Fullerton India Personal Loan

About Fullerton India Personal Loan

Being a Non Banking Finance Company, Fullerton India is known for offering a wide range of financial products. Yes, with its many financial products such as personal loan, it fulfills the needs of many. When it comes to personal loan, this renowned company leaves no unturned to meet all your desires. Yes, whether its your child’s marriage, furnishing the home, family holiday or funds for the higher education, Fullerton India with its flexible and thoughtfully designed personal loans satisfies the needs of all.

Moreover, this company with its easy and simple personal loan procedures understands your requirements, and helps in turning your dreams into reality. So, if you are also looking to buy the personal loan from this reputed company, read this article further. Yes, in this article, you will find the details of personal loan offered by Fullerton India.

Personal Loan

Quotes from 18 banks | Instant Approval | Maximum Loan Eligibility

    Almost done, few more details required.

    Fullerton India Personal Loan at a Glance

    ParticularsDetails
    Interest Rates14.00% - 33.00%
    Loan AmountUp to ₹30 lakh
    Repayment12 months-48 months
    Processing Fee2% of the loan amount
    Forclosure Charges0-4.00%

    Eligibility Criteria

    The eligibility criteria is given below :

    CriteriaDetails
    AgeMin-21 years; Max-60 years
    No. of years in employment3 years & above
    Current Experience6 months & above
    Net Monthly Income₹15,000/- & above

    Fullerton India Personal Loan EMI Calculator

    Stuck at long and lengthy EMI calculation, speed up the process by using the EMI Calculator. Not just that, you can even know the total interest amount and the total repayment amount by using the calculator. It computes the value when the information is inserted in the relevant fields and displays the accurate result. The user has to put in the details regarding the amount, repayment period and tenure in the calculator to get the computed values. To know how the calculator works let’s look at the example below :

    For Example – If I avail a loan of ₹3,00,000 for the period of 4 years at the interest rate of 16% p.a. then what would be my EMIs and intrest outgo?

    Table Showing EMI, Interest Outgo, and Total Repayment Amount

    Loan Amount Interest Rate Tenure Monthly Instalment Total Interest Amount Total Amount

    EMI, Total Interest Outgo, Total Repayment (Interest + Principal)

    Year Principal Interest Balance Amount

    Documentation Required

    SalariedSelf-Employed
    Application form with a recent photographApplication form with a recent photograph
    Proof of identity (passport copy/ voter ID card/ driving license/ PAN card)Proof of identity (passport copy/ voter ID card/ driving license/ PAN card)
    Address proof (ration card/ telephone bill/ electricity bill/ Rental agreement / passport copy/ bank passbook or statement/driving license)Address proof (ration card/ telephone bill/ electricity bill/ Rental agreement / passport copy/ bank passbook or statement/driving license)
    Age proof (PAN card, passport, any other certificate from a statutory authority)Age proof (PAN card, passport, any other certificate from a statutory authority)
    Bank statements (bank statement / bank passbook for last 6 months) or last 3 months salary slipProof of business existence
    Form 16Bank statements (bank statement / bank passbook for last 6 months)
    Income tax returns for last 3 yearsProfit and loss statement for last 3 years
    Processing fee chequeBalance sheet for last 3 years
    Income tax returns for last 3 years (for self and business) duly certified by a CA
    Processing fee cheque

    Fullerton India Personal Loan Interest Rates

    The personal loan interest rates are not uniform and vary from customer to customer. The interest rates are determined on the basis of various factors such as the loan amount, tenure and repayment capacity of the individual. At present, the rates range between 14%p.a. – 37% p.a.

    Features and Benefits

    • Best in class interest rates
    • Simple documentation
    • Quick processing & Disbursal
    • Enjoy the convenience of doorstep service
    • No requirement of collateral/guarantor
    • Easy monthly repayment

    People Also Look For

    Personal Loan Interest Rates April 2018
    Bajaj Finserv 10.99% - 16.00%
    Fullerton India 14.00% - 33.00%
    HDFC Bank 10.99% - 20.99%
    ICICI Bank 10.99% - 18.40%
    IndusInd Bank 10.99% - 16.00%
    Kotak Bank 10.99% - 20.99%
    RBL 13.00% - 18.00%
    Standard Chartered Bank 11.49% - 14.49%
    Tata Capital 10.99% - 18.00%
    Home Loan Interest Rates April 2018
    State Bank of India/SBI 8.35% - 8.90%
    HDFC 8.40% - 9.10%
    Bank of Baroda 8.30% - 9.30%
    LIC Housing 8.45% - 8.90%
    PNB Housing Finance 8.40% - 8.99%
    ICICI Bank 8.35% - 8.85%
    Axis Bank 8.40% - 8.75%
    Citibank 8.40% - 9.25%
    Indiabulls Housing Finance Limited 8.45% - 9.75%
    Kotak Bank 8.35% - 8.50%
    EMI Calculator