How to Apply for a Personal Loan on WhatsApp?


  • Now you can also apply for a personal loan on WhatsApp
  • Simple & quick process that allows you to choose from top lenders

What if we tell you that you can apply for a personal loan instantly on WhatsApp? Hard to believe? Well, it is absolutely true! Now you can get a personal loan to meet your varied needs in the most hassle-free manner and that too on WhatsApp. Right from funds for home renovation, travel, debt consolidation to marriage, this unsecured loan comes handy to fulfill your varied needs.

However, at times, applicants need to face the delay while availing a personal loan from banks or NBFCs. But with Wishfin, which is a renowned Fintech player, get ready to have first-of-its-kind experience on WhatsApp. Yes, now no more boring or lengthy forms because a personal loan is just a chat away. Wishfin ensures that on WhatsApp, you can instantly get a loan without any hassle.

  • Get Personal Loan Quote from 17 Banks instantly via WhatsApp chat only on Wishfin.
  • Rates starts as low as 10.75%
  • It takes only a few details of yours & Wishfin’s WhatsApp Robo to get you going.

Right from comparing the different lenders to selecting an ideal one, you can do all this and much more with an ease.

After all this, you must be curious to know the steps? Don’t you? Well, let’s not keep you waiting any longer and let you know the steps below.

Steps to Apply for a Personal Loan on WhatsApp

Step 1: Give a missed call to 8130633535 (You will receive a message on your WhatsApp)

Step 2: Answer the questions asked by the chatbot

Step 3: Provide your full name, email ID and Date of birth

Step 4: Mention your monthly income, occupation & residence city

Step 5: Provide your company name

Step 6: Enter the required loan amount

Post Application via WhatsApp

Soon after completing the process on WhatsApp, the customer care executives will get in touch with you regarding the same. They forward your application to the concerned bank and would ensure a speedy approval. The team of Wishfin shares the good news of loan approval with you soon after completing all the formalities.

Tops Banks for WhatsApp Personal Loan Application

Here is a list of banks available on WhatsApp to apply for a personal loan

  • HDFC Bank
  • ICICI Bank
  • Standard Chartered Bank
  • Kotak Mahindra Bank
  • Fullerton India Bank
  • Bajaj Finserv
  • RBL Bank
  • IndusInd Bank
  • Yes Bank
  • DCB Bank
  • Capital First

Reasons to Apply for a Personal Loan on WhatsApp

  • Simple & Hassle-free Process
  • Step-by-step Assistance
  • Fastest Approval
  • Easy Comparisons
  • Widest Range of Options are Available

Personal Loan Interest Rates December 2018
Bajaj Finserv10.99% - 16.00%
Fullerton India14.00% - 33.00%
HDFC Bank11.25% - 21.50%
ICICI Bank10.99% - 18.40%
IndusInd Bank10.99% - 16.00%
Kotak Bank10.99% - 20.99%
RBL13.00% - 18.00%
Standard Chartered Bank12.00% - 17.00%
Tata Capital10.99% - 18.00%
Home Loan Interest Rates December 2018
State Bank of India/SBI8.70% - 9.25%
HDFC8.80% - 9.70%
Bank of Baroda8.65% - 9.65%
LIC Housing8.70% - 9.05%
PNB Housing Finance9.00% - 13.00%
ICICI Bank9.00% - 9.25%
Axis Bank8.80% - 9.05%
Citibank9.00% - 9.85%
Indiabulls Housing Finance Limited8.80% - 11.05%
Kotak Bank8.90% - 8.75%
DHFL9.05% - 9.95%
Reliance Home Finance8.75% - 14.00%