Interest Rates 2018 2436 views
Interest Rate Comparison Tool All that glitters is not gold; the same goes for loans! Have you done your research? Compare Banks. Estimate EMIs. Enable Wishes on wishfin.com
Interest Rate Comparison Tool
All that glitters is not gold; the same goes for loans! Have you done your research?
Compare Banks. Estimate EMIs. Enable Wishes on wishfin.com
Want to apply online for ICICI Personal Loan but don’t know the interest rates offered by the bank? Well, the personal loan interest rates of ICICI are as low as 10.99%, allowing you to save more on your EMIs and Interest. To know more about the rates just go through the page further.
Table of Contents
ICICI Personal Loan Interest Rate
|Interest Rate||10.99% - 18.49%|
|Loan Amount||Up to ₹ 40 Lakh|
|Processing Fees (Non-Refundable)||₹ 999 to 2.25% of the loan amount + GST|
|Prepayment Charges||5% of principal outstanding + GST|
|Additional Interest on late payment||24% per annum|
|Repayment Mode Swap Charges||₹ 500/- per transaction plus GST|
|Amortisation Schedule Charges||₹ 200/- per schedule plus GST|
|Statement of Account Charges||₹ 200/- per schedule plus GST|
|Prepayment/Foreclosure Statement Charges||₹ 100/- per schedule plus GST|
|Duplicate No Objection Certificate/ No Due Certificate||₹ 500/- per NOC plus GST/₹ 200/- per NDC plus GST|
|Duplicate Prepayment/Foreclosure Statement Charges||₹ 200/- per schedule plus GST|
|Loan Cancellation Charges||₹ 3000/- plus GST|
|EMI Bounce Charges||₹ 400/- per bounce plus GST|
Note: Current GST applicable is 18.00% with effect from July 01, 2017.
Fees & Charges on ICICI Personal Loan
- Prepayment of the loan is possible any time during the loan tenure subject to payment of standard pre-closure charges of 5%+GST
- Prepayment charges (if any) will be waived off if the customer has paid 12 or more EMIs
- Prepayment charges are not applicable in case of balance transfer
ICICI Bank Personal Loan Balance Transfer Interest Rate
There is a balance transfer facility for personal loans at ICICI Bank. The interest rates of personal loan balance transfer is low and is available if you have paid 12 EMIs in your existing bank. With the help of availing BT, you can save a lot on your EMIs and Interest, hence can further invest that saving in the future.
ICICI Bank Personal Loan EMI Calculator
With the help of a personal loan EMI Calculator online knowing your EMIs is no more a hassle. This smart and magical tool allows you to know the exact calculations of your EMIs, Interest and Total Amount Payable in just a few seconds. The device after taking into account-Loan Amount, Interest Rate and Tenure gives you the accurate results in the best manner.
ICICI Personal Loan Customer Care Number
Just dial 1800 200 3344 from your mobile or landline in order to get in touch with the bank. The bank executives with their expertise and knowledge are always there to solve all your queries and complaints 24×7.
ICICI Personal Loan Status
If you are curious to know the real-time status of your ICICI Personal Loan, don’t worry as everything can easily be done online. That’s Right! In just a few seconds, you can know the actual status of your personal loan application as all you need to do is simply login to your ICICI Account. Yes, just log-in to your account to know whether your loan application is approved, pending or rejected. It is that easy and fast!