time to avoid late payment charges. Moreover, a timely payment allows an individual to build a strong credit history and bolsters his/her chance to gain the lender’s nod for a loan or credit cards in the future.