ICICI Personal Loan Interest Rates

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Want to apply online for ICICI Personal Loan but don’t know the interest rates offered by the bank? Well, the personal loan interest rates of ICICI are as low as 11%, allowing you to save more on your EMIs and Interest. To know more about the rates just go through the page further.

ICICI Personal Loan Interest Rate

ParticularsDetails
Interest Rate11.00% - 18.49% per annum
Loan AmountUp to ₹ 20 Lakh
Tenure5 Years
Processing Fees (Non-Refundable)Upto 2.25% per annum of loan amount plus GST
Prepayment Charges5% per annum of principal outstanding plus GST
Additional Interest on late payment24% per annum
Repayment Mode Swap Charges₹ 500/- per transaction plus GST
Amortisation Schedule Charges₹ 200/- per schedule plus GST
Statement of Account Charges₹ 200/- per schedule plus GST
Prepayment/Foreclosure Statement Charges₹ 100/- per schedule plus GST
Duplicate No Objection Certificate/ No Due Certificate₹ 500/- per NOC plus GST/₹ 200/- per NDC plus GST
Duplicate Prepayment/Foreclosure Statement Charges₹ 200/- per schedule plus GST
Loan Cancellation Charges₹ 3000/- plus GST
EMI Bounce Charges₹ 400/- per bounce plus GST

Note: Current GST applicable is 18.00% with effect from July 01, 2017.

Fees & Charges on ICICI Personal Loan

  • Prepayment of the loan is possible any time during the loan tenure subject to payment of standard pre-closure charges of 5%+GST
  • Prepayment charges (if any) will be waived off if the customer has paid 12 or more EMIs
  • Prepayment charges are not applicable in case of balance transfer

ICICI Bank Personal Loan Balance Transfer Interest Rate

There is a balance transfer facility for personal loans at ICICI Bank. The interest rates of personal loan balance transfer is low and is available if you have paid 12 EMIs in your existing bank. With the help of availing BT, you can save a lot on your EMIs and Interest, hence can further invest that saving in the future.

ICICI Bank Personal Loan EMI Calculator

With the help of a personal loan EMI Calculator online knowing your EMIs is no more a hassle. This smart and magical tool allows you to know the exact calculations of your EMIs, Interest and Total Amount Payable in just a few seconds. The device after taking into account-Loan Amount, Interest Rate and Tenure gives you the accurate results in the best manner.

ICICI Personal Loan Customer Care Number

Just dial 1800 200 3344  from your mobile or landline in order to get in touch with the bank. The bank executives with their expertise and knowledge are always there to solve all your queries and complaints 24×7.

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